9490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9490万円の住宅ローン|期間・年数別
9490万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥187,503 |
¥112,501,694 |
¥17,601,694 |
| 50 |
0.80% |
¥191,955 |
¥115,173,183 |
¥20,273,183 |
| 50 |
0.90% |
¥196,473 |
¥117,883,547 |
¥22,983,547 |
| 50 |
1.00% |
¥201,054 |
¥120,632,617 |
¥25,732,617 |
| 50 |
1.10% |
¥205,700 |
¥123,420,206 |
¥28,520,206 |
| 50 |
1.20% |
¥210,410 |
¥126,246,108 |
¥31,346,108 |
| 50 |
1.30% |
¥215,184 |
¥129,110,101 |
¥34,210,101 |
| 50 |
1.40% |
¥220,020 |
¥132,011,945 |
¥37,111,945 |
| 50 |
1.50% |
¥224,919 |
¥134,951,383 |
¥40,051,383 |
| 50 |
1.60% |
¥229,880 |
¥137,928,142 |
¥43,028,142 |
| 50 |
1.70% |
¥234,903 |
¥140,941,934 |
¥46,041,934 |
| 50 |
1.80% |
¥239,987 |
¥143,992,453 |
¥49,092,453 |
| 50 |
1.90% |
¥245,132 |
¥147,079,381 |
¥52,179,381 |
| 50 |
2.00% |
¥250,337 |
¥150,202,384 |
¥55,302,384 |
| 50 |
2.10% |
¥255,602 |
¥153,361,115 |
¥58,461,115 |
| 50 |
2.20% |
¥260,925 |
¥156,555,213 |
¥61,655,213 |
| 50 |
2.30% |
¥266,307 |
¥159,784,304 |
¥64,884,304 |
| 50 |
2.40% |
¥271,747 |
¥163,048,002 |
¥68,148,002 |
| 50 |
2.50% |
¥277,243 |
¥166,345,912 |
¥71,445,912 |
| 50 |
2.60% |
¥282,796 |
¥169,677,624 |
¥74,777,624 |
| 50 |
2.70% |
¥288,405 |
¥173,042,720 |
¥78,142,720 |
| 50 |
2.80% |
¥294,068 |
¥176,440,772 |
¥81,540,772 |
| 50 |
2.90% |
¥299,786 |
¥179,871,343 |
¥84,971,343 |
| 50 |
3.00% |
¥305,557 |
¥183,333,987 |
¥88,433,987 |
9490万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥204,921 |
¥110,657,609 |
¥15,757,609 |
| 45 |
0.80% |
¥209,326 |
¥113,036,004 |
¥18,136,004 |
| 45 |
0.90% |
¥213,789 |
¥115,445,983 |
¥20,545,983 |
| 45 |
1.00% |
¥218,310 |
¥117,887,435 |
¥22,987,435 |
| 45 |
1.10% |
¥222,889 |
¥120,360,234 |
¥25,460,234 |
| 45 |
1.20% |
¥227,526 |
¥122,864,246 |
¥27,964,246 |
| 45 |
1.30% |
¥232,221 |
¥125,399,322 |
¥30,499,322 |
| 45 |
1.40% |
¥236,973 |
¥127,965,302 |
¥33,065,302 |
| 45 |
1.50% |
¥241,782 |
¥130,562,016 |
¥35,662,016 |
| 45 |
1.60% |
¥246,647 |
¥133,189,282 |
¥38,289,282 |
| 45 |
1.70% |
¥251,568 |
¥135,846,906 |
¥40,946,906 |
| 45 |
1.80% |
¥256,546 |
¥138,534,685 |
¥43,634,685 |
| 45 |
1.90% |
¥261,579 |
¥141,252,406 |
¥46,352,406 |
| 45 |
2.00% |
¥266,666 |
¥143,999,845 |
¥49,099,845 |
| 45 |
2.10% |
¥271,809 |
¥146,776,768 |
¥51,876,768 |
| 45 |
2.20% |
¥277,005 |
¥149,582,933 |
¥54,682,933 |
| 45 |
2.30% |
¥282,256 |
¥152,418,086 |
¥57,518,086 |
| 45 |
2.40% |
¥287,559 |
¥155,281,968 |
