9540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9540万円の住宅ローン|期間・年数別
9540万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥188,491 |
¥113,094,433 |
¥17,694,433 |
| 50 |
0.80% |
¥192,967 |
¥115,779,997 |
¥20,379,997 |
| 50 |
0.90% |
¥197,508 |
¥118,504,641 |
¥23,104,641 |
| 50 |
1.00% |
¥202,114 |
¥121,268,195 |
¥25,868,195 |
| 50 |
1.10% |
¥206,784 |
¥124,070,470 |
¥28,670,470 |
| 50 |
1.20% |
¥211,519 |
¥126,911,261 |
¥31,511,261 |
| 50 |
1.30% |
¥216,317 |
¥129,790,344 |
¥34,390,344 |
| 50 |
1.40% |
¥221,179 |
¥132,707,477 |
¥37,307,477 |
| 50 |
1.50% |
¥226,104 |
¥135,662,402 |
¥40,262,402 |
| 50 |
1.60% |
¥231,091 |
¥138,654,845 |
¥43,254,845 |
| 50 |
1.70% |
¥236,141 |
¥141,684,515 |
¥46,284,515 |
| 50 |
1.80% |
¥241,252 |
¥144,751,107 |
¥49,351,107 |
| 50 |
1.90% |
¥246,424 |
¥147,854,299 |
¥52,454,299 |
| 50 |
2.00% |
¥251,656 |
¥150,993,756 |
¥55,593,756 |
| 50 |
2.10% |
¥256,949 |
¥154,169,129 |
¥58,769,129 |
| 50 |
2.20% |
¥262,300 |
¥157,380,056 |
¥61,980,056 |
| 50 |
2.30% |
¥267,710 |
¥160,626,160 |
¥65,226,160 |
| 50 |
2.40% |
¥273,178 |
¥163,907,054 |
¥68,507,054 |
| 50 |
2.50% |
¥278,704 |
¥167,222,339 |
¥71,822,339 |
| 50 |
2.60% |
¥284,286 |
¥170,571,605 |
¥75,171,605 |
| 50 |
2.70% |
¥289,924 |
¥173,954,431 |
¥78,554,431 |
| 50 |
2.80% |
¥295,617 |
¥177,370,386 |
¥81,970,386 |
| 50 |
2.90% |
¥301,365 |
¥180,819,032 |
¥85,419,032 |
| 50 |
3.00% |
¥307,167 |
¥184,299,920 |
¥88,899,920 |
9540万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥206,001 |
¥111,240,631 |
¥15,840,631 |
| 45 |
0.80% |
¥210,429 |
¥113,631,557 |
¥18,231,557 |
| 45 |
0.90% |
¥214,915 |
¥116,054,234 |
¥20,654,234 |
| 45 |
1.00% |
¥219,460 |
¥118,508,549 |
¥23,108,549 |
| 45 |
1.10% |
¥224,064 |
¥120,994,377 |
¥25,594,377 |
| 45 |
1.20% |
¥228,725 |
¥123,511,582 |
¥28,111,582 |
| 45 |
1.30% |
¥233,444 |
¥126,060,014 |
¥30,660,014 |
| 45 |
1.40% |
¥238,221 |
¥128,639,514 |
¥33,239,514 |
| 45 |
1.50% |
¥243,055 |
¥131,249,909 |
¥35,849,909 |
| 45 |
1.60% |
¥247,946 |
¥133,891,016 |
¥38,491,016 |
| 45 |
1.70% |
¥252,894 |
¥136,562,643 |
¥41,162,643 |
| 45 |
1.80% |
¥257,897 |
¥139,264,584 |
¥43,864,584 |
| 45 |
1.90% |
¥262,957 |
¥141,996,624 |
¥46,596,624 |
| 45 |
2.00% |
¥268,071 |
¥144,758,538 |
¥49,358,538 |
| 45 |
2.10% |
¥273,241 |
¥147,550,092 |
¥52,150,092 |
| 45 |
2.20% |
¥278,465 |
¥150,371,041 |
¥54,971,041 |
| 45 |
2.30% |
¥283,743 |
¥153,221,132 |
¥57,821,132 |
| 45 |
2.40% |
¥289,074 |
¥156,100,103 |
