9620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9620万円の住宅ローン|期間・年数別
9620万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥190,071 |
¥114,042,814 |
¥17,842,814 |
| 50 |
0.80% |
¥194,585 |
¥116,750,898 |
¥20,550,898 |
| 50 |
0.90% |
¥199,164 |
¥119,498,391 |
¥23,298,391 |
| 50 |
1.00% |
¥203,809 |
¥122,285,119 |
¥26,085,119 |
| 50 |
1.10% |
¥208,518 |
¥125,110,894 |
¥28,910,894 |
| 50 |
1.20% |
¥213,293 |
¥127,975,507 |
¥31,775,507 |
| 50 |
1.30% |
¥218,131 |
¥130,878,732 |
¥34,678,732 |
| 50 |
1.40% |
¥223,034 |
¥133,820,327 |
¥37,620,327 |
| 50 |
1.50% |
¥228,000 |
¥136,800,032 |
¥40,600,032 |
| 50 |
1.60% |
¥233,029 |
¥139,817,569 |
¥43,617,569 |
| 50 |
1.70% |
¥238,121 |
¥142,872,645 |
¥46,672,645 |
| 50 |
1.80% |
¥243,275 |
¥145,964,952 |
¥49,764,952 |
| 50 |
1.90% |
¥248,490 |
¥149,094,167 |
¥52,894,167 |
| 50 |
2.00% |
¥253,767 |
¥152,259,951 |
¥56,059,951 |
| 50 |
2.10% |
¥259,103 |
¥155,461,952 |
¥59,261,952 |
| 50 |
2.20% |
¥264,500 |
¥158,699,804 |
¥62,499,804 |
| 50 |
2.30% |
¥269,955 |
¥161,973,130 |
¥65,773,130 |
| 50 |
2.40% |
¥275,469 |
¥165,281,537 |
¥69,081,537 |
| 50 |
2.50% |
¥281,041 |
¥168,624,623 |
¥72,424,623 |
| 50 |
2.60% |
¥286,670 |
¥172,001,975 |
¥75,801,975 |
| 50 |
2.70% |
¥292,355 |
¥175,413,168 |
¥79,213,168 |
| 50 |
2.80% |
¥298,096 |
¥178,857,769 |
¥82,657,769 |
| 50 |
2.90% |
¥303,892 |
¥182,335,334 |
¥86,135,334 |
| 50 |
3.00% |
¥309,742 |
¥185,845,412 |
¥89,645,412 |
9620万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥207,729 |
¥112,173,466 |
¥15,973,466 |
| 45 |
0.80% |
¥212,193 |
¥114,584,442 |
¥18,384,442 |
| 45 |
0.90% |
¥216,717 |
¥117,027,435 |
¥20,827,435 |
| 45 |
1.00% |
¥221,301 |
¥119,502,331 |
¥23,302,331 |
| 45 |
1.10% |
¥225,943 |
¥122,009,005 |
¥25,809,005 |
| 45 |
1.20% |
¥230,643 |
¥124,547,318 |
¥28,347,318 |
| 45 |
1.30% |
¥235,402 |
¥127,117,121 |
¥30,917,121 |
| 45 |
1.40% |
¥240,219 |
¥129,718,252 |
¥33,518,252 |
| 45 |
1.50% |
¥245,094 |
¥132,350,537 |
¥36,150,537 |
| 45 |
1.60% |
¥250,026 |
¥135,013,792 |
¥38,813,792 |
| 45 |
1.70% |
¥255,014 |
¥137,707,822 |
¥41,507,822 |
| 45 |
1.80% |
¥260,060 |
¥140,432,421 |
¥44,232,421 |
| 45 |
1.90% |
¥265,162 |
¥143,187,371 |
¥46,987,371 |
| 45 |
2.00% |
¥270,319 |
¥145,972,446 |
¥49,772,446 |
| 45 |
2.10% |
¥275,532 |
¥148,787,409 |
¥52,587,409 |
| 45 |
2.20% |
¥280,800 |
¥151,632,014 |
¥55,432,014 |
| 45 |
2.30% |
¥286,122 |
¥154,506,005 |
¥58,306,005 |
| 45 |
2.40% |
¥291,498 |
¥157,409,118 |
