8960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8960万円の住宅ローン｜期間・年数別
8960万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥177,031 |
¥106,218,670 |
¥16,618,670 |
| 50 |
0.80% |
¥181,235 |
¥108,740,961 |
¥19,140,961 |
| 50 |
0.90% |
¥185,500 |
¥111,299,956 |
¥21,699,956 |
| 50 |
1.00% |
¥189,826 |
¥113,895,495 |
¥24,295,495 |
| 50 |
1.10% |
¥194,212 |
¥116,527,402 |
¥26,927,402 |
| 50 |
1.20% |
¥198,659 |
¥119,195,482 |
¥29,595,482 |
| 50 |
1.30% |
¥203,166 |
¥121,899,526 |
¥32,299,526 |
| 50 |
1.40% |
¥207,732 |
¥124,639,307 |
¥35,039,307 |
| 50 |
1.50% |
¥212,358 |
¥127,414,583 |
¥37,814,583 |
| 50 |
1.60% |
¥217,042 |
¥130,225,095 |
¥40,625,095 |
| 50 |
1.70% |
¥221,784 |
¥133,070,572 |
¥43,470,572 |
| 50 |
1.80% |
¥226,585 |
¥135,950,725 |
¥46,350,725 |
| 50 |
1.90% |
¥231,442 |
¥138,865,253 |
¥49,265,253 |
| 50 |
2.00% |
¥236,356 |
¥141,813,842 |
¥52,213,842 |
| 50 |
2.10% |
¥241,327 |
¥144,796,163 |
¥55,196,163 |
| 50 |
2.20% |
¥246,353 |
¥147,811,876 |
¥58,211,876 |
| 50 |
2.30% |
¥251,434 |
¥150,860,628 |
¥61,260,628 |
| 50 |
2.40% |
¥256,570 |
¥153,942,055 |
¥64,342,055 |
| 50 |
2.50% |
¥261,760 |
¥157,055,782 |
¥67,455,782 |
| 50 |
2.60% |
¥267,002 |
¥160,201,424 |
¥70,601,424 |
| 50 |
2.70% |
¥272,298 |
¥163,378,585 |
¥73,778,585 |
| 50 |
2.80% |
¥277,645 |
¥166,586,862 |
¥76,986,862 |
| 50 |
2.90% |
¥283,043 |
¥169,825,841 |
¥80,225,841 |
| 50 |
3.00% |
¥288,492 |
¥173,095,103 |
¥83,495,103 |
8960万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥193,477 |
¥104,477,574 |
¥14,877,574 |
| 45 |
0.80% |
¥197,635 |
¥106,723,139 |
¥17,123,139 |
| 45 |
0.90% |
¥201,849 |
¥108,998,525 |
¥19,398,525 |
| 45 |
1.00% |
¥206,118 |
¥111,303,626 |
¥21,703,626 |
| 45 |
1.10% |
¥210,441 |
¥113,638,325 |
¥24,038,325 |
| 45 |
1.20% |
¥214,819 |
¥116,002,492 |
¥26,402,492 |
| 45 |
1.30% |
¥219,252 |
¥118,395,988 |
¥28,795,988 |
| 45 |
1.40% |
¥223,738 |
¥120,818,663 |
¥31,218,663 |
| 45 |
1.50% |
¥228,278 |
¥123,270,355 |
¥33,670,355 |
| 45 |
1.60% |
¥232,872 |
¥125,750,892 |
¥36,150,892 |
| 45 |
1.70% |
¥237,519 |
¥128,260,092 |
¥38,660,092 |
| 45 |
1.80% |
¥242,218 |
¥130,797,764 |
¥41,197,764 |
| 45 |
1.90% |
¥246,970 |
¥133,363,705 |
¥43,763,705 |
| 45 |
2.00% |
¥251,774 |
¥135,957,704 |
¥46,357,704 |
| 45 |
2.10% |
¥256,629 |
¥138,579,541 |
¥48,979,541 |
| 45 |
2.20% |
¥261,535 |
¥141,228,986 |
¥51,628,986 |
| 45 |
2.30% |
¥266,492 |
¥143,905,801 |
¥54,305,801 |
| 45 |
2.40% |
¥271,500 |
¥146,609,740 |
