9640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9640万円の住宅ローン|期間・年数別
9640万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥190,467 |
¥114,279,909 |
¥17,879,909 |
| 50 |
0.80% |
¥194,989 |
¥116,993,624 |
¥20,593,624 |
| 50 |
0.90% |
¥199,578 |
¥119,746,828 |
¥23,346,828 |
| 50 |
1.00% |
¥204,232 |
¥122,539,350 |
¥26,139,350 |
| 50 |
1.10% |
¥208,952 |
¥125,370,999 |
¥28,970,999 |
| 50 |
1.20% |
¥213,736 |
¥128,241,568 |
¥31,841,568 |
| 50 |
1.30% |
¥218,585 |
¥131,150,829 |
¥34,750,829 |
| 50 |
1.40% |
¥223,498 |
¥134,098,540 |
¥37,698,540 |
| 50 |
1.50% |
¥228,474 |
¥137,084,439 |
¥40,684,439 |
| 50 |
1.60% |
¥233,514 |
¥140,108,250 |
¥43,708,250 |
| 50 |
1.70% |
¥238,616 |
¥143,169,677 |
¥46,769,677 |
| 50 |
1.80% |
¥243,781 |
¥146,268,414 |
¥49,868,414 |
| 50 |
1.90% |
¥249,007 |
¥149,404,134 |
¥53,004,134 |
| 50 |
2.00% |
¥254,294 |
¥152,576,500 |
¥56,176,500 |
| 50 |
2.10% |
¥259,642 |
¥155,785,158 |
¥59,385,158 |
| 50 |
2.20% |
¥265,050 |
¥159,029,742 |
¥62,629,742 |
| 50 |
2.30% |
¥270,516 |
¥162,309,872 |
¥65,909,872 |
| 50 |
2.40% |
¥276,042 |
¥165,625,157 |
¥69,225,157 |
| 50 |
2.50% |
¥281,625 |
¥168,975,194 |
¥72,575,194 |
| 50 |
2.60% |
¥287,266 |
¥172,359,567 |
¥75,959,567 |
| 50 |
2.70% |
¥292,963 |
¥175,777,853 |
¥79,377,853 |
| 50 |
2.80% |
¥298,716 |
¥179,229,615 |
¥82,829,615 |
| 50 |
2.90% |
¥304,524 |
¥182,714,410 |
¥86,314,410 |
| 50 |
3.00% |
¥310,386 |
¥186,231,785 |
¥89,831,785 |
9640万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥208,161 |
¥112,406,675 |
¥16,006,675 |
| 45 |
0.80% |
¥212,635 |
¥114,822,663 |
¥18,422,663 |
| 45 |
0.90% |
¥217,168 |
¥117,270,735 |
¥20,870,735 |
| 45 |
1.00% |
¥221,761 |
¥119,750,777 |
¥23,350,777 |
| 45 |
1.10% |
¥226,412 |
¥122,262,662 |
¥25,862,662 |
| 45 |
1.20% |
¥231,123 |
¥124,806,252 |
¥28,406,252 |
| 45 |
1.30% |
¥235,891 |
¥127,381,398 |
¥30,981,398 |
| 45 |
1.40% |
¥240,718 |
¥129,987,936 |
¥33,587,936 |
| 45 |
1.50% |
¥245,603 |
¥132,625,694 |
¥36,225,694 |
| 45 |
1.60% |
¥250,545 |
¥135,294,486 |
¥38,894,486 |
| 45 |
1.70% |
¥255,545 |
¥137,994,117 |
¥41,594,117 |
| 45 |
1.80% |
¥260,601 |
¥140,724,380 |
¥44,324,380 |
| 45 |
1.90% |
¥265,713 |
¥143,485,058 |
¥47,085,058 |
| 45 |
2.00% |
¥270,881 |
¥146,275,923 |
¥49,875,923 |
| 45 |
2.10% |
¥276,105 |
¥149,096,738 |
¥52,696,738 |
| 45 |
2.20% |
¥281,384 |
¥151,947,257 |
¥55,547,257 |
| 45 |
2.30% |
¥286,717 |
¥154,827,224 |
¥58,427,224 |
| 45 |
2.40% |
¥292,104 |
¥157,736,372 |
