8950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8950万円の住宅ローン｜期間・年数別
8950万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥176,834 | ¥106,100,123 | ¥16,600,123 |
| 50 | 0.80% | ¥181,033 | ¥108,619,599 | ¥19,119,599 |
| 50 | 0.90% | ¥185,293 | ¥111,175,738 | ¥21,675,738 |
| 50 | 1.00% | ¥189,614 | ¥113,768,380 | ¥24,268,380 |
| 50 | 1.10% | ¥193,996 | ¥116,397,349 | ¥26,897,349 |
| 50 | 1.20% | ¥198,437 | ¥119,062,452 | ¥29,562,452 |
| 50 | 1.30% | ¥202,939 | ¥121,763,478 | ¥32,263,478 |
| 50 | 1.40% | ¥207,500 | ¥124,500,201 | ¥35,000,201 |
| 50 | 1.50% | ¥212,121 | ¥127,272,379 | ¥37,772,379 |
| 50 | 1.60% | ¥216,800 | ¥130,079,755 | ¥40,579,755 |
| 50 | 1.70% | ¥221,537 | ¥132,922,055 | ¥43,422,055 |
| 50 | 1.80% | ¥226,332 | ¥135,798,994 | ¥46,298,994 |
| 50 | 1.90% | ¥231,184 | ¥138,710,270 | ¥49,210,270 |
| 50 | 2.00% | ¥236,093 | ¥141,655,568 | ¥52,155,568 |
| 50 | 2.10% | ¥241,058 | ¥144,634,560 | ¥55,134,560 |
| 50 | 2.20% | ¥246,078 | ¥147,646,907 | ¥58,146,907 |
| 50 | 2.30% | ¥251,154 | ¥150,692,257 | ¥61,192,257 |
| 50 | 2.40% | ¥256,284 | ¥153,770,245 | ¥64,270,245 |
| 50 | 2.50% | ¥261,467 | ¥156,880,496 | ¥67,380,496 |
| 50 | 2.60% | ¥266,704 | ¥160,022,627 | ¥70,522,627 |
| 50 | 2.70% | ¥271,994 | ¥163,196,243 | ¥73,696,243 |
| 50 | 2.80% | ¥277,335 | ¥166,400,939 | ¥76,900,939 |
| 50 | 2.90% | ¥282,727 | ¥169,636,304 | ¥80,136,304 |
| 50 | 3.00% | ¥288,170 | ¥172,901,916 | ¥83,401,916 |
8950万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥193,261 | ¥104,360,969 | ¥14,860,969 |
| 45 | 0.80% | ¥197,415 | ¥106,604,029 | ¥17,104,029 |
| 45 | 0.90% | ¥201,624 | ¥108,876,875 | ¥19,376,875 |
| 45 | 1.00% | ¥205,888 | ¥111,179,404 | ¥21,679,404 |
| 45 | 1.10% | ¥210,206 | ¥113,511,496 | ¥24,011,496 |
| 45 | 1.20% | ¥214,580 | ¥115,873,025 | ¥26,373,025 |
| 45 | 1.30% | ¥219,007 | ¥118,263,849 | ¥28,763,849 |
| 45 | 1.40% | ¥223,489 | ¥120,683,820 | ¥31,183,820 |
| 45 | 1.50% | ¥228,024 | ¥123,132,776 | ¥33,632,776 |
| 45 | 1.60% | ¥232,612 | ¥125,610,545 | ¥36,110,545 |
| 45 | 1.70% | ¥237,254 | ¥128,116,945 | ¥38,616,945 |
| 45 | 1.80% | ¥241,948 | ¥130,651,784 | ¥41,151,784 |
| 45 | 1.90% | ¥246,694 | ¥133,214,862 | ¥43,714,862 |
| 45 | 2.00% | ¥251,493 | ¥135,805,966 | ¥46,305,966 |
| 45 | 2.10% | ¥256,342 | ¥138,424,876 | ¥48,924,876 |
| 45 | 2.20% | ¥261,243 | ¥141,071,364 | ¥51,571,364 |
| 45 | 2.30% | ¥266,195 | ¥143,745,192 | ¥54,245,192 |
| 45 | 2.40% | ¥271,197 | ¥146,446,113 | ¥56,946,113 |
