9710万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9710万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9710万円の住宅ローン|期間・年数別
9710万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥191,850 |
¥115,109,742 |
¥18,009,742 |
| 50 |
0.80% |
¥196,405 |
¥117,843,162 |
¥20,743,162 |
| 50 |
0.90% |
¥201,027 |
¥120,616,359 |
¥23,516,359 |
| 50 |
1.00% |
¥205,715 |
¥123,429,158 |
¥26,329,158 |
| 50 |
1.10% |
¥210,469 |
¥126,281,370 |
¥29,181,370 |
| 50 |
1.20% |
¥215,288 |
¥129,172,783 |
¥32,072,783 |
| 50 |
1.30% |
¥220,172 |
¥132,103,170 |
¥35,003,170 |
| 50 |
1.40% |
¥225,120 |
¥135,072,285 |
¥37,972,285 |
| 50 |
1.50% |
¥230,133 |
¥138,079,866 |
¥40,979,866 |
| 50 |
1.60% |
¥235,209 |
¥141,125,633 |
¥44,025,633 |
| 50 |
1.70% |
¥240,349 |
¥144,209,291 |
¥47,109,291 |
| 50 |
1.80% |
¥245,551 |
¥147,330,529 |
¥50,230,529 |
| 50 |
1.90% |
¥250,815 |
¥150,489,019 |
¥53,389,019 |
| 50 |
2.00% |
¥256,141 |
¥153,684,420 |
¥56,584,420 |
| 50 |
2.10% |
¥261,527 |
¥156,916,378 |
¥59,816,378 |
| 50 |
2.20% |
¥266,974 |
¥160,184,522 |
¥63,084,522 |
| 50 |
2.30% |
¥272,481 |
¥163,488,471 |
¥66,388,471 |
| 50 |
2.40% |
¥278,046 |
¥166,827,830 |
¥69,727,830 |
| 50 |
2.50% |
¥283,670 |
¥170,202,192 |
¥73,102,192 |
| 50 |
2.60% |
¥289,352 |
¥173,611,141 |
¥76,511,141 |
| 50 |
2.70% |
¥295,090 |
¥177,054,248 |
¥79,954,248 |
| 50 |
2.80% |
¥300,885 |
¥180,531,075 |
¥83,431,075 |
| 50 |
2.90% |
¥306,735 |
¥184,041,174 |
¥86,941,174 |
| 50 |
3.00% |
¥312,640 |
¥187,584,090 |
¥90,484,090 |
9710万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥209,672 |
¥113,222,906 |
¥16,122,906 |
| 45 |
0.80% |
¥214,179 |
¥115,656,438 |
¥18,556,438 |
| 45 |
0.90% |
¥218,745 |
¥118,122,286 |
¥21,022,286 |
| 45 |
1.00% |
¥223,371 |
¥120,620,336 |
¥23,520,336 |
| 45 |
1.10% |
¥228,056 |
¥123,150,461 |
¥26,050,461 |
| 45 |
1.20% |
¥232,801 |
¥125,712,522 |
¥28,612,522 |
| 45 |
1.30% |
¥237,604 |
¥128,306,366 |
¥31,206,366 |
| 45 |
1.40% |
¥242,466 |
¥130,931,832 |
¥33,831,832 |
| 45 |
1.50% |
¥247,387 |
¥133,588,744 |
¥36,488,744 |
| 45 |
1.60% |
¥252,365 |
¥136,276,915 |
¥39,176,915 |
| 45 |
1.70% |
¥257,400 |
¥138,996,149 |
¥41,896,149 |
| 45 |
1.80% |
¥262,493 |
¥141,746,238 |
¥44,646,238 |
| 45 |
1.90% |
¥267,643 |
¥144,526,962 |
¥47,426,962 |
| 45 |
2.00% |
¥272,848 |
¥147,338,092 |
¥50,238,092 |
| 45 |
2.10% |
¥278,110 |
¥150,179,391 |
¥53,079,391 |
| 45 |
2.20% |
¥283,427 |
¥153,050,609 |
¥55,950,609 |
| 45 |
2.30% |
¥288,799 |
¥155,951,488 |
¥58,851,488 |
