9720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9720万円の住宅ローン|期間・年数別
9720万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥192,047 |
¥115,228,290 |
¥18,028,290 |
| 50 |
0.80% |
¥196,608 |
¥117,964,525 |
¥20,764,525 |
| 50 |
0.90% |
¥201,234 |
¥120,740,578 |
¥23,540,578 |
| 50 |
1.00% |
¥205,927 |
¥123,556,274 |
¥26,356,274 |
| 50 |
1.10% |
¥210,686 |
¥126,411,423 |
¥29,211,423 |
| 50 |
1.20% |
¥215,510 |
¥129,305,813 |
¥32,105,813 |
| 50 |
1.30% |
¥220,399 |
¥132,239,218 |
¥35,039,218 |
| 50 |
1.40% |
¥225,352 |
¥135,211,391 |
¥38,011,391 |
| 50 |
1.50% |
¥230,370 |
¥138,222,070 |
¥41,022,070 |
| 50 |
1.60% |
¥235,452 |
¥141,270,974 |
¥44,070,974 |
| 50 |
1.70% |
¥240,596 |
¥144,357,808 |
¥47,157,808 |
| 50 |
1.80% |
¥245,804 |
¥147,482,259 |
¥50,282,259 |
| 50 |
1.90% |
¥251,073 |
¥150,644,002 |
¥53,444,002 |
| 50 |
2.00% |
¥256,404 |
¥153,842,695 |
¥56,642,695 |
| 50 |
2.10% |
¥261,797 |
¥157,077,981 |
¥59,877,981 |
| 50 |
2.20% |
¥267,249 |
¥160,349,491 |
¥63,149,491 |
| 50 |
2.30% |
¥272,761 |
¥163,656,842 |
¥66,456,842 |
| 50 |
2.40% |
¥278,333 |
¥166,999,640 |
¥69,799,640 |
| 50 |
2.50% |
¥283,962 |
¥170,377,478 |
¥73,177,478 |
| 50 |
2.60% |
¥289,650 |
¥173,789,937 |
¥76,589,937 |
| 50 |
2.70% |
¥295,394 |
¥177,236,590 |
¥80,036,590 |
| 50 |
2.80% |
¥301,195 |
¥180,716,997 |
¥83,516,997 |
| 50 |
2.90% |
¥307,051 |
¥184,230,712 |
¥87,030,712 |
| 50 |
3.00% |
¥312,962 |
¥187,777,277 |
¥90,577,277 |
9720万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥209,888 |
¥113,339,511 |
¥16,139,511 |
| 45 |
0.80% |
¥214,399 |
¥115,775,548 |
¥18,575,548 |
| 45 |
0.90% |
¥218,970 |
¥118,243,936 |
¥21,043,936 |
| 45 |
1.00% |
¥223,601 |
¥120,744,559 |
¥23,544,559 |
| 45 |
1.10% |
¥228,291 |
¥123,277,290 |
¥26,077,290 |
| 45 |
1.20% |
¥233,041 |
¥125,841,989 |
¥28,641,989 |
| 45 |
1.30% |
¥237,849 |
¥128,438,505 |
¥31,238,505 |
| 45 |
1.40% |
¥242,716 |
¥131,066,674 |
¥33,866,674 |
| 45 |
1.50% |
¥247,641 |
¥133,726,322 |
¥36,526,322 |
| 45 |
1.60% |
¥252,625 |
¥136,417,262 |
¥39,217,262 |
| 45 |
1.70% |
¥257,665 |
¥139,139,297 |
¥41,939,297 |
| 45 |
1.80% |
¥262,763 |
¥141,892,217 |
¥44,692,217 |
| 45 |
1.90% |
¥267,918 |
¥144,675,805 |
¥47,475,805 |
| 45 |
2.00% |
¥273,129 |
¥147,489,831 |
¥50,289,831 |
| 45 |
2.10% |
¥278,396 |
¥150,334,056 |
¥53,134,056 |
| 45 |
2.20% |
¥283,719 |
¥153,208,230 |
¥56,008,230 |
| 45 |
2.30% |
¥289,096 |
¥156,112,097 |
¥58,912,097 |
| 45 |
2.40% |
¥294,528 |
¥159,045,388 |