¥60,700,103 |
| 45 |
2.50% |
¥294,459 |
¥159,007,683 |
¥63,607,683 |
| 45 |
2.60% |
¥299,896 |
¥161,943,593 |
¥66,543,593 |
| 45 |
2.70% |
¥305,384 |
¥164,907,547 |
¥69,507,547 |
| 45 |
2.80% |
¥310,925 |
¥167,899,250 |
¥72,499,250 |
| 45 |
2.90% |
¥316,516 |
¥170,918,402 |
¥75,518,402 |
| 45 |
3.00% |
¥322,157 |
¥173,964,694 |
¥78,564,694 |
9540万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥227,929 |
¥109,406,108 |
¥14,006,108 |
| 40 |
0.80% |
¥232,309 |
¥111,508,221 |
¥16,108,221 |
| 40 |
0.90% |
¥236,741 |
¥113,635,488 |
¥18,235,488 |
| 40 |
1.00% |
¥241,225 |
¥115,787,840 |
¥20,387,840 |
| 40 |
1.10% |
¥245,761 |
¥117,965,197 |
¥22,565,197 |
| 40 |
1.20% |
¥250,349 |
¥120,167,472 |
¥24,767,472 |
| 40 |
1.30% |
¥254,989 |
¥122,394,572 |
¥26,994,572 |
| 40 |
1.40% |
¥259,680 |
¥124,646,394 |
¥29,246,394 |
| 40 |
1.50% |
¥264,423 |
¥126,922,831 |
¥31,522,831 |
| 40 |
1.60% |
¥269,216 |
¥129,223,765 |
¥33,823,765 |
| 40 |
1.70% |
¥274,061 |
¥131,549,075 |
¥36,149,075 |
| 40 |
1.80% |
¥278,955 |
¥133,898,629 |
¥38,498,629 |
| 40 |
1.90% |
¥283,901 |
¥136,272,290 |
¥40,872,290 |
| 40 |
2.00% |
¥288,896 |
¥138,669,917 |
¥43,269,917 |
| 40 |
2.10% |
¥293,940 |
¥141,091,357 |
¥45,691,357 |
| 40 |
2.20% |
¥299,034 |
¥143,536,456 |
¥48,136,456 |
| 40 |
2.30% |
¥304,177 |
¥146,005,050 |
¥50,605,050 |
| 40 |
2.40% |
¥309,369 |
¥148,496,972 |
¥53,096,972 |
| 40 |
2.50% |
¥314,608 |
¥151,012,046 |
¥55,612,046 |
| 40 |
2.60% |
¥319,896 |
¥153,550,093 |
¥58,150,093 |
| 40 |
2.70% |
¥325,231 |
¥156,110,928 |
¥60,710,928 |
| 40 |
2.80% |
¥330,613 |
¥158,694,360 |
¥63,294,360 |
| 40 |
2.90% |
¥336,042 |
¥161,300,193 |
¥65,900,193 |
| 40 |
3.00% |
¥341,517 |
¥163,928,227 |
¥68,528,227 |
9540万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥256,169 |
¥107,590,906 |
¥12,190,906 |
| 35 |
0.80% |
¥260,500 |
¥109,410,057 |
¥14,010,057 |
| 35 |
0.90% |
¥264,877 |
¥111,248,514 |
¥15,848,514 |
| 35 |
1.00% |
¥269,301 |
¥113,106,234 |
¥17,706,234 |
| 35 |
1.10% |
¥273,769 |
¥114,983,170 |
¥19,583,170 |
| 35 |
1.20% |
¥278,284 |
¥116,879,272 |
¥21,479,272 |
| 35 |
1.30% |
¥282,844 |
¥118,794,482 |
¥23,394,482 |
| 35 |
1.40% |
¥287,449 |
¥120,728,740 |
¥25,328,740 |
| 35 |
1.50% |
¥292,100 |
¥122,681,981 |
¥27,281,981 |
| 35 |
1.60% |
¥296,796 |
¥124,654,137 |
¥29,254,137 |
| 35 |
1.70% |
¥301,536 |
¥126,645,133 |
¥31,245,133 |
| 35 |
1.80% |
¥306,321 |
¥128,654,892 |
¥33,254,892 |
| 35 |
1.90% |
¥311,151 |
¥130,683,332 |
¥35,283,332 |
