8970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8970万円の住宅ローン｜期間・年数別
8970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥177,229 | ¥106,337,218 | ¥16,637,218 |
| 50 | 0.80% | ¥181,437 | ¥108,862,324 | ¥19,162,324 |
| 50 | 0.90% | ¥185,707 | ¥111,424,175 | ¥21,724,175 |
| 50 | 1.00% | ¥190,038 | ¥114,022,611 | ¥24,322,611 |
| 50 | 1.10% | ¥194,429 | ¥116,657,455 | ¥26,957,455 |
| 50 | 1.20% | ¥198,881 | ¥119,328,513 | ¥29,628,513 |
| 50 | 1.30% | ¥203,393 | ¥122,035,575 | ¥32,335,575 |
| 50 | 1.40% | ¥207,964 | ¥124,778,413 | ¥35,078,413 |
| 50 | 1.50% | ¥212,595 | ¥127,556,786 | ¥37,856,786 |
| 50 | 1.60% | ¥217,284 | ¥130,370,436 | ¥40,670,436 |
| 50 | 1.70% | ¥222,032 | ¥133,219,088 | ¥43,519,088 |
| 50 | 1.80% | ¥226,837 | ¥136,102,456 | ¥46,402,456 |
| 50 | 1.90% | ¥231,700 | ¥139,020,237 | ¥49,320,237 |
| 50 | 2.00% | ¥236,620 | ¥141,972,117 | ¥52,272,117 |
| 50 | 2.10% | ¥241,596 | ¥144,957,766 | ¥55,257,766 |
| 50 | 2.20% | ¥246,628 | ¥147,976,845 | ¥58,276,845 |
| 50 | 2.30% | ¥251,715 | ¥151,028,999 | ¥61,328,999 |
| 50 | 2.40% | ¥256,856 | ¥154,113,865 | ¥64,413,865 |
| 50 | 2.50% | ¥262,052 | ¥157,231,067 | ¥67,531,067 |
| 50 | 2.60% | ¥267,300 | ¥160,380,220 | ¥70,680,220 |
| 50 | 2.70% | ¥272,602 | ¥163,560,927 | ¥73,860,927 |
| 50 | 2.80% | ¥277,955 | ¥166,772,785 | ¥77,072,785 |
| 50 | 2.90% | ¥283,359 | ¥170,015,379 | ¥80,315,379 |
| 50 | 3.00% | ¥288,814 | ¥173,288,289 | ¥83,588,289 |
8970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥193,693 | ¥104,594,178 | ¥14,894,178 |
| 45 | 0.80% | ¥197,856 | ¥106,842,250 | ¥17,142,250 |
| 45 | 0.90% | ¥202,074 | ¥109,120,176 | ¥19,420,176 |
| 45 | 1.00% | ¥206,348 | ¥111,427,849 | ¥21,727,849 |
| 45 | 1.10% | ¥210,676 | ¥113,765,153 | ¥24,065,153 |
| 45 | 1.20% | ¥215,059 | ¥116,131,959 | ¥26,431,959 |
| 45 | 1.30% | ¥219,497 | ¥118,528,126 | ¥28,828,126 |
| 45 | 1.40% | ¥223,988 | ¥120,953,505 | ¥31,253,505 |
| 45 | 1.50% | ¥228,533 | ¥123,407,933 | ¥33,707,933 |
| 45 | 1.60% | ¥233,132 | ¥125,891,239 | ¥36,191,239 |
| 45 | 1.70% | ¥237,784 | ¥128,403,240 | ¥38,703,240 |
| 45 | 1.80% | ¥242,488 | ¥130,943,744 | ¥41,243,744 |
| 45 | 1.90% | ¥247,245 | ¥133,512,549 | ¥43,812,549 |
| 45 | 2.00% | ¥252,055 | ¥136,109,443 | ¥46,409,443 |
| 45 | 2.10% | ¥256,915 | ¥138,734,206 | ¥49,034,206 |
| 45 | 2.20% | ¥261,827 | ¥141,386,608 | ¥51,686,608 |
| 45 | 2.30% | ¥266,790 | ¥144,066,410 | ¥54,366,410 |
| 45 | 2.40% | ¥271,803 | ¥146,773,367 | ¥57,073,367 |
