9550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9550万円の住宅ローン｜期間・年数別
9550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥188,688 |
¥113,212,980 |
¥17,712,980 |
| 50 |
0.80% |
¥193,169 |
¥115,901,360 |
¥20,401,360 |
| 50 |
0.90% |
¥197,715 |
¥118,628,860 |
¥23,128,860 |
| 50 |
1.00% |
¥202,326 |
¥121,395,310 |
¥25,895,310 |
| 50 |
1.10% |
¥207,001 |
¥124,200,523 |
¥28,700,523 |
| 50 |
1.20% |
¥211,740 |
¥127,044,292 |
¥31,544,292 |
| 50 |
1.30% |
¥216,544 |
¥129,926,392 |
¥34,426,392 |
| 50 |
1.40% |
¥221,411 |
¥132,846,583 |
¥37,346,583 |
| 50 |
1.50% |
¥226,341 |
¥135,804,605 |
¥40,304,605 |
| 50 |
1.60% |
¥231,334 |
¥138,800,185 |
¥43,300,185 |
| 50 |
1.70% |
¥236,388 |
¥141,833,031 |
¥46,333,031 |
| 50 |
1.80% |
¥241,505 |
¥144,902,837 |
¥49,402,837 |
| 50 |
1.90% |
¥246,682 |
¥148,009,282 |
¥52,509,282 |
| 50 |
2.00% |
¥251,920 |
¥151,152,030 |
¥55,652,030 |
| 50 |
2.10% |
¥257,218 |
¥154,330,732 |
¥58,830,732 |
| 50 |
2.20% |
¥262,575 |
¥157,545,024 |
¥62,045,024 |
| 50 |
2.30% |
¥267,991 |
¥160,794,531 |
¥65,294,531 |
| 50 |
2.40% |
¥273,465 |
¥164,078,864 |
¥68,578,864 |
| 50 |
2.50% |
¥278,996 |
¥167,397,625 |
¥71,897,625 |
| 50 |
2.60% |
¥284,584 |
¥170,750,401 |
¥75,250,401 |
| 50 |
2.70% |
¥290,228 |
¥174,136,773 |
¥78,636,773 |
| 50 |
2.80% |
¥295,927 |
¥177,556,309 |
¥82,056,309 |
| 50 |
2.90% |
¥301,681 |
¥181,008,570 |
¥85,508,570 |
| 50 |
3.00% |
¥307,489 |
¥184,493,106 |
¥88,993,106 |
9550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥206,217 |
¥111,357,235 |
¥15,857,235 |
| 45 |
0.80% |
¥210,649 |
¥113,750,667 |
¥18,250,667 |
| 45 |
0.90% |
¥215,141 |
¥116,175,884 |
¥20,675,884 |
| 45 |
1.00% |
¥219,690 |
¥118,632,771 |
¥23,132,771 |
| 45 |
1.10% |
¥224,299 |
¥121,121,205 |
¥25,621,205 |
| 45 |
1.20% |
¥228,965 |
¥123,641,049 |
¥28,141,049 |
| 45 |
1.30% |
¥233,689 |
¥126,192,152 |
¥30,692,152 |
| 45 |
1.40% |
¥238,471 |
¥128,774,356 |
¥33,274,356 |
| 45 |
1.50% |
¥243,310 |
¥131,387,487 |
¥35,887,487 |
| 45 |
1.60% |
¥248,206 |
¥134,031,363 |
¥38,531,363 |
| 45 |
1.70% |
¥253,159 |
¥136,705,790 |
¥41,205,790 |
| 45 |
1.80% |
¥258,168 |
¥139,410,563 |
¥43,910,563 |
| 45 |
1.90% |
¥263,232 |
¥142,145,467 |
¥46,645,467 |
| 45 |
2.00% |
¥268,352 |
¥144,910,276 |
¥49,410,276 |
| 45 |
2.10% |
¥273,527 |
¥147,704,756 |
¥52,204,756 |
| 45 |
2.20% |
¥278,757 |
¥150,528,662 |
¥55,028,662 |
| 45 |
2.30% |
¥284,040 |
¥153,381,741 |
¥57,881,741 |
| 45 |
2.40% |
¥289,377 |
¥156,263,730 |