¥57,009,740 |
| 45 |
2.50% |
¥276,557 |
¥149,340,549 |
¥59,740,549 |
| 45 |
2.60% |
¥281,663 |
¥152,097,966 |
¥62,497,966 |
| 45 |
2.70% |
¥286,818 |
¥154,881,721 |
¥65,281,721 |
| 45 |
2.80% |
¥292,021 |
¥157,691,539 |
¥68,091,539 |
| 45 |
2.90% |
¥297,272 |
¥160,527,136 |
¥70,927,136 |
| 45 |
3.00% |
¥302,571 |
¥163,388,224 |
¥73,788,224 |
8960万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥214,072 |
¥102,754,584 |
¥13,154,584 |
| 40 |
0.80% |
¥218,185 |
¥104,728,895 |
¥15,128,895 |
| 40 |
0.90% |
¥222,348 |
¥106,726,832 |
¥17,126,832 |
| 40 |
1.00% |
¥226,559 |
¥108,748,328 |
¥19,148,328 |
| 40 |
1.10% |
¥230,819 |
¥110,793,308 |
¥21,193,308 |
| 40 |
1.20% |
¥235,129 |
¥112,861,693 |
¥23,261,693 |
| 40 |
1.30% |
¥239,486 |
¥114,953,392 |
¥25,353,392 |
| 40 |
1.40% |
¥243,892 |
¥117,068,312 |
¥27,468,312 |
| 40 |
1.50% |
¥248,347 |
¥119,206,349 |
¥29,606,349 |
| 40 |
1.60% |
¥252,849 |
¥121,367,394 |
¥31,767,394 |
| 40 |
1.70% |
¥257,399 |
¥123,551,332 |
¥33,951,332 |
| 40 |
1.80% |
¥261,996 |
¥125,758,041 |
¥36,158,041 |
| 40 |
1.90% |
¥266,640 |
¥127,987,392 |
¥38,387,392 |
| 40 |
2.00% |
¥271,332 |
¥130,239,251 |
¥40,639,251 |
| 40 |
2.10% |
¥276,070 |
¥132,513,476 |
¥42,913,476 |
| 40 |
2.20% |
¥280,854 |
¥134,809,921 |
¥45,209,921 |
| 40 |
2.30% |
¥285,684 |
¥137,128,433 |
¥47,528,433 |
| 40 |
2.40% |
¥290,560 |
¥139,468,854 |
¥49,868,854 |
| 40 |
2.50% |
¥295,481 |
¥141,831,020 |
¥52,231,020 |
| 40 |
2.60% |
¥300,447 |
¥144,214,762 |
¥54,614,762 |
| 40 |
2.70% |
¥305,458 |
¥146,619,907 |
¥57,019,907 |
| 40 |
2.80% |
¥310,513 |
¥149,046,275 |
¥59,446,275 |
| 40 |
2.90% |
¥315,612 |
¥151,493,682 |
¥61,893,682 |
| 40 |
3.00% |
¥320,754 |
¥153,961,940 |
¥64,361,940 |
8960万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥240,595 |
¥101,049,739 |
¥11,449,739 |
| 35 |
0.80% |
¥244,663 |
¥102,758,292 |
¥13,158,292 |
| 35 |
0.90% |
¥248,774 |
¥104,484,977 |
¥14,884,977 |
| 35 |
1.00% |
¥252,928 |
¥106,229,754 |
¥16,629,754 |
| 35 |
1.10% |
¥257,125 |
¥107,992,579 |
¥18,392,579 |
| 35 |
1.20% |
¥261,365 |
¥109,773,404 |
¥20,173,404 |
| 35 |
1.30% |
¥265,648 |
¥111,572,176 |
¥21,972,176 |
| 35 |
1.40% |
¥269,973 |
¥113,388,837 |
¥23,788,837 |
| 35 |
1.50% |
¥274,341 |
¥115,223,328 |
¥25,623,328 |
| 35 |
1.60% |
¥278,751 |
¥117,075,583 |
¥27,475,583 |
| 35 |
1.70% |
¥283,204 |
¥118,945,534 |
¥29,345,534 |
| 35 |
1.80% |
¥287,698 |
¥120,833,106 |
¥31,233,106 |
| 35 |
1.90% |
¥292,234 |
¥122,738,223 |
