8980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8980万円の住宅ローン|期間・年数別
8980万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥177,426 |
¥106,455,766 |
¥16,655,766 |
| 50 |
0.80% |
¥181,639 |
¥108,983,687 |
¥19,183,687 |
| 50 |
0.90% |
¥185,914 |
¥111,548,394 |
¥21,748,394 |
| 50 |
1.00% |
¥190,250 |
¥114,149,726 |
¥24,349,726 |
| 50 |
1.10% |
¥194,646 |
¥116,787,508 |
¥26,987,508 |
| 50 |
1.20% |
¥199,103 |
¥119,461,544 |
¥29,661,544 |
| 50 |
1.30% |
¥203,619 |
¥122,171,623 |
¥32,371,623 |
| 50 |
1.40% |
¥208,196 |
¥124,917,520 |
¥35,117,520 |
| 50 |
1.50% |
¥212,832 |
¥127,698,990 |
¥37,898,990 |
| 50 |
1.60% |
¥217,526 |
¥130,515,776 |
¥40,715,776 |
| 50 |
1.70% |
¥222,279 |
¥133,367,604 |
¥43,567,604 |
| 50 |
1.80% |
¥227,090 |
¥136,254,186 |
¥46,454,186 |
| 50 |
1.90% |
¥231,959 |
¥139,175,220 |
¥49,375,220 |
| 50 |
2.00% |
¥236,884 |
¥142,130,391 |
¥52,330,391 |
| 50 |
2.10% |
¥241,866 |
¥145,119,369 |
¥55,319,369 |
| 50 |
2.20% |
¥246,903 |
¥148,141,813 |
¥58,341,813 |
| 50 |
2.30% |
¥251,996 |
¥151,197,370 |
¥61,397,370 |
| 50 |
2.40% |
¥257,143 |
¥154,285,676 |
¥64,485,676 |
| 50 |
2.50% |
¥262,344 |
¥157,406,353 |
¥67,606,353 |
| 50 |
2.60% |
¥267,598 |
¥160,559,016 |
¥70,759,016 |
| 50 |
2.70% |
¥272,905 |
¥163,743,269 |
¥73,943,269 |
| 50 |
2.80% |
¥278,265 |
¥166,958,708 |
¥77,158,708 |
| 50 |
2.90% |
¥283,675 |
¥170,204,917 |
¥80,404,917 |
| 50 |
3.00% |
¥289,136 |
¥173,481,476 |
¥83,681,476 |
8980万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥193,909 |
¥104,710,782 |
¥14,910,782 |
| 45 |
0.80% |
¥198,077 |
¥106,961,361 |
¥17,161,361 |
| 45 |
0.90% |
¥202,300 |
¥109,241,826 |
¥19,441,826 |
| 45 |
1.00% |
¥206,578 |
¥111,552,072 |
¥21,752,072 |
| 45 |
1.10% |
¥210,911 |
¥113,891,982 |
¥24,091,982 |
| 45 |
1.20% |
¥215,299 |
¥116,261,426 |
¥26,461,426 |
| 45 |
1.30% |
¥219,741 |
¥118,660,265 |
¥28,860,265 |
| 45 |
1.40% |
¥224,238 |
¥121,088,347 |
¥31,288,347 |
| 45 |
1.50% |
¥228,788 |
¥123,545,512 |
¥33,745,512 |
| 45 |
1.60% |
¥233,392 |
¥126,031,586 |
¥36,231,586 |
| 45 |
1.70% |
¥238,049 |
¥128,546,387 |
¥38,746,387 |
| 45 |
1.80% |
¥242,759 |
¥131,089,723 |
¥41,289,723 |
| 45 |
1.90% |
¥247,521 |
¥133,661,392 |
¥43,861,392 |
| 45 |
2.00% |
¥252,336 |
¥136,261,181 |
¥46,461,181 |
| 45 |
2.10% |
¥257,202 |
¥138,888,870 |
¥49,088,870 |
| 45 |
2.20% |
¥262,119 |
¥141,544,229 |
¥51,744,229 |
| 45 |
2.30% |
¥267,087 |
¥144,227,019 |
¥54,427,019 |
| 45 |
2.40% |
¥272,106 |
¥146,936,994 |
