9650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9650万円の住宅ローン|期間・年数別
9650万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥190,664 |
¥114,398,456 |
¥17,898,456 |
| 50 |
0.80% |
¥195,192 |
¥117,114,986 |
¥20,614,986 |
| 50 |
0.90% |
¥199,785 |
¥119,871,047 |
¥23,371,047 |
| 50 |
1.00% |
¥204,444 |
¥122,666,465 |
¥26,166,465 |
| 50 |
1.10% |
¥209,168 |
¥125,501,052 |
¥29,001,052 |
| 50 |
1.20% |
¥213,958 |
¥128,374,599 |
¥31,874,599 |
| 50 |
1.30% |
¥218,811 |
¥131,286,878 |
¥34,786,878 |
| 50 |
1.40% |
¥223,729 |
¥134,237,647 |
¥37,737,647 |
| 50 |
1.50% |
¥228,711 |
¥137,226,643 |
¥40,726,643 |
| 50 |
1.60% |
¥233,756 |
¥140,253,590 |
¥43,753,590 |
| 50 |
1.70% |
¥238,864 |
¥143,318,194 |
¥46,818,194 |
| 50 |
1.80% |
¥244,034 |
¥146,420,144 |
¥49,920,144 |
| 50 |
1.90% |
¥249,265 |
¥149,559,118 |
¥53,059,118 |
| 50 |
2.00% |
¥254,558 |
¥152,734,774 |
¥56,234,774 |
| 50 |
2.10% |
¥259,911 |
¥155,946,761 |
¥59,446,761 |
| 50 |
2.20% |
¥265,325 |
¥159,194,710 |
¥62,694,710 |
| 50 |
2.30% |
¥270,797 |
¥162,478,243 |
¥65,978,243 |
| 50 |
2.40% |
¥276,328 |
¥165,796,968 |
¥69,296,968 |
| 50 |
2.50% |
¥281,917 |
¥169,150,479 |
¥72,650,479 |
| 50 |
2.60% |
¥287,564 |
¥172,538,364 |
¥76,038,364 |
| 50 |
2.70% |
¥293,267 |
¥175,960,195 |
¥79,460,195 |
| 50 |
2.80% |
¥299,026 |
¥179,415,538 |
¥82,915,538 |
| 50 |
2.90% |
¥304,840 |
¥182,903,948 |
¥86,403,948 |
| 50 |
3.00% |
¥310,708 |
¥186,424,971 |
¥89,924,971 |
9650万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥208,376 |
¥112,523,280 |
¥16,023,280 |
| 45 |
0.80% |
¥212,855 |
¥114,941,774 |
¥18,441,774 |
| 45 |
0.90% |
¥217,393 |
¥117,392,385 |
¥20,892,385 |
| 45 |
1.00% |
¥221,991 |
¥119,874,999 |
¥23,374,999 |
| 45 |
1.10% |
¥226,647 |
¥122,389,490 |
¥25,889,490 |
| 45 |
1.20% |
¥231,362 |
¥124,935,719 |
¥28,435,719 |
| 45 |
1.30% |
¥236,136 |
¥127,513,536 |
¥31,013,536 |
| 45 |
1.40% |
¥240,968 |
¥130,122,778 |
¥33,622,778 |
| 45 |
1.50% |
¥245,858 |
¥132,763,272 |
¥36,263,272 |
| 45 |
1.60% |
¥250,805 |
¥135,434,833 |
¥38,934,833 |
| 45 |
1.70% |
¥255,810 |
¥138,137,265 |
¥41,637,265 |
| 45 |
1.80% |
¥260,871 |
¥140,870,360 |
¥44,370,360 |
| 45 |
1.90% |
¥265,989 |
¥143,633,901 |
¥47,133,901 |
| 45 |
2.00% |
¥271,162 |
¥146,427,661 |
¥49,927,661 |
| 45 |
2.10% |
¥276,391 |
¥149,251,403 |
¥52,751,403 |
| 45 |
2.20% |
¥281,676 |
¥152,104,879 |
¥55,604,879 |
| 45 |
2.30% |
¥287,015 |
¥154,987,833 |
¥58,487,833 |
| 45 |
2.40% |
¥292,407 |
¥157,899,999 |
¥61,399,999 |
| 45 |
2.50% |
¥297,854 |
¥160,841,105 |
¥64,341,105 |
| 45 |
2.60% |
¥303,353 |
¥163,810,867 |
¥67,310,867 |
| 45 |
2.70% |
¥308,906 |
¥166,808,997 |
¥70,308,997 |
| 45 |
2.80% |
¥314,510 |
¥169,835,195 |
¥73,335,195 |
| 45 |
2.90% |
¥320,165 |
¥172,889,159 |
¥76,389,159 |
| 45 |
3.00% |
¥325,871 |
¥175,970,576 |
¥79,470,576 |
9650万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥230,558 |
¥110,667,604 |
¥14,167,604 |
| 40 |
0.80% |
¥234,987 |
¥112,793,955 |
¥16,293,955 |
| 40 |
0.90% |
¥239,470 |
¥114,945,751 |
¥18,445,751 |
| 40 |
1.00% |
¥244,006 |
¥117,122,920 |
¥20,622,920 |
| 40 |
1.10% |
¥248,595 |
¥119,325,382 |
¥22,825,382 |
| 40 |
1.20% |
¥253,236 |
¥121,553,051 |
¥25,053,051 |
| 40 |
1.30% |
¥257,929 |
¥123,805,830 |
¥27,305,830 |
| 40 |
1.40% |
¥262,674 |
¥126,083,617 |
¥29,583,617 |
| 40 |
1.50% |
¥267,471 |
¥128,386,302 |
¥31,886,302 |
| 40 |
1.60% |
¥272,320 |
¥130,713,767 |
¥34,213,767 |
| 40 |
1.70% |
¥277,221 |
¥133,065,888 |
¥36,565,888 |
| 40 |
1.80% |
¥282,172 |
¥135,442,533 |
¥38,942,533 |
| 40 |
1.90% |
¥287,174 |
¥137,843,564 |
¥41,343,564 |
| 40 |
2.00% |
¥292,227 |
¥140,268,836 |
¥43,768,836 |
| 40 |
2.10% |
¥297,330 |
¥142,718,197 |
¥46,218,197 |
| 40 |
2.20% |
¥302,482 |
¥145,191,488 |
¥48,691,488 |
| 40 |
2.30% |
¥307,684 |
¥147,688,547 |
¥51,188,547 |
| 40 |
2.40% |
¥312,936 |
¥150,209,201 |
¥53,709,201 |
| 40 |
2.50% |
¥318,236 |
¥152,753,275 |
¥56,253,275 |
| 40 |
2.60% |
¥323,585 |
¥155,320,587 |
¥58,820,587 |
| 40 |
2.70% |
¥328,981 |
¥157,910,949 |
¥61,410,949 |
| 40 |
2.80% |
¥334,425 |
¥160,524,169 |
¥64,024,169 |
| 40 |
2.90% |
¥339,917 |
¥163,160,048 |
¥66,660,048 |
| 40 |
3.00% |
¥345,455 |
¥165,818,384 |
¥69,318,384 |
9650万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥259,123 |
¥108,831,472 |
¥12,331,472 |
| 35 |
0.80% |
¥263,504 |
¥110,671,598 |
¥14,171,598 |
| 35 |
0.90% |
¥267,932 |
¥112,531,253 |
¥16,031,253 |
| 35 |
1.00% |
¥272,406 |
¥114,410,394 |
¥17,910,394 |
| 35 |
1.10% |
¥276,926 |
¥116,308,972 |
¥19,808,972 |
| 35 |
1.20% |
¥281,493 |
¥118,226,936 |
¥21,726,936 |
| 35 |
1.30% |
¥286,105 |
¥120,164,229 |
¥23,664,229 |
| 35 |
1.40% |
¥290,764 |
¥122,120,790 |
¥25,620,790 |
| 35 |
1.50% |
¥295,468 |
¥124,096,553 |
¥27,596,553 |
| 35 |
1.60% |
¥300,218 |
¥126,091,449 |
¥29,591,449 |
| 35 |
1.70% |
¥305,013 |
¥128,105,402 |
¥31,605,402 |
| 35 |
1.80% |
¥309,853 |
¥130,138,334 |
¥33,638,334 |
| 35 |
1.90% |
¥314,738 |
¥132,190,163 |
¥35,690,163 |
| 35 |
2.00% |
¥319,669 |
¥134,260,801 |
¥37,760,801 |
| 35 |
2.10% |
¥324,643 |
¥136,350,157 |
¥39,850,157 |
| 35 |
2.20% |
¥329,662 |
¥138,458,137 |
¥41,958,137 |
| 35 |
2.30% |
¥334,725 |
¥140,584,642 |
¥44,084,642 |
| 35 |
2.40% |
¥339,832 |
¥142,729,569 |
¥46,229,569 |
| 35 |
2.50% |
¥344,983 |
¥144,892,811 |
¥48,392,811 |
| 35 |
2.60% |
¥350,177 |
¥147,074,259 |
¥50,574,259 |
| 35 |
2.70% |
¥355,414 |
¥149,273,798 |
¥52,773,798 |
| 35 |
2.80% |
¥360,694 |
¥151,491,313 |
¥54,991,313 |
| 35 |
2.90% |
¥366,016 |
¥153,726,682 |
¥57,226,682 |
| 35 |
3.00% |
¥371,380 |
¥155,979,782 |
¥59,479,782 |
9650万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥297,264 |
¥107,014,917 |
¥10,514,917 |
| 30 |
0.80% |
¥301,597 |
¥108,574,765 |
¥12,074,765 |
| 30 |
0.90% |
¥305,969 |
¥110,148,991 |
¥13,648,991 |
| 30 |
1.00% |
¥310,382 |
¥111,737,569 |
¥15,237,569 |
| 30 |
1.10% |
¥314,835 |
¥113,340,476 |
¥16,840,476 |
| 30 |
1.20% |
¥319,327 |
¥114,957,680 |
¥18,457,680 |
| 30 |
1.30% |
¥323,859 |
¥116,589,152 |
¥20,089,152 |
| 30 |
1.40% |
¥328,430 |
¥118,234,858 |
¥21,734,858 |
| 30 |
1.50% |
¥333,041 |
¥119,894,761 |
¥23,394,761 |
| 30 |
1.60% |
¥337,691 |
¥121,568,823 |
¥25,068,823 |
| 30 |
1.70% |
¥342,381 |
¥123,257,003 |
¥26,757,003 |
| 30 |
1.80% |
¥347,109 |
¥124,959,257 |
¥28,459,257 |
| 30 |
1.90% |
¥351,877 |
¥126,675,541 |
¥30,175,541 |
| 30 |
2.00% |
¥356,683 |
¥128,405,805 |
¥31,905,805 |
| 30 |
2.10% |
¥361,528 |
¥130,150,000 |
¥33,650,000 |
| 30 |
2.20% |
¥366,411 |
¥131,908,072 |
¥35,408,072 |
| 30 |
2.30% |
¥371,333 |
¥133,679,968 |
¥37,179,968 |
| 30 |
2.40% |
¥376,293 |
¥135,465,631 |
¥38,965,631 |
| 30 |
2.50% |
¥381,292 |
¥137,265,000 |
¥40,765,000 |
| 30 |
2.60% |
¥386,328 |
¥139,078,016 |
¥42,578,016 |
| 30 |
2.70% |
¥391,402 |
¥140,904,614 |
¥44,404,614 |
| 30 |
2.80% |
¥396,513 |
¥142,744,730 |
¥46,244,730 |
| 30 |
2.90% |
¥401,662 |
¥144,598,295 |
¥48,098,295 |
| 30 |
3.00% |
¥406,848 |
¥146,465,241 |
¥49,965,241 |
9650万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥350,727 |
¥105,217,972 |
¥8,717,972 |
| 25 |
0.80% |
¥355,012 |
¥106,503,509 |
¥10,003,509 |
| 25 |
0.90% |
¥359,330 |
¥107,799,047 |
¥11,299,047 |
| 25 |
1.00% |
¥363,682 |
¥109,104,575 |
¥12,604,575 |
| 25 |
1.10% |
¥368,067 |
¥110,420,081 |
¥13,920,081 |
| 25 |
1.20% |
¥372,485 |
¥111,745,549 |
¥15,245,549 |
| 25 |
1.30% |
¥376,937 |
¥113,080,964 |
¥16,580,964 |
| 25 |
1.40% |
¥381,421 |
¥114,426,309 |
¥17,926,309 |
| 25 |
1.50% |
¥385,939 |
¥115,781,566 |
¥19,281,566 |
| 25 |
1.60% |
¥390,489 |
¥117,146,717 |
¥20,646,717 |
| 25 |
1.70% |
¥395,072 |
¥118,521,741 |
¥22,021,741 |
| 25 |
1.80% |
¥399,689 |
¥119,906,617 |
¥23,406,617 |
| 25 |
1.90% |
¥404,338 |
¥121,301,321 |
¥24,801,321 |
| 25 |
2.00% |
¥409,019 |
¥122,705,831 |
¥26,205,831 |
| 25 |
2.10% |
¥413,734 |
¥124,120,121 |
¥27,620,121 |
| 25 |
2.20% |
¥418,481 |
¥125,544,165 |
¥29,044,165 |
| 25 |
2.30% |
¥423,260 |
¥126,977,936 |
¥30,477,936 |
| 25 |
2.40% |
¥428,071 |
¥128,421,406 |
¥31,921,406 |
| 25 |
2.50% |
¥432,915 |
¥129,874,545 |
¥33,374,545 |
| 25 |
2.60% |
¥437,791 |
¥131,337,322 |
¥34,837,322 |
| 25 |
2.70% |
¥442,699 |
¥132,809,707 |
¥36,309,707 |
| 25 |
2.80% |
¥447,639 |
¥134,291,667 |
¥37,791,667 |
| 25 |
2.90% |
¥452,611 |
¥135,783,168 |
¥39,283,168 |
| 25 |
3.00% |
¥457,614 |
¥137,284,175 |
¥40,784,175 |
9650万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥431,003 |
¥103,440,662 |
¥6,940,662 |
| 20 |
0.80% |
¥435,241 |
¥104,457,873 |
¥7,957,873 |
| 20 |
0.90% |
¥439,506 |
¥105,481,495 |
¥8,981,495 |
| 20 |
1.00% |
¥443,798 |
¥106,511,521 |
¥10,011,521 |
| 20 |
1.10% |
¥448,116 |
¥107,547,948 |
¥11,047,948 |
| 20 |
1.20% |
¥452,462 |
¥108,590,767 |
¥12,090,767 |
| 20 |
1.30% |
¥456,833 |
¥109,639,973 |
¥13,139,973 |
| 20 |
1.40% |
¥461,231 |
¥110,695,559 |
¥14,195,559 |
| 20 |
1.50% |
¥465,656 |
¥111,757,517 |
¥15,257,517 |
| 20 |
1.60% |
¥470,108 |
¥112,825,838 |
¥16,325,838 |
| 20 |
1.70% |
¥474,585 |
¥113,900,514 |
¥17,400,514 |
| 20 |
1.80% |
¥479,090 |
¥114,981,537 |
¥18,481,537 |
| 20 |
1.90% |
¥483,620 |
¥116,068,896 |
¥19,568,896 |
| 20 |
2.00% |
¥488,177 |
¥117,162,580 |
¥20,662,580 |
| 20 |
2.10% |
¥492,761 |
¥118,262,581 |
¥21,762,581 |
| 20 |
2.20% |
¥497,370 |
¥119,368,886 |
¥22,868,886 |
| 20 |
2.30% |
¥502,006 |
¥120,481,484 |
¥23,981,484 |
| 20 |
2.40% |
¥506,668 |
¥121,600,363 |
¥25,100,363 |
| 20 |
2.50% |
¥511,356 |
¥122,725,510 |
¥26,225,510 |
| 20 |
2.60% |
¥516,070 |
¥123,856,913 |
¥27,356,913 |
| 20 |
2.70% |
¥520,811 |
¥124,994,558 |
¥28,494,558 |
| 20 |
2.80% |
¥525,577 |
¥126,138,431 |
¥29,638,431 |
| 20 |
2.90% |
¥530,369 |
¥127,288,518 |
¥30,788,518 |
| 20 |
3.00% |
¥535,187 |
¥128,444,804 |
¥31,944,804 |
9650万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥564,906 |
¥101,683,010 |
¥5,183,010 |
| 15 |
0.80% |
¥569,099 |
¥102,437,897 |
¥5,937,897 |
| 15 |
0.90% |
¥573,313 |
¥103,196,393 |
¥6,696,393 |
| 15 |
1.00% |
¥577,547 |
¥103,958,497 |
¥7,458,497 |
| 15 |
1.10% |
¥581,801 |
¥104,724,207 |
¥8,224,207 |
| 15 |
1.20% |
¥586,075 |
¥105,493,521 |
¥8,993,521 |
| 15 |
1.30% |
¥590,369 |
¥106,266,437 |
¥9,766,437 |
| 15 |
1.40% |
¥594,683 |
¥107,042,952 |
¥10,542,952 |
| 15 |
1.50% |
¥599,017 |
¥107,823,063 |
¥11,323,063 |
| 15 |
1.60% |
¥603,371 |
¥108,606,767 |
¥12,106,767 |
| 15 |
1.70% |
¥607,745 |
¥109,394,063 |
¥12,894,063 |
| 15 |
1.80% |
¥612,139 |
¥110,184,946 |
¥13,684,946 |
| 15 |
1.90% |
¥616,552 |
¥110,979,413 |
¥14,479,413 |
| 15 |
2.00% |
¥620,986 |
¥111,777,461 |
¥15,277,461 |
| 15 |
2.10% |
¥625,439 |
¥112,579,087 |
¥16,079,087 |
| 15 |
2.20% |
¥629,913 |
¥113,384,286 |
¥16,884,286 |
| 15 |
2.30% |
¥634,406 |
¥114,193,055 |
¥17,693,055 |
| 15 |
2.40% |
¥638,919 |
¥115,005,390 |
¥18,505,390 |
| 15 |
2.50% |
¥643,452 |
¥115,821,286 |
¥19,321,286 |
| 15 |
2.60% |
¥648,004 |
¥116,640,739 |
¥20,140,739 |
| 15 |
2.70% |
¥652,576 |
¥117,463,745 |
¥20,963,745 |
| 15 |
2.80% |
¥657,168 |
¥118,290,299 |
¥21,790,299 |
| 15 |
2.90% |
¥661,780 |
¥119,120,396 |
¥22,620,396 |
| 15 |
3.00% |
¥666,411 |
¥119,954,031 |
¥23,454,031 |
9650万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥832,875 |
¥99,945,033 |
¥3,445,033 |
| 10 |
0.80% |
¥837,030 |
¥100,443,607 |
¥3,943,607 |
| 10 |
0.90% |
¥841,198 |
¥100,943,787 |
¥4,443,787 |
| 10 |
1.00% |
¥845,380 |
¥101,445,573 |
¥4,945,573 |
| 10 |
1.10% |
¥849,575 |
¥101,948,962 |
¥5,448,962 |
| 10 |
1.20% |
¥853,783 |
¥102,453,956 |
¥5,953,956 |
| 10 |
1.30% |
¥858,005 |
¥102,960,554 |
¥6,460,554 |
| 10 |
1.40% |
¥862,240 |
¥103,468,754 |
¥6,968,754 |
| 10 |
1.50% |
¥866,488 |
¥103,978,557 |
¥7,478,557 |
| 10 |
1.60% |
¥870,750 |
¥104,489,961 |
¥7,989,961 |
| 10 |
1.70% |
¥875,025 |
¥105,002,966 |
¥8,502,966 |
| 10 |
1.80% |
¥879,313 |
¥105,517,571 |
¥9,017,571 |
| 10 |
1.90% |
¥883,615 |
¥106,033,776 |
¥9,533,776 |
| 10 |
2.00% |
¥887,930 |
¥106,551,580 |
¥10,051,580 |
| 10 |
2.10% |
¥892,258 |
¥107,070,981 |
¥10,570,981 |
| 10 |
2.20% |
¥896,600 |
¥107,591,979 |
¥11,091,979 |
| 10 |
2.30% |
¥900,955 |
¥108,114,573 |
¥11,614,573 |
| 10 |
2.40% |
¥905,323 |
¥108,638,763 |
¥12,138,763 |
| 10 |
2.50% |
¥909,705 |
¥109,164,546 |
¥12,664,546 |
| 10 |
2.60% |
¥914,099 |
¥109,691,923 |
¥13,191,923 |
| 10 |
2.70% |
¥918,507 |
¥110,220,892 |
¥13,720,892 |
| 10 |
2.80% |
¥922,929 |
¥110,751,452 |
¥14,251,452 |
| 10 |
2.90% |
¥927,363 |
¥111,283,603 |
¥14,783,603 |
| 10 |
3.00% |
¥931,811 |
¥111,817,342 |
¥15,317,342 |