8990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8990万円の住宅ローン|期間・年数別
8990万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥177,624 |
¥106,574,313 |
¥16,674,313 |
| 50 |
0.80% |
¥181,842 |
¥109,105,049 |
¥19,205,049 |
| 50 |
0.90% |
¥186,121 |
¥111,672,612 |
¥21,772,612 |
| 50 |
1.00% |
¥190,461 |
¥114,276,842 |
¥24,376,842 |
| 50 |
1.10% |
¥194,863 |
¥116,917,561 |
¥27,017,561 |
| 50 |
1.20% |
¥199,324 |
¥119,594,574 |
¥29,694,574 |
| 50 |
1.30% |
¥203,846 |
¥122,307,672 |
¥32,407,672 |
| 50 |
1.40% |
¥208,428 |
¥125,056,626 |
¥35,156,626 |
| 50 |
1.50% |
¥213,069 |
¥127,841,194 |
¥37,941,194 |
| 50 |
1.60% |
¥217,769 |
¥130,661,117 |
¥40,761,117 |
| 50 |
1.70% |
¥222,527 |
¥133,516,120 |
¥43,616,120 |
| 50 |
1.80% |
¥227,343 |
¥136,405,917 |
¥46,505,917 |
| 50 |
1.90% |
¥232,217 |
¥139,330,204 |
¥49,430,204 |
| 50 |
2.00% |
¥237,148 |
¥142,288,665 |
¥52,388,665 |
| 50 |
2.10% |
¥242,135 |
¥145,280,972 |
¥55,380,972 |
| 50 |
2.20% |
¥247,178 |
¥148,306,782 |
¥58,406,782 |
| 50 |
2.30% |
¥252,276 |
¥151,365,742 |
¥61,465,742 |
| 50 |
2.40% |
¥257,429 |
¥154,457,486 |
¥64,557,486 |
| 50 |
2.50% |
¥262,636 |
¥157,581,638 |
¥67,681,638 |
| 50 |
2.60% |
¥267,896 |
¥160,737,812 |
¥70,837,812 |
| 50 |
2.70% |
¥273,209 |
¥163,925,611 |
¥74,025,611 |
| 50 |
2.80% |
¥278,574 |
¥167,144,630 |
¥77,244,630 |
| 50 |
2.90% |
¥283,991 |
¥170,394,455 |
¥80,494,455 |
| 50 |
3.00% |
¥289,458 |
¥173,674,662 |
¥83,774,662 |
8990万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥194,125 |
¥104,827,387 |
¥14,927,387 |
| 45 |
0.80% |
¥198,297 |
¥107,080,471 |
¥17,180,471 |
| 45 |
0.90% |
¥202,525 |
¥109,363,476 |
¥19,463,476 |
| 45 |
1.00% |
¥206,808 |
¥111,676,295 |
¥21,776,295 |
| 45 |
1.10% |
¥211,146 |
¥114,018,810 |
¥24,118,810 |
| 45 |
1.20% |
¥215,539 |
¥116,390,893 |
¥26,490,893 |
| 45 |
1.30% |
¥219,986 |
¥118,792,403 |
¥28,892,403 |
| 45 |
1.40% |
¥224,487 |
¥121,223,189 |
¥31,323,189 |
| 45 |
1.50% |
¥229,043 |
¥123,683,090 |
¥33,783,090 |
| 45 |
1.60% |
¥233,652 |
¥126,171,933 |
¥36,271,933 |
| 45 |
1.70% |
¥238,314 |
¥128,689,535 |
¥38,789,535 |
| 45 |
1.80% |
¥243,029 |
¥131,235,703 |
¥41,335,703 |
| 45 |
1.90% |
¥247,797 |
¥133,810,235 |
¥43,910,235 |
| 45 |
2.00% |
¥252,617 |
¥136,412,920 |
¥46,512,920 |
| 45 |
2.10% |
¥257,488 |
¥139,043,535 |
¥49,143,535 |
| 45 |
2.20% |
¥262,411 |
¥141,701,851 |
¥51,801,851 |
| 45 |
2.30% |
¥267,384 |
¥144,387,629 |
¥54,487,629 |
| 45 |
2.40% |
¥272,409 |
¥147,100,621 |