¥60,763,730 |
| 45 |
2.50% |
¥294,767 |
¥159,174,358 |
¥63,674,358 |
| 45 |
2.60% |
¥300,210 |
¥162,113,345 |
¥66,613,345 |
| 45 |
2.70% |
¥305,704 |
¥165,080,406 |
¥69,580,406 |
| 45 |
2.80% |
¥311,250 |
¥168,075,245 |
¥72,575,245 |
| 45 |
2.90% |
¥316,847 |
¥171,097,562 |
¥75,597,562 |
| 45 |
3.00% |
¥322,495 |
¥174,147,047 |
¥78,647,047 |
9550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥228,168 |
¥109,520,790 |
¥14,020,790 |
| 40 |
0.80% |
¥232,552 |
¥111,625,106 |
¥16,125,106 |
| 40 |
0.90% |
¥236,989 |
¥113,754,603 |
¥18,254,603 |
| 40 |
1.00% |
¥241,478 |
¥115,909,211 |
¥20,409,211 |
| 40 |
1.10% |
¥246,018 |
¥118,088,850 |
¥22,588,850 |
| 40 |
1.20% |
¥250,611 |
¥120,293,434 |
¥24,793,434 |
| 40 |
1.30% |
¥255,256 |
¥122,522,868 |
¥27,022,868 |
| 40 |
1.40% |
¥259,952 |
¥124,777,051 |
¥29,277,051 |
| 40 |
1.50% |
¥264,700 |
¥127,055,874 |
¥31,555,874 |
| 40 |
1.60% |
¥269,498 |
¥129,359,220 |
¥33,859,220 |
| 40 |
1.70% |
¥274,348 |
¥131,686,967 |
¥36,186,967 |
| 40 |
1.80% |
¥279,248 |
¥134,038,984 |
¥38,538,984 |
| 40 |
1.90% |
¥284,198 |
¥136,415,134 |
¥40,915,134 |
| 40 |
2.00% |
¥289,198 |
¥138,815,273 |
¥43,315,273 |
| 40 |
2.10% |
¥294,248 |
¥141,239,252 |
¥45,739,252 |
| 40 |
2.20% |
¥299,348 |
¥143,686,913 |
¥48,186,913 |
| 40 |
2.30% |
¥304,496 |
¥146,158,095 |
¥50,658,095 |
| 40 |
2.40% |
¥309,693 |
¥148,652,629 |
¥53,152,629 |
| 40 |
2.50% |
¥314,938 |
¥151,170,339 |
¥55,670,339 |
| 40 |
2.60% |
¥320,231 |
¥153,711,047 |
¥58,211,047 |
| 40 |
2.70% |
¥325,572 |
¥156,274,566 |
¥60,774,566 |
| 40 |
2.80% |
¥330,960 |
¥158,860,706 |
¥63,360,706 |
| 40 |
2.90% |
¥336,394 |
¥161,469,271 |
¥65,969,271 |
| 40 |
3.00% |
¥341,875 |
¥164,100,059 |
¥68,600,059 |
9550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥256,437 |
¥107,703,684 |
¥12,203,684 |
| 35 |
0.80% |
¥260,773 |
¥109,524,742 |
¥14,024,742 |
| 35 |
0.90% |
¥265,155 |
¥111,365,126 |
¥15,865,126 |
| 35 |
1.00% |
¥269,583 |
¥113,224,794 |
¥17,724,794 |
| 35 |
1.10% |
¥274,056 |
¥115,103,698 |
¥19,603,698 |
| 35 |
1.20% |
¥278,576 |
¥117,001,787 |
¥21,501,787 |
| 35 |
1.30% |
¥283,140 |
¥118,919,004 |
¥23,419,004 |
| 35 |
1.40% |
¥287,751 |
¥120,855,290 |
¥25,355,290 |
| 35 |
1.50% |
¥292,406 |
¥122,810,579 |
¥27,310,579 |
| 35 |
1.60% |
¥297,107 |
¥124,784,802 |
¥29,284,802 |
| 35 |
1.70% |
¥301,852 |
¥126,777,885 |
¥31,277,885 |
| 35 |
1.80% |
¥306,642 |
¥128,789,750 |
¥33,289,750 |
| 35 |
1.90% |
¥311,477 |
¥130,820,316 |
¥35,320,316 |