¥61,845,388 |
| 45 |
2.50% |
¥300,014 |
¥162,007,828 |
¥64,807,828 |
| 45 |
2.60% |
¥305,554 |
¥164,999,133 |
¥67,799,133 |
| 45 |
2.70% |
¥311,146 |
¥168,019,010 |
¥70,819,010 |
| 45 |
2.80% |
¥316,791 |
¥171,067,161 |
¥73,867,161 |
| 45 |
2.90% |
¥322,488 |
¥174,143,277 |
¥76,943,277 |
| 45 |
3.00% |
¥328,235 |
¥177,247,047 |
¥80,047,047 |
9720万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥232,230 |
¥111,470,375 |
¥14,270,375 |
| 40 |
0.80% |
¥236,692 |
¥113,612,149 |
¥16,412,149 |
| 40 |
0.90% |
¥241,207 |
¥115,779,554 |
¥18,579,554 |
| 40 |
1.00% |
¥245,776 |
¥117,972,516 |
¥20,772,516 |
| 40 |
1.10% |
¥250,398 |
¥120,190,955 |
¥22,990,955 |
| 40 |
1.20% |
¥255,072 |
¥122,434,783 |
¥25,234,783 |
| 40 |
1.30% |
¥259,800 |
¥124,703,903 |
¥27,503,903 |
| 40 |
1.40% |
¥264,580 |
¥126,998,213 |
¥29,798,213 |
| 40 |
1.50% |
¥269,412 |
¥129,317,601 |
¥32,117,601 |
| 40 |
1.60% |
¥274,296 |
¥131,661,950 |
¥34,461,950 |
| 40 |
1.70% |
¥279,232 |
¥134,031,133 |
¥36,831,133 |
| 40 |
1.80% |
¥284,219 |
¥136,425,018 |
¥39,225,018 |
| 40 |
1.90% |
¥289,257 |
¥138,843,466 |
¥41,643,466 |
| 40 |
2.00% |
¥294,347 |
¥141,286,330 |
¥44,086,330 |
| 40 |
2.10% |
¥299,486 |
¥143,753,458 |
¥46,553,458 |
| 40 |
2.20% |
¥304,676 |
¥146,244,691 |
¥49,044,691 |
| 40 |
2.30% |
¥309,916 |
¥148,759,862 |
¥51,559,862 |
| 40 |
2.40% |
¥315,206 |
¥151,298,801 |
¥54,098,801 |
| 40 |
2.50% |
¥320,544 |
¥153,861,330 |
¥56,661,330 |
| 40 |
2.60% |
¥325,932 |
¥156,447,265 |
¥59,247,265 |
| 40 |
2.70% |
¥331,368 |
¥159,056,417 |
¥61,856,417 |
| 40 |
2.80% |
¥336,851 |
¥161,688,593 |
¥64,488,593 |
| 40 |
2.90% |
¥342,382 |
¥164,343,593 |
¥67,143,593 |
| 40 |
3.00% |
¥347,961 |
¥167,021,212 |
¥69,821,212 |
9720万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥261,002 |
¥109,620,923 |
¥12,420,923 |
| 35 |
0.80% |
¥265,415 |
¥111,474,397 |
¥14,274,397 |
| 35 |
0.90% |
¥269,875 |
¥113,347,542 |
¥16,147,542 |
| 35 |
1.00% |
¥274,382 |
¥115,240,314 |
¥18,040,314 |
| 35 |
1.10% |
¥278,935 |
¥117,152,664 |
¥19,952,664 |
| 35 |
1.20% |
¥283,535 |
¥119,084,541 |
¥21,884,541 |
| 35 |
1.30% |
¥288,181 |
¥121,035,887 |
¥23,835,887 |
| 35 |
1.40% |
¥292,873 |
¥123,006,641 |
¥25,806,641 |
| 35 |
1.50% |
¥297,611 |
¥124,996,736 |
¥27,796,736 |
| 35 |
1.60% |
¥302,395 |
¥127,006,102 |
¥29,806,102 |
| 35 |
1.70% |
¥307,225 |
¥129,034,664 |
¥31,834,664 |
| 35 |
1.80% |
¥312,101 |
¥131,082,343 |
¥33,882,343 |
| 35 |
1.90% |
¥317,022 |
¥133,149,055 |
¥35,949,055 |
| 35 |