¥61,336,372 |
| 45 |
2.50% |
¥297,545 |
¥160,674,430 |
¥64,274,430 |
| 45 |
2.60% |
¥303,039 |
¥163,641,115 |
¥67,241,115 |
| 45 |
2.70% |
¥308,585 |
¥166,636,137 |
¥70,236,137 |
| 45 |
2.80% |
¥314,184 |
¥169,659,200 |
¥73,259,200 |
| 45 |
2.90% |
¥319,833 |
¥172,709,999 |
¥76,309,999 |
| 45 |
3.00% |
¥325,534 |
¥175,788,223 |
¥79,388,223 |
9640万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥230,319 |
¥110,552,923 |
¥14,152,923 |
| 40 |
0.80% |
¥234,744 |
¥112,677,070 |
¥16,277,070 |
| 40 |
0.90% |
¥239,222 |
¥114,826,636 |
¥18,426,636 |
| 40 |
1.00% |
¥243,753 |
¥117,001,549 |
¥20,601,549 |
| 40 |
1.10% |
¥248,337 |
¥119,201,729 |
¥22,801,729 |
| 40 |
1.20% |
¥252,973 |
¥121,427,089 |
¥25,027,089 |
| 40 |
1.30% |
¥257,662 |
¥123,677,534 |
¥27,277,534 |
| 40 |
1.40% |
¥262,402 |
¥125,952,960 |
¥29,552,960 |
| 40 |
1.50% |
¥267,194 |
¥128,253,259 |
¥31,853,259 |
| 40 |
1.60% |
¥272,038 |
¥130,578,312 |
¥34,178,312 |
| 40 |
1.70% |
¥276,933 |
¥132,927,996 |
¥36,527,996 |
| 40 |
1.80% |
¥281,880 |
¥135,302,178 |
¥38,902,178 |
| 40 |
1.90% |
¥286,877 |
¥137,700,721 |
¥41,300,721 |
| 40 |
2.00% |
¥291,924 |
¥140,123,480 |
¥43,723,480 |
| 40 |
2.10% |
¥297,021 |
¥142,570,302 |
¥46,170,302 |
| 40 |
2.20% |
¥302,169 |
¥145,041,031 |
¥48,641,031 |
| 40 |
2.30% |
¥307,366 |
¥147,535,501 |
¥51,135,501 |
| 40 |
2.40% |
¥312,612 |
¥150,053,544 |
¥53,653,544 |
| 40 |
2.50% |
¥317,906 |
¥152,594,981 |
¥56,194,981 |
| 40 |
2.60% |
¥323,249 |
¥155,159,633 |
¥58,759,633 |
| 40 |
2.70% |
¥328,640 |
¥157,747,311 |
¥61,347,311 |
| 40 |
2.80% |
¥334,079 |
¥160,357,823 |
¥63,957,823 |
| 40 |
2.90% |
¥339,565 |
¥162,990,970 |
¥66,590,970 |
| 40 |
3.00% |
¥345,097 |
¥165,646,552 |
¥69,246,552 |
9640万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥258,854 |
¥108,718,693 |
¥12,318,693 |
| 35 |
0.80% |
¥263,231 |
¥110,556,913 |
¥14,156,913 |
| 35 |
0.90% |
¥267,654 |
¥112,414,641 |
¥16,014,641 |
| 35 |
1.00% |
¥272,123 |
¥114,291,834 |
¥17,891,834 |
| 35 |
1.10% |
¥276,639 |
¥116,188,445 |
¥19,788,445 |
| 35 |
1.20% |
¥281,201 |
¥118,104,421 |
¥21,704,421 |
| 35 |
1.30% |
¥285,809 |
¥120,039,707 |
¥23,639,707 |
| 35 |
1.40% |
¥290,462 |
¥121,994,240 |
¥25,594,240 |
| 35 |
1.50% |
¥295,162 |
¥123,967,956 |
¥27,567,956 |
| 35 |
1.60% |
¥299,907 |
¥125,960,784 |
¥29,560,784 |
| 35 |
1.70% |
¥304,697 |
¥127,972,650 |
¥31,572,650 |
| 35 |
1.80% |
¥309,532 |
¥130,003,476 |
¥33,603,476 |
| 35 |
1.90% |
¥314,412 |
¥132,053,178 |
¥35,653,178 |