¥60,381,968 |
| 45 |
2.50% |
¥292,915 |
¥158,174,309 |
¥63,274,309 |
| 45 |
2.60% |
¥298,324 |
¥161,094,832 |
¥66,194,832 |
| 45 |
2.70% |
¥303,784 |
¥164,043,252 |
¥69,143,252 |
| 45 |
2.80% |
¥309,295 |
¥167,019,275 |
¥72,119,275 |
| 45 |
2.90% |
¥314,857 |
¥170,022,603 |
¥75,122,603 |
| 45 |
3.00% |
¥320,468 |
¥173,052,929 |
¥78,152,929 |
9490万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥226,735 |
¥108,832,701 |
¥13,932,701 |
| 40 |
0.80% |
¥231,091 |
¥110,923,796 |
¥16,023,796 |
| 40 |
0.90% |
¥235,500 |
¥113,039,914 |
¥18,139,914 |
| 40 |
1.00% |
¥239,960 |
¥115,180,985 |
¥20,280,985 |
| 40 |
1.10% |
¥244,473 |
¥117,346,930 |
¥22,446,930 |
| 40 |
1.20% |
¥249,037 |
¥119,537,663 |
¥24,637,663 |
| 40 |
1.30% |
¥253,652 |
¥121,753,091 |
¥26,853,091 |
| 40 |
1.40% |
¥258,319 |
¥123,993,111 |
¥29,093,111 |
| 40 |
1.50% |
¥263,037 |
¥126,257,617 |
¥31,357,617 |
| 40 |
1.60% |
¥267,805 |
¥128,546,492 |
¥33,646,492 |
| 40 |
1.70% |
¥272,624 |
¥130,859,614 |
¥35,959,614 |
| 40 |
1.80% |
¥277,493 |
¥133,196,854 |
¥38,296,854 |
| 40 |
1.90% |
¥282,413 |
¥135,558,075 |
¥40,658,075 |
| 40 |
2.00% |
¥287,382 |
¥137,943,135 |
¥43,043,135 |
| 40 |
2.10% |
¥292,400 |
¥140,351,885 |
¥45,451,885 |
| 40 |
2.20% |
¥297,467 |
¥142,784,168 |
¥47,884,168 |
| 40 |
2.30% |
¥302,583 |
¥145,239,825 |
¥50,339,825 |
| 40 |
2.40% |
¥307,747 |
¥147,718,686 |
¥52,818,686 |
| 40 |
2.50% |
¥312,960 |
¥150,220,578 |
¥55,320,578 |
| 40 |
2.60% |
¥318,219 |
¥152,745,323 |
¥57,845,323 |
| 40 |
2.70% |
¥323,527 |
¥155,292,736 |
¥60,392,736 |
| 40 |
2.80% |
¥328,880 |
¥157,862,628 |
¥62,962,628 |
| 40 |
2.90% |
¥334,281 |
¥160,454,804 |
¥65,554,804 |
| 40 |
3.00% |
¥339,727 |
¥163,069,064 |
¥68,169,064 |
9490万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥254,826 |
¥107,027,012 |
¥12,127,012 |
| 35 |
0.80% |
¥259,135 |
¥108,836,629 |
¥13,936,629 |
| 35 |
0.90% |
¥263,489 |
¥110,665,450 |
¥15,765,450 |
| 35 |
1.00% |
¥267,889 |
¥112,513,434 |
¥17,613,434 |
| 35 |
1.10% |
¥272,335 |
¥114,380,533 |
¥19,480,533 |
| 35 |
1.20% |
¥276,825 |
¥116,266,697 |
¥21,366,697 |
| 35 |
1.30% |
¥281,362 |
¥118,171,869 |
¥23,271,869 |
| 35 |
1.40% |
¥285,943 |
¥120,095,990 |
¥25,195,990 |
| 35 |
1.50% |
¥290,569 |
¥122,038,994 |
¥27,138,994 |
| 35 |
1.60% |
¥295,240 |
¥124,000,813 |
¥29,100,813 |
| 35 |
1.70% |
¥299,956 |
¥125,981,374 |
¥31,081,374 |
| 35 |
1.80% |
¥304,716 |
¥127,980,600 |
¥33,080,600 |
| 35 |
1.90% |
¥309,520 |
¥129,998,409 |
¥35,098,409 |
