9740万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9740万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9740万円の住宅ローン|期間・年数別
9740万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥192,442 |
¥115,465,385 |
¥18,065,385 |
| 50 |
0.80% |
¥197,012 |
¥118,207,250 |
¥20,807,250 |
| 50 |
0.90% |
¥201,648 |
¥120,989,015 |
¥23,589,015 |
| 50 |
1.00% |
¥206,351 |
¥123,810,505 |
¥26,410,505 |
| 50 |
1.10% |
¥211,119 |
¥126,671,528 |
¥29,271,528 |
| 50 |
1.20% |
¥215,953 |
¥129,571,875 |
¥32,171,875 |
| 50 |
1.30% |
¥220,852 |
¥132,511,315 |
¥35,111,315 |
| 50 |
1.40% |
¥225,816 |
¥135,489,604 |
¥38,089,604 |
| 50 |
1.50% |
¥230,844 |
¥138,506,477 |
¥41,106,477 |
| 50 |
1.60% |
¥235,936 |
¥141,561,655 |
¥44,161,655 |
| 50 |
1.70% |
¥241,091 |
¥144,654,840 |
¥47,254,840 |
| 50 |
1.80% |
¥246,310 |
¥147,785,721 |
¥50,385,721 |
| 50 |
1.90% |
¥251,590 |
¥150,953,970 |
¥53,553,970 |
| 50 |
2.00% |
¥256,932 |
¥154,159,244 |
¥56,759,244 |
| 50 |
2.10% |
¥262,335 |
¥157,401,186 |
¥60,001,186 |
| 50 |
2.20% |
¥267,799 |
¥160,679,428 |
¥63,279,428 |
| 50 |
2.30% |
¥273,323 |
¥163,993,584 |
¥66,593,584 |
| 50 |
2.40% |
¥278,905 |
¥167,343,261 |
¥69,943,261 |
| 50 |
2.50% |
¥284,547 |
¥170,728,049 |
¥73,328,049 |
| 50 |
2.60% |
¥290,246 |
¥174,147,530 |
¥76,747,530 |
| 50 |
2.70% |
¥296,002 |
¥177,601,274 |
¥80,201,274 |
| 50 |
2.80% |
¥301,815 |
¥181,088,843 |
¥83,688,843 |
| 50 |
2.90% |
¥307,683 |
¥184,609,787 |
¥87,209,787 |
| 50 |
3.00% |
¥313,606 |
¥188,163,650 |
¥90,763,650 |
9740万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥210,320 |
¥113,572,719 |
¥16,172,719 |
| 45 |
0.80% |
¥214,840 |
¥116,013,770 |
¥18,613,770 |
| 45 |
0.90% |
¥219,421 |
¥118,487,236 |
¥21,087,236 |
| 45 |
1.00% |
¥224,061 |
¥120,993,004 |
¥23,593,004 |
| 45 |
1.10% |
¥228,761 |
¥123,530,947 |
¥26,130,947 |
| 45 |
1.20% |
¥233,520 |
¥126,100,923 |
¥28,700,923 |
| 45 |
1.30% |
¥238,338 |
¥128,702,781 |
¥31,302,781 |
| 45 |
1.40% |
¥243,215 |
¥131,336,359 |
¥33,936,359 |
| 45 |
1.50% |
¥248,151 |
¥134,001,479 |
¥36,601,479 |
| 45 |
1.60% |
¥253,144 |
¥136,697,956 |
¥39,297,956 |
| 45 |
1.70% |
¥258,196 |
¥139,425,591 |
¥42,025,591 |
| 45 |
1.80% |
¥263,304 |
¥142,184,177 |
¥44,784,177 |
| 45 |
1.90% |
¥268,469 |
¥144,973,492 |
¥47,573,492 |
| 45 |
2.00% |
¥273,691 |
¥147,793,308 |
¥50,393,308 |
| 45 |
2.10% |
¥278,969 |
¥150,643,385 |
¥53,243,385 |
| 45 |
2.20% |
¥284,303 |
¥153,523,474 |
¥56,123,474 |
| 45 |
2.30% |
¥289,691 |
¥156,433,315 |
¥59,033,315 |
| 45 |
2.40% |