| 45 |
2.40% |
¥294,225 |
¥158,881,761 |
¥61,781,761 |
| 45 |
2.50% |
¥299,706 |
¥161,841,153 |
¥64,741,153 |
| 45 |
2.60% |
¥305,240 |
¥164,829,380 |
¥67,729,380 |
| 45 |
2.70% |
¥310,826 |
¥167,846,151 |
¥70,746,151 |
| 45 |
2.80% |
¥316,465 |
¥170,891,166 |
¥73,791,166 |
| 45 |
2.90% |
¥322,156 |
¥173,964,118 |
¥76,864,118 |
| 45 |
3.00% |
¥327,898 |
¥177,064,694 |
¥79,964,694 |
9710万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥231,991 |
¥111,355,693 |
¥14,255,693 |
| 40 |
0.80% |
¥236,448 |
¥113,495,264 |
¥16,395,264 |
| 40 |
0.90% |
¥240,959 |
¥115,660,439 |
¥18,560,439 |
| 40 |
1.00% |
¥245,523 |
¥117,851,145 |
¥20,751,145 |
| 40 |
1.10% |
¥250,140 |
¥120,067,302 |
¥22,967,302 |
| 40 |
1.20% |
¥254,810 |
¥122,308,821 |
¥25,208,821 |
| 40 |
1.30% |
¥259,533 |
¥124,575,607 |
¥27,475,607 |
| 40 |
1.40% |
¥264,307 |
¥126,867,556 |
¥29,767,556 |
| 40 |
1.50% |
¥269,134 |
¥129,184,558 |
¥32,084,558 |
| 40 |
1.60% |
¥274,014 |
¥131,526,495 |
¥34,426,495 |
| 40 |
1.70% |
¥278,944 |
¥133,893,241 |
¥36,793,241 |
| 40 |
1.80% |
¥283,926 |
¥136,284,663 |
¥39,184,663 |
| 40 |
1.90% |
¥288,960 |
¥138,700,623 |
¥41,600,623 |
| 40 |
2.00% |
¥294,044 |
¥141,140,974 |
¥44,040,974 |
| 40 |
2.10% |
¥299,178 |
¥143,605,564 |
¥46,505,564 |
| 40 |
2.20% |
¥304,363 |
¥146,094,233 |
¥48,994,233 |
| 40 |
2.30% |
¥309,598 |
¥148,606,817 |
¥51,506,817 |
| 40 |
2.40% |
¥314,882 |
¥151,143,144 |
¥54,043,144 |
| 40 |
2.50% |
¥320,215 |
¥153,703,036 |
¥56,603,036 |
| 40 |
2.60% |
¥325,596 |
¥156,286,311 |
¥59,186,311 |
| 40 |
2.70% |
¥331,027 |
¥158,892,779 |
¥61,792,779 |
| 40 |
2.80% |
¥336,505 |
¥161,522,247 |
¥64,422,247 |
| 40 |
2.90% |
¥342,030 |
¥164,174,515 |
¥67,074,515 |
| 40 |
3.00% |
¥347,603 |
¥166,849,379 |
¥69,749,379 |
9710万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥260,734 |
¥109,508,144 |
¥12,408,144 |
| 35 |
0.80% |
¥265,142 |
¥111,359,712 |
¥14,259,712 |
| 35 |
0.90% |
¥269,597 |
¥113,230,929 |
¥16,130,929 |
| 35 |
1.00% |
¥274,099 |
¥115,121,754 |
¥18,021,754 |
| 35 |
1.10% |
¥278,648 |
¥117,032,137 |
¥19,932,137 |
| 35 |
1.20% |
¥283,243 |
¥118,962,026 |
¥21,862,026 |
| 35 |
1.30% |
¥287,884 |
¥120,911,364 |
¥23,811,364 |
| 35 |
1.40% |
¥292,572 |
¥122,880,091 |
¥25,780,091 |
| 35 |
1.50% |
¥297,305 |
¥124,868,138 |
¥27,768,138 |
| 35 |
1.60% |
¥302,084 |
¥126,875,437 |
¥29,775,437 |
| 35 |
1.70% |
¥306,909 |
¥128,901,912 |
¥31,801,912 |
| 35 |
1.80% |
¥311,780 |
¥130,947,484 |
¥33,847,484 |
| 35 |
1.90% |
¥316,695 |