¥61,209,118 |
| 45 |
2.50% |
¥296,928 |
¥160,341,081 |
¥64,141,081 |
| 45 |
2.60% |
¥302,410 |
¥163,301,611 |
¥67,101,611 |
| 45 |
2.70% |
¥307,945 |
¥166,290,419 |
¥70,090,419 |
| 45 |
2.80% |
¥313,532 |
¥169,307,210 |
¥73,107,210 |
| 45 |
2.90% |
¥319,170 |
¥172,351,680 |
¥76,151,680 |
| 45 |
3.00% |
¥324,858 |
¥175,423,517 |
¥79,223,517 |
9620万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥229,841 |
¥110,323,560 |
¥14,123,560 |
| 40 |
0.80% |
¥234,257 |
¥112,443,300 |
¥16,243,300 |
| 40 |
0.90% |
¥238,726 |
¥114,588,406 |
¥18,388,406 |
| 40 |
1.00% |
¥243,248 |
¥116,758,807 |
¥20,558,807 |
| 40 |
1.10% |
¥247,822 |
¥118,954,423 |
¥22,754,423 |
| 40 |
1.20% |
¥252,448 |
¥121,175,166 |
¥24,975,166 |
| 40 |
1.30% |
¥257,127 |
¥123,420,941 |
¥27,220,941 |
| 40 |
1.40% |
¥261,858 |
¥125,691,647 |
¥29,491,647 |
| 40 |
1.50% |
¥266,640 |
¥127,987,173 |
¥31,787,173 |
| 40 |
1.60% |
¥271,474 |
¥130,307,403 |
¥34,107,403 |
| 40 |
1.70% |
¥276,359 |
¥132,652,212 |
¥36,452,212 |
| 40 |
1.80% |
¥281,295 |
¥135,021,468 |
¥38,821,468 |
| 40 |
1.90% |
¥286,281 |
¥137,415,035 |
¥41,215,035 |
| 40 |
2.00% |
¥291,318 |
¥139,832,767 |
¥43,632,767 |
| 40 |
2.10% |
¥296,405 |
¥142,274,513 |
¥46,074,513 |
| 40 |
2.20% |
¥301,542 |
¥144,740,116 |
¥48,540,116 |
| 40 |
2.30% |
¥306,728 |
¥147,229,411 |
¥51,029,411 |
| 40 |
2.40% |
¥311,963 |
¥149,742,229 |
¥53,542,229 |
| 40 |
2.50% |
¥317,247 |
¥152,278,394 |
¥56,078,394 |
| 40 |
2.60% |
¥322,579 |
¥154,837,725 |
¥58,637,725 |
| 40 |
2.70% |
¥327,958 |
¥157,420,034 |
¥61,220,034 |
| 40 |
2.80% |
¥333,386 |
¥160,025,130 |
¥63,825,130 |
| 40 |
2.90% |
¥338,860 |
¥162,652,815 |
¥66,452,815 |
| 40 |
3.00% |
¥344,381 |
¥165,302,887 |
¥69,102,887 |
9620万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥258,317 |
¥108,493,135 |
¥12,293,135 |
| 35 |
0.80% |
¥262,685 |
¥110,327,541 |
¥14,127,541 |
| 35 |
0.90% |
¥267,099 |
¥112,181,415 |
¥15,981,415 |
| 35 |
1.00% |
¥271,559 |
¥114,054,714 |
¥17,854,714 |
| 35 |
1.10% |
¥276,065 |
¥115,947,390 |
¥19,747,390 |
| 35 |
1.20% |
¥280,618 |
¥117,859,391 |
¥21,659,391 |
| 35 |
1.30% |
¥285,216 |
¥119,790,662 |
¥23,590,662 |
| 35 |
1.40% |
¥289,860 |
¥121,741,140 |
¥25,541,140 |
| 35 |
1.50% |
¥294,549 |
¥123,710,761 |
¥27,510,761 |
| 35 |
1.60% |
¥299,284 |
¥125,699,455 |
¥29,499,455 |
| 35 |
1.70% |
¥304,065 |
¥127,707,147 |
¥31,507,147 |
| 35 |
1.80% |
¥308,890 |
¥129,733,759 |
¥33,533,759 |
| 35 |
1.90% |
¥313,760 |
¥131,779,209 |
¥35,579,209 |