¥33,138,223 |
| 35 |
2.00% |
¥296,811 |
¥124,660,805 |
¥35,060,805 |
| 35 |
2.10% |
¥301,430 |
¥126,600,768 |
¥37,000,768 |
| 35 |
2.20% |
¥306,091 |
¥128,558,022 |
¥38,958,022 |
| 35 |
2.30% |
¥310,792 |
¥130,532,476 |
¥40,932,476 |
| 35 |
2.40% |
¥315,533 |
¥132,524,035 |
¥42,924,035 |
| 35 |
2.50% |
¥320,316 |
¥134,532,599 |
¥44,932,599 |
| 35 |
2.60% |
¥325,138 |
¥136,558,068 |
¥46,958,068 |
| 35 |
2.70% |
¥330,001 |
¥138,600,335 |
¥49,000,335 |
| 35 |
2.80% |
¥334,903 |
¥140,659,292 |
¥51,059,292 |
| 35 |
2.90% |
¥339,845 |
¥142,734,826 |
¥53,134,826 |
| 35 |
3.00% |
¥344,826 |
¥144,826,823 |
¥55,226,823 |
8960万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥276,009 |
¥99,363,073 |
¥9,763,073 |
| 30 |
0.80% |
¥280,032 |
¥100,811,388 |
¥11,211,388 |
| 30 |
0.90% |
¥284,092 |
¥102,273,052 |
¥12,673,052 |
| 30 |
1.00% |
¥288,189 |
¥103,748,044 |
¥14,148,044 |
| 30 |
1.10% |
¥292,323 |
¥105,236,338 |
¥15,636,338 |
| 30 |
1.20% |
¥296,494 |
¥106,737,908 |
¥17,137,908 |
| 30 |
1.30% |
¥300,702 |
¥108,252,726 |
¥18,652,726 |
| 30 |
1.40% |
¥304,947 |
¥109,780,759 |
¥20,180,759 |
| 30 |
1.50% |
¥309,228 |
¥111,321,975 |
¥21,721,975 |
| 30 |
1.60% |
¥313,545 |
¥112,876,337 |
¥23,276,337 |
| 30 |
1.70% |
¥317,899 |
¥114,443,808 |
¥24,843,808 |
| 30 |
1.80% |
¥322,290 |
¥116,024,347 |
¥26,424,347 |
| 30 |
1.90% |
¥326,716 |
¥117,617,911 |
¥28,017,911 |
| 30 |
2.00% |
¥331,179 |
¥119,224,457 |
¥29,624,457 |
| 30 |
2.10% |
¥335,678 |
¥120,843,937 |
¥31,243,937 |
| 30 |
2.20% |
¥340,212 |
¥122,476,303 |
¥32,876,303 |
| 30 |
2.30% |
¥344,782 |
¥124,121,504 |
¥34,521,504 |
| 30 |
2.40% |
¥349,387 |
¥125,779,487 |
¥36,179,487 |
| 30 |
2.50% |
¥354,028 |
¥127,450,197 |
¥37,850,197 |
| 30 |
2.60% |
¥358,704 |
¥129,133,577 |
¥39,533,577 |
| 30 |
2.70% |
¥363,415 |
¥130,829,569 |
¥41,229,569 |
| 30 |
2.80% |
¥368,161 |
¥132,538,112 |
¥42,938,112 |
| 30 |
2.90% |
¥372,942 |
¥134,259,142 |
¥44,659,142 |
| 30 |
3.00% |
¥377,757 |
¥135,992,597 |
¥46,392,597 |
8960万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥325,649 |
¥97,694,614 |
¥8,094,614 |
| 25 |
0.80% |
¥329,627 |
¥98,888,232 |
¥9,288,232 |
| 25 |
0.90% |
¥333,637 |
¥100,091,136 |
¥10,491,136 |
| 25 |
1.00% |
¥337,678 |
¥101,303,316 |
¥11,703,316 |
| 25 |
1.10% |
¥341,749 |
¥102,524,759 |
¥12,924,759 |
| 25 |
1.20% |
¥345,852 |
¥103,755,452 |
¥14,155,452 |
| 25 |
1.30% |
¥349,985 |
¥104,995,382 |
¥15,395,382 |
| 25 |
1.40% |
¥354,148 |
¥106,244,531 |
¥16,644,531 |