| 45 | 2.50% | ¥276,865 | ¥149,507,224 | ¥59,807,224 |
| 45 | 2.60% | ¥281,977 | ¥152,267,718 | ¥62,567,718 |
| 45 | 2.70% | ¥287,138 | ¥155,054,580 | ¥65,354,580 |
| 45 | 2.80% | ¥292,347 | ¥157,867,534 | ¥68,167,534 |
| 45 | 2.90% | ¥297,604 | ¥160,706,296 | ¥71,006,296 |
| 45 | 3.00% | ¥302,908 | ¥163,570,577 | ¥73,870,577 |
8970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥214,311 | ¥102,869,265 | ¥13,169,265 |
| 40 | 0.80% | ¥218,429 | ¥104,845,780 | ¥15,145,780 |
| 40 | 0.90% | ¥222,596 | ¥106,845,946 | ¥17,145,946 |
| 40 | 1.00% | ¥226,812 | ¥108,869,698 | ¥19,169,698 |
| 40 | 1.10% | ¥231,077 | ¥110,916,962 | ¥21,216,962 |
| 40 | 1.20% | ¥235,391 | ¥112,987,654 | ¥23,287,654 |
| 40 | 1.30% | ¥239,754 | ¥115,081,689 | ¥25,381,689 |
| 40 | 1.40% | ¥244,165 | ¥117,198,968 | ¥27,498,968 |
| 40 | 1.50% | ¥248,624 | ¥119,339,391 | ¥29,639,391 |
| 40 | 1.60% | ¥253,131 | ¥121,502,849 | ¥31,802,849 |
| 40 | 1.70% | ¥257,686 | ¥123,689,224 | ¥33,989,224 |
| 40 | 1.80% | ¥262,288 | ¥125,898,396 | ¥36,198,396 |
| 40 | 1.90% | ¥266,938 | ¥128,130,235 | ¥38,430,235 |
| 40 | 2.00% | ¥271,635 | ¥130,384,607 | ¥40,684,607 |
| 40 | 2.10% | ¥276,378 | ¥132,661,371 | ¥42,961,371 |
| 40 | 2.20% | ¥281,167 | ¥134,960,378 | ¥45,260,378 |
| 40 | 2.30% | ¥286,003 | ¥137,281,478 | ¥47,581,478 |
| 40 | 2.40% | ¥290,884 | ¥139,624,511 | ¥49,924,511 |
| 40 | 2.50% | ¥295,811 | ¥141,989,314 | ¥52,289,314 |
| 40 | 2.60% | ¥300,783 | ¥144,375,716 | ¥54,675,716 |
| 40 | 2.70% | ¥305,799 | ¥146,783,545 | ¥57,083,545 |
| 40 | 2.80% | ¥310,860 | ¥149,212,621 | ¥59,512,621 |
| 40 | 2.90% | ¥315,964 | ¥151,662,760 | ¥61,962,760 |
| 40 | 3.00% | ¥321,112 | ¥154,133,773 | ¥64,433,773 |
8970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥240,863 | ¥101,162,518 | ¥11,462,518 |
| 35 | 0.80% | ¥244,936 | ¥102,872,978 | ¥13,172,978 |
| 35 | 0.90% | ¥249,051 | ¥104,601,590 | ¥14,901,590 |
| 35 | 1.00% | ¥253,210 | ¥106,348,314 | ¥16,648,314 |
| 35 | 1.10% | ¥257,412 | ¥108,113,107 | ¥18,413,107 |
| 35 | 1.20% | ¥261,657 | ¥109,895,919 | ¥20,195,919 |
| 35 | 1.30% | ¥265,945 | ¥111,696,698 | ¥21,996,698 |
| 35 | 1.40% | ¥270,275 | ¥113,515,387 | ¥23,815,387 |
| 35 | 1.50% | ¥274,647 | ¥115,351,926 | ¥25,651,926 |
| 35 | 1.60% | ¥279,062 | ¥117,206,248 | ¥27,506,248 |
| 35 | 1.70% | ¥283,520 | ¥119,078,285 | ¥29,378,285 |
| 35 | 1.80% | ¥288,019 | ¥120,967,964 | ¥31,267,964 |
| 35 | 1.90% | ¥292,560 | ¥122,875,208 | ¥33,175,208 |