¥133,012,070 |
¥35,912,070 |
| 35 |
2.00% |
¥321,656 |
¥135,095,583 |
¥37,995,583 |
| 35 |
2.10% |
¥326,662 |
¥137,197,930 |
¥40,097,930 |
| 35 |
2.20% |
¥331,712 |
¥139,319,017 |
¥42,219,017 |
| 35 |
2.30% |
¥336,807 |
¥141,458,743 |
¥44,358,743 |
| 35 |
2.40% |
¥341,945 |
¥143,617,006 |
¥46,517,006 |
| 35 |
2.50% |
¥347,128 |
¥145,793,699 |
¥48,693,699 |
| 35 |
2.60% |
¥352,354 |
¥147,988,710 |
¥50,888,710 |
| 35 |
2.70% |
¥357,624 |
¥150,201,926 |
¥53,101,926 |
| 35 |
2.80% |
¥362,936 |
¥152,433,228 |
¥55,333,228 |
| 35 |
2.90% |
¥368,292 |
¥154,682,496 |
¥57,582,496 |
| 35 |
3.00% |
¥373,690 |
¥156,949,604 |
¥59,849,604 |
9710万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥299,112 |
¥107,680,295 |
¥10,580,295 |
| 30 |
0.80% |
¥303,472 |
¥109,249,841 |
¥12,149,841 |
| 30 |
0.90% |
¥307,872 |
¥110,833,855 |
¥13,733,855 |
| 30 |
1.00% |
¥312,312 |
¥112,432,311 |
¥15,332,311 |
| 30 |
1.10% |
¥316,792 |
¥114,045,183 |
¥16,945,183 |
| 30 |
1.20% |
¥321,312 |
¥115,672,443 |
¥18,572,443 |
| 30 |
1.30% |
¥325,872 |
¥117,314,059 |
¥20,214,059 |
| 30 |
1.40% |
¥330,472 |
¥118,969,997 |
¥21,869,997 |
| 30 |
1.50% |
¥335,112 |
¥120,640,221 |
¥23,540,221 |
| 30 |
1.60% |
¥339,791 |
¥122,324,691 |
¥25,224,691 |
| 30 |
1.70% |
¥344,509 |
¥124,023,368 |
¥26,923,368 |
| 30 |
1.80% |
¥349,267 |
¥125,736,206 |
¥28,636,206 |
| 30 |
1.90% |
¥354,064 |
¥127,463,161 |
¥30,363,161 |
| 30 |
2.00% |
¥358,901 |
¥129,204,183 |
¥32,104,183 |
| 30 |
2.10% |
¥363,776 |
¥130,959,222 |
¥33,859,222 |
| 30 |
2.20% |
¥368,690 |
¥132,728,226 |
¥35,628,226 |
| 30 |
2.30% |
¥373,642 |
¥134,511,139 |
¥37,411,139 |
| 30 |
2.40% |
¥378,633 |
¥136,307,904 |
¥39,207,904 |
| 30 |
2.50% |
¥383,662 |
¥138,118,461 |
¥41,018,461 |
| 30 |
2.60% |
¥388,730 |
¥139,942,750 |
¥42,842,750 |
| 30 |
2.70% |
¥393,835 |
¥141,780,705 |
¥44,680,705 |
| 30 |
2.80% |
¥398,979 |
¥143,632,262 |
¥46,532,262 |
| 30 |
2.90% |
¥404,159 |
¥145,497,352 |
¥48,397,352 |
| 30 |
3.00% |
¥409,378 |
¥147,375,906 |
¥50,275,906 |
9710万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥352,907 |
¥105,872,177 |
¥8,772,177 |
| 25 |
0.80% |
¥357,219 |
¥107,165,707 |
¥10,065,707 |
| 25 |
0.90% |
¥361,564 |
¥108,469,300 |
¥11,369,300 |
| 25 |
1.00% |
¥365,943 |
¥109,782,946 |
¥12,682,946 |
| 25 |
1.10% |
¥370,355 |
¥111,106,631 |
¥14,006,631 |
| 25 |
1.20% |
¥374,801 |
¥112,440,340 |
¥15,340,340 |
| 25 |
1.30% |
¥379,280 |
¥113,784,058 |
¥16,684,058 |
| 25 |
1.40% |
¥383,793 |
¥115,137,768 |
¥18,037,768 |