| 45 | 2.50% | ¥276,248 | ¥149,173,874 | ¥59,673,874 |
| 45 | 2.60% | ¥281,349 | ¥151,928,214 | ¥62,428,214 |
| 45 | 2.70% | ¥286,498 | ¥154,708,862 | ¥65,208,862 |
| 45 | 2.80% | ¥291,695 | ¥157,515,544 | ¥68,015,544 |
| 45 | 2.90% | ¥296,941 | ¥160,347,977 | ¥70,847,977 |
| 45 | 3.00% | ¥302,233 | ¥163,205,871 | ¥73,705,871 |
8950万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥213,833 | ¥102,639,903 | ¥13,139,903 |
| 40 | 0.80% | ¥217,942 | ¥104,612,010 | ¥15,112,010 |
| 40 | 0.90% | ¥222,099 | ¥106,607,717 | ¥17,107,717 |
| 40 | 1.00% | ¥226,306 | ¥108,626,957 | ¥19,126,957 |
| 40 | 1.10% | ¥230,562 | ¥110,669,655 | ¥21,169,655 |
| 40 | 1.20% | ¥234,866 | ¥112,735,731 | ¥23,235,731 |
| 40 | 1.30% | ¥239,219 | ¥114,825,096 | ¥25,325,096 |
| 40 | 1.40% | ¥243,620 | ¥116,937,655 | ¥27,437,655 |
| 40 | 1.50% | ¥248,069 | ¥119,073,306 | ¥29,573,306 |
| 40 | 1.60% | ¥252,567 | ¥121,231,939 | ¥31,731,939 |
| 40 | 1.70% | ¥257,111 | ¥123,413,440 | ¥33,913,440 |
| 40 | 1.80% | ¥261,704 | ¥125,617,686 | ¥36,117,686 |
| 40 | 1.90% | ¥266,343 | ¥127,844,549 | ¥38,344,549 |
| 40 | 2.00% | ¥271,029 | ¥130,093,895 | ¥40,593,895 |
| 40 | 2.10% | ¥275,762 | ¥132,365,581 | ¥42,865,581 |
| 40 | 2.20% | ¥280,541 | ¥134,659,463 | ¥45,159,463 |
| 40 | 2.30% | ¥285,365 | ¥136,975,388 | ¥47,475,388 |
| 40 | 2.40% | ¥290,236 | ¥139,313,197 | ¥49,813,197 |
| 40 | 2.50% | ¥295,152 | ¥141,672,726 | ¥52,172,726 |
| 40 | 2.60% | ¥300,112 | ¥144,053,808 | ¥54,553,808 |
| 40 | 2.70% | ¥305,117 | ¥146,456,269 | ¥56,956,269 |
| 40 | 2.80% | ¥310,167 | ¥148,879,929 | ¥59,379,929 |
| 40 | 2.90% | ¥315,260 | ¥151,324,604 | ¥61,824,604 |
| 40 | 3.00% | ¥320,396 | ¥153,790,108 | ¥64,290,108 |
8950万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥240,326 | ¥100,936,961 | ¥11,436,961 |
| 35 | 0.80% | ¥244,390 | ¥102,643,607 | ¥13,143,607 |
| 35 | 0.90% | ¥248,496 | ¥104,368,364 | ¥14,868,364 |
| 35 | 1.00% | ¥252,646 | ¥106,111,194 | ¥16,611,194 |
| 35 | 1.10% | ¥256,838 | ¥107,872,052 | ¥18,372,052 |
| 35 | 1.20% | ¥261,074 | ¥109,650,889 | ¥20,150,889 |
| 35 | 1.30% | ¥265,352 | ¥111,447,653 | ¥21,947,653 |
| 35 | 1.40% | ¥269,672 | ¥113,262,287 | ¥23,762,287 |
| 35 | 1.50% | ¥274,035 | ¥115,094,731 | ¥25,594,731 |
| 35 | 1.60% | ¥278,440 | ¥116,944,919 | ¥27,444,919 |
| 35 | 1.70% | ¥282,888 | ¥118,812,782 | ¥29,312,782 |
| 35 | 1.80% | ¥287,377 | ¥120,698,248 | ¥31,198,248 |
| 35 | 1.90% | ¥291,908 | ¥122,601,239 | ¥33,101,239 |