| 25 |
1.50% |
¥358,343 |
¥107,502,884 |
¥17,902,884 |
| 25 |
1.60% |
¥362,568 |
¥108,770,424 |
¥19,170,424 |
| 25 |
1.70% |
¥366,824 |
¥110,047,130 |
¥20,447,130 |
| 25 |
1.80% |
¥371,110 |
¥111,332,983 |
¥21,732,983 |
| 25 |
1.90% |
¥375,427 |
¥112,627,963 |
¥23,027,963 |
| 25 |
2.00% |
¥379,773 |
¥113,932,046 |
¥24,332,046 |
| 25 |
2.10% |
¥384,151 |
¥115,245,211 |
¥25,645,211 |
| 25 |
2.20% |
¥388,558 |
¥116,567,432 |
¥26,967,432 |
| 25 |
2.30% |
¥392,996 |
¥117,898,684 |
¥28,298,684 |
| 25 |
2.40% |
¥397,463 |
¥119,238,942 |
¥29,638,942 |
| 25 |
2.50% |
¥401,961 |
¥120,588,178 |
¥30,988,178 |
| 25 |
2.60% |
¥406,488 |
¥121,946,364 |
¥32,346,364 |
| 25 |
2.70% |
¥411,045 |
¥123,313,469 |
¥33,713,469 |
| 25 |
2.80% |
¥415,632 |
¥124,689,465 |
¥35,089,465 |
| 25 |
2.90% |
¥420,248 |
¥126,074,320 |
¥36,474,320 |
| 25 |
3.00% |
¥424,893 |
¥127,468,001 |
¥37,868,001 |
8960万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥400,185 |
¥96,044,387 |
¥6,444,387 |
| 20 |
0.80% |
¥404,120 |
¥96,988,865 |
¥7,388,865 |
| 20 |
0.90% |
¥408,080 |
¥97,939,295 |
¥8,339,295 |
| 20 |
1.00% |
¥412,065 |
¥98,895,672 |
¥9,295,672 |
| 20 |
1.10% |
¥416,075 |
¥99,857,991 |
¥10,257,991 |
| 20 |
1.20% |
¥420,109 |
¥100,826,246 |
¥11,226,246 |
| 20 |
1.30% |
¥424,168 |
¥101,800,431 |
¥12,200,431 |
| 20 |
1.40% |
¥428,252 |
¥102,780,540 |
¥13,180,540 |
| 20 |
1.50% |
¥432,361 |
¥103,766,565 |
¥14,166,565 |
| 20 |
1.60% |
¥436,494 |
¥104,758,498 |
¥15,158,498 |
| 20 |
1.70% |
¥440,651 |
¥105,756,333 |
¥16,156,333 |
| 20 |
1.80% |
¥444,834 |
¥106,760,059 |
¥17,160,059 |
| 20 |
1.90% |
¥449,040 |
¥107,769,669 |
¥18,169,669 |
| 20 |
2.00% |
¥453,271 |
¥108,785,152 |
¥19,185,152 |
| 20 |
2.10% |
¥457,527 |
¥109,806,500 |
¥20,206,500 |
| 20 |
2.20% |
¥461,807 |
¥110,833,701 |
¥21,233,701 |
| 20 |
2.30% |
¥466,111 |
¥111,866,746 |
¥22,266,746 |
| 20 |
2.40% |
¥470,440 |
¥112,905,622 |
¥23,305,622 |
| 20 |
2.50% |
¥474,793 |
¥113,950,318 |
¥24,350,318 |
| 20 |
2.60% |
¥479,170 |
¥115,000,823 |
¥25,400,823 |
| 20 |
2.70% |
¥483,571 |
¥116,057,123 |
¥26,457,123 |
| 20 |
2.80% |
¥487,997 |
¥117,119,206 |
¥27,519,206 |
| 20 |
2.90% |
¥492,446 |
¥118,187,059 |
¥28,587,059 |
| 20 |
3.00% |
¥496,919 |
¥119,260,667 |
¥29,660,667 |
8960万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥524,513 |
¥94,412,412 |
¥4,812,412 |
| 15 |
0.80% |
¥528,407 |
¥95,113,322 |
¥5,513,322 |
| 15 |
0.90% |
¥532,320 |
¥95,817,584 |
¥6,217,584 |
| 15 |
1.00% |
¥536,251 |
