9650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9650万円の住宅ローン｜期間・年数別
9650万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥190,664 | ¥114,398,456 | ¥17,898,456 |
| 50 | 0.80% | ¥195,192 | ¥117,114,986 | ¥20,614,986 |
| 50 | 0.90% | ¥199,785 | ¥119,871,047 | ¥23,371,047 |
| 50 | 1.00% | ¥204,444 | ¥122,666,465 | ¥26,166,465 |
| 50 | 1.10% | ¥209,168 | ¥125,501,052 | ¥29,001,052 |
| 50 | 1.20% | ¥213,958 | ¥128,374,599 | ¥31,874,599 |
| 50 | 1.30% | ¥218,811 | ¥131,286,878 | ¥34,786,878 |
| 50 | 1.40% | ¥223,729 | ¥134,237,647 | ¥37,737,647 |
| 50 | 1.50% | ¥228,711 | ¥137,226,643 | ¥40,726,643 |
| 50 | 1.60% | ¥233,756 | ¥140,253,590 | ¥43,753,590 |
| 50 | 1.70% | ¥238,864 | ¥143,318,194 | ¥46,818,194 |
| 50 | 1.80% | ¥244,034 | ¥146,420,144 | ¥49,920,144 |
| 50 | 1.90% | ¥249,265 | ¥149,559,118 | ¥53,059,118 |
| 50 | 2.00% | ¥254,558 | ¥152,734,774 | ¥56,234,774 |
| 50 | 2.10% | ¥259,911 | ¥155,946,761 | ¥59,446,761 |
| 50 | 2.20% | ¥265,325 | ¥159,194,710 | ¥62,694,710 |
| 50 | 2.30% | ¥270,797 | ¥162,478,243 | ¥65,978,243 |
| 50 | 2.40% | ¥276,328 | ¥165,796,968 | ¥69,296,968 |
| 50 | 2.50% | ¥281,917 | ¥169,150,479 | ¥72,650,479 |
| 50 | 2.60% | ¥287,564 | ¥172,538,364 | ¥76,038,364 |
| 50 | 2.70% | ¥293,267 | ¥175,960,195 | ¥79,460,195 |
| 50 | 2.80% | ¥299,026 | ¥179,415,538 | ¥82,915,538 |
| 50 | 2.90% | ¥304,840 | ¥182,903,948 | ¥86,403,948 |
| 50 | 3.00% | ¥310,708 | ¥186,424,971 | ¥89,924,971 |
9650万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥208,376 | ¥112,523,280 | ¥16,023,280 |
| 45 | 0.80% | ¥212,855 | ¥114,941,774 | ¥18,441,774 |
| 45 | 0.90% | ¥217,393 | ¥117,392,385 | ¥20,892,385 |
| 45 | 1.00% | ¥221,991 | ¥119,874,999 | ¥23,374,999 |
| 45 | 1.10% | ¥226,647 | ¥122,389,490 | ¥25,889,490 |
| 45 | 1.20% | ¥231,362 | ¥124,935,719 | ¥28,435,719 |
| 45 | 1.30% | ¥236,136 | ¥127,513,536 | ¥31,013,536 |
| 45 | 1.40% | ¥240,968 | ¥130,122,778 | ¥33,622,778 |
| 45 | 1.50% | ¥245,858 | ¥132,763,272 | ¥36,263,272 |
| 45 | 1.60% | ¥250,805 | ¥135,434,833 | ¥38,934,833 |
| 45 | 1.70% | ¥255,810 | ¥138,137,265 | ¥41,637,265 |
| 45 | 1.80% | ¥260,871 | ¥140,870,360 | ¥44,370,360 |
| 45 | 1.90% | ¥265,989 | ¥143,633,901 | ¥47,133,901 |
| 45 | 2.00% | ¥271,162 | ¥146,427,661 | ¥49,927,661 |
| 45 | 2.10% | ¥276,391 | ¥149,251,403 | ¥52,751,403 |
| 45 | 2.20% | ¥281,676 | ¥152,104,879 | ¥55,604,879 |
| 45 | 2.30% | ¥287,015 | ¥154,987,833 | ¥58,487,833 |
| 45 | 2.40% | ¥292,407 | ¥157,899,999 | ¥61,399,999 |