¥57,136,994 |
| 45 |
2.50% |
¥277,174 |
¥149,673,899 |
¥59,873,899 |
| 45 |
2.60% |
¥282,292 |
¥152,437,470 |
¥62,637,470 |
| 45 |
2.70% |
¥287,458 |
¥155,227,439 |
¥65,427,439 |
| 45 |
2.80% |
¥292,673 |
¥158,043,529 |
¥68,243,529 |
| 45 |
2.90% |
¥297,936 |
¥160,885,456 |
¥71,085,456 |
| 45 |
3.00% |
¥303,246 |
¥163,752,930 |
¥73,952,930 |
8980万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥214,550 |
¥102,983,947 |
¥13,183,947 |
| 40 |
0.80% |
¥218,672 |
¥104,962,665 |
¥15,162,665 |
| 40 |
0.90% |
¥222,844 |
¥106,965,061 |
¥17,165,061 |
| 40 |
1.00% |
¥227,065 |
¥108,991,069 |
¥19,191,069 |
| 40 |
1.10% |
¥231,335 |
¥111,040,615 |
¥21,240,615 |
| 40 |
1.20% |
¥235,653 |
¥113,113,616 |
¥23,313,616 |
| 40 |
1.30% |
¥240,021 |
¥115,209,985 |
¥25,409,985 |
| 40 |
1.40% |
¥244,437 |
¥117,329,625 |
¥27,529,625 |
| 40 |
1.50% |
¥248,901 |
¥119,472,434 |
¥29,672,434 |
| 40 |
1.60% |
¥253,413 |
¥121,638,303 |
¥31,838,303 |
| 40 |
1.70% |
¥257,973 |
¥123,827,116 |
¥34,027,116 |
| 40 |
1.80% |
¥262,581 |
¥126,038,751 |
¥36,238,751 |
| 40 |
1.90% |
¥267,236 |
¥128,273,078 |
¥38,473,078 |
| 40 |
2.00% |
¥271,937 |
¥130,529,963 |
¥40,729,963 |
| 40 |
2.10% |
¥276,686 |
¥132,809,265 |
¥43,009,265 |
| 40 |
2.20% |
¥281,481 |
¥135,110,836 |
¥45,310,836 |
| 40 |
2.30% |
¥286,322 |
¥137,434,523 |
¥47,634,523 |
| 40 |
2.40% |
¥291,209 |
¥139,780,168 |
¥49,980,168 |
| 40 |
2.50% |
¥296,141 |
¥142,147,607 |
¥52,347,607 |
| 40 |
2.60% |
¥301,118 |
¥144,536,670 |
¥54,736,670 |
| 40 |
2.70% |
¥306,140 |
¥146,947,184 |
¥57,147,184 |
| 40 |
2.80% |
¥311,206 |
¥149,378,968 |
¥59,578,968 |
| 40 |
2.90% |
¥316,316 |
¥151,831,838 |
¥62,031,838 |
| 40 |
3.00% |
¥321,470 |
¥154,305,605 |
¥64,505,605 |
8980万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥241,132 |
¥101,275,297 |
¥11,475,297 |
| 35 |
0.80% |
¥245,209 |
¥102,987,663 |
¥13,187,663 |
| 35 |
0.90% |
¥249,329 |
¥104,718,203 |
¥14,918,203 |
| 35 |
1.00% |
¥253,493 |
¥106,466,874 |
¥16,666,874 |
| 35 |
1.10% |
¥257,699 |
¥108,233,634 |
¥18,433,634 |
| 35 |
1.20% |
¥261,949 |
¥110,018,434 |
¥20,218,434 |
| 35 |
1.30% |
¥266,241 |
¥111,821,221 |
¥22,021,221 |
| 35 |
1.40% |
¥270,576 |
¥113,641,938 |
¥23,841,938 |
| 35 |
1.50% |
¥274,954 |
¥115,480,523 |
¥25,680,523 |
| 35 |
1.60% |
¥279,374 |
¥117,336,913 |
¥27,536,913 |
| 35 |
1.70% |
¥283,836 |
¥119,211,037 |
¥29,411,037 |
| 35 |
1.80% |
¥288,340 |
¥121,102,823 |
¥31,302,823 |
| 35 |
1.90% |
¥292,886 |
¥123,012,193 |