| 35 |
2.00% |
¥314,368 |
¥132,034,715 |
¥37,134,715 |
| 35 |
2.10% |
¥319,261 |
¥134,089,429 |
¥39,189,429 |
| 35 |
2.20% |
¥324,196 |
¥136,162,458 |
¥41,262,458 |
| 35 |
2.30% |
¥329,175 |
¥138,253,705 |
¥43,353,705 |
| 35 |
2.40% |
¥334,198 |
¥140,363,068 |
¥45,463,068 |
| 35 |
2.50% |
¥339,263 |
¥142,490,443 |
¥47,590,443 |
| 35 |
2.60% |
¥344,371 |
¥144,635,722 |
¥49,735,722 |
| 35 |
2.70% |
¥349,521 |
¥146,798,792 |
¥51,898,792 |
| 35 |
2.80% |
¥354,713 |
¥148,979,540 |
¥54,079,540 |
| 35 |
2.90% |
¥359,947 |
¥151,177,846 |
¥56,277,846 |
| 35 |
3.00% |
¥365,223 |
¥153,393,589 |
¥58,493,589 |
9490万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥292,335 |
¥105,240,576 |
¥10,340,576 |
| 30 |
0.80% |
¥296,596 |
¥106,774,562 |
¥11,874,562 |
| 30 |
0.90% |
¥300,896 |
¥108,322,686 |
¥13,422,686 |
| 30 |
1.00% |
¥305,236 |
¥109,884,926 |
¥14,984,926 |
| 30 |
1.10% |
¥309,615 |
¥111,461,255 |
¥16,561,255 |
| 30 |
1.20% |
¥314,032 |
¥113,051,646 |
¥18,151,646 |
| 30 |
1.30% |
¥318,489 |
¥114,656,068 |
¥19,756,068 |
| 30 |
1.40% |
¥322,985 |
¥116,274,487 |
¥21,374,487 |
| 30 |
1.50% |
¥327,519 |
¥117,906,869 |
¥23,006,869 |
| 30 |
1.60% |
¥332,092 |
¥119,553,174 |
¥24,653,174 |
| 30 |
1.70% |
¥336,704 |
¥121,213,364 |
¥26,313,364 |
| 30 |
1.80% |
¥341,354 |
¥122,887,394 |
¥27,987,394 |
| 30 |
1.90% |
¥346,042 |
¥124,575,221 |
¥29,675,221 |
| 30 |
2.00% |
¥350,769 |
¥126,276,797 |
¥31,376,797 |
| 30 |
2.10% |
¥355,534 |
¥127,992,072 |
¥33,092,072 |
| 30 |
2.20% |
¥360,336 |
¥129,720,995 |
¥34,820,995 |
| 30 |
2.30% |
¥365,176 |
¥131,463,513 |
¥36,563,513 |
| 30 |
2.40% |
¥370,054 |
¥133,219,568 |
¥38,319,568 |
| 30 |
2.50% |
¥374,970 |
¥134,989,104 |
¥40,089,104 |
| 30 |
2.60% |
¥379,922 |
¥136,772,059 |
¥41,872,059 |
| 30 |
2.70% |
¥384,912 |
¥138,568,372 |
¥43,668,372 |
| 30 |
2.80% |
¥389,939 |
¥140,377,978 |
¥45,477,978 |
| 30 |
2.90% |
¥395,002 |
¥142,200,810 |
¥47,300,810 |
| 30 |
3.00% |
¥400,102 |
¥144,036,802 |
¥49,136,802 |
9490万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥344,911 |
¥103,473,425 |
¥8,573,425 |
| 25 |
0.80% |
¥349,125 |
¥104,737,647 |
¥9,837,647 |
| 25 |
0.90% |
¥353,372 |
¥106,011,705 |
¥11,111,705 |
| 25 |
1.00% |
¥357,652 |
¥107,295,588 |
¥12,395,588 |
| 25 |
1.10% |
¥361,964 |
¥108,589,282 |
¥13,689,282 |
| 25 |
1.20% |
¥366,309 |
¥109,892,773 |
¥14,992,773 |
| 25 |
1.30% |
¥370,687 |
¥111,206,046 |
¥16,306,046 |
| 25 |
1.40% |
¥375,097 |
¥112,529,085 |
¥17,629,085 |
| 25 |
1.50% |