| 35 | 2.00% | ¥296,480 | ¥124,521,675 | ¥35,021,675 |
| 35 | 2.10% | ¥301,094 | ¥126,459,472 | ¥36,959,472 |
| 35 | 2.20% | ¥305,749 | ¥128,414,542 | ¥38,914,542 |
| 35 | 2.30% | ¥310,445 | ¥130,386,792 | ¥40,886,792 |
| 35 | 2.40% | ¥315,181 | ¥132,376,128 | ¥42,876,128 |
| 35 | 2.50% | ¥319,958 | ¥134,382,451 | ¥44,882,451 |
| 35 | 2.60% | ¥324,775 | ¥136,405,660 | ¥46,905,660 |
| 35 | 2.70% | ¥329,632 | ¥138,445,647 | ¥48,945,647 |
| 35 | 2.80% | ¥334,529 | ¥140,502,306 | ¥51,002,306 |
| 35 | 2.90% | ¥339,466 | ¥142,575,524 | ¥53,075,524 |
| 35 | 3.00% | ¥344,441 | ¥144,665,186 | ¥55,165,186 |
8950万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥275,700 | ¥99,252,177 | ¥9,752,177 |
| 30 | 0.80% | ¥279,719 | ¥100,698,875 | ¥11,198,875 |
| 30 | 0.90% | ¥283,775 | ¥102,158,908 | ¥12,658,908 |
| 30 | 1.00% | ¥287,867 | ¥103,632,253 | ¥14,132,253 |
| 30 | 1.10% | ¥291,997 | ¥105,118,887 | ¥15,618,887 |
| 30 | 1.20% | ¥296,163 | ¥106,618,781 | ¥17,118,781 |
| 30 | 1.30% | ¥300,366 | ¥108,131,908 | ¥18,631,908 |
| 30 | 1.40% | ¥304,606 | ¥109,658,236 | ¥20,158,236 |
| 30 | 1.50% | ¥308,883 | ¥111,197,732 | ¥21,697,732 |
| 30 | 1.60% | ¥313,195 | ¥112,750,359 | ¥23,250,359 |
| 30 | 1.70% | ¥317,545 | ¥114,316,080 | ¥24,816,080 |
| 30 | 1.80% | ¥321,930 | ¥115,894,855 | ¥26,394,855 |
| 30 | 1.90% | ¥326,352 | ¥117,486,641 | ¥27,986,641 |
| 30 | 2.00% | ¥330,809 | ¥119,091,394 | ¥29,591,394 |
| 30 | 2.10% | ¥335,303 | ¥120,709,067 | ¥31,209,067 |
| 30 | 2.20% | ¥339,832 | ¥122,339,611 | ¥32,839,611 |
| 30 | 2.30% | ¥344,397 | ¥123,982,976 | ¥34,482,976 |
| 30 | 2.40% | ¥348,998 | ¥125,639,108 | ¥36,139,108 |
| 30 | 2.50% | ¥353,633 | ¥127,307,954 | ¥37,807,954 |
| 30 | 2.60% | ¥358,304 | ¥128,989,455 | ¥39,489,455 |
| 30 | 2.70% | ¥363,010 | ¥130,683,554 | ¥41,183,554 |
| 30 | 2.80% | ¥367,751 | ¥132,390,190 | ¥42,890,190 |
| 30 | 2.90% | ¥372,526 | ¥134,109,300 | ¥44,609,300 |
| 30 | 3.00% | ¥377,336 | ¥135,840,820 | ¥46,340,820 |
8950万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥325,285 | ¥97,585,580 | ¥8,085,580 |
| 25 | 0.80% | ¥329,260 | ¥98,777,865 | ¥9,277,865 |
| 25 | 0.90% | ¥333,265 | ¥99,979,427 | ¥10,479,427 |
| 25 | 1.00% | ¥337,301 | ¥101,190,254 | ¥11,690,254 |
| 25 | 1.10% | ¥341,368 | ¥102,410,334 | ¥12,910,334 |
| 25 | 1.20% | ¥345,466 | ¥103,639,654 | ¥14,139,654 |
| 25 | 1.30% | ¥349,594 | ¥104,878,199 | ¥15,378,199 |
| 25 | 1.40% | ¥353,753 | ¥106,125,955 | ¥16,625,955 |