| 35 |
2.00% |
¥318,675 |
¥133,843,409 |
¥37,643,409 |
| 35 |
2.10% |
¥323,634 |
¥135,926,271 |
¥39,726,271 |
| 35 |
2.20% |
¥328,637 |
¥138,027,697 |
¥41,827,697 |
| 35 |
2.30% |
¥333,685 |
¥140,147,591 |
¥43,947,591 |
| 35 |
2.40% |
¥338,776 |
¥142,285,850 |
¥46,085,850 |
| 35 |
2.50% |
¥343,910 |
¥144,442,367 |
¥48,242,367 |
| 35 |
2.60% |
¥349,088 |
¥146,617,033 |
¥50,417,033 |
| 35 |
2.70% |
¥354,309 |
¥148,809,735 |
¥52,609,735 |
| 35 |
2.80% |
¥359,572 |
¥151,020,356 |
¥54,820,356 |
| 35 |
2.90% |
¥364,878 |
¥153,248,775 |
¥57,048,775 |
| 35 |
3.00% |
¥370,226 |
¥155,494,871 |
¥59,294,871 |
9620万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥296,340 |
¥106,682,228 |
¥10,482,228 |
| 30 |
0.80% |
¥300,659 |
¥108,237,227 |
¥12,037,227 |
| 30 |
0.90% |
¥305,018 |
¥109,806,558 |
¥13,606,558 |
| 30 |
1.00% |
¥309,417 |
¥111,390,199 |
¥15,190,199 |
| 30 |
1.10% |
¥313,856 |
¥112,988,122 |
¥16,788,122 |
| 30 |
1.20% |
¥318,334 |
¥114,600,299 |
¥18,400,299 |
| 30 |
1.30% |
¥322,852 |
¥116,226,699 |
¥20,026,699 |
| 30 |
1.40% |
¥327,409 |
¥117,867,289 |
¥21,667,289 |
| 30 |
1.50% |
¥332,006 |
¥119,522,031 |
¥23,322,031 |
| 30 |
1.60% |
¥336,641 |
¥121,190,889 |
¥24,990,889 |
| 30 |
1.70% |
¥341,316 |
¥122,873,821 |
¥26,673,821 |
| 30 |
1.80% |
¥346,030 |
¥124,570,783 |
¥28,370,783 |
| 30 |
1.90% |
¥350,783 |
¥126,281,731 |
¥30,081,731 |
| 30 |
2.00% |
¥355,574 |
¥128,006,616 |
¥31,806,616 |
| 30 |
2.10% |
¥360,404 |
¥129,745,388 |
¥33,545,388 |
| 30 |
2.20% |
¥365,272 |
¥131,497,995 |
¥35,297,995 |
| 30 |
2.30% |
¥370,179 |
¥133,264,383 |
¥37,064,383 |
| 30 |
2.40% |
¥375,124 |
¥135,044,494 |
¥38,844,494 |
| 30 |
2.50% |
¥380,106 |
¥136,838,270 |
¥40,638,270 |
| 30 |
2.60% |
¥385,127 |
¥138,645,649 |
¥42,445,649 |
| 30 |
2.70% |
¥390,185 |
¥140,466,569 |
¥44,266,569 |
| 30 |
2.80% |
¥395,280 |
¥142,300,964 |
¥46,100,964 |
| 30 |
2.90% |
¥400,413 |
¥144,148,767 |
¥47,948,767 |
| 30 |
3.00% |
¥405,583 |
¥146,009,909 |
¥49,809,909 |
9620万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥349,636 |
¥104,890,869 |
¥8,690,869 |
| 25 |
0.80% |
¥353,908 |
¥106,172,410 |
¥9,972,410 |
| 25 |
0.90% |
¥358,213 |
¥107,463,920 |
¥11,263,920 |
| 25 |
1.00% |
¥362,551 |
¥108,765,390 |
¥12,565,390 |
| 25 |
1.10% |
¥366,923 |
¥110,076,806 |
¥13,876,806 |
| 25 |
1.20% |
¥371,327 |
¥111,398,153 |
¥15,198,153 |
| 25 |
1.30% |
¥375,765 |
¥112,729,417 |
¥16,529,417 |
| 25 |
1.40% |
¥380,235 |
¥114,070,579 |
¥17,870,579 |
| 25 |
1.50% |