¥33,212,193 |
| 35 |
2.00% |
¥297,474 |
¥124,939,066 |
¥35,139,066 |
| 35 |
2.10% |
¥302,103 |
¥126,883,359 |
¥37,083,359 |
| 35 |
2.20% |
¥306,774 |
¥128,844,981 |
¥39,044,981 |
| 35 |
2.30% |
¥311,485 |
¥130,823,843 |
¥41,023,843 |
| 35 |
2.40% |
¥316,238 |
¥132,819,847 |
¥43,019,847 |
| 35 |
2.50% |
¥321,031 |
¥134,832,895 |
¥45,032,895 |
| 35 |
2.60% |
¥325,864 |
¥136,862,885 |
¥47,062,885 |
| 35 |
2.70% |
¥330,737 |
¥138,909,711 |
¥49,109,711 |
| 35 |
2.80% |
¥335,651 |
¥140,973,263 |
¥51,173,263 |
| 35 |
2.90% |
¥340,603 |
¥143,053,431 |
¥53,253,431 |
| 35 |
3.00% |
¥345,595 |
¥145,150,098 |
¥55,350,098 |
8980万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥276,625 |
¥99,584,866 |
¥9,784,866 |
| 30 |
0.80% |
¥280,657 |
¥101,036,414 |
¥11,236,414 |
| 30 |
0.90% |
¥284,726 |
¥102,501,340 |
¥12,701,340 |
| 30 |
1.00% |
¥288,832 |
¥103,979,624 |
¥14,179,624 |
| 30 |
1.10% |
¥292,976 |
¥105,471,241 |
¥15,671,241 |
| 30 |
1.20% |
¥297,156 |
¥106,976,163 |
¥17,176,163 |
| 30 |
1.30% |
¥301,373 |
¥108,494,361 |
¥18,694,361 |
| 30 |
1.40% |
¥305,627 |
¥110,025,806 |
¥20,225,806 |
| 30 |
1.50% |
¥309,918 |
¥111,570,462 |
¥21,770,462 |
| 30 |
1.60% |
¥314,245 |
¥113,128,293 |
¥23,328,293 |
| 30 |
1.70% |
¥318,609 |
¥114,699,263 |
¥24,899,263 |
| 30 |
1.80% |
¥323,009 |
¥116,283,330 |
¥26,483,330 |
| 30 |
1.90% |
¥327,446 |
¥117,880,451 |
¥28,080,451 |
| 30 |
2.00% |
¥331,918 |
¥119,490,583 |
¥29,690,583 |
| 30 |
2.10% |
¥336,427 |
¥121,113,678 |
¥31,313,678 |
| 30 |
2.20% |
¥340,971 |
¥122,749,688 |
¥32,949,688 |
| 30 |
2.30% |
¥345,552 |
¥124,398,561 |
¥34,598,561 |
| 30 |
2.40% |
¥350,167 |
¥126,060,245 |
¥36,260,245 |
| 30 |
2.50% |
¥354,819 |
¥127,734,684 |
¥37,934,684 |
| 30 |
2.60% |
¥359,505 |
¥129,421,822 |
¥39,621,822 |
| 30 |
2.70% |
¥364,227 |
¥131,121,599 |
¥41,321,599 |
| 30 |
2.80% |
¥368,983 |
¥132,833,956 |
¥43,033,956 |
| 30 |
2.90% |
¥373,775 |
¥134,558,828 |
¥44,758,828 |
| 30 |
3.00% |
¥378,600 |
¥136,296,152 |
¥46,496,152 |
8980万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥326,376 |
¥97,912,683 |
¥8,112,683 |
| 25 |
0.80% |
¥330,363 |
¥99,108,964 |
¥9,308,964 |
| 25 |
0.90% |
¥334,382 |
¥100,314,554 |
¥10,514,554 |
| 25 |
1.00% |
¥338,431 |
¥101,529,439 |
¥11,729,439 |
| 25 |
1.10% |
¥342,512 |
¥102,753,609 |
¥12,953,609 |
| 25 |
1.20% |
¥346,623 |
¥103,987,049 |
¥14,187,049 |
| 25 |
1.30% |
¥350,766 |
¥105,229,746 |
¥15,429,746 |
| 25 |
1.40% |
¥354,939 |
¥106,481,684 |
¥16,681,684 |