| 25 | 1.50% | ¥357,943 | ¥107,382,904 | ¥17,882,904 |
| 25 | 1.60% | ¥362,163 | ¥108,649,028 | ¥19,149,028 |
| 25 | 1.70% | ¥366,414 | ¥109,924,309 | ¥20,424,309 |
| 25 | 1.80% | ¥370,696 | ¥111,208,728 | ¥21,708,728 |
| 25 | 1.90% | ¥375,008 | ¥112,502,262 | ¥23,002,262 |
| 25 | 2.00% | ¥379,350 | ¥113,804,890 | ¥24,304,890 |
| 25 | 2.10% | ¥383,722 | ¥115,116,589 | ¥25,616,589 |
| 25 | 2.20% | ¥388,124 | ¥116,437,334 | ¥26,937,334 |
| 25 | 2.30% | ¥392,557 | ¥117,767,101 | ¥28,267,101 |
| 25 | 2.40% | ¥397,020 | ¥119,105,863 | ¥29,605,863 |
| 25 | 2.50% | ¥401,512 | ¥120,453,593 | ¥30,953,593 |
| 25 | 2.60% | ¥406,034 | ¥121,810,263 | ¥32,310,263 |
| 25 | 2.70% | ¥410,586 | ¥123,175,843 | ¥33,675,843 |
| 25 | 2.80% | ¥415,168 | ¥124,550,303 | ¥35,050,303 |
| 25 | 2.90% | ¥419,779 | ¥125,933,612 | ¥36,433,612 |
| 25 | 3.00% | ¥424,419 | ¥127,325,738 | ¥37,825,738 |
8950万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥399,738 | ¥95,937,195 | ¥6,437,195 |
| 20 | 0.80% | ¥403,669 | ¥96,880,618 | ¥7,380,618 |
| 20 | 0.90% | ¥407,625 | ¥97,829,987 | ¥8,329,987 |
| 20 | 1.00% | ¥411,605 | ¥98,785,297 | ¥9,285,297 |
| 20 | 1.10% | ¥415,611 | ¥99,746,542 | ¥10,246,542 |
| 20 | 1.20% | ¥419,640 | ¥100,713,717 | ¥11,213,717 |
| 20 | 1.30% | ¥423,695 | ¥101,686,815 | ¥12,186,815 |
| 20 | 1.40% | ¥427,774 | ¥102,665,829 | ¥13,165,829 |
| 20 | 1.50% | ¥431,878 | ¥103,650,754 | ¥14,150,754 |
| 20 | 1.60% | ¥436,007 | ¥104,641,580 | ¥15,141,580 |
| 20 | 1.70% | ¥440,160 | ¥105,638,301 | ¥16,138,301 |
| 20 | 1.80% | ¥444,337 | ¥106,640,907 | ¥17,140,907 |
| 20 | 1.90% | ¥448,539 | ¥107,649,390 | ¥18,149,390 |
| 20 | 2.00% | ¥452,766 | ¥108,663,740 | ¥19,163,740 |
| 20 | 2.10% | ¥457,016 | ¥109,683,948 | ¥20,183,948 |
| 20 | 2.20% | ¥461,292 | ¥110,710,003 | ¥21,210,003 |
| 20 | 2.30% | ¥465,591 | ¥111,741,894 | ¥22,241,894 |
| 20 | 2.40% | ¥469,915 | ¥112,779,611 | ¥23,279,611 |
| 20 | 2.50% | ¥474,263 | ¥113,823,141 | ¥24,323,141 |
| 20 | 2.60% | ¥478,635 | ¥114,872,474 | ¥25,372,474 |
| 20 | 2.70% | ¥483,032 | ¥115,927,595 | ¥26,427,595 |
| 20 | 2.80% | ¥487,452 | ¥116,988,493 | ¥27,488,493 |
| 20 | 2.90% | ¥491,896 | ¥118,055,154 | ¥28,555,154 |
| 20 | 3.00% | ¥496,365 | ¥119,127,564 | ¥29,627,564 |
8950万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥523,928 | ¥94,307,041 | ¥4,807,041 |
| 15 | 0.80% | ¥527,818 | ¥95,007,168 | ¥5,507,168 |
| 15 | 0.90% | ¥531,726 | ¥95,710,644 | ¥6,210,644 |