| 35 |
2.00% |
¥316,025 |
¥132,730,367 |
¥37,330,367 |
| 35 |
2.10% |
¥320,943 |
¥134,795,907 |
¥39,395,907 |
| 35 |
2.20% |
¥325,904 |
¥136,879,858 |
¥41,479,858 |
| 35 |
2.30% |
¥330,910 |
¥138,982,123 |
¥43,582,123 |
| 35 |
2.40% |
¥335,959 |
¥141,102,599 |
¥45,702,599 |
| 35 |
2.50% |
¥341,050 |
¥143,241,183 |
¥47,841,183 |
| 35 |
2.60% |
¥346,185 |
¥145,397,764 |
¥49,997,764 |
| 35 |
2.70% |
¥351,362 |
¥147,572,232 |
¥52,172,232 |
| 35 |
2.80% |
¥356,582 |
¥149,764,469 |
¥54,364,469 |
| 35 |
2.90% |
¥361,844 |
¥151,974,357 |
¥56,574,357 |
| 35 |
3.00% |
¥367,147 |
¥154,201,774 |
¥58,801,774 |
9540万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥293,875 |
¥105,795,058 |
¥10,395,058 |
| 30 |
0.80% |
¥298,159 |
¥107,337,125 |
¥11,937,125 |
| 30 |
0.90% |
¥302,482 |
¥108,893,406 |
¥13,493,406 |
| 30 |
1.00% |
¥306,844 |
¥110,463,877 |
¥15,063,877 |
| 30 |
1.10% |
¥311,246 |
¥112,048,512 |
¥16,648,512 |
| 30 |
1.20% |
¥315,687 |
¥113,647,282 |
¥18,247,282 |
| 30 |
1.30% |
¥320,167 |
¥115,260,157 |
¥19,860,157 |
| 30 |
1.40% |
¥324,686 |
¥116,887,103 |
¥21,487,103 |
| 30 |
1.50% |
¥329,245 |
¥118,528,085 |
¥23,128,085 |
| 30 |
1.60% |
¥333,842 |
¥120,183,064 |
¥24,783,064 |
| 30 |
1.70% |
¥338,478 |
¥121,852,001 |
¥26,452,001 |
| 30 |
1.80% |
¥343,152 |
¥123,534,851 |
¥28,134,851 |
| 30 |
1.90% |
¥347,865 |
¥125,231,571 |
¥29,831,571 |
| 30 |
2.00% |
¥352,617 |
¥126,942,112 |
¥31,542,112 |
| 30 |
2.10% |
¥357,407 |
¥128,666,424 |
¥33,266,424 |
| 30 |
2.20% |
¥362,235 |
¥130,404,457 |
¥35,004,457 |
| 30 |
2.30% |
¥367,100 |
¥132,156,155 |
¥36,756,155 |
| 30 |
2.40% |
¥372,004 |
¥133,921,463 |
¥38,521,463 |
| 30 |
2.50% |
¥376,945 |
¥135,700,321 |
¥40,300,321 |
| 30 |
2.60% |
¥381,924 |
¥137,492,671 |
¥42,092,671 |
| 30 |
2.70% |
¥386,940 |
¥139,298,447 |
¥43,898,447 |
| 30 |
2.80% |
¥391,993 |
¥141,117,588 |
¥45,717,588 |
| 30 |
2.90% |
¥397,083 |
¥142,950,024 |
¥47,550,024 |
| 30 |
3.00% |
¥402,210 |
¥144,795,689 |
¥49,395,689 |
9540万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥346,729 |
¥104,018,596 |
¥8,618,596 |
| 25 |
0.80% |
¥350,965 |
¥105,289,479 |
¥9,889,479 |
| 25 |
0.90% |
¥355,234 |
¥106,570,250 |
¥11,170,250 |
| 25 |
1.00% |
¥359,536 |
¥107,860,896 |
¥12,460,896 |
| 25 |
1.10% |
¥363,871 |
¥109,161,406 |
¥13,761,406 |
| 25 |
1.20% |
¥368,239 |
¥110,471,765 |
¥15,071,765 |
| 25 |
1.30% |
¥372,640 |
¥111,791,958 |
¥16,391,958 |
| 25 |
1.40% |
¥377,073 |
¥113,121,967 |
¥17,721,967 |
| 25 |
1.50% |