| 45 | 2.50% | ¥297,854 | ¥160,841,105 | ¥64,341,105 |
| 45 | 2.60% | ¥303,353 | ¥163,810,867 | ¥67,310,867 |
| 45 | 2.70% | ¥308,906 | ¥166,808,997 | ¥70,308,997 |
| 45 | 2.80% | ¥314,510 | ¥169,835,195 | ¥73,335,195 |
| 45 | 2.90% | ¥320,165 | ¥172,889,159 | ¥76,389,159 |
| 45 | 3.00% | ¥325,871 | ¥175,970,576 | ¥79,470,576 |
9650万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥230,558 | ¥110,667,604 | ¥14,167,604 |
| 40 | 0.80% | ¥234,987 | ¥112,793,955 | ¥16,293,955 |
| 40 | 0.90% | ¥239,470 | ¥114,945,751 | ¥18,445,751 |
| 40 | 1.00% | ¥244,006 | ¥117,122,920 | ¥20,622,920 |
| 40 | 1.10% | ¥248,595 | ¥119,325,382 | ¥22,825,382 |
| 40 | 1.20% | ¥253,236 | ¥121,553,051 | ¥25,053,051 |
| 40 | 1.30% | ¥257,929 | ¥123,805,830 | ¥27,305,830 |
| 40 | 1.40% | ¥262,674 | ¥126,083,617 | ¥29,583,617 |
| 40 | 1.50% | ¥267,471 | ¥128,386,302 | ¥31,886,302 |
| 40 | 1.60% | ¥272,320 | ¥130,713,767 | ¥34,213,767 |
| 40 | 1.70% | ¥277,221 | ¥133,065,888 | ¥36,565,888 |
| 40 | 1.80% | ¥282,172 | ¥135,442,533 | ¥38,942,533 |
| 40 | 1.90% | ¥287,174 | ¥137,843,564 | ¥41,343,564 |
| 40 | 2.00% | ¥292,227 | ¥140,268,836 | ¥43,768,836 |
| 40 | 2.10% | ¥297,330 | ¥142,718,197 | ¥46,218,197 |
| 40 | 2.20% | ¥302,482 | ¥145,191,488 | ¥48,691,488 |
| 40 | 2.30% | ¥307,684 | ¥147,688,547 | ¥51,188,547 |
| 40 | 2.40% | ¥312,936 | ¥150,209,201 | ¥53,709,201 |
| 40 | 2.50% | ¥318,236 | ¥152,753,275 | ¥56,253,275 |
| 40 | 2.60% | ¥323,585 | ¥155,320,587 | ¥58,820,587 |
| 40 | 2.70% | ¥328,981 | ¥157,910,949 | ¥61,410,949 |
| 40 | 2.80% | ¥334,425 | ¥160,524,169 | ¥64,024,169 |
| 40 | 2.90% | ¥339,917 | ¥163,160,048 | ¥66,660,048 |
| 40 | 3.00% | ¥345,455 | ¥165,818,384 | ¥69,318,384 |
9650万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥259,123 | ¥108,831,472 | ¥12,331,472 |
| 35 | 0.80% | ¥263,504 | ¥110,671,598 | ¥14,171,598 |
| 35 | 0.90% | ¥267,932 | ¥112,531,253 | ¥16,031,253 |
| 35 | 1.00% | ¥272,406 | ¥114,410,394 | ¥17,910,394 |
| 35 | 1.10% | ¥276,926 | ¥116,308,972 | ¥19,808,972 |
| 35 | 1.20% | ¥281,493 | ¥118,226,936 | ¥21,726,936 |
| 35 | 1.30% | ¥286,105 | ¥120,164,229 | ¥23,664,229 |
| 35 | 1.40% | ¥290,764 | ¥122,120,790 | ¥25,620,790 |
| 35 | 1.50% | ¥295,468 | ¥124,096,553 | ¥27,596,553 |
| 35 | 1.60% | ¥300,218 | ¥126,091,449 | ¥29,591,449 |
| 35 | 1.70% | ¥305,013 | ¥128,105,402 | ¥31,605,402 |
| 35 | 1.80% | ¥309,853 | ¥130,138,334 | ¥33,638,334 |
| 35 | 1.90% | ¥314,738 | ¥132,190,163 | ¥35,690,163 |