¥295,135 |
¥159,372,642 |
¥61,972,642 |
| 45 |
2.50% |
¥300,632 |
¥162,341,177 |
¥64,941,177 |
| 45 |
2.60% |
¥306,183 |
¥165,338,637 |
¥67,938,637 |
| 45 |
2.70% |
¥311,787 |
¥168,364,728 |
¥70,964,728 |
| 45 |
2.80% |
¥317,443 |
¥171,419,151 |
¥74,019,151 |
| 45 |
2.90% |
¥323,151 |
¥174,501,597 |
¥77,101,597 |
| 45 |
3.00% |
¥328,911 |
¥177,611,753 |
¥80,211,753 |
9740万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥232,708 |
¥111,699,737 |
¥14,299,737 |
| 40 |
0.80% |
¥237,179 |
¥113,845,919 |
¥16,445,919 |
| 40 |
0.90% |
¥241,704 |
¥116,017,784 |
¥18,617,784 |
| 40 |
1.00% |
¥246,282 |
¥118,215,258 |
¥20,815,258 |
| 40 |
1.10% |
¥250,913 |
¥120,438,262 |
¥23,038,262 |
| 40 |
1.20% |
¥255,597 |
¥122,686,706 |
¥25,286,706 |
| 40 |
1.30% |
¥260,334 |
¥124,960,496 |
¥27,560,496 |
| 40 |
1.40% |
¥265,124 |
¥127,259,526 |
¥29,859,526 |
| 40 |
1.50% |
¥269,966 |
¥129,583,687 |
¥32,183,687 |
| 40 |
1.60% |
¥274,860 |
¥131,932,859 |
¥34,532,859 |
| 40 |
1.70% |
¥279,806 |
¥134,306,917 |
¥36,906,917 |
| 40 |
1.80% |
¥284,804 |
¥136,705,728 |
¥39,305,728 |
| 40 |
1.90% |
¥289,852 |
¥139,129,152 |
¥41,729,152 |
| 40 |
2.00% |
¥294,952 |
¥141,577,043 |
¥44,177,043 |
| 40 |
2.10% |
¥300,103 |
¥144,049,247 |
¥46,649,247 |
| 40 |
2.20% |
¥305,303 |
¥146,545,606 |
¥49,145,606 |
| 40 |
2.30% |
¥310,554 |
¥149,065,953 |
¥51,665,953 |
| 40 |
2.40% |
¥315,854 |
¥151,610,116 |
¥54,210,116 |
| 40 |
2.50% |
¥321,204 |
¥154,177,917 |
¥56,777,917 |
| 40 |
2.60% |
¥326,602 |
¥156,769,173 |
¥59,369,173 |
| 40 |
2.70% |
¥332,049 |
¥159,383,694 |
¥61,983,694 |
| 40 |
2.80% |
¥337,544 |
¥162,021,285 |
¥64,621,285 |
| 40 |
2.90% |
¥343,087 |
¥164,681,748 |
¥67,281,748 |
| 40 |
3.00% |
¥348,677 |
¥167,364,877 |
¥69,964,877 |
9740万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥261,539 |
¥109,846,480 |
¥12,446,480 |
| 35 |
0.80% |
¥265,961 |
¥111,703,769 |
¥14,303,769 |
| 35 |
0.90% |
¥270,430 |
¥113,580,768 |
¥16,180,768 |
| 35 |
1.00% |
¥274,946 |
¥115,477,434 |
¥18,077,434 |
| 35 |
1.10% |
¥279,509 |
¥117,393,719 |
¥19,993,719 |
| 35 |
1.20% |
¥284,118 |
¥119,329,571 |
¥21,929,571 |
| 35 |
1.30% |
¥288,774 |
¥121,284,932 |
¥23,884,932 |
| 35 |
1.40% |
¥293,476 |
¥123,259,741 |
¥25,859,741 |
| 35 |
1.50% |
¥298,224 |
¥125,253,931 |
¥27,853,931 |
| 35 |
1.60% |
¥303,018 |
¥127,267,431 |
¥29,867,431 |
| 35 |
1.70% |
¥307,858 |
¥129,300,167 |
¥31,900,167 |
| 35 |
1.80% |
¥312,743 |
¥131,352,059 |
¥33,952,059 |
| 35 |
1.90% |
¥317,674 |
¥133,423,024 |
¥36,023,024 |
| 35 |
2.00% |
¥322,650 |
¥135,512,974 |
¥38,112,974 |
| 35 |
2.10% |
¥327,671 |
¥137,621,817 |
¥40,221,817 |
| 35 |
2.20% |
¥332,737 |
¥139,749,457 |
¥42,349,457 |
| 35 |
2.30% |
¥337,847 |
¥141,895,794 |
¥44,495,794 |
| 35 |
2.40% |
¥343,002 |
¥144,060,725 |
¥46,660,725 |
| 35 |
2.50% |
¥348,200 |
¥146,244,143 |
¥48,844,143 |
| 35 |
2.60% |
¥353,443 |
¥148,445,936 |
¥51,045,936 |
| 35 |
2.70% |
¥358,729 |
¥150,665,989 |
¥53,265,989 |
| 35 |
2.80% |
¥364,058 |
¥152,904,185 |
¥55,504,185 |
| 35 |
2.90% |
¥369,430 |
¥155,160,403 |
¥57,760,403 |
| 35 |
3.00% |
¥374,844 |
¥157,434,516 |
¥60,034,516 |
9740万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥300,036 |
¥108,012,984 |
¥10,612,984 |
| 30 |
0.80% |
¥304,409 |
¥109,587,380 |
¥12,187,380 |
| 30 |
0.90% |
¥308,823 |
¥111,176,287 |
¥13,776,287 |
| 30 |
1.00% |
¥313,277 |
¥112,779,681 |
¥15,379,681 |
| 30 |
1.10% |
¥317,771 |
¥114,397,537 |
¥16,997,537 |
| 30 |
1.20% |
¥322,305 |
¥116,029,825 |
¥18,629,825 |
| 30 |
1.30% |
¥326,879 |
¥117,676,512 |
¥20,276,512 |
| 30 |
1.40% |
¥331,493 |
¥119,337,567 |
¥21,937,567 |
| 30 |
1.50% |
¥336,147 |
¥121,012,951 |
¥23,612,951 |
| 30 |
1.60% |
¥340,841 |
¥122,702,626 |
¥25,302,626 |
| 30 |
1.70% |
¥345,574 |
¥124,406,550 |
¥27,006,550 |
| 30 |
1.80% |
¥350,346 |
¥126,124,680 |
¥28,724,680 |
| 30 |
1.90% |
¥355,158 |
¥127,856,971 |
¥30,456,971 |
| 30 |
2.00% |
¥360,009 |
¥129,603,372 |
¥32,203,372 |
| 30 |
2.10% |
¥364,900 |
¥131,363,834 |
¥33,963,834 |
| 30 |
2.20% |
¥369,829 |
¥133,138,303 |
¥35,738,303 |
| 30 |
2.30% |
¥374,796 |
¥134,926,725 |
¥37,526,725 |
| 30 |
2.40% |
¥379,803 |
¥136,729,041 |
¥39,329,041 |
| 30 |
2.50% |
¥384,848 |
¥138,545,192 |
¥41,145,192 |
| 30 |
2.60% |
¥389,931 |
¥140,375,116 |
¥42,975,116 |
| 30 |
2.70% |
¥395,052 |
¥142,218,750 |
¥44,818,750 |
| 30 |
2.80% |
¥400,211 |
¥144,076,028 |
¥46,676,028 |
| 30 |
2.90% |
¥405,408 |
¥145,946,880 |
¥48,546,880 |
| 30 |
3.00% |
¥410,642 |
¥147,831,238 |
¥50,431,238 |
9740万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥353,998 |
¥106,199,279 |
¥8,799,279 |
| 25 |
0.80% |
¥358,323 |
¥107,496,806 |
¥10,096,806 |
| 25 |
0.90% |
¥362,681 |
¥108,804,427 |
¥11,404,427 |
| 25 |
1.00% |
¥367,074 |
¥110,122,131 |
¥12,722,131 |
| 25 |
1.10% |
¥371,500 |
¥111,449,905 |
¥14,049,905 |
| 25 |
1.20% |
¥375,959 |
¥112,787,735 |
¥15,387,735 |
| 25 |
1.30% |
¥380,452 |
¥114,135,605 |
¥16,735,605 |
| 25 |
1.40% |
¥384,978 |
¥115,493,497 |
¥18,093,497 |
| 25 |
1.50% |
¥389,538 |
¥116,861,395 |
¥19,461,395 |