2.00% |
¥321,987 |
¥135,234,713 |
¥38,034,713 |
| 35 |
2.10% |
¥326,998 |
¥137,339,226 |
¥40,139,226 |
| 35 |
2.20% |
¥332,054 |
¥139,462,497 |
¥42,262,497 |
| 35 |
2.30% |
¥337,153 |
¥141,604,427 |
¥44,404,427 |
| 35 |
2.40% |
¥342,297 |
¥143,764,913 |
¥46,564,913 |
| 35 |
2.50% |
¥347,485 |
¥145,943,847 |
¥48,743,847 |
| 35 |
2.60% |
¥352,717 |
¥148,141,119 |
¥50,941,119 |
| 35 |
2.70% |
¥357,992 |
¥150,356,614 |
¥53,156,614 |
| 35 |
2.80% |
¥363,310 |
¥152,590,214 |
¥55,390,214 |
| 35 |
2.90% |
¥368,671 |
¥154,841,798 |
¥57,641,798 |
| 35 |
3.00% |
¥374,074 |
¥157,111,242 |
¥59,911,242 |
9720万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥299,420 |
¥107,791,191 |
¥10,591,191 |
| 30 |
0.80% |
¥303,784 |
¥109,362,354 |
¥12,162,354 |
| 30 |
0.90% |
¥308,189 |
¥110,947,999 |
¥13,747,999 |
| 30 |
1.00% |
¥312,634 |
¥112,548,101 |
¥15,348,101 |
| 30 |
1.10% |
¥317,118 |
¥114,162,634 |
¥16,962,634 |
| 30 |
1.20% |
¥321,643 |
¥115,791,570 |
¥18,591,570 |
| 30 |
1.30% |
¥326,208 |
¥117,434,877 |
¥20,234,877 |
| 30 |
1.40% |
¥330,813 |
¥119,092,520 |
¥21,892,520 |
| 30 |
1.50% |
¥335,457 |
¥120,764,464 |
¥23,564,464 |
| 30 |
1.60% |
¥340,141 |
¥122,450,669 |
¥25,250,669 |
| 30 |
1.70% |
¥344,864 |
¥124,151,095 |
¥26,951,095 |
| 30 |
1.80% |
¥349,627 |
¥125,865,698 |
¥28,665,698 |
| 30 |
1.90% |
¥354,429 |
¥127,594,431 |
¥30,394,431 |
| 30 |
2.00% |
¥359,270 |
¥129,337,246 |
¥32,137,246 |
| 30 |
2.10% |
¥364,150 |
¥131,094,093 |
¥33,894,093 |
| 30 |
2.20% |
¥369,069 |
¥132,864,918 |
¥35,664,918 |
| 30 |
2.30% |
¥374,027 |
¥134,649,668 |
¥37,449,668 |
| 30 |
2.40% |
¥379,023 |
¥136,448,283 |
¥39,248,283 |
| 30 |
2.50% |
¥384,058 |
¥138,260,705 |
¥41,060,705 |
| 30 |
2.60% |
¥389,130 |
¥140,086,872 |
¥42,886,872 |
| 30 |
2.70% |
¥394,241 |
¥141,926,720 |
¥44,726,720 |
| 30 |
2.80% |
¥399,389 |
¥143,780,184 |
¥46,580,184 |
| 30 |
2.90% |
¥404,576 |
¥145,647,195 |
¥48,447,195 |
| 30 |
3.00% |
¥409,799 |
¥147,527,683 |
¥50,327,683 |
9720万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥353,271 |
¥105,981,211 |
¥8,781,211 |
| 25 |
0.80% |
¥357,587 |
¥107,276,073 |
¥10,076,073 |
| 25 |
0.90% |
¥361,937 |
¥108,581,009 |
¥11,381,009 |
| 25 |
1.00% |
¥366,320 |
¥109,896,008 |
¥12,696,008 |
| 25 |
1.10% |
¥370,737 |
¥111,221,055 |
¥14,021,055 |
| 25 |
1.20% |
¥375,187 |
¥112,556,138 |
¥15,356,138 |
| 25 |
1.30% |
¥379,671 |
¥113,901,240 |
¥16,701,240 |
| 25 |
1.40% |
¥384,188 |
¥115,256,344 |
¥18,056,344 |
| 25 |
1.50% |