| 35 |
2.00% |
¥316,356 |
¥132,869,497 |
¥37,369,497 |
| 35 |
2.10% |
¥321,279 |
¥134,937,202 |
¥39,437,202 |
| 35 |
2.20% |
¥326,246 |
¥137,023,338 |
¥41,523,338 |
| 35 |
2.30% |
¥331,257 |
¥139,127,806 |
¥43,627,806 |
| 35 |
2.40% |
¥336,311 |
¥141,250,506 |
¥45,750,506 |
| 35 |
2.50% |
¥341,408 |
¥143,391,331 |
¥47,891,331 |
| 35 |
2.60% |
¥346,548 |
¥145,550,173 |
¥50,050,173 |
| 35 |
2.70% |
¥351,731 |
¥147,726,920 |
¥52,226,920 |
| 35 |
2.80% |
¥356,956 |
¥149,921,455 |
¥54,421,455 |
| 35 |
2.90% |
¥362,223 |
¥152,133,660 |
¥56,633,660 |
| 35 |
3.00% |
¥367,532 |
¥154,363,411 |
¥58,863,411 |
9550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥294,183 |
¥105,905,954 |
¥10,405,954 |
| 30 |
0.80% |
¥298,471 |
¥107,449,638 |
¥11,949,638 |
| 30 |
0.90% |
¥302,799 |
¥109,007,550 |
¥13,507,550 |
| 30 |
1.00% |
¥307,166 |
¥110,579,667 |
¥15,079,667 |
| 30 |
1.10% |
¥311,572 |
¥112,165,963 |
¥16,665,963 |
| 30 |
1.20% |
¥316,018 |
¥113,766,409 |
¥18,266,409 |
| 30 |
1.30% |
¥320,503 |
¥115,380,975 |
¥19,880,975 |
| 30 |
1.40% |
¥325,027 |
¥117,009,626 |
¥21,509,626 |
| 30 |
1.50% |
¥329,590 |
¥118,652,328 |
¥23,152,328 |
| 30 |
1.60% |
¥334,192 |
¥120,309,043 |
¥24,809,043 |
| 30 |
1.70% |
¥338,833 |
¥121,979,728 |
¥26,479,728 |
| 30 |
1.80% |
¥343,512 |
¥123,664,343 |
¥28,164,343 |
| 30 |
1.90% |
¥348,230 |
¥125,362,841 |
¥29,862,841 |
| 30 |
2.00% |
¥352,987 |
¥127,075,175 |
¥31,575,175 |
| 30 |
2.10% |
¥357,781 |
¥128,801,295 |
¥33,301,295 |
| 30 |
2.20% |
¥362,614 |
¥130,541,149 |
¥35,041,149 |
| 30 |
2.30% |
¥367,485 |
¥132,294,684 |
¥36,794,684 |
| 30 |
2.40% |
¥372,394 |
¥134,061,842 |
¥38,561,842 |
| 30 |
2.50% |
¥377,340 |
¥135,842,565 |
¥40,342,565 |
| 30 |
2.60% |
¥382,324 |
¥137,636,793 |
¥42,136,793 |
| 30 |
2.70% |
¥387,346 |
¥139,444,463 |
¥43,944,463 |
| 30 |
2.80% |
¥392,404 |
¥141,265,510 |
¥45,765,510 |
| 30 |
2.90% |
¥397,500 |
¥143,099,867 |
¥47,599,867 |
| 30 |
3.00% |
¥402,632 |
¥144,947,467 |
¥49,447,467 |
9550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥347,092 |
¥104,127,630 |
¥8,627,630 |
| 25 |
0.80% |
¥351,333 |
¥105,399,845 |
¥9,899,845 |
| 25 |
0.90% |
¥355,607 |
¥106,681,958 |
¥11,181,958 |
| 25 |
1.00% |
¥359,913 |
¥107,973,958 |
¥12,473,958 |
| 25 |
1.10% |
¥364,253 |
¥109,275,831 |
¥13,775,831 |
| 25 |
1.20% |
¥368,625 |
¥110,587,564 |
¥15,087,564 |
| 25 |
1.30% |
¥373,030 |
¥111,909,140 |
¥16,409,140 |
| 25 |
1.40% |
¥377,468 |
¥113,240,544 |
¥17,740,544 |
| 25 |
1.50% |