¥57,200,621 |
| 45 |
2.50% |
¥277,483 |
¥149,840,573 |
¥59,940,573 |
| 45 |
2.60% |
¥282,606 |
¥152,607,222 |
¥62,707,222 |
| 45 |
2.70% |
¥287,778 |
¥155,400,298 |
¥65,500,298 |
| 45 |
2.80% |
¥292,999 |
¥158,219,524 |
¥68,319,524 |
| 45 |
2.90% |
¥298,268 |
¥161,064,616 |
¥71,164,616 |
| 45 |
3.00% |
¥303,584 |
¥163,935,283 |
¥74,035,283 |
8990万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥214,789 |
¥103,098,628 |
¥13,198,628 |
| 40 |
0.80% |
¥218,916 |
¥105,079,550 |
¥15,179,550 |
| 40 |
0.90% |
¥223,092 |
¥107,084,176 |
¥17,184,176 |
| 40 |
1.00% |
¥227,318 |
¥109,112,440 |
¥19,212,440 |
| 40 |
1.10% |
¥231,592 |
¥111,164,268 |
¥21,264,268 |
| 40 |
1.20% |
¥235,916 |
¥113,239,578 |
¥23,339,578 |
| 40 |
1.30% |
¥240,288 |
¥115,338,281 |
¥25,438,281 |
| 40 |
1.40% |
¥244,709 |
¥117,460,281 |
¥27,560,281 |
| 40 |
1.50% |
¥249,178 |
¥119,605,477 |
¥29,705,477 |
| 40 |
1.60% |
¥253,695 |
¥121,773,758 |
¥31,873,758 |
| 40 |
1.70% |
¥258,260 |
¥123,965,009 |
¥34,065,009 |
| 40 |
1.80% |
¥262,873 |
¥126,179,106 |
¥36,279,106 |
| 40 |
1.90% |
¥267,533 |
¥128,415,922 |
¥38,515,922 |
| 40 |
2.00% |
¥272,240 |
¥130,675,320 |
¥40,775,320 |
| 40 |
2.10% |
¥276,994 |
¥132,957,160 |
¥43,057,160 |
| 40 |
2.20% |
¥281,794 |
¥135,261,293 |
¥45,361,293 |
| 40 |
2.30% |
¥286,641 |
¥137,587,568 |
¥47,687,568 |
| 40 |
2.40% |
¥291,533 |
¥139,935,825 |
¥50,035,825 |
| 40 |
2.50% |
¥296,471 |
¥142,305,901 |
¥52,405,901 |
| 40 |
2.60% |
¥301,453 |
¥144,697,624 |
¥54,797,624 |
| 40 |
2.70% |
¥306,481 |
¥147,110,822 |
¥57,210,822 |
| 40 |
2.80% |
¥311,553 |
¥149,545,314 |
¥59,645,314 |
| 40 |
2.90% |
¥316,669 |
¥152,000,915 |
¥62,100,915 |
| 40 |
3.00% |
¥321,828 |
¥154,477,438 |
¥64,577,438 |
8990万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥241,400 |
¥101,388,076 |
¥11,488,076 |
| 35 |
0.80% |
¥245,482 |
¥103,102,349 |
¥13,202,349 |
| 35 |
0.90% |
¥249,607 |
¥104,834,815 |
¥14,934,815 |
| 35 |
1.00% |
¥253,775 |
¥106,585,434 |
¥16,685,434 |
| 35 |
1.10% |
¥257,986 |
¥108,354,162 |
¥18,454,162 |
| 35 |
1.20% |
¥262,240 |
¥110,140,949 |
¥20,240,949 |
| 35 |
1.30% |
¥266,537 |
¥111,945,743 |
¥22,045,743 |
| 35 |
1.40% |
¥270,877 |
¥113,768,488 |
¥23,868,488 |
| 35 |
1.50% |
¥275,260 |
¥115,609,121 |
¥25,709,121 |
| 35 |
1.60% |
¥279,685 |
¥117,467,578 |
¥27,567,578 |
| 35 |
1.70% |
¥284,152 |
¥119,343,789 |
¥29,443,789 |
| 35 |
1.80% |
¥288,661 |
¥121,237,681 |
¥31,337,681 |
| 35 |
1.90% |
¥293,212 |
¥123,149,177 |