¥384,739 |
¥115,421,624 |
¥19,221,624 |
| 25 |
1.60% |
¥389,275 |
¥116,782,531 |
¥20,582,531 |
| 25 |
1.70% |
¥393,844 |
¥118,153,280 |
¥21,953,280 |
| 25 |
1.80% |
¥398,446 |
¥119,533,850 |
¥23,333,850 |
| 25 |
1.90% |
¥403,081 |
¥120,924,219 |
¥24,724,219 |
| 25 |
2.00% |
¥407,748 |
¥122,324,362 |
¥26,124,362 |
| 25 |
2.10% |
¥412,448 |
¥123,734,255 |
¥27,534,255 |
| 25 |
2.20% |
¥417,180 |
¥125,153,872 |
¥28,953,872 |
| 25 |
2.30% |
¥421,944 |
¥126,583,186 |
¥30,383,186 |
| 25 |
2.40% |
¥426,741 |
¥128,022,168 |
¥31,822,168 |
| 25 |
2.50% |
¥431,569 |
¥129,470,789 |
¥33,270,789 |
| 25 |
2.60% |
¥436,430 |
¥130,929,020 |
¥34,729,020 |
| 25 |
2.70% |
¥441,323 |
¥132,396,828 |
¥36,196,828 |
| 25 |
2.80% |
¥446,247 |
¥133,874,180 |
¥37,674,180 |
| 25 |
2.90% |
¥451,203 |
¥135,361,044 |
¥39,161,044 |
| 25 |
3.00% |
¥456,191 |
¥136,857,385 |
¥40,657,385 |
9620万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥429,663 |
¥103,119,085 |
¥6,919,085 |
| 20 |
0.80% |
¥433,888 |
¥104,133,134 |
¥7,933,134 |
| 20 |
0.90% |
¥438,140 |
¥105,153,573 |
¥8,953,573 |
| 20 |
1.00% |
¥442,418 |
¥106,180,398 |
¥9,980,398 |
| 20 |
1.10% |
¥446,723 |
¥107,213,602 |
¥11,013,602 |
| 20 |
1.20% |
¥451,055 |
¥108,253,179 |
¥12,053,179 |
| 20 |
1.30% |
¥455,413 |
¥109,299,124 |
¥13,099,124 |
| 20 |
1.40% |
¥459,798 |
¥110,351,428 |
¥14,151,428 |
| 20 |
1.50% |
¥464,209 |
¥111,410,084 |
¥15,210,084 |
| 20 |
1.60% |
¥468,646 |
¥112,475,084 |
¥16,275,084 |
| 20 |
1.70% |
¥473,110 |
¥113,546,420 |
¥17,346,420 |
| 20 |
1.80% |
¥477,600 |
¥114,624,081 |
¥18,424,081 |
| 20 |
1.90% |
¥482,117 |
¥115,708,060 |
¥19,508,060 |
| 20 |
2.00% |
¥486,660 |
¥116,798,344 |
¥20,598,344 |
| 20 |
2.10% |
¥491,229 |
¥117,894,925 |
¥21,694,925 |
| 20 |
2.20% |
¥495,824 |
¥118,997,791 |
¥22,797,791 |
| 20 |
2.30% |
¥500,446 |
¥120,106,930 |
¥23,906,930 |
| 20 |
2.40% |
¥505,093 |
¥121,222,330 |
¥25,022,330 |
| 20 |
2.50% |
¥509,767 |
¥122,343,980 |
¥26,143,980 |
| 20 |
2.60% |
¥514,466 |
¥123,471,865 |
¥27,271,865 |
| 20 |
2.70% |
¥519,192 |
¥124,605,974 |
¥28,405,974 |
| 20 |
2.80% |
¥523,943 |
¥125,746,291 |
¥29,546,291 |
| 20 |
2.90% |
¥528,720 |
¥126,892,802 |
¥30,692,802 |
| 20 |
3.00% |
¥533,523 |
¥128,045,493 |
¥31,845,493 |
9620万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥563,149 |
¥101,366,897 |
¥5,166,897 |
| 15 |
0.80% |
¥567,330 |
¥102,119,437 |
¥5,919,437 |
| 15 |
0.90% |
¥571,531 |
¥102,875,575 |
¥6,675,575 |
| 15 |
1.00% |
¥575,752 |
¥103,635,310 |