¥381,939 |
¥114,581,757 |
¥19,081,757 |
| 25 |
1.60% |
¥386,443 |
¥115,932,762 |
¥20,432,762 |
| 25 |
1.70% |
¥390,978 |
¥117,293,537 |
¥21,793,537 |
| 25 |
1.80% |
¥395,547 |
¥118,664,061 |
¥23,164,061 |
| 25 |
1.90% |
¥400,148 |
¥120,044,313 |
¥24,544,313 |
| 25 |
2.00% |
¥404,781 |
¥121,434,268 |
¥25,934,268 |
| 25 |
2.10% |
¥409,446 |
¥122,833,902 |
¥27,333,902 |
| 25 |
2.20% |
¥414,144 |
¥124,243,189 |
¥28,743,189 |
| 25 |
2.30% |
¥418,874 |
¥125,662,102 |
¥30,162,102 |
| 25 |
2.40% |
¥423,635 |
¥127,090,614 |
¥31,590,614 |
| 25 |
2.50% |
¥428,429 |
¥128,528,694 |
¥33,028,694 |
| 25 |
2.60% |
¥433,254 |
¥129,976,314 |
¥34,476,314 |
| 25 |
2.70% |
¥438,111 |
¥131,433,441 |
¥35,933,441 |
| 25 |
2.80% |
¥443,000 |
¥132,900,044 |
¥37,400,044 |
| 25 |
2.90% |
¥447,920 |
¥134,376,089 |
¥38,876,089 |
| 25 |
3.00% |
¥452,872 |
¥135,861,541 |
¥40,361,541 |
9550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥426,536 |
¥102,368,738 |
¥6,868,738 |
| 20 |
0.80% |
¥430,731 |
¥103,375,408 |
¥7,875,408 |
| 20 |
0.90% |
¥434,952 |
¥104,388,422 |
¥8,888,422 |
| 20 |
1.00% |
¥439,199 |
¥105,407,775 |
¥9,907,775 |
| 20 |
1.10% |
¥443,473 |
¥106,433,461 |
¥10,933,461 |
| 20 |
1.20% |
¥447,773 |
¥107,465,474 |
¥11,965,474 |
| 20 |
1.30% |
¥452,099 |
¥108,503,808 |
¥13,003,808 |
| 20 |
1.40% |
¥456,452 |
¥109,548,455 |
¥14,048,455 |
| 20 |
1.50% |
¥460,831 |
¥110,599,408 |
¥15,099,408 |
| 20 |
1.60% |
¥465,236 |
¥111,656,658 |
¥16,156,658 |
| 20 |
1.70% |
¥469,667 |
¥112,720,198 |
¥17,220,198 |
| 20 |
1.80% |
¥474,125 |
¥113,790,018 |
¥18,290,018 |
| 20 |
1.90% |
¥478,609 |
¥114,866,109 |
¥19,366,109 |
| 20 |
2.00% |
¥483,119 |
¥115,948,460 |
¥20,448,460 |
| 20 |
2.10% |
¥487,654 |
¥117,037,062 |
¥21,537,062 |
| 20 |
2.20% |
¥492,216 |
¥118,131,903 |
¥22,631,903 |
| 20 |
2.30% |
¥496,804 |
¥119,232,971 |
¥23,732,971 |
| 20 |
2.40% |
¥501,418 |
¥120,340,255 |
¥24,840,255 |
| 20 |
2.50% |
¥506,057 |
¥121,453,743 |
¥25,953,743 |
| 20 |
2.60% |
¥510,723 |
¥122,573,422 |
¥27,073,422 |
| 20 |
2.70% |
¥515,414 |
¥123,699,277 |
¥28,199,277 |
| 20 |
2.80% |
¥520,130 |
¥124,831,297 |
¥29,331,297 |
| 20 |
2.90% |
¥524,873 |
¥125,969,466 |
¥30,469,466 |
| 20 |
3.00% |
¥529,641 |
¥127,113,769 |
¥31,613,769 |
9550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥559,052 |
¥100,629,300 |
¥5,129,300 |
| 15 |
0.80% |
¥563,202 |
¥101,376,364 |
¥5,876,364 |
| 15 |
0.90% |
¥567,372 |
¥102,127,000 |
¥6,627,000 |
| 15 |
1.00% |
¥571,562 |
¥102,881,207 |
¥7,381,207 |
| 15 |
1.10% |
¥575,772 |
¥103,638,982 |
¥8,138,982 |
| 15 |
1.20% |
¥580,002 |
¥104,400,324 |
¥8,900,324 |
| 15 |
1.30% |
¥584,251 |
¥105,165,230 |
¥9,665,230 |
| 15 |
1.40% |
¥588,521 |
¥105,933,698 |
¥10,433,698 |
| 15 |
1.50% |
¥592,810 |
¥106,705,725 |
¥11,205,725 |
| 15 |
1.60% |
¥597,118 |
¥107,481,309 |
¥11,981,309 |
| 15 |
1.70% |
¥601,447 |
¥108,260,446 |
¥12,760,446 |
| 15 |
1.80% |
¥605,795 |
¥109,043,133 |
¥13,543,133 |
| 15 |
1.90% |
¥610,163 |
¥109,829,367 |
¥14,329,367 |
| 15 |
2.00% |
¥614,551 |
¥110,619,146 |
¥15,119,146 |
| 15 |
2.10% |
¥618,958 |
¥111,412,464 |
¥15,912,464 |
| 15 |
2.20% |
¥623,385 |
¥112,209,319 |
¥16,709,319 |
| 15 |
2.30% |
¥627,832 |
¥113,009,707 |
¥17,509,707 |
| 15 |
2.40% |
¥632,298 |
¥113,813,624 |
¥18,313,624 |
| 15 |
2.50% |
¥636,784 |
¥114,621,065 |
¥19,121,065 |
| 15 |
2.60% |
¥641,289 |
¥115,432,027 |
¥19,932,027 |
| 15 |
2.70% |
¥645,814 |
¥116,246,504 |
¥20,746,504 |
| 15 |
2.80% |
¥650,358 |
¥117,064,492 |
¥21,564,492 |
| 15 |
2.90% |
¥654,922 |
¥117,885,987 |
¥22,385,987 |
| 15 |
3.00% |
¥659,505 |
¥118,710,984 |
¥23,210,984 |
9550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥824,244 |
¥98,909,333 |
¥3,409,333 |
| 10 |
0.80% |
¥828,356 |
¥99,402,741 |
¥3,902,741 |
| 10 |
0.90% |
¥832,481 |
¥99,897,738 |
¥4,397,738 |
| 10 |
1.00% |
¥836,619 |
¥100,394,323 |
¥4,894,323 |
| 10 |
1.10% |
¥840,771 |
¥100,892,496 |
¥5,392,496 |
| 10 |
1.20% |
¥844,935 |
¥101,392,257 |
¥5,892,257 |
| 10 |
1.30% |
¥849,113 |
¥101,893,605 |
¥6,393,605 |
| 10 |
1.40% |
¥853,304 |
¥102,396,539 |
¥6,896,539 |
| 10 |
1.50% |
¥857,509 |
¥102,901,059 |
¥7,401,059 |
| 10 |
1.60% |
¥861,726 |
¥103,407,163 |
¥7,907,163 |
| 10 |
1.70% |
¥865,957 |
¥103,914,852 |
¥8,414,852 |
| 10 |
1.80% |
¥870,201 |
¥104,424,125 |
¥8,924,125 |
| 10 |
1.90% |
¥874,458 |
¥104,934,981 |
¥9,434,981 |
| 10 |
2.00% |
¥878,728 |
¥105,447,418 |
¥9,947,418 |
| 10 |
2.10% |
¥883,012 |
¥105,961,437 |
¥10,461,437 |
| 10 |
2.20% |
¥887,309 |
¥106,477,036 |
¥10,977,036 |
| 10 |
2.30% |
¥891,618 |
¥106,994,215 |
¥11,494,215 |
| 10 |
2.40% |
¥895,941 |
¥107,512,972 |
¥12,012,972 |
| 10 |
2.50% |
¥900,278 |
¥108,033,307 |
¥12,533,307 |
| 10 |
2.60% |
¥904,627 |
¥108,555,219 |
¥13,055,219 |
| 10 |
2.70% |
¥908,989 |
¥109,078,707 |
¥13,578,707 |
| 10 |
2.80% |
¥913,365 |
¥109,603,769 |
¥14,103,769 |
| 10 |
2.90% |
¥917,753 |
¥110,130,405 |
¥14,630,405 |
| 10 |
3.00% |
¥922,155 |
¥110,658,613 |
¥15,158,613 |