¥388,738 |
¥116,621,433 |
¥19,421,433 |
| 25 |
1.60% |
¥393,322 |
¥117,996,486 |
¥20,796,486 |
| 25 |
1.70% |
¥397,938 |
¥119,381,485 |
¥22,181,485 |
| 25 |
1.80% |
¥402,588 |
¥120,776,406 |
¥23,576,406 |
| 25 |
1.90% |
¥407,271 |
¥122,181,227 |
¥24,981,227 |
| 25 |
2.00% |
¥411,986 |
¥123,595,925 |
¥26,395,925 |
| 25 |
2.10% |
¥416,735 |
¥125,020,474 |
¥27,820,474 |
| 25 |
2.20% |
¥421,516 |
¥126,454,848 |
¥29,254,848 |
| 25 |
2.30% |
¥426,330 |
¥127,899,019 |
¥30,699,019 |
| 25 |
2.40% |
¥431,177 |
¥129,352,960 |
¥32,152,960 |
| 25 |
2.50% |
¥436,055 |
¥130,816,640 |
¥33,616,640 |
| 25 |
2.60% |
¥440,967 |
¥132,290,028 |
¥35,090,028 |
| 25 |
2.70% |
¥445,910 |
¥133,773,094 |
¥36,573,094 |
| 25 |
2.80% |
¥450,886 |
¥135,265,804 |
¥38,065,804 |
| 25 |
2.90% |
¥455,894 |
¥136,768,124 |
¥39,568,124 |
| 25 |
3.00% |
¥460,933 |
¥138,280,019 |
¥41,080,019 |
9720万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥434,129 |
¥104,191,009 |
¥6,991,009 |
| 20 |
0.80% |
¥438,398 |
¥105,215,599 |
¥8,015,599 |
| 20 |
0.90% |
¥442,694 |
¥106,246,646 |
¥9,046,646 |
| 20 |
1.00% |
¥447,017 |
¥107,284,144 |
¥10,084,144 |
| 20 |
1.10% |
¥451,367 |
¥108,328,088 |
¥11,128,088 |
| 20 |
1.20% |
¥455,744 |
¥109,378,472 |
¥12,178,472 |
| 20 |
1.30% |
¥460,147 |
¥110,435,289 |
¥13,235,289 |
| 20 |
1.40% |
¥464,577 |
¥111,498,532 |
¥14,298,532 |
| 20 |
1.50% |
¥469,034 |
¥112,568,193 |
¥15,368,193 |
| 20 |
1.60% |
¥473,518 |
¥113,644,264 |
¥16,444,264 |
| 20 |
1.70% |
¥478,028 |
¥114,726,736 |
¥17,526,736 |
| 20 |
1.80% |
¥482,565 |
¥115,815,600 |
¥18,615,600 |
| 20 |
1.90% |
¥487,129 |
¥116,910,846 |
¥19,710,846 |
| 20 |
2.00% |
¥491,719 |
¥118,012,464 |
¥20,812,464 |
| 20 |
2.10% |
¥496,335 |
¥119,120,444 |
¥21,920,444 |
| 20 |
2.20% |
¥500,978 |
¥120,234,774 |
¥23,034,774 |
| 20 |
2.30% |
¥505,648 |
¥121,355,443 |
¥24,155,443 |
| 20 |
2.40% |
¥510,343 |
¥122,482,438 |
¥25,282,438 |
| 20 |
2.50% |
¥515,066 |
¥123,615,747 |
¥26,415,747 |
| 20 |
2.60% |
¥519,814 |
¥124,755,357 |
¥27,555,357 |
| 20 |
2.70% |
¥524,589 |
¥125,901,254 |
¥28,701,254 |
| 20 |
2.80% |
¥529,389 |
¥127,053,425 |
¥29,853,425 |
| 20 |
2.90% |
¥534,216 |
¥128,211,854 |
¥31,011,854 |
| 20 |
3.00% |
¥539,069 |
¥129,376,528 |
¥32,176,528 |
9720万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥569,003 |
¥102,420,607 |
¥5,220,607 |
| 15 |
0.80% |
¥573,228 |
¥103,180,970 |
¥5,980,970 |
| 15 |
0.90% |
¥577,472 |
¥103,944,968 |
¥6,744,968 |
| 15 |
1.00% |
¥581,737 |
¥104,712,600 |