¥33,249,177 |
| 35 |
2.00% |
¥297,805 |
¥125,078,197 |
¥35,178,197 |
| 35 |
2.10% |
¥302,440 |
¥127,024,654 |
¥37,124,654 |
| 35 |
2.20% |
¥307,115 |
¥128,988,461 |
¥39,088,461 |
| 35 |
2.30% |
¥311,832 |
¥130,969,526 |
¥41,069,526 |
| 35 |
2.40% |
¥316,590 |
¥132,967,753 |
¥43,067,753 |
| 35 |
2.50% |
¥321,388 |
¥134,983,043 |
¥45,083,043 |
| 35 |
2.60% |
¥326,227 |
¥137,015,294 |
¥47,115,294 |
| 35 |
2.70% |
¥331,106 |
¥139,064,399 |
¥49,164,399 |
| 35 |
2.80% |
¥336,024 |
¥141,130,249 |
¥51,230,249 |
| 35 |
2.90% |
¥340,983 |
¥143,212,733 |
¥53,312,733 |
| 35 |
3.00% |
¥345,980 |
¥145,311,735 |
¥55,411,735 |
8990万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥276,933 |
¥99,695,762 |
¥9,795,762 |
| 30 |
0.80% |
¥280,969 |
¥101,148,926 |
¥11,248,926 |
| 30 |
0.90% |
¥285,043 |
¥102,615,484 |
¥12,715,484 |
| 30 |
1.00% |
¥289,154 |
¥104,095,414 |
¥14,195,414 |
| 30 |
1.10% |
¥293,302 |
¥105,588,692 |
¥15,688,692 |
| 30 |
1.20% |
¥297,487 |
¥107,095,290 |
¥17,195,290 |
| 30 |
1.30% |
¥301,709 |
¥108,615,179 |
¥18,715,179 |
| 30 |
1.40% |
¥305,968 |
¥110,148,329 |
¥20,248,329 |
| 30 |
1.50% |
¥310,263 |
¥111,694,705 |
¥21,794,705 |
| 30 |
1.60% |
¥314,595 |
¥113,254,271 |
¥23,354,271 |
| 30 |
1.70% |
¥318,964 |
¥114,826,990 |
¥24,926,990 |
| 30 |
1.80% |
¥323,369 |
¥116,412,821 |
¥26,512,821 |
| 30 |
1.90% |
¥327,810 |
¥118,011,721 |
¥28,111,721 |
| 30 |
2.00% |
¥332,288 |
¥119,623,646 |
¥29,723,646 |
| 30 |
2.10% |
¥336,802 |
¥121,248,549 |
¥31,348,549 |
| 30 |
2.20% |
¥341,351 |
¥122,886,380 |
¥32,986,380 |
| 30 |
2.30% |
¥345,936 |
¥124,537,090 |
¥34,637,090 |
| 30 |
2.40% |
¥350,557 |
¥126,200,624 |
¥36,300,624 |
| 30 |
2.50% |
¥355,214 |
¥127,876,928 |
¥37,976,928 |
| 30 |
2.60% |
¥359,905 |
¥129,565,944 |
¥39,665,944 |
| 30 |
2.70% |
¥364,632 |
¥131,267,614 |
¥41,367,614 |
| 30 |
2.80% |
¥369,394 |
¥132,981,878 |
¥43,081,878 |
| 30 |
2.90% |
¥374,191 |
¥134,708,671 |
¥44,808,671 |
| 30 |
3.00% |
¥379,022 |
¥136,447,929 |
¥46,547,929 |
8990万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥326,739 |
¥98,021,717 |
¥8,121,717 |
| 25 |
0.80% |
¥330,731 |
¥99,219,331 |
¥9,319,331 |
| 25 |
0.90% |
¥334,754 |
¥100,426,262 |
¥10,526,262 |
| 25 |
1.00% |
¥338,808 |
¥101,642,501 |
¥11,742,501 |
| 25 |
1.10% |
¥342,893 |
¥102,868,034 |
¥12,968,034 |
| 25 |
1.20% |
¥347,009 |
¥104,102,848 |
¥14,202,848 |
| 25 |
1.30% |
¥351,156 |
¥105,346,929 |
¥15,446,929 |
| 25 |
1.40% |
¥355,334 |
¥106,600,261 |
¥16,700,261 |