| 15 | 1.00% | ¥535,653 | ¥96,417,466 | ¥6,917,466 |
| 15 | 1.10% | ¥539,598 | ¥97,127,633 | ¥7,627,633 |
| 15 | 1.20% | ¥543,562 | ¥97,841,142 | ¥8,341,142 |
| 15 | 1.30% | ¥547,544 | ¥98,557,991 | ¥9,057,991 |
| 15 | 1.40% | ¥551,545 | ¥99,278,178 | ¥9,778,178 |
| 15 | 1.50% | ¥555,565 | ¥100,001,701 | ¥10,501,701 |
| 15 | 1.60% | ¥559,603 | ¥100,728,556 | ¥11,228,556 |
| 15 | 1.70% | ¥563,660 | ¥101,458,742 | ¥11,958,742 |
| 15 | 1.80% | ¥567,735 | ¥102,192,255 | ¥12,692,255 |
| 15 | 1.90% | ¥571,828 | ¥102,929,093 | ¥13,429,093 |
| 15 | 2.00% | ¥575,940 | ¥103,669,252 | ¥14,169,252 |
| 15 | 2.10% | ¥580,071 | ¥104,412,728 | ¥14,912,728 |
| 15 | 2.20% | ¥584,220 | ¥105,159,519 | ¥15,659,519 |
| 15 | 2.30% | ¥588,387 | ¥105,909,621 | ¥16,409,621 |
| 15 | 2.40% | ¥592,572 | ¥106,663,030 | ¥17,163,030 |
| 15 | 2.50% | ¥596,776 | ¥107,419,742 | ¥17,919,742 |
| 15 | 2.60% | ¥600,999 | ¥108,179,753 | ¥18,679,753 |
| 15 | 2.70% | ¥605,239 | ¥108,943,059 | ¥19,443,059 |
| 15 | 2.80% | ¥609,498 | ¥109,709,655 | ¥20,209,655 |
| 15 | 2.90% | ¥613,775 | ¥110,479,538 | ¥20,979,538 |
| 15 | 3.00% | ¥618,071 | ¥111,252,702 | ¥21,752,702 |
8950万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥772,459 | ¥92,695,134 | ¥3,195,134 |
| 10 | 0.80% | ¥776,313 | ¥93,157,542 | ¥3,657,542 |
| 10 | 0.90% | ¥780,179 | ¥93,621,440 | ¥4,121,440 |
| 10 | 1.00% | ¥784,057 | ¥94,086,826 | ¥4,586,826 |
| 10 | 1.10% | ¥787,948 | ¥94,553,701 | ¥5,053,701 |
| 10 | 1.20% | ¥791,851 | ¥95,022,063 | ¥5,522,063 |
| 10 | 1.30% | ¥795,766 | ¥95,491,913 | ¥5,991,913 |
| 10 | 1.40% | ¥799,694 | ¥95,963,249 | ¥6,463,249 |
| 10 | 1.50% | ¥803,634 | ¥96,436,071 | ¥6,936,071 |
| 10 | 1.60% | ¥807,586 | ¥96,910,378 | ¥7,410,378 |
| 10 | 1.70% | ¥811,551 | ¥97,386,171 | ¥7,886,171 |
| 10 | 1.80% | ¥815,529 | ¥97,863,447 | ¥8,363,447 |
| 10 | 1.90% | ¥819,518 | ¥98,342,207 | ¥8,842,207 |
| 10 | 2.00% | ¥823,520 | ¥98,822,449 | ¥9,322,449 |
| 10 | 2.10% | ¥827,535 | ¥99,304,174 | ¥9,804,174 |
| 10 | 2.20% | ¥831,561 | ¥99,787,379 | ¥10,287,379 |
| 10 | 2.30% | ¥835,601 | ¥100,272,065 | ¥10,772,065 |
| 10 | 2.40% | ¥839,652 | ¥100,758,231 | ¥11,258,231 |
| 10 | 2.50% | ¥843,716 | ¥101,245,874 | ¥11,745,874 |
| 10 | 2.60% | ¥847,792 | ¥101,734,996 | ¥12,234,996 |
| 10 | 2.70% | ¥851,880 | ¥102,225,594 | ¥12,725,594 |
| 10 | 2.80% | ¥855,981 | ¥102,717,668 | ¥13,217,668 |
| 10 | 2.90% | ¥860,093 | ¥103,211,217 | ¥13,711,217 |
| 10 | 3.00% | ¥864,219 | ¥103,706,240 | ¥14,206,240 |