¥7,512,600 |
| 15 |
1.10% |
¥586,021 |
¥105,483,865 |
¥8,283,865 |
| 15 |
1.20% |
¥590,326 |
¥106,258,759 |
¥9,058,759 |
| 15 |
1.30% |
¥594,652 |
¥107,037,282 |
¥9,837,282 |
| 15 |
1.40% |
¥598,997 |
¥107,819,429 |
¥10,619,429 |
| 15 |
1.50% |
¥603,362 |
¥108,605,199 |
¥11,405,199 |
| 15 |
1.60% |
¥607,748 |
¥109,394,588 |
¥12,194,588 |
| 15 |
1.70% |
¥612,153 |
¥110,187,595 |
¥12,987,595 |
| 15 |
1.80% |
¥616,579 |
¥110,984,215 |
¥13,784,215 |
| 15 |
1.90% |
¥621,025 |
¥111,784,445 |
¥14,584,445 |
| 15 |
2.00% |
¥625,490 |
¥112,588,282 |
¥15,388,282 |
| 15 |
2.10% |
¥629,976 |
¥113,395,723 |
¥16,195,723 |
| 15 |
2.20% |
¥634,482 |
¥114,206,763 |
¥17,006,763 |
| 15 |
2.30% |
¥639,008 |
¥115,021,398 |
¥17,821,398 |
| 15 |
2.40% |
¥643,553 |
¥115,839,626 |
¥18,639,626 |
| 15 |
2.50% |
¥648,119 |
¥116,661,440 |
¥19,461,440 |
| 15 |
2.60% |
¥652,705 |
¥117,486,837 |
¥20,286,837 |
| 15 |
2.70% |
¥657,310 |
¥118,315,813 |
¥21,115,813 |
| 15 |
2.80% |
¥661,935 |
¥119,148,363 |
¥21,948,363 |
| 15 |
2.90% |
¥666,580 |
¥119,984,481 |
¥22,784,481 |
| 15 |
3.00% |
¥671,245 |
¥120,824,164 |
¥23,624,164 |
9720万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥838,917 |
¥100,670,022 |
¥3,470,022 |
| 10 |
0.80% |
¥843,102 |
¥101,172,214 |
¥3,972,214 |
| 10 |
0.90% |
¥847,300 |
¥101,676,022 |
¥4,476,022 |
| 10 |
1.00% |
¥851,512 |
¥102,181,447 |
¥4,981,447 |
| 10 |
1.10% |
¥855,737 |
¥102,688,489 |
¥5,488,489 |
| 10 |
1.20% |
¥859,976 |
¥103,197,146 |
¥5,997,146 |
| 10 |
1.30% |
¥864,228 |
¥103,707,418 |
¥6,507,418 |
| 10 |
1.40% |
¥868,494 |
¥104,219,305 |
¥7,019,305 |
| 10 |
1.50% |
¥872,773 |
¥104,732,805 |
¥7,532,805 |
| 10 |
1.60% |
¥877,066 |
¥105,247,919 |
¥8,047,919 |
| 10 |
1.70% |
¥881,372 |
¥105,764,646 |
¥8,564,646 |
| 10 |
1.80% |
¥885,692 |
¥106,282,984 |
¥9,082,984 |
| 10 |
1.90% |
¥890,024 |
¥106,802,933 |
¥9,602,933 |
| 10 |
2.00% |
¥894,371 |
¥107,324,493 |
¥10,124,493 |
| 10 |
2.10% |
¥898,731 |
¥107,847,661 |
¥10,647,661 |
| 10 |
2.20% |
¥903,104 |
¥108,372,439 |
¥11,172,439 |
| 10 |
2.30% |
¥907,490 |
¥108,898,824 |
¥11,698,824 |
| 10 |
2.40% |
¥911,890 |
¥109,426,816 |
¥12,226,816 |
| 10 |
2.50% |
¥916,303 |
¥109,956,413 |
¥12,756,413 |
| 10 |
2.60% |
¥920,730 |
¥110,487,616 |
¥13,287,616 |
| 10 |
2.70% |
¥925,170 |
¥111,020,422 |
¥13,820,422 |
| 10 |
2.80% |
¥929,624 |
¥111,554,831 |
¥14,354,831 |
| 10 |
2.90% |
¥934,090 |
¥112,090,841 |
¥14,890,841 |
| 10 |
3.00% |
¥938,570 |
¥112,628,453 |
¥15,428,453 |