¥381,539 |
¥114,461,777 |
¥19,061,777 |
| 25 |
1.60% |
¥386,038 |
¥115,811,366 |
¥20,411,366 |
| 25 |
1.70% |
¥390,569 |
¥117,170,716 |
¥21,770,716 |
| 25 |
1.80% |
¥395,133 |
¥118,539,806 |
¥23,139,806 |
| 25 |
1.90% |
¥399,729 |
¥119,918,612 |
¥24,518,612 |
| 25 |
2.00% |
¥404,357 |
¥121,307,112 |
¥25,907,112 |
| 25 |
2.10% |
¥409,018 |
¥122,705,280 |
¥27,305,280 |
| 25 |
2.20% |
¥413,710 |
¥124,113,091 |
¥28,713,091 |
| 25 |
2.30% |
¥418,435 |
¥125,530,519 |
¥30,130,519 |
| 25 |
2.40% |
¥423,192 |
¥126,957,535 |
¥31,557,535 |
| 25 |
2.50% |
¥427,980 |
¥128,394,109 |
¥32,994,109 |
| 25 |
2.60% |
¥432,801 |
¥129,840,213 |
¥34,440,213 |
| 25 |
2.70% |
¥437,653 |
¥131,295,814 |
¥35,895,814 |
| 25 |
2.80% |
¥442,536 |
¥132,760,881 |
¥37,360,881 |
| 25 |
2.90% |
¥447,451 |
¥134,235,381 |
¥38,835,381 |
| 25 |
3.00% |
¥452,398 |
¥135,719,278 |
¥40,319,278 |
9540万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥426,090 |
¥102,261,546 |
¥6,861,546 |
| 20 |
0.80% |
¥430,280 |
¥103,267,162 |
¥7,867,162 |
| 20 |
0.90% |
¥434,496 |
¥104,279,115 |
¥8,879,115 |
| 20 |
1.00% |
¥438,739 |
¥105,297,401 |
¥9,897,401 |
| 20 |
1.10% |
¥443,008 |
¥106,322,012 |
¥10,922,012 |
| 20 |
1.20% |
¥447,304 |
¥107,352,945 |
¥11,952,945 |
| 20 |
1.30% |
¥451,626 |
¥108,390,191 |
¥12,990,191 |
| 20 |
1.40% |
¥455,974 |
¥109,433,744 |
¥14,033,744 |
| 20 |
1.50% |
¥460,348 |
¥110,483,597 |
¥15,083,597 |
| 20 |
1.60% |
¥464,749 |
¥111,539,740 |
¥16,139,740 |
| 20 |
1.70% |
¥469,176 |
¥112,602,167 |
¥17,202,167 |
| 20 |
1.80% |
¥473,629 |
¥113,670,866 |
¥18,270,866 |
| 20 |
1.90% |
¥478,108 |
¥114,745,830 |
¥19,345,830 |
| 20 |
2.00% |
¥482,613 |
¥115,827,048 |
¥20,427,048 |
| 20 |
2.10% |
¥487,144 |
¥116,914,510 |
¥21,514,510 |
| 20 |
2.20% |
¥491,701 |
¥118,008,204 |
¥22,608,204 |
| 20 |
2.30% |
¥496,284 |
¥119,108,120 |
¥23,708,120 |
| 20 |
2.40% |
¥500,893 |
¥120,214,245 |
¥24,814,245 |
| 20 |
2.50% |
¥505,527 |
¥121,326,566 |
¥25,926,566 |
| 20 |
2.60% |
¥510,188 |
¥122,445,072 |
¥27,045,072 |
| 20 |
2.70% |
¥514,874 |
¥123,569,749 |
¥28,169,749 |
| 20 |
2.80% |
¥519,586 |
¥124,700,583 |
¥29,300,583 |
| 20 |
2.90% |
¥524,323 |
¥125,837,561 |
¥30,437,561 |
| 20 |
3.00% |
¥529,086 |
¥126,980,666 |
¥31,580,666 |
9540万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥558,466 |
¥100,523,929 |
¥5,123,929 |
| 15 |
0.80% |
¥562,612 |
¥101,270,211 |
¥5,870,211 |
| 15 |
0.90% |
¥566,778 |
¥102,020,061 |
¥6,620,061 |
| 15 |
1.00% |
¥570,964 |