¥379,540 |
¥113,861,872 |
¥18,961,872 |
| 25 |
1.60% |
¥384,015 |
¥115,204,388 |
¥20,304,388 |
| 25 |
1.70% |
¥388,522 |
¥116,556,614 |
¥21,656,614 |
| 25 |
1.80% |
¥393,062 |
¥117,918,528 |
¥23,018,528 |
| 25 |
1.90% |
¥397,634 |
¥119,290,108 |
¥24,390,108 |
| 25 |
2.00% |
¥402,238 |
¥120,671,330 |
¥25,771,330 |
| 25 |
2.10% |
¥406,874 |
¥122,062,171 |
¥27,162,171 |
| 25 |
2.20% |
¥411,542 |
¥123,462,604 |
¥28,562,604 |
| 25 |
2.30% |
¥416,242 |
¥124,872,602 |
¥29,972,602 |
| 25 |
2.40% |
¥420,974 |
¥126,292,139 |
¥31,392,139 |
| 25 |
2.50% |
¥425,737 |
¥127,721,184 |
¥32,821,184 |
| 25 |
2.60% |
¥430,532 |
¥129,159,709 |
¥34,259,709 |
| 25 |
2.70% |
¥435,359 |
¥130,607,681 |
¥35,707,681 |
| 25 |
2.80% |
¥440,217 |
¥132,065,070 |
¥37,165,070 |
| 25 |
2.90% |
¥445,106 |
¥133,531,841 |
¥38,631,841 |
| 25 |
3.00% |
¥450,027 |
¥135,007,961 |
¥40,107,961 |
9490万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥423,857 |
¥101,725,584 |
¥6,825,584 |
| 20 |
0.80% |
¥428,025 |
¥102,725,929 |
¥7,825,929 |
| 20 |
0.90% |
¥432,219 |
¥103,732,579 |
¥8,832,579 |
| 20 |
1.00% |
¥436,440 |
¥104,745,527 |
¥9,845,527 |
| 20 |
1.10% |
¥440,687 |
¥105,764,769 |
¥10,864,769 |
| 20 |
1.20% |
¥444,960 |
¥106,790,298 |
¥11,890,298 |
| 20 |
1.30% |
¥449,259 |
¥107,822,108 |
¥12,922,108 |
| 20 |
1.40% |
¥453,584 |
¥108,860,192 |
¥13,960,192 |
| 20 |
1.50% |
¥457,936 |
¥109,904,542 |
¥15,004,542 |
| 20 |
1.60% |
¥462,313 |
¥110,955,151 |
¥16,055,151 |
| 20 |
1.70% |
¥466,717 |
¥112,012,009 |
¥17,112,009 |
| 20 |
1.80% |
¥471,146 |
¥113,075,107 |
¥18,175,107 |
| 20 |
1.90% |
¥475,602 |
¥114,144,437 |
¥19,244,437 |
| 20 |
2.00% |
¥480,083 |
¥115,219,988 |
¥20,319,988 |
| 20 |
2.10% |
¥484,591 |
¥116,301,751 |
¥21,401,751 |
| 20 |
2.20% |
¥489,124 |
¥117,389,713 |
¥22,489,713 |
| 20 |
2.30% |
¥493,683 |
¥118,483,863 |
¥23,583,863 |
| 20 |
2.40% |
¥498,267 |
¥119,584,191 |
¥24,684,191 |
| 20 |
2.50% |
¥502,878 |
¥120,690,683 |
¥25,790,683 |
| 20 |
2.60% |
¥507,514 |
¥121,803,327 |
¥26,903,327 |
| 20 |
2.70% |
¥512,175 |
¥122,922,109 |
¥28,022,109 |
| 20 |
2.80% |
¥516,863 |
¥124,047,016 |
¥29,147,016 |
| 20 |
2.90% |
¥521,575 |
¥125,178,035 |
¥30,278,035 |
| 20 |
3.00% |
¥526,313 |
¥126,315,149 |
¥31,415,149 |
9490万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥555,539 |
¥99,997,074 |
¥5,097,074 |
| 15 |
0.80% |
¥559,664 |
¥100,739,445 |
¥5,839,445 |
| 15 |
0.90% |
¥563,808 |
¥101,485,365 |
¥6,585,365 |
| 15 |
1.00% |
¥567,971 |