| 35 | 2.00% | ¥297,143 | ¥124,799,936 | ¥35,099,936 |
| 35 | 2.10% | ¥301,767 | ¥126,742,063 | ¥37,042,063 |
| 35 | 2.20% | ¥306,432 | ¥128,701,502 | ¥39,001,502 |
| 35 | 2.30% | ¥311,138 | ¥130,678,159 | ¥40,978,159 |
| 35 | 2.40% | ¥315,886 | ¥132,671,941 | ¥42,971,941 |
| 35 | 2.50% | ¥320,673 | ¥134,682,747 | ¥44,982,747 |
| 35 | 2.60% | ¥325,501 | ¥136,710,477 | ¥47,010,477 |
| 35 | 2.70% | ¥330,369 | ¥138,755,023 | ¥49,055,023 |
| 35 | 2.80% | ¥335,277 | ¥140,816,278 | ¥51,116,278 |
| 35 | 2.90% | ¥340,224 | ¥142,894,128 | ¥53,194,128 |
| 35 | 3.00% | ¥345,211 | ¥144,988,461 | ¥55,288,461 |
8970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥276,317 | ¥99,473,970 | ¥9,773,970 |
| 30 | 0.80% | ¥280,344 | ¥100,923,901 | ¥11,223,901 |
| 30 | 0.90% | ¥284,409 | ¥102,387,196 | ¥12,687,196 |
| 30 | 1.00% | ¥288,511 | ¥103,863,834 | ¥14,163,834 |
| 30 | 1.10% | ¥292,649 | ¥105,353,789 | ¥15,653,789 |
| 30 | 1.20% | ¥296,825 | ¥106,857,036 | ¥17,157,036 |
| 30 | 1.30% | ¥301,038 | ¥108,373,544 | ¥18,673,544 |
| 30 | 1.40% | ¥305,287 | ¥109,903,283 | ¥20,203,283 |
| 30 | 1.50% | ¥309,573 | ¥111,446,218 | ¥21,746,218 |
| 30 | 1.60% | ¥313,895 | ¥113,002,315 | ¥23,302,315 |
| 30 | 1.70% | ¥318,254 | ¥114,571,535 | ¥24,871,535 |
| 30 | 1.80% | ¥322,650 | ¥116,153,838 | ¥26,453,838 |
| 30 | 1.90% | ¥327,081 | ¥117,749,181 | ¥28,049,181 |
| 30 | 2.00% | ¥331,549 | ¥119,357,520 | ¥29,657,520 |
| 30 | 2.10% | ¥336,052 | ¥120,978,808 | ¥31,278,808 |
| 30 | 2.20% | ¥340,592 | ¥122,612,996 | ¥32,912,996 |
| 30 | 2.30% | ¥345,167 | ¥124,260,033 | ¥34,560,033 |
| 30 | 2.40% | ¥349,777 | ¥125,919,866 | ¥36,219,866 |
| 30 | 2.50% | ¥354,423 | ¥127,592,441 | ¥37,892,441 |
| 30 | 2.60% | ¥359,105 | ¥129,277,700 | ¥39,577,700 |
| 30 | 2.70% | ¥363,821 | ¥130,975,584 | ¥41,275,584 |
| 30 | 2.80% | ¥368,572 | ¥132,686,034 | ¥42,986,034 |
| 30 | 2.90% | ¥373,358 | ¥134,408,985 | ¥44,708,985 |
| 30 | 3.00% | ¥378,179 | ¥136,144,375 | ¥46,444,375 |
8970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥326,012 | ¥97,803,648 | ¥8,103,648 |
| 25 | 0.80% | ¥329,995 | ¥98,998,598 | ¥9,298,598 |
| 25 | 0.90% | ¥334,009 | ¥100,202,845 | ¥10,502,845 |
| 25 | 1.00% | ¥338,055 | ¥101,416,377 | ¥11,716,377 |
| 25 | 1.10% | ¥342,131 | ¥102,639,184 | ¥12,939,184 |
| 25 | 1.20% | ¥346,238 | ¥103,871,251 | ¥14,171,251 |
| 25 | 1.30% | ¥350,375 | ¥105,112,564 | ¥15,412,564 |
| 25 | 1.40% | ¥354,544 | ¥106,363,108 | ¥16,663,108 |