¥102,773,478 |
¥7,373,478 |
| 15 |
1.10% |
¥575,169 |
¥103,530,460 |
¥8,130,460 |
| 15 |
1.20% |
¥579,394 |
¥104,291,005 |
¥8,891,005 |
| 15 |
1.30% |
¥583,639 |
¥105,055,110 |
¥9,655,110 |
| 15 |
1.40% |
¥587,904 |
¥105,822,773 |
¥10,422,773 |
| 15 |
1.50% |
¥592,189 |
¥106,593,991 |
¥11,193,991 |
| 15 |
1.60% |
¥596,493 |
¥107,368,763 |
¥11,968,763 |
| 15 |
1.70% |
¥600,817 |
¥108,147,084 |
¥12,747,084 |
| 15 |
1.80% |
¥605,161 |
¥108,928,952 |
¥13,528,952 |
| 15 |
1.90% |
¥609,524 |
¥109,714,363 |
¥14,314,363 |
| 15 |
2.00% |
¥613,907 |
¥110,503,314 |
¥15,103,314 |
| 15 |
2.10% |
¥618,310 |
¥111,295,802 |
¥15,895,802 |
| 15 |
2.20% |
¥622,732 |
¥112,091,823 |
¥16,691,823 |
| 15 |
2.30% |
¥627,174 |
¥112,891,372 |
¥17,491,372 |
| 15 |
2.40% |
¥631,636 |
¥113,694,447 |
¥18,294,447 |
| 15 |
2.50% |
¥636,117 |
¥114,501,043 |
¥19,101,043 |
| 15 |
2.60% |
¥640,618 |
¥115,311,155 |
¥19,911,155 |
| 15 |
2.70% |
¥645,138 |
¥116,124,780 |
¥20,724,780 |
| 15 |
2.80% |
¥649,677 |
¥116,941,912 |
¥21,541,912 |
| 15 |
2.90% |
¥654,236 |
¥117,762,547 |
¥22,362,547 |
| 15 |
3.00% |
¥658,815 |
¥118,586,679 |
¥23,186,679 |
9540万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥823,381 |
¥98,805,763 |
¥3,405,763 |
| 10 |
0.80% |
¥827,489 |
¥99,298,654 |
¥3,898,654 |
| 10 |
0.90% |
¥831,609 |
¥99,793,133 |
¥4,393,133 |
| 10 |
1.00% |
¥835,743 |
¥100,289,198 |
¥4,889,198 |
| 10 |
1.10% |
¥839,890 |
¥100,786,850 |
¥5,386,850 |
| 10 |
1.20% |
¥844,051 |
¥101,286,087 |
¥5,886,087 |
| 10 |
1.30% |
¥848,224 |
¥101,786,910 |
¥6,386,910 |
| 10 |
1.40% |
¥852,411 |
¥102,289,318 |
¥6,889,318 |
| 10 |
1.50% |
¥856,611 |
¥102,793,309 |
¥7,393,309 |
| 10 |
1.60% |
¥860,824 |
¥103,298,884 |
¥7,898,884 |
| 10 |
1.70% |
¥865,050 |
¥103,806,041 |
¥8,406,041 |
| 10 |
1.80% |
¥869,290 |
¥104,314,780 |
¥8,914,780 |
| 10 |
1.90% |
¥873,543 |
¥104,825,101 |
¥9,425,101 |
| 10 |
2.00% |
¥877,808 |
¥105,337,002 |
¥9,937,002 |
| 10 |
2.10% |
¥882,087 |
¥105,850,483 |
¥10,450,483 |
| 10 |
2.20% |
¥886,380 |
¥106,365,542 |
¥10,965,542 |
| 10 |
2.30% |
¥890,685 |
¥106,882,179 |
¥11,482,179 |
| 10 |
2.40% |
¥895,003 |
¥107,400,393 |
¥12,000,393 |
| 10 |
2.50% |
¥899,335 |
¥107,920,183 |
¥12,520,183 |
| 10 |
2.60% |
¥903,680 |
¥108,441,549 |
¥13,041,549 |
| 10 |
2.70% |
¥908,037 |
¥108,964,488 |
¥13,564,488 |
| 10 |
2.80% |
¥912,408 |
¥109,489,001 |
¥14,089,001 |
| 10 |
2.90% |
¥916,792 |
¥110,015,085 |
¥14,615,085 |
| 10 |
3.00% |
¥921,190 |
¥110,542,741 |
¥15,142,741 |