| 35 |
2.00% |
¥319,337 |
¥134,121,670 |
¥37,721,670 |
| 35 |
2.10% |
¥324,307 |
¥136,208,862 |
¥39,808,862 |
| 35 |
2.20% |
¥329,321 |
¥138,314,657 |
¥41,914,657 |
| 35 |
2.30% |
¥334,378 |
¥140,438,958 |
¥44,038,958 |
| 35 |
2.40% |
¥339,480 |
¥142,581,662 |
¥46,181,662 |
| 35 |
2.50% |
¥344,625 |
¥144,742,663 |
¥48,342,663 |
| 35 |
2.60% |
¥349,814 |
¥146,921,850 |
¥50,521,850 |
| 35 |
2.70% |
¥355,046 |
¥149,119,111 |
¥52,719,111 |
| 35 |
2.80% |
¥360,320 |
¥151,334,327 |
¥54,934,327 |
| 35 |
2.90% |
¥365,637 |
¥153,567,380 |
¥57,167,380 |
| 35 |
3.00% |
¥370,996 |
¥155,818,145 |
¥59,418,145 |
9640万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥296,956 |
¥106,904,021 |
¥10,504,021 |
| 30 |
0.80% |
¥301,284 |
¥108,462,252 |
¥12,062,252 |
| 30 |
0.90% |
¥305,652 |
¥110,034,846 |
¥13,634,846 |
| 30 |
1.00% |
¥310,060 |
¥111,621,779 |
¥15,221,779 |
| 30 |
1.10% |
¥314,508 |
¥113,223,024 |
¥16,823,024 |
| 30 |
1.20% |
¥318,996 |
¥114,838,553 |
¥18,438,553 |
| 30 |
1.30% |
¥323,523 |
¥116,468,335 |
¥20,068,335 |
| 30 |
1.40% |
¥328,090 |
¥118,112,335 |
¥21,712,335 |
| 30 |
1.50% |
¥332,696 |
¥119,770,518 |
¥23,370,518 |
| 30 |
1.60% |
¥337,341 |
¥121,442,845 |
¥25,042,845 |
| 30 |
1.70% |
¥342,026 |
¥123,129,275 |
¥26,729,275 |
| 30 |
1.80% |
¥346,749 |
¥124,829,766 |
¥28,429,766 |
| 30 |
1.90% |
¥351,512 |
¥126,544,271 |
¥30,144,271 |
| 30 |
2.00% |
¥356,313 |
¥128,272,742 |
¥31,872,742 |
| 30 |
2.10% |
¥361,153 |
¥130,015,129 |
¥33,615,129 |
| 30 |
2.20% |
¥366,032 |
¥131,771,380 |
¥35,371,380 |
| 30 |
2.30% |
¥370,948 |
¥133,541,440 |
¥37,141,440 |
| 30 |
2.40% |
¥375,903 |
¥135,325,252 |
¥38,925,252 |
| 30 |
2.50% |
¥380,897 |
¥137,122,757 |
¥40,722,757 |
| 30 |
2.60% |
¥385,927 |
¥138,933,893 |
¥42,533,893 |
| 30 |
2.70% |
¥390,996 |
¥140,758,599 |
¥44,358,599 |
| 30 |
2.80% |
¥396,102 |
¥142,596,808 |
¥46,196,808 |
| 30 |
2.90% |
¥401,246 |
¥144,448,452 |
¥48,048,452 |
| 30 |
3.00% |
¥406,426 |
¥146,313,464 |
¥49,913,464 |
9640万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥350,363 |
¥105,108,938 |
¥8,708,938 |
| 25 |
0.80% |
¥354,644 |
¥106,393,142 |
¥9,993,142 |
| 25 |
0.90% |
¥358,958 |
¥107,687,338 |
¥11,287,338 |
| 25 |
1.00% |
¥363,305 |
¥108,991,514 |
¥12,591,514 |
| 25 |
1.10% |
¥367,686 |
¥110,305,656 |
¥13,905,656 |
| 25 |
1.20% |
¥372,099 |
¥111,629,750 |
¥15,229,750 |
| 25 |
1.30% |
¥376,546 |
¥112,963,781 |
¥16,563,781 |
| 25 |
1.40% |
¥381,026 |
¥114,307,732 |
¥17,907,732 |
| 25 |
1.50% |