| 25 |
1.50% |
¥388,338 |
¥116,501,452 |
¥19,401,452 |
| 25 |
1.60% |
¥392,917 |
¥117,875,091 |
¥20,775,091 |
| 25 |
1.70% |
¥397,529 |
¥119,258,664 |
¥22,158,664 |
| 25 |
1.80% |
¥402,174 |
¥120,652,150 |
¥23,552,150 |
| 25 |
1.90% |
¥406,852 |
¥122,055,527 |
¥24,955,527 |
| 25 |
2.00% |
¥411,563 |
¥123,468,769 |
¥26,368,769 |
| 25 |
2.10% |
¥416,306 |
¥124,891,852 |
¥27,791,852 |
| 25 |
2.20% |
¥421,083 |
¥126,324,750 |
¥29,224,750 |
| 25 |
2.30% |
¥425,891 |
¥127,767,436 |
¥30,667,436 |
| 25 |
2.40% |
¥430,733 |
¥129,219,881 |
¥32,119,881 |
| 25 |
2.50% |
¥435,607 |
¥130,682,055 |
¥33,582,055 |
| 25 |
2.60% |
¥440,513 |
¥132,153,927 |
¥35,053,927 |
| 25 |
2.70% |
¥445,452 |
¥133,635,467 |
¥36,535,467 |
| 25 |
2.80% |
¥450,422 |
¥135,126,641 |
¥38,026,641 |
| 25 |
2.90% |
¥455,425 |
¥136,627,416 |
¥39,527,416 |
| 25 |
3.00% |
¥460,459 |
¥138,137,756 |
¥41,037,756 |
9710万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥433,683 |
¥104,083,817 |
¥6,983,817 |
| 20 |
0.80% |
¥437,947 |
¥105,107,352 |
¥8,007,352 |
| 20 |
0.90% |
¥442,239 |
¥106,137,338 |
¥9,037,338 |
| 20 |
1.00% |
¥446,557 |
¥107,173,769 |
¥10,073,769 |
| 20 |
1.10% |
¥450,903 |
¥108,216,640 |
¥11,116,640 |
| 20 |
1.20% |
¥455,275 |
¥109,265,943 |
¥12,165,943 |
| 20 |
1.30% |
¥459,674 |
¥110,321,673 |
¥13,221,673 |
| 20 |
1.40% |
¥464,099 |
¥111,383,822 |
¥14,283,822 |
| 20 |
1.50% |
¥468,552 |
¥112,452,382 |
¥15,352,382 |
| 20 |
1.60% |
¥473,031 |
¥113,527,346 |
¥16,427,346 |
| 20 |
1.70% |
¥477,536 |
¥114,608,704 |
¥17,508,704 |
| 20 |
1.80% |
¥482,069 |
¥115,696,448 |
¥18,596,448 |
| 20 |
1.90% |
¥486,627 |
¥116,790,567 |
¥19,690,567 |
| 20 |
2.00% |
¥491,213 |
¥117,891,052 |
¥20,791,052 |
| 20 |
2.10% |
¥495,825 |
¥118,997,892 |
¥21,897,892 |
| 20 |
2.20% |
¥500,463 |
¥120,111,076 |
¥23,011,076 |
| 20 |
2.30% |
¥505,127 |
¥121,230,591 |
¥24,130,591 |
| 20 |
2.40% |
¥509,818 |
¥122,356,427 |
¥25,256,427 |
| 20 |
2.50% |
¥514,536 |
¥123,488,570 |
¥26,388,570 |
| 20 |
2.60% |
¥519,279 |
¥124,627,008 |
¥27,527,008 |
| 20 |
2.70% |
¥524,049 |
¥125,771,726 |
¥28,671,726 |
| 20 |
2.80% |
¥528,845 |
¥126,922,711 |
¥29,822,711 |
| 20 |
2.90% |
¥533,666 |
¥128,079,949 |
¥30,979,949 |
| 20 |
3.00% |
¥538,514 |
¥129,243,424 |
¥32,143,424 |
9710万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥568,418 |
¥102,315,236 |
¥5,215,236 |
| 15 |
0.80% |
¥572,638 |
¥103,074,816 |
¥5,974,816 |
| 15 |
0.90% |
¥576,878 |
¥103,838,029 |
¥6,738,029 |
| 15 |
1.00% |
¥581,138 |