| 25 | 1.50% | ¥358,743 | ¥107,622,865 | ¥17,922,865 |
| 25 | 1.60% | ¥362,973 | ¥108,891,819 | ¥19,191,819 |
| 25 | 1.70% | ¥367,233 | ¥110,169,950 | ¥20,469,950 |
| 25 | 1.80% | ¥371,524 | ¥111,457,239 | ¥21,757,239 |
| 25 | 1.90% | ¥375,846 | ¥112,753,664 | ¥23,053,664 |
| 25 | 2.00% | ¥380,197 | ¥114,059,203 | ¥24,359,203 |
| 25 | 2.10% | ¥384,579 | ¥115,373,833 | ¥25,673,833 |
| 25 | 2.20% | ¥388,992 | ¥116,697,529 | ¥26,997,529 |
| 25 | 2.30% | ¥393,434 | ¥118,030,268 | ¥28,330,268 |
| 25 | 2.40% | ¥397,907 | ¥119,372,022 | ¥29,672,022 |
| 25 | 2.50% | ¥402,409 | ¥120,722,763 | ¥31,022,763 |
| 25 | 2.60% | ¥406,942 | ¥122,082,464 | ¥32,382,464 |
| 25 | 2.70% | ¥411,504 | ¥123,451,096 | ¥33,751,096 |
| 25 | 2.80% | ¥416,095 | ¥124,828,627 | ¥35,128,627 |
| 25 | 2.90% | ¥420,717 | ¥126,215,028 | ¥36,515,028 |
| 25 | 3.00% | ¥425,368 | ¥127,610,265 | ¥37,910,265 |
8970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥400,632 | ¥96,151,579 | ¥6,451,579 |
| 20 | 0.80% | ¥404,571 | ¥97,097,111 | ¥7,397,111 |
| 20 | 0.90% | ¥408,536 | ¥98,048,602 | ¥8,348,602 |
| 20 | 1.00% | ¥412,525 | ¥99,006,046 | ¥9,306,046 |
| 20 | 1.10% | ¥416,539 | ¥99,969,439 | ¥10,269,439 |
| 20 | 1.20% | ¥420,578 | ¥100,938,775 | ¥11,238,775 |
| 20 | 1.30% | ¥424,642 | ¥101,914,048 | ¥12,214,048 |
| 20 | 1.40% | ¥428,730 | ¥102,895,250 | ¥13,195,250 |
| 20 | 1.50% | ¥432,843 | ¥103,882,376 | ¥14,182,376 |
| 20 | 1.60% | ¥436,981 | ¥104,875,416 | ¥15,175,416 |
| 20 | 1.70% | ¥441,143 | ¥105,874,364 | ¥16,174,364 |
| 20 | 1.80% | ¥445,330 | ¥106,879,211 | ¥17,179,211 |
| 20 | 1.90% | ¥449,541 | ¥107,889,947 | ¥18,189,947 |
| 20 | 2.00% | ¥453,777 | ¥108,906,564 | ¥19,206,564 |
| 20 | 2.10% | ¥458,038 | ¥109,929,052 | ¥20,229,052 |
| 20 | 2.20% | ¥462,322 | ¥110,957,400 | ¥21,257,400 |
| 20 | 2.30% | ¥466,632 | ¥111,991,597 | ¥22,291,597 |
| 20 | 2.40% | ¥470,965 | ¥113,031,632 | ¥23,331,632 |
| 20 | 2.50% | ¥475,323 | ¥114,077,495 | ¥24,377,495 |
| 20 | 2.60% | ¥479,705 | ¥115,129,172 | ¥25,429,172 |
| 20 | 2.70% | ¥484,111 | ¥116,186,651 | ¥26,486,651 |
| 20 | 2.80% | ¥488,541 | ¥117,249,920 | ¥27,549,920 |
| 20 | 2.90% | ¥492,996 | ¥118,318,964 | ¥28,618,964 |
| 20 | 3.00% | ¥497,474 | ¥119,393,771 | ¥29,693,771 |
8970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥525,099 | ¥94,517,783 | ¥4,817,783 |
| 15 | 0.80% | ¥528,997 | ¥95,219,475 | ¥5,519,475 |
| 15 | 0.90% | ¥532,914 | ¥95,924,523 | ¥6,224,523 |