¥385,539 |
¥115,661,586 |
¥19,261,586 |
| 25 |
1.60% |
¥390,084 |
¥117,025,322 |
¥20,625,322 |
| 25 |
1.70% |
¥394,663 |
¥118,398,921 |
¥21,998,921 |
| 25 |
1.80% |
¥399,275 |
¥119,782,361 |
¥23,382,361 |
| 25 |
1.90% |
¥403,919 |
¥121,175,621 |
¥24,775,621 |
| 25 |
2.00% |
¥408,596 |
¥122,578,675 |
¥26,178,675 |
| 25 |
2.10% |
¥413,305 |
¥123,991,499 |
¥27,591,499 |
| 25 |
2.20% |
¥418,047 |
¥125,414,067 |
¥29,014,067 |
| 25 |
2.30% |
¥422,821 |
¥126,846,353 |
¥30,446,353 |
| 25 |
2.40% |
¥427,628 |
¥128,288,326 |
¥31,888,326 |
| 25 |
2.50% |
¥432,467 |
¥129,739,959 |
¥33,339,959 |
| 25 |
2.60% |
¥437,337 |
¥131,201,221 |
¥34,801,221 |
| 25 |
2.70% |
¥442,240 |
¥132,672,081 |
¥36,272,081 |
| 25 |
2.80% |
¥447,175 |
¥134,152,505 |
¥37,752,505 |
| 25 |
2.90% |
¥452,142 |
¥135,642,460 |
¥39,242,460 |
| 25 |
3.00% |
¥457,140 |
¥137,141,912 |
¥40,741,912 |
9640万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥430,556 |
¥103,333,470 |
¥6,933,470 |
| 20 |
0.80% |
¥434,790 |
¥104,349,627 |
¥7,949,627 |
| 20 |
0.90% |
¥439,051 |
¥105,372,188 |
¥8,972,188 |
| 20 |
1.00% |
¥443,338 |
¥106,401,147 |
¥10,001,147 |
| 20 |
1.10% |
¥447,652 |
¥107,436,499 |
¥11,036,499 |
| 20 |
1.20% |
¥451,993 |
¥108,478,238 |
¥12,078,238 |
| 20 |
1.30% |
¥456,360 |
¥109,526,357 |
¥13,126,357 |
| 20 |
1.40% |
¥460,754 |
¥110,580,849 |
¥14,180,849 |
| 20 |
1.50% |
¥465,174 |
¥111,641,706 |
¥15,241,706 |
| 20 |
1.60% |
¥469,621 |
¥112,708,920 |
¥16,308,920 |
| 20 |
1.70% |
¥474,094 |
¥113,782,483 |
¥17,382,483 |
| 20 |
1.80% |
¥478,593 |
¥114,862,385 |
¥18,462,385 |
| 20 |
1.90% |
¥483,119 |
¥115,948,617 |
¥19,548,617 |
| 20 |
2.00% |
¥487,672 |
¥117,041,168 |
¥20,641,168 |
| 20 |
2.10% |
¥492,250 |
¥118,140,029 |
¥21,740,029 |
| 20 |
2.20% |
¥496,855 |
¥119,245,188 |
¥22,845,188 |
| 20 |
2.30% |
¥501,486 |
¥120,356,633 |
¥23,956,633 |
| 20 |
2.40% |
¥506,143 |
¥121,474,352 |
¥25,074,352 |
| 20 |
2.50% |
¥510,826 |
¥122,598,333 |
¥26,198,333 |
| 20 |
2.60% |
¥515,536 |
¥123,728,564 |
¥27,328,564 |
| 20 |
2.70% |
¥520,271 |
¥124,865,030 |
¥28,465,030 |
| 20 |
2.80% |
¥525,032 |
¥126,007,717 |
¥29,607,717 |
| 20 |
2.90% |
¥529,819 |
¥127,156,613 |
¥30,756,613 |
| 20 |
3.00% |
¥534,632 |
¥128,311,700 |
¥31,911,700 |
9640万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥564,320 |
¥101,577,639 |
¥5,177,639 |
| 15 |
0.80% |
¥568,510 |
¥102,331,743 |
¥5,931,743 |
| 15 |
0.90% |
¥572,719 |
¥103,089,454 |
¥6,689,454 |
| 15 |
1.00% |
¥576,949 |
¥103,850,768 |