| 25 |
1.50% |
¥359,543 |
¥107,862,827 |
¥17,962,827 |
| 25 |
1.60% |
¥363,782 |
¥109,134,610 |
¥19,234,610 |
| 25 |
1.70% |
¥368,052 |
¥110,415,591 |
¥20,515,591 |
| 25 |
1.80% |
¥372,352 |
¥111,705,750 |
¥21,805,750 |
| 25 |
1.90% |
¥376,684 |
¥113,005,065 |
¥23,105,065 |
| 25 |
2.00% |
¥381,045 |
¥114,313,515 |
¥24,413,515 |
| 25 |
2.10% |
¥385,437 |
¥115,631,076 |
¥25,731,076 |
| 25 |
2.20% |
¥389,859 |
¥116,957,725 |
¥27,057,725 |
| 25 |
2.30% |
¥394,311 |
¥118,293,435 |
¥28,393,435 |
| 25 |
2.40% |
¥398,794 |
¥119,638,180 |
¥29,738,180 |
| 25 |
2.50% |
¥403,306 |
¥120,991,933 |
¥31,091,933 |
| 25 |
2.60% |
¥407,849 |
¥122,354,666 |
¥32,454,666 |
| 25 |
2.70% |
¥412,421 |
¥123,726,349 |
¥33,826,349 |
| 25 |
2.80% |
¥417,023 |
¥125,106,952 |
¥35,206,952 |
| 25 |
2.90% |
¥421,655 |
¥126,496,444 |
¥36,596,444 |
| 25 |
3.00% |
¥426,316 |
¥127,894,791 |
¥37,994,791 |
8990万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥401,525 |
¥96,365,964 |
¥6,465,964 |
| 20 |
0.80% |
¥405,473 |
¥97,313,604 |
¥7,413,604 |
| 20 |
0.90% |
¥409,447 |
¥98,267,216 |
¥8,367,216 |
| 20 |
1.00% |
¥413,445 |
¥99,226,796 |
¥9,326,796 |
| 20 |
1.10% |
¥417,468 |
¥100,192,337 |
¥10,292,337 |
| 20 |
1.20% |
¥421,516 |
¥101,163,834 |
¥11,263,834 |
| 20 |
1.30% |
¥425,589 |
¥102,141,281 |
¥12,241,281 |
| 20 |
1.40% |
¥429,686 |
¥103,124,671 |
¥13,224,671 |
| 20 |
1.50% |
¥433,808 |
¥104,113,997 |
¥14,213,997 |
| 20 |
1.60% |
¥437,955 |
¥105,109,252 |
¥15,209,252 |
| 20 |
1.70% |
¥442,127 |
¥106,110,427 |
¥16,210,427 |
| 20 |
1.80% |
¥446,323 |
¥107,117,515 |
¥17,217,515 |
| 20 |
1.90% |
¥450,544 |
¥108,130,505 |
¥18,230,505 |
| 20 |
2.00% |
¥454,789 |
¥109,149,388 |
¥19,249,388 |
| 20 |
2.10% |
¥459,059 |
¥110,174,156 |
¥20,274,156 |
| 20 |
2.20% |
¥463,353 |
¥111,204,796 |
¥21,304,796 |
| 20 |
2.30% |
¥467,672 |
¥112,241,299 |
¥22,341,299 |
| 20 |
2.40% |
¥472,015 |
¥113,283,654 |
¥23,383,654 |
| 20 |
2.50% |
¥476,383 |
¥114,331,848 |
¥24,431,848 |
| 20 |
2.60% |
¥480,774 |
¥115,385,870 |
¥25,485,870 |
| 20 |
2.70% |
¥485,190 |
¥116,445,707 |
¥26,545,707 |
| 20 |
2.80% |
¥489,631 |
¥117,511,346 |
¥27,611,346 |
| 20 |
2.90% |
¥494,095 |
¥118,582,775 |
¥28,682,775 |
| 20 |
3.00% |
¥498,583 |
¥119,659,978 |
¥29,759,978 |
8990万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥526,270 |
¥94,728,525 |
¥4,828,525 |
| 15 |
0.80% |
¥530,177 |
¥95,431,782 |
¥5,531,782 |
| 15 |
0.90% |
¥534,102 |
¥96,138,401 |
¥6,238,401 |
| 15 |
1.00% |