| 15 | 1.00% | ¥536,850 | ¥96,632,924 | ¥6,932,924 |
| 15 | 1.10% | ¥540,804 | ¥97,344,678 | ¥7,644,678 |
| 15 | 1.20% | ¥544,777 | ¥98,059,781 | ¥8,359,781 |
| 15 | 1.30% | ¥548,768 | ¥98,778,232 | ¥9,078,232 |
| 15 | 1.40% | ¥552,778 | ¥99,500,029 | ¥9,800,029 |
| 15 | 1.50% | ¥556,806 | ¥100,225,168 | ¥10,525,168 |
| 15 | 1.60% | ¥560,854 | ¥100,953,648 | ¥11,253,648 |
| 15 | 1.70% | ¥564,919 | ¥101,685,466 | ¥11,985,466 |
| 15 | 1.80% | ¥569,003 | ¥102,420,618 | ¥12,720,618 |
| 15 | 1.90% | ¥573,106 | ¥103,159,102 | ¥13,459,102 |
| 15 | 2.00% | ¥577,227 | ¥103,900,915 | ¥14,200,915 |
| 15 | 2.10% | ¥581,367 | ¥104,646,053 | ¥14,946,053 |
| 15 | 2.20% | ¥585,525 | ¥105,394,513 | ¥15,694,513 |
| 15 | 2.30% | ¥589,702 | ¥106,146,290 | ¥16,446,290 |
| 15 | 2.40% | ¥593,897 | ¥106,901,383 | ¥17,201,383 |
| 15 | 2.50% | ¥598,110 | ¥107,659,786 | ¥17,959,786 |
| 15 | 2.60% | ¥602,342 | ¥108,421,495 | ¥18,721,495 |
| 15 | 2.70% | ¥606,592 | ¥109,186,507 | ¥19,486,507 |
| 15 | 2.80% | ¥610,860 | ¥109,954,816 | ¥20,254,816 |
| 15 | 2.90% | ¥615,147 | ¥110,726,420 | ¥21,026,420 |
| 15 | 3.00% | ¥619,452 | ¥111,501,312 | ¥21,801,312 |
8970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥774,186 | ¥92,902,274 | ¥3,202,274 |
| 10 | 0.80% | ¥778,048 | ¥93,365,716 | ¥3,665,716 |
| 10 | 0.90% | ¥781,922 | ¥93,830,650 | ¥4,130,650 |
| 10 | 1.00% | ¥785,809 | ¥94,297,076 | ¥4,597,076 |
| 10 | 1.10% | ¥789,708 | ¥94,764,994 | ¥5,064,994 |
| 10 | 1.20% | ¥793,620 | ¥95,234,403 | ¥5,534,403 |
| 10 | 1.30% | ¥797,544 | ¥95,705,302 | ¥6,005,302 |
| 10 | 1.40% | ¥801,481 | ¥96,177,692 | ¥6,477,692 |
| 10 | 1.50% | ¥805,430 | ¥96,651,570 | ¥6,951,570 |
| 10 | 1.60% | ¥809,391 | ¥97,126,938 | ¥7,426,938 |
| 10 | 1.70% | ¥813,365 | ¥97,603,793 | ¥7,903,793 |
| 10 | 1.80% | ¥817,351 | ¥98,082,136 | ¥8,382,136 |
| 10 | 1.90% | ¥821,350 | ¥98,561,966 | ¥8,861,966 |
| 10 | 2.00% | ¥825,361 | ¥99,043,282 | ¥9,343,282 |
| 10 | 2.10% | ¥829,384 | ¥99,526,083 | ¥9,826,083 |
| 10 | 2.20% | ¥833,420 | ¥100,010,368 | ¥10,310,368 |
| 10 | 2.30% | ¥837,468 | ¥100,496,137 | ¥10,796,137 |
| 10 | 2.40% | ¥841,528 | ¥100,983,389 | ¥11,283,389 |
| 10 | 2.50% | ¥845,601 | ¥101,472,122 | ¥11,772,122 |
| 10 | 2.60% | ¥849,686 | ¥101,962,337 | ¥12,262,337 |
| 10 | 2.70% | ¥853,784 | ¥102,454,031 | ¥12,754,031 |
| 10 | 2.80% | ¥857,893 | ¥102,947,205 | ¥13,247,205 |
| 10 | 2.90% | ¥862,015 | ¥103,441,857 | ¥13,741,857 |
| 10 | 3.00% | ¥866,150 | ¥103,937,986 | ¥14,237,986 |