¥7,450,768 |
| 15 |
1.10% |
¥581,198 |
¥104,615,685 |
¥8,215,685 |
| 15 |
1.20% |
¥585,468 |
¥105,384,202 |
¥8,984,202 |
| 15 |
1.30% |
¥589,757 |
¥106,156,316 |
¥9,756,316 |
| 15 |
1.40% |
¥594,067 |
¥106,932,026 |
¥10,532,026 |
| 15 |
1.50% |
¥598,396 |
¥107,711,329 |
¥11,311,329 |
| 15 |
1.60% |
¥602,746 |
¥108,494,221 |
¥12,094,221 |
| 15 |
1.70% |
¥607,115 |
¥109,280,701 |
¥12,880,701 |
| 15 |
1.80% |
¥611,504 |
¥110,070,764 |
¥13,670,764 |
| 15 |
1.90% |
¥615,913 |
¥110,864,408 |
¥14,464,408 |
| 15 |
2.00% |
¥620,342 |
¥111,661,630 |
¥15,261,630 |
| 15 |
2.10% |
¥624,791 |
¥112,462,425 |
¥16,062,425 |
| 15 |
2.20% |
¥629,260 |
¥113,266,789 |
¥16,866,789 |
| 15 |
2.30% |
¥633,748 |
¥114,074,720 |
¥17,674,720 |
| 15 |
2.40% |
¥638,257 |
¥114,886,213 |
¥18,486,213 |
| 15 |
2.50% |
¥642,785 |
¥115,701,264 |
¥19,301,264 |
| 15 |
2.60% |
¥647,333 |
¥116,519,868 |
¥20,119,868 |
| 15 |
2.70% |
¥651,900 |
¥117,342,021 |
¥20,942,021 |
| 15 |
2.80% |
¥656,487 |
¥118,167,718 |
¥21,767,718 |
| 15 |
2.90% |
¥661,094 |
¥118,996,955 |
¥22,596,955 |
| 15 |
3.00% |
¥665,721 |
¥119,829,726 |
¥23,429,726 |
9640万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥832,012 |
¥99,841,463 |
¥3,441,463 |
| 10 |
0.80% |
¥836,163 |
¥100,339,520 |
¥3,939,520 |
| 10 |
0.90% |
¥840,327 |
¥100,839,182 |
¥4,439,182 |
| 10 |
1.00% |
¥844,504 |
¥101,340,448 |
¥4,940,448 |
| 10 |
1.10% |
¥848,694 |
¥101,843,316 |
¥5,443,316 |
| 10 |
1.20% |
¥852,898 |
¥102,347,786 |
¥5,947,786 |
| 10 |
1.30% |
¥857,115 |
¥102,853,859 |
¥6,453,859 |
| 10 |
1.40% |
¥861,346 |
¥103,361,533 |
¥6,961,533 |
| 10 |
1.50% |
¥865,590 |
¥103,870,807 |
¥7,470,807 |
| 10 |
1.60% |
¥869,847 |
¥104,381,681 |
¥7,981,681 |
| 10 |
1.70% |
¥874,118 |
¥104,894,155 |
¥8,494,155 |
| 10 |
1.80% |
¥878,402 |
¥105,408,227 |
¥9,008,227 |
| 10 |
1.90% |
¥882,699 |
¥105,923,897 |
¥9,523,897 |
| 10 |
2.00% |
¥887,010 |
¥106,441,163 |
¥10,041,163 |
| 10 |
2.10% |
¥891,334 |
¥106,960,026 |
¥10,560,026 |
| 10 |
2.20% |
¥895,671 |
¥107,480,485 |
¥11,080,485 |
| 10 |
2.30% |
¥900,021 |
¥108,002,537 |
¥11,602,537 |
| 10 |
2.40% |
¥904,385 |
¥108,526,184 |
¥12,126,184 |
| 10 |
2.50% |
¥908,762 |
¥109,051,422 |
¥12,651,422 |
| 10 |
2.60% |
¥913,152 |
¥109,578,253 |
¥13,178,253 |
| 10 |
2.70% |
¥917,556 |
¥110,106,674 |
¥13,706,674 |
| 10 |
2.80% |
¥921,972 |
¥110,636,684 |
¥14,236,684 |
| 10 |
2.90% |
¥926,402 |
¥111,168,283 |
¥14,768,283 |
| 10 |
3.00% |
¥930,846 |
¥111,701,469 |
¥15,301,469 |