¥96,525,195 |
¥6,925,195 |
| 15 |
1.10% |
¥540,201 |
¥97,236,155 |
¥7,636,155 |
| 15 |
1.20% |
¥544,169 |
¥97,950,461 |
¥8,350,461 |
| 15 |
1.30% |
¥548,156 |
¥98,668,111 |
¥9,068,111 |
| 15 |
1.40% |
¥552,162 |
¥99,389,103 |
¥9,789,103 |
| 15 |
1.50% |
¥556,186 |
¥100,113,434 |
¥10,513,434 |
| 15 |
1.60% |
¥560,228 |
¥100,841,102 |
¥11,241,102 |
| 15 |
1.70% |
¥564,289 |
¥101,572,104 |
¥11,972,104 |
| 15 |
1.80% |
¥568,369 |
¥102,306,437 |
¥12,706,437 |
| 15 |
1.90% |
¥572,467 |
¥103,044,098 |
¥13,444,098 |
| 15 |
2.00% |
¥576,584 |
¥103,785,083 |
¥14,185,083 |
| 15 |
2.10% |
¥580,719 |
¥104,529,390 |
¥14,929,390 |
| 15 |
2.20% |
¥584,872 |
¥105,277,016 |
¥15,677,016 |
| 15 |
2.30% |
¥589,044 |
¥106,027,956 |
¥16,427,956 |
| 15 |
2.40% |
¥593,234 |
¥106,782,206 |
¥17,182,206 |
| 15 |
2.50% |
¥597,443 |
¥107,539,764 |
¥17,939,764 |
| 15 |
2.60% |
¥601,670 |
¥108,300,624 |
¥18,700,624 |
| 15 |
2.70% |
¥605,915 |
¥109,064,783 |
¥19,464,783 |
| 15 |
2.80% |
¥610,179 |
¥109,832,236 |
¥20,232,236 |
| 15 |
2.90% |
¥614,461 |
¥110,602,979 |
¥21,002,979 |
| 15 |
3.00% |
¥618,761 |
¥111,377,007 |
¥21,777,007 |
8960万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥773,323 |
¥92,798,704 |
¥3,198,704 |
| 10 |
0.80% |
¥777,180 |
¥93,261,629 |
¥3,661,629 |
| 10 |
0.90% |
¥781,050 |
¥93,726,045 |
¥4,126,045 |
| 10 |
1.00% |
¥784,933 |
¥94,191,951 |
¥4,591,951 |
| 10 |
1.10% |
¥788,828 |
¥94,659,347 |
¥5,059,347 |
| 10 |
1.20% |
¥792,735 |
¥95,128,233 |
¥5,528,233 |
| 10 |
1.30% |
¥796,655 |
¥95,598,607 |
¥5,998,607 |
| 10 |
1.40% |
¥800,587 |
¥96,070,470 |
¥6,470,470 |
| 10 |
1.50% |
¥804,532 |
¥96,543,821 |
¥6,943,821 |
| 10 |
1.60% |
¥808,489 |
¥97,018,658 |
¥7,418,658 |
| 10 |
1.70% |
¥812,458 |
¥97,494,982 |
¥7,894,982 |
| 10 |
1.80% |
¥816,440 |
¥97,972,792 |
¥8,372,792 |
| 10 |
1.90% |
¥820,434 |
¥98,452,086 |
¥8,852,086 |
| 10 |
2.00% |
¥824,441 |
¥98,932,866 |
¥9,332,866 |
| 10 |
2.10% |
¥828,459 |
¥99,415,128 |
¥9,815,128 |
| 10 |
2.20% |
¥832,491 |
¥99,898,874 |
¥10,298,874 |
| 10 |
2.30% |
¥836,534 |
¥100,384,101 |
¥10,784,101 |
| 10 |
2.40% |
¥840,590 |
¥100,870,810 |
¥11,270,810 |
| 10 |
2.50% |
¥844,658 |
¥101,358,998 |
¥11,758,998 |
| 10 |
2.60% |
¥848,739 |
¥101,848,666 |
¥12,248,666 |
| 10 |
2.70% |
¥852,832 |
¥102,339,813 |
¥12,739,813 |
| 10 |
2.80% |
¥856,937 |
¥102,832,437 |
¥13,232,437 |
| 10 |
2.90% |
¥861,054 |
¥103,326,537 |
¥13,726,537 |
| 10 |
3.00% |
¥865,184 |
¥103,822,113 |
¥14,222,113 |