¥104,604,871 |
¥7,504,871 |
| 15 |
1.10% |
¥585,419 |
¥105,375,342 |
¥8,275,342 |
| 15 |
1.20% |
¥589,719 |
¥106,149,440 |
¥9,049,440 |
| 15 |
1.30% |
¥594,040 |
¥106,927,161 |
¥9,827,161 |
| 15 |
1.40% |
¥598,381 |
¥107,708,504 |
¥10,608,504 |
| 15 |
1.50% |
¥602,741 |
¥108,493,465 |
¥11,393,465 |
| 15 |
1.60% |
¥607,122 |
¥109,282,043 |
¥12,182,043 |
| 15 |
1.70% |
¥611,524 |
¥110,074,233 |
¥12,974,233 |
| 15 |
1.80% |
¥615,945 |
¥110,870,033 |
¥13,770,033 |
| 15 |
1.90% |
¥620,386 |
¥111,669,440 |
¥14,569,440 |
| 15 |
2.00% |
¥624,847 |
¥112,472,451 |
¥15,372,451 |
| 15 |
2.10% |
¥629,328 |
¥113,279,060 |
¥16,179,060 |
| 15 |
2.20% |
¥633,829 |
¥114,089,266 |
¥16,989,266 |
| 15 |
2.30% |
¥638,350 |
¥114,903,064 |
¥17,803,064 |
| 15 |
2.40% |
¥642,891 |
¥115,720,449 |
¥18,620,449 |
| 15 |
2.50% |
¥647,452 |
¥116,541,418 |
¥19,441,418 |
| 15 |
2.60% |
¥652,033 |
¥117,365,966 |
¥20,265,966 |
| 15 |
2.70% |
¥656,634 |
¥118,194,089 |
¥21,094,089 |
| 15 |
2.80% |
¥661,254 |
¥119,025,782 |
¥21,925,782 |
| 15 |
2.90% |
¥665,895 |
¥119,861,041 |
¥22,761,041 |
| 15 |
3.00% |
¥670,555 |
¥120,699,859 |
¥23,599,859 |
9710万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥838,054 |
¥100,566,452 |
¥3,466,452 |
| 10 |
0.80% |
¥842,234 |
¥101,068,127 |
¥3,968,127 |
| 10 |
0.90% |
¥846,428 |
¥101,571,417 |
¥4,471,417 |
| 10 |
1.00% |
¥850,636 |
¥102,076,322 |
¥4,976,322 |
| 10 |
1.10% |
¥854,857 |
¥102,582,842 |
¥5,482,842 |
| 10 |
1.20% |
¥859,091 |
¥103,090,976 |
¥5,990,976 |
| 10 |
1.30% |
¥863,339 |
¥103,600,723 |
¥6,500,723 |
| 10 |
1.40% |
¥867,601 |
¥104,112,083 |
¥7,012,083 |
| 10 |
1.50% |
¥871,875 |
¥104,625,056 |
¥7,525,056 |
| 10 |
1.60% |
¥876,164 |
¥105,139,639 |
¥8,039,639 |
| 10 |
1.70% |
¥880,465 |
¥105,655,834 |
¥8,555,834 |
| 10 |
1.80% |
¥884,780 |
¥106,173,639 |
¥9,073,639 |
| 10 |
1.90% |
¥889,109 |
¥106,693,054 |
¥9,593,054 |
| 10 |
2.00% |
¥893,451 |
¥107,214,076 |
¥10,114,076 |
| 10 |
2.10% |
¥897,806 |
¥107,736,707 |
¥10,636,707 |
| 10 |
2.20% |
¥902,175 |
¥108,260,945 |
¥11,160,945 |
| 10 |
2.30% |
¥906,557 |
¥108,786,788 |
¥11,686,788 |
| 10 |
2.40% |
¥910,952 |
¥109,314,237 |
¥12,214,237 |
| 10 |
2.50% |
¥915,361 |
¥109,843,289 |
¥12,743,289 |
| 10 |
2.60% |
¥919,783 |
¥110,373,945 |
¥13,273,945 |
| 10 |
2.70% |
¥924,218 |
¥110,906,203 |
¥13,806,203 |
| 10 |
2.80% |
¥928,667 |
¥111,440,063 |
¥14,340,063 |
| 10 |
2.90% |
¥933,129 |
¥111,975,522 |
¥14,875,522 |
| 10 |
3.00% |
¥937,605 |
¥112,512,580 |
¥15,412,580 |