| 35 | 2.00% | ¥319,669 | ¥134,260,801 | ¥37,760,801 |
| 35 | 2.10% | ¥324,643 | ¥136,350,157 | ¥39,850,157 |
| 35 | 2.20% | ¥329,662 | ¥138,458,137 | ¥41,958,137 |
| 35 | 2.30% | ¥334,725 | ¥140,584,642 | ¥44,084,642 |
| 35 | 2.40% | ¥339,832 | ¥142,729,569 | ¥46,229,569 |
| 35 | 2.50% | ¥344,983 | ¥144,892,811 | ¥48,392,811 |
| 35 | 2.60% | ¥350,177 | ¥147,074,259 | ¥50,574,259 |
| 35 | 2.70% | ¥355,414 | ¥149,273,798 | ¥52,773,798 |
| 35 | 2.80% | ¥360,694 | ¥151,491,313 | ¥54,991,313 |
| 35 | 2.90% | ¥366,016 | ¥153,726,682 | ¥57,226,682 |
| 35 | 3.00% | ¥371,380 | ¥155,979,782 | ¥59,479,782 |
9650万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥297,264 | ¥107,014,917 | ¥10,514,917 |
| 30 | 0.80% | ¥301,597 | ¥108,574,765 | ¥12,074,765 |
| 30 | 0.90% | ¥305,969 | ¥110,148,991 | ¥13,648,991 |
| 30 | 1.00% | ¥310,382 | ¥111,737,569 | ¥15,237,569 |
| 30 | 1.10% | ¥314,835 | ¥113,340,476 | ¥16,840,476 |
| 30 | 1.20% | ¥319,327 | ¥114,957,680 | ¥18,457,680 |
| 30 | 1.30% | ¥323,859 | ¥116,589,152 | ¥20,089,152 |
| 30 | 1.40% | ¥328,430 | ¥118,234,858 | ¥21,734,858 |
| 30 | 1.50% | ¥333,041 | ¥119,894,761 | ¥23,394,761 |
| 30 | 1.60% | ¥337,691 | ¥121,568,823 | ¥25,068,823 |
| 30 | 1.70% | ¥342,381 | ¥123,257,003 | ¥26,757,003 |
| 30 | 1.80% | ¥347,109 | ¥124,959,257 | ¥28,459,257 |
| 30 | 1.90% | ¥351,877 | ¥126,675,541 | ¥30,175,541 |
| 30 | 2.00% | ¥356,683 | ¥128,405,805 | ¥31,905,805 |
| 30 | 2.10% | ¥361,528 | ¥130,150,000 | ¥33,650,000 |
| 30 | 2.20% | ¥366,411 | ¥131,908,072 | ¥35,408,072 |
| 30 | 2.30% | ¥371,333 | ¥133,679,968 | ¥37,179,968 |
| 30 | 2.40% | ¥376,293 | ¥135,465,631 | ¥38,965,631 |
| 30 | 2.50% | ¥381,292 | ¥137,265,000 | ¥40,765,000 |
| 30 | 2.60% | ¥386,328 | ¥139,078,016 | ¥42,578,016 |
| 30 | 2.70% | ¥391,402 | ¥140,904,614 | ¥44,404,614 |
| 30 | 2.80% | ¥396,513 | ¥142,744,730 | ¥46,244,730 |
| 30 | 2.90% | ¥401,662 | ¥144,598,295 | ¥48,098,295 |
| 30 | 3.00% | ¥406,848 | ¥146,465,241 | ¥49,965,241 |
9650万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥350,727 | ¥105,217,972 | ¥8,717,972 |
| 25 | 0.80% | ¥355,012 | ¥106,503,509 | ¥10,003,509 |
| 25 | 0.90% | ¥359,330 | ¥107,799,047 | ¥11,299,047 |
| 25 | 1.00% | ¥363,682 | ¥109,104,575 | ¥12,604,575 |
| 25 | 1.10% | ¥368,067 | ¥110,420,081 | ¥13,920,081 |
| 25 | 1.20% | ¥372,485 | ¥111,745,549 | ¥15,245,549 |
| 25 | 1.30% | ¥376,937 | ¥113,080,964 | ¥16,580,964 |
| 25 | 1.40% | ¥381,421 | ¥114,426,309 | ¥17,926,309 |