| 25 |
1.50% |
¥359,143 |
¥107,742,846 |
¥17,942,846 |
| 25 |
1.60% |
¥363,377 |
¥109,013,215 |
¥19,213,215 |
| 25 |
1.70% |
¥367,643 |
¥110,292,771 |
¥20,492,771 |
| 25 |
1.80% |
¥371,938 |
¥111,581,494 |
¥21,781,494 |
| 25 |
1.90% |
¥376,265 |
¥112,879,364 |
¥23,079,364 |
| 25 |
2.00% |
¥380,621 |
¥114,186,359 |
¥24,386,359 |
| 25 |
2.10% |
¥385,008 |
¥115,502,454 |
¥25,702,454 |
| 25 |
2.20% |
¥389,425 |
¥116,827,627 |
¥27,027,627 |
| 25 |
2.30% |
¥393,873 |
¥118,161,851 |
¥28,361,851 |
| 25 |
2.40% |
¥398,350 |
¥119,505,101 |
¥29,705,101 |
| 25 |
2.50% |
¥402,858 |
¥120,857,348 |
¥31,057,348 |
| 25 |
2.60% |
¥407,395 |
¥122,218,565 |
¥32,418,565 |
| 25 |
2.70% |
¥411,962 |
¥123,588,723 |
¥33,788,723 |
| 25 |
2.80% |
¥416,559 |
¥124,967,790 |
¥35,167,790 |
| 25 |
2.90% |
¥421,186 |
¥126,355,736 |
¥36,555,736 |
| 25 |
3.00% |
¥425,842 |
¥127,752,528 |
¥37,952,528 |
8980万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥401,078 |
¥96,258,772 |
¥6,458,772 |
| 20 |
0.80% |
¥405,022 |
¥97,205,358 |
¥7,405,358 |
| 20 |
0.90% |
¥408,991 |
¥98,157,909 |
¥8,357,909 |
| 20 |
1.00% |
¥412,985 |
¥99,116,421 |
¥9,316,421 |
| 20 |
1.10% |
¥417,004 |
¥100,080,888 |
¥10,280,888 |
| 20 |
1.20% |
¥421,047 |
¥101,051,305 |
¥11,251,305 |
| 20 |
1.30% |
¥425,115 |
¥102,027,664 |
¥12,227,664 |
| 20 |
1.40% |
¥429,208 |
¥103,009,961 |
¥13,209,961 |
| 20 |
1.50% |
¥433,326 |
¥103,998,187 |
¥14,198,187 |
| 20 |
1.60% |
¥437,468 |
¥104,992,334 |
¥15,192,334 |
| 20 |
1.70% |
¥441,635 |
¥105,992,396 |
¥16,192,396 |
| 20 |
1.80% |
¥445,827 |
¥106,998,363 |
¥17,198,363 |
| 20 |
1.90% |
¥450,043 |
¥108,010,226 |
¥18,210,226 |
| 20 |
2.00% |
¥454,283 |
¥109,027,976 |
¥19,227,976 |
| 20 |
2.10% |
¥458,548 |
¥110,051,604 |
¥20,251,604 |
| 20 |
2.20% |
¥462,838 |
¥111,081,098 |
¥21,281,098 |
| 20 |
2.30% |
¥467,152 |
¥112,116,448 |
¥22,316,448 |
| 20 |
2.40% |
¥471,490 |
¥113,157,643 |
¥23,357,643 |
| 20 |
2.50% |
¥475,853 |
¥114,204,672 |
¥24,404,672 |
| 20 |
2.60% |
¥480,240 |
¥115,257,521 |
¥25,457,521 |
| 20 |
2.70% |
¥484,651 |
¥116,316,179 |
¥26,516,179 |
| 20 |
2.80% |
¥489,086 |
¥117,380,633 |
¥27,580,633 |
| 20 |
2.90% |
¥493,545 |
¥118,450,869 |
¥28,650,869 |
| 20 |
3.00% |
¥498,029 |
¥119,526,874 |
¥29,726,874 |
8980万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥525,684 |
¥94,623,154 |
¥4,823,154 |
| 15 |
0.80% |
¥529,587 |
¥95,325,628 |
¥5,525,628 |
| 15 |
0.90% |
¥533,508 |
¥96,031,462 |
¥6,231,462 |
| 15 |
1.00% |