¥7,435,310 |
| 15 |
1.10% |
¥579,992 |
¥104,398,640 |
¥8,198,640 |
| 15 |
1.20% |
¥584,253 |
¥105,165,562 |
¥8,965,562 |
| 15 |
1.30% |
¥588,534 |
¥105,936,075 |
¥9,736,075 |
| 15 |
1.40% |
¥592,834 |
¥106,710,176 |
¥10,510,176 |
| 15 |
1.50% |
¥597,155 |
¥107,487,861 |
¥11,287,861 |
| 15 |
1.60% |
¥601,495 |
¥108,269,130 |
¥12,069,130 |
| 15 |
1.70% |
¥605,855 |
¥109,053,978 |
¥12,853,978 |
| 15 |
1.80% |
¥610,236 |
¥109,842,402 |
¥13,642,402 |
| 15 |
1.90% |
¥614,636 |
¥110,634,399 |
¥14,434,399 |
| 15 |
2.00% |
¥619,055 |
¥111,429,967 |
¥15,229,967 |
| 15 |
2.10% |
¥623,495 |
¥112,229,100 |
¥16,029,100 |
| 15 |
2.20% |
¥627,954 |
¥113,031,796 |
¥16,831,796 |
| 15 |
2.30% |
¥632,434 |
¥113,838,051 |
¥17,638,051 |
| 15 |
2.40% |
¥636,933 |
¥114,647,860 |
¥18,447,860 |
| 15 |
2.50% |
¥641,451 |
¥115,461,219 |
¥19,261,219 |
| 15 |
2.60% |
¥645,990 |
¥116,278,125 |
¥20,078,125 |
| 15 |
2.70% |
¥650,548 |
¥117,098,572 |
¥20,898,572 |
| 15 |
2.80% |
¥655,125 |
¥117,922,557 |
¥21,722,557 |
| 15 |
2.90% |
¥659,723 |
¥118,750,073 |
¥22,550,073 |
| 15 |
3.00% |
¥664,340 |
¥119,581,117 |
¥23,381,117 |
9620万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥830,286 |
¥99,634,323 |
¥3,434,323 |
| 10 |
0.80% |
¥834,428 |
¥100,131,347 |
¥3,931,347 |
| 10 |
0.90% |
¥838,583 |
¥100,629,972 |
¥4,429,972 |
| 10 |
1.00% |
¥842,752 |
¥101,130,198 |
¥4,930,198 |
| 10 |
1.10% |
¥846,934 |
¥101,632,023 |
¥5,432,023 |
| 10 |
1.20% |
¥851,129 |
¥102,135,447 |
¥5,935,447 |
| 10 |
1.30% |
¥855,337 |
¥102,640,469 |
¥6,440,469 |
| 10 |
1.40% |
¥859,559 |
¥103,147,090 |
¥6,947,090 |
| 10 |
1.50% |
¥863,794 |
¥103,655,307 |
¥7,455,307 |
| 10 |
1.60% |
¥868,043 |
¥104,165,122 |
¥7,965,122 |
| 10 |
1.70% |
¥872,304 |
¥104,676,532 |
¥8,476,532 |
| 10 |
1.80% |
¥876,579 |
¥105,189,538 |
¥8,989,538 |
| 10 |
1.90% |
¥880,868 |
¥105,704,137 |
¥9,504,137 |
| 10 |
2.00% |
¥885,169 |
¥106,220,331 |
¥10,020,331 |
| 10 |
2.10% |
¥889,484 |
¥106,738,118 |
¥10,538,118 |
| 10 |
2.20% |
¥893,812 |
¥107,257,496 |
¥11,057,496 |
| 10 |
2.30% |
¥898,154 |
¥107,778,466 |
¥11,578,466 |
| 10 |
2.40% |
¥902,509 |
¥108,301,025 |
¥12,101,025 |
| 10 |
2.50% |
¥906,876 |
¥108,825,175 |
¥12,625,175 |
| 10 |
2.60% |
¥911,258 |
¥109,350,912 |
¥13,150,912 |
| 10 |
2.70% |
¥915,652 |
¥109,878,237 |
¥13,678,237 |
| 10 |
2.80% |
¥920,060 |
¥110,407,147 |
¥14,207,147 |
| 10 |
2.90% |
¥924,480 |
¥110,937,644 |
¥14,737,644 |
| 10 |
3.00% |
¥928,914 |
¥111,469,724 |
¥15,269,724 |