¥538,047 |
¥96,848,382 |
¥6,948,382 |
| 15 |
1.10% |
¥542,010 |
¥97,561,723 |
¥7,661,723 |
| 15 |
1.20% |
¥545,991 |
¥98,278,420 |
¥8,378,420 |
| 15 |
1.30% |
¥549,992 |
¥98,998,473 |
¥9,098,473 |
| 15 |
1.40% |
¥554,010 |
¥99,721,879 |
¥9,821,879 |
| 15 |
1.50% |
¥558,048 |
¥100,448,636 |
¥10,548,636 |
| 15 |
1.60% |
¥562,104 |
¥101,178,740 |
¥11,278,740 |
| 15 |
1.70% |
¥566,179 |
¥101,912,189 |
¥12,012,189 |
| 15 |
1.80% |
¥570,272 |
¥102,648,981 |
¥12,748,981 |
| 15 |
1.90% |
¥574,384 |
¥103,389,111 |
¥13,489,111 |
| 15 |
2.00% |
¥578,514 |
¥104,132,578 |
¥14,232,578 |
| 15 |
2.10% |
¥582,663 |
¥104,879,377 |
¥14,979,377 |
| 15 |
2.20% |
¥586,831 |
¥105,629,506 |
¥15,729,506 |
| 15 |
2.30% |
¥591,016 |
¥106,382,960 |
¥16,482,960 |
| 15 |
2.40% |
¥595,221 |
¥107,139,736 |
¥17,239,736 |
| 15 |
2.50% |
¥599,443 |
¥107,899,830 |
¥17,999,830 |
| 15 |
2.60% |
¥603,685 |
¥108,663,238 |
¥18,763,238 |
| 15 |
2.70% |
¥607,944 |
¥109,429,955 |
¥19,529,955 |
| 15 |
2.80% |
¥612,222 |
¥110,199,978 |
¥20,299,978 |
| 15 |
2.90% |
¥616,518 |
¥110,973,301 |
¥21,073,301 |
| 15 |
3.00% |
¥620,833 |
¥111,749,921 |
¥21,849,921 |
8990万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥775,912 |
¥93,109,414 |
¥3,209,414 |
| 10 |
0.80% |
¥779,782 |
¥93,573,889 |
¥3,673,889 |
| 10 |
0.90% |
¥783,665 |
¥94,039,860 |
¥4,139,860 |
| 10 |
1.00% |
¥787,561 |
¥94,507,326 |
¥4,607,326 |
| 10 |
1.10% |
¥791,469 |
¥94,976,287 |
¥5,076,287 |
| 10 |
1.20% |
¥795,390 |
¥95,446,743 |
¥5,546,743 |
| 10 |
1.30% |
¥799,322 |
¥95,918,692 |
¥6,018,692 |
| 10 |
1.40% |
¥803,268 |
¥96,392,135 |
¥6,492,135 |
| 10 |
1.50% |
¥807,226 |
¥96,867,070 |
¥6,967,070 |
| 10 |
1.60% |
¥811,196 |
¥97,343,497 |
¥7,443,497 |
| 10 |
1.70% |
¥815,178 |
¥97,821,416 |
¥7,921,416 |
| 10 |
1.80% |
¥819,174 |
¥98,300,826 |
¥8,400,826 |
| 10 |
1.90% |
¥823,181 |
¥98,781,725 |
¥8,881,725 |
| 10 |
2.00% |
¥827,201 |
¥99,264,114 |
¥9,364,114 |
| 10 |
2.10% |
¥831,233 |
¥99,747,991 |
¥9,847,991 |
| 10 |
2.20% |
¥835,278 |
¥100,233,357 |
¥10,333,357 |
| 10 |
2.30% |
¥839,335 |
¥100,720,209 |
¥10,820,209 |
| 10 |
2.40% |
¥843,405 |
¥101,208,547 |
¥11,308,547 |
| 10 |
2.50% |
¥847,486 |
¥101,698,370 |
¥11,798,370 |
| 10 |
2.60% |
¥851,581 |
¥102,189,678 |
¥12,289,678 |
| 10 |
2.70% |
¥855,687 |
¥102,682,468 |
¥12,782,468 |
| 10 |
2.80% |
¥859,806 |
¥103,176,742 |
¥13,276,742 |
| 10 |
2.90% |
¥863,937 |
¥103,672,496 |
¥13,772,496 |
| 10 |
3.00% |
¥868,081 |
¥104,169,731 |
¥14,269,731 |