¥537,448 |
¥96,740,653 |
¥6,940,653 |
| 15 |
1.10% |
¥541,407 |
¥97,453,200 |
¥7,653,200 |
| 15 |
1.20% |
¥545,384 |
¥98,169,101 |
¥8,369,101 |
| 15 |
1.30% |
¥549,380 |
¥98,888,353 |
¥9,088,353 |
| 15 |
1.40% |
¥553,394 |
¥99,610,954 |
¥9,810,954 |
| 15 |
1.50% |
¥557,427 |
¥100,336,902 |
¥10,536,902 |
| 15 |
1.60% |
¥561,479 |
¥101,066,194 |
¥11,266,194 |
| 15 |
1.70% |
¥565,549 |
¥101,798,827 |
¥11,998,827 |
| 15 |
1.80% |
¥569,638 |
¥102,534,799 |
¥12,734,799 |
| 15 |
1.90% |
¥573,745 |
¥103,274,107 |
¥13,474,107 |
| 15 |
2.00% |
¥577,871 |
¥104,016,746 |
¥14,216,746 |
| 15 |
2.10% |
¥582,015 |
¥104,762,715 |
¥14,962,715 |
| 15 |
2.20% |
¥586,178 |
¥105,512,009 |
¥15,712,009 |
| 15 |
2.30% |
¥590,359 |
¥106,264,625 |
¥16,464,625 |
| 15 |
2.40% |
¥594,559 |
¥107,020,559 |
¥17,220,559 |
| 15 |
2.50% |
¥598,777 |
¥107,779,808 |
¥17,979,808 |
| 15 |
2.60% |
¥603,013 |
¥108,542,366 |
¥18,742,366 |
| 15 |
2.70% |
¥607,268 |
¥109,308,231 |
¥19,508,231 |
| 15 |
2.80% |
¥611,541 |
¥110,077,397 |
¥20,277,397 |
| 15 |
2.90% |
¥615,833 |
¥110,849,860 |
¥21,049,860 |
| 15 |
3.00% |
¥620,142 |
¥111,625,616 |
¥21,825,616 |
8980万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥775,049 |
¥93,005,844 |
¥3,205,844 |
| 10 |
0.80% |
¥778,915 |
¥93,469,802 |
¥3,669,802 |
| 10 |
0.90% |
¥782,794 |
¥93,935,255 |
¥4,135,255 |
| 10 |
1.00% |
¥786,685 |
¥94,402,201 |
¥4,602,201 |
| 10 |
1.10% |
¥790,589 |
¥94,870,641 |
¥5,070,641 |
| 10 |
1.20% |
¥794,505 |
¥95,340,573 |
¥5,540,573 |
| 10 |
1.30% |
¥798,433 |
¥95,811,997 |
¥6,011,997 |
| 10 |
1.40% |
¥802,374 |
¥96,284,913 |
¥6,484,913 |
| 10 |
1.50% |
¥806,328 |
¥96,759,320 |
¥6,959,320 |
| 10 |
1.60% |
¥810,293 |
¥97,235,218 |
¥7,435,218 |
| 10 |
1.70% |
¥814,272 |
¥97,712,605 |
¥7,912,605 |
| 10 |
1.80% |
¥818,262 |
¥98,191,481 |
¥8,391,481 |
| 10 |
1.90% |
¥822,265 |
¥98,671,846 |
¥8,871,846 |
| 10 |
2.00% |
¥826,281 |
¥99,153,698 |
¥9,353,698 |
| 10 |
2.10% |
¥830,309 |
¥99,637,037 |
¥9,837,037 |
| 10 |
2.20% |
¥834,349 |
¥100,121,862 |
¥10,321,862 |
| 10 |
2.30% |
¥838,401 |
¥100,608,173 |
¥10,808,173 |
| 10 |
2.40% |
¥842,466 |
¥101,095,968 |
¥11,295,968 |
| 10 |
2.50% |
¥846,544 |
¥101,585,246 |
¥11,785,246 |
| 10 |
2.60% |
¥850,633 |
¥102,076,007 |
¥12,276,007 |
| 10 |
2.70% |
¥854,735 |
¥102,568,250 |
¥12,768,250 |
| 10 |
2.80% |
¥858,850 |
¥103,061,973 |
¥13,261,973 |
| 10 |
2.90% |
¥862,976 |
¥103,557,177 |
¥13,757,177 |
| 10 |
3.00% |
¥867,115 |
¥104,053,858 |
¥14,253,858 |