¥102,234,833 |
¥7,334,833 |
| 15 |
1.10% |
¥572,155 |
¥102,987,847 |
¥8,087,847 |
| 15 |
1.20% |
¥576,358 |
¥103,744,406 |
¥8,844,406 |
| 15 |
1.30% |
¥580,581 |
¥104,504,506 |
¥9,604,506 |
| 15 |
1.40% |
¥584,823 |
¥105,268,146 |
¥10,368,146 |
| 15 |
1.50% |
¥589,085 |
¥106,035,323 |
¥11,135,323 |
| 15 |
1.60% |
¥593,367 |
¥106,806,033 |
¥11,906,033 |
| 15 |
1.70% |
¥597,668 |
¥107,580,275 |
¥12,680,275 |
| 15 |
1.80% |
¥601,989 |
¥108,358,045 |
¥13,458,045 |
| 15 |
1.90% |
¥606,330 |
¥109,139,340 |
¥14,239,340 |
| 15 |
2.00% |
¥610,690 |
¥109,924,156 |
¥15,024,156 |
| 15 |
2.10% |
¥615,069 |
¥110,712,491 |
¥15,812,491 |
| 15 |
2.20% |
¥619,469 |
¥111,504,339 |
¥16,604,339 |
| 15 |
2.30% |
¥623,887 |
¥112,299,699 |
¥17,399,699 |
| 15 |
2.40% |
¥628,325 |
¥113,098,564 |
¥18,198,564 |
| 15 |
2.50% |
¥632,783 |
¥113,900,933 |
¥19,000,933 |
| 15 |
2.60% |
¥637,260 |
¥114,706,799 |
¥19,806,799 |
| 15 |
2.70% |
¥641,756 |
¥115,516,159 |
¥20,616,159 |
| 15 |
2.80% |
¥646,272 |
¥116,329,009 |
¥21,429,009 |
| 15 |
2.90% |
¥650,807 |
¥117,145,342 |
¥22,245,342 |
| 15 |
3.00% |
¥655,362 |
¥117,965,156 |
¥23,065,156 |
9490万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥819,066 |
¥98,287,913 |
¥3,387,913 |
| 10 |
0.80% |
¥823,152 |
¥98,778,221 |
¥3,878,221 |
| 10 |
0.90% |
¥827,251 |
¥99,270,108 |
¥4,370,108 |
| 10 |
1.00% |
¥831,363 |
¥99,763,573 |
¥4,863,573 |
| 10 |
1.10% |
¥835,488 |
¥100,258,617 |
¥5,358,617 |
| 10 |
1.20% |
¥839,627 |
¥100,755,238 |
¥5,855,238 |
| 10 |
1.30% |
¥843,779 |
¥101,253,436 |
¥6,353,436 |
| 10 |
1.40% |
¥847,943 |
¥101,753,210 |
¥6,853,210 |
| 10 |
1.50% |
¥852,121 |
¥102,254,560 |
¥7,354,560 |
| 10 |
1.60% |
¥856,312 |
¥102,757,485 |
¥7,857,485 |
| 10 |
1.70% |
¥860,517 |
¥103,261,984 |
¥8,361,984 |
| 10 |
1.80% |
¥864,734 |
¥103,768,057 |
¥8,868,057 |
| 10 |
1.90% |
¥868,964 |
¥104,275,703 |
¥9,375,703 |
| 10 |
2.00% |
¥873,208 |
¥104,784,921 |
¥9,884,921 |
| 10 |
2.10% |
¥877,464 |
¥105,295,711 |
¥10,395,711 |
| 10 |
2.20% |
¥881,734 |
¥105,808,070 |
¥10,908,070 |
| 10 |
2.30% |
¥886,017 |
¥106,322,000 |
¥11,422,000 |
| 10 |
2.40% |
¥890,312 |
¥106,837,498 |
¥11,937,498 |
| 10 |
2.50% |
¥894,621 |
¥107,354,564 |
¥12,454,564 |
| 10 |
2.60% |
¥898,943 |
¥107,873,197 |
¥12,973,197 |
| 10 |
2.70% |
¥903,278 |
¥108,393,395 |
¥13,493,395 |
| 10 |
2.80% |
¥907,626 |
¥108,915,159 |
¥14,015,159 |
| 10 |
2.90% |
¥911,987 |
¥109,438,486 |
¥14,538,486 |
| 10 |
3.00% |
¥916,361 |
¥109,963,376 |
¥15,063,376 |