| 25 | 1.50% | ¥385,939 | ¥115,781,566 | ¥19,281,566 |
| 25 | 1.60% | ¥390,489 | ¥117,146,717 | ¥20,646,717 |
| 25 | 1.70% | ¥395,072 | ¥118,521,741 | ¥22,021,741 |
| 25 | 1.80% | ¥399,689 | ¥119,906,617 | ¥23,406,617 |
| 25 | 1.90% | ¥404,338 | ¥121,301,321 | ¥24,801,321 |
| 25 | 2.00% | ¥409,019 | ¥122,705,831 | ¥26,205,831 |
| 25 | 2.10% | ¥413,734 | ¥124,120,121 | ¥27,620,121 |
| 25 | 2.20% | ¥418,481 | ¥125,544,165 | ¥29,044,165 |
| 25 | 2.30% | ¥423,260 | ¥126,977,936 | ¥30,477,936 |
| 25 | 2.40% | ¥428,071 | ¥128,421,406 | ¥31,921,406 |
| 25 | 2.50% | ¥432,915 | ¥129,874,545 | ¥33,374,545 |
| 25 | 2.60% | ¥437,791 | ¥131,337,322 | ¥34,837,322 |
| 25 | 2.70% | ¥442,699 | ¥132,809,707 | ¥36,309,707 |
| 25 | 2.80% | ¥447,639 | ¥134,291,667 | ¥37,791,667 |
| 25 | 2.90% | ¥452,611 | ¥135,783,168 | ¥39,283,168 |
| 25 | 3.00% | ¥457,614 | ¥137,284,175 | ¥40,784,175 |
9650万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥431,003 | ¥103,440,662 | ¥6,940,662 |
| 20 | 0.80% | ¥435,241 | ¥104,457,873 | ¥7,957,873 |
| 20 | 0.90% | ¥439,506 | ¥105,481,495 | ¥8,981,495 |
| 20 | 1.00% | ¥443,798 | ¥106,511,521 | ¥10,011,521 |
| 20 | 1.10% | ¥448,116 | ¥107,547,948 | ¥11,047,948 |
| 20 | 1.20% | ¥452,462 | ¥108,590,767 | ¥12,090,767 |
| 20 | 1.30% | ¥456,833 | ¥109,639,973 | ¥13,139,973 |
| 20 | 1.40% | ¥461,231 | ¥110,695,559 | ¥14,195,559 |
| 20 | 1.50% | ¥465,656 | ¥111,757,517 | ¥15,257,517 |
| 20 | 1.60% | ¥470,108 | ¥112,825,838 | ¥16,325,838 |
| 20 | 1.70% | ¥474,585 | ¥113,900,514 | ¥17,400,514 |
| 20 | 1.80% | ¥479,090 | ¥114,981,537 | ¥18,481,537 |
| 20 | 1.90% | ¥483,620 | ¥116,068,896 | ¥19,568,896 |
| 20 | 2.00% | ¥488,177 | ¥117,162,580 | ¥20,662,580 |
| 20 | 2.10% | ¥492,761 | ¥118,262,581 | ¥21,762,581 |
| 20 | 2.20% | ¥497,370 | ¥119,368,886 | ¥22,868,886 |
| 20 | 2.30% | ¥502,006 | ¥120,481,484 | ¥23,981,484 |
| 20 | 2.40% | ¥506,668 | ¥121,600,363 | ¥25,100,363 |
| 20 | 2.50% | ¥511,356 | ¥122,725,510 | ¥26,225,510 |
| 20 | 2.60% | ¥516,070 | ¥123,856,913 | ¥27,356,913 |
| 20 | 2.70% | ¥520,811 | ¥124,994,558 | ¥28,494,558 |
| 20 | 2.80% | ¥525,577 | ¥126,138,431 | ¥29,638,431 |
| 20 | 2.90% | ¥530,369 | ¥127,288,518 | ¥30,788,518 |
| 20 | 3.00% | ¥535,187 | ¥128,444,804 | ¥31,944,804 |
9650万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥564,906 | ¥101,683,010 | ¥5,183,010 |
| 15 | 0.80% | ¥569,099 | ¥102,437,897 | ¥5,937,897 |
| 15 | 0.90% | ¥573,313 | ¥103,196,393 | ¥6,696,393 |
| 15 | 1.00% | ¥577,547 | ¥103,958,497 | ¥7,458,497 |
| 15 | 1.10% | ¥581,801 | ¥104,724,207 | ¥8,224,207 |
| 15 | 1.20% | ¥586,075 | ¥105,493,521 | ¥8,993,521 |
| 15 | 1.30% | ¥590,369 | ¥106,266,437 | ¥9,766,437 |
| 15 | 1.40% | ¥594,683 | ¥107,042,952 | ¥10,542,952 |
| 15 | 1.50% | ¥599,017 | ¥107,823,063 | ¥11,323,063 |
| 15 | 1.60% | ¥603,371 | ¥108,606,767 | ¥12,106,767 |
| 15 | 1.70% | ¥607,745 | ¥109,394,063 | ¥12,894,063 |
| 15 | 1.80% | ¥612,139 | ¥110,184,946 | ¥13,684,946 |
| 15 | 1.90% | ¥616,552 | ¥110,979,413 | ¥14,479,413 |
| 15 | 2.00% | ¥620,986 | ¥111,777,461 | ¥15,277,461 |
| 15 | 2.10% | ¥625,439 | ¥112,579,087 | ¥16,079,087 |
| 15 | 2.20% | ¥629,913 | ¥113,384,286 | ¥16,884,286 |
| 15 | 2.30% | ¥634,406 | ¥114,193,055 | ¥17,693,055 |
| 15 | 2.40% | ¥638,919 | ¥115,005,390 | ¥18,505,390 |
| 15 | 2.50% | ¥643,452 | ¥115,821,286 | ¥19,321,286 |
| 15 | 2.60% | ¥648,004 | ¥116,640,739 | ¥20,140,739 |
| 15 | 2.70% | ¥652,576 | ¥117,463,745 | ¥20,963,745 |
| 15 | 2.80% | ¥657,168 | ¥118,290,299 | ¥21,790,299 |
| 15 | 2.90% | ¥661,780 | ¥119,120,396 | ¥22,620,396 |
| 15 | 3.00% | ¥666,411 | ¥119,954,031 | ¥23,454,031 |
9650万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥832,875 | ¥99,945,033 | ¥3,445,033 |
| 10 | 0.80% | ¥837,030 | ¥100,443,607 | ¥3,943,607 |
| 10 | 0.90% | ¥841,198 | ¥100,943,787 | ¥4,443,787 |
| 10 | 1.00% | ¥845,380 | ¥101,445,573 | ¥4,945,573 |
| 10 | 1.10% | ¥849,575 | ¥101,948,962 | ¥5,448,962 |
| 10 | 1.20% | ¥853,783 | ¥102,453,956 | ¥5,953,956 |
| 10 | 1.30% | ¥858,005 | ¥102,960,554 | ¥6,460,554 |
| 10 | 1.40% | ¥862,240 | ¥103,468,754 | ¥6,968,754 |
| 10 | 1.50% | ¥866,488 | ¥103,978,557 | ¥7,478,557 |
| 10 | 1.60% | ¥870,750 | ¥104,489,961 | ¥7,989,961 |
| 10 | 1.70% | ¥875,025 | ¥105,002,966 | ¥8,502,966 |
| 10 | 1.80% | ¥879,313 | ¥105,517,571 | ¥9,017,571 |
| 10 | 1.90% | ¥883,615 | ¥106,033,776 | ¥9,533,776 |
| 10 | 2.00% | ¥887,930 | ¥106,551,580 | ¥10,051,580 |
| 10 | 2.10% | ¥892,258 | ¥107,070,981 | ¥10,570,981 |
| 10 | 2.20% | ¥896,600 | ¥107,591,979 | ¥11,091,979 |
| 10 | 2.30% | ¥900,955 | ¥108,114,573 | ¥11,614,573 |
| 10 | 2.40% | ¥905,323 | ¥108,638,763 | ¥12,138,763 |
| 10 | 2.50% | ¥909,705 | ¥109,164,546 | ¥12,664,546 |
| 10 | 2.60% | ¥914,099 | ¥109,691,923 | ¥13,191,923 |
| 10 | 2.70% | ¥918,507 | ¥110,220,892 | ¥13,720,892 |
| 10 | 2.80% | ¥922,929 | ¥110,751,452 | ¥14,251,452 |
| 10 | 2.90% | ¥927,363 | ¥111,283,603 | ¥14,783,603 |
| 10 | 3.00% | ¥931,811 | ¥111,817,342 | ¥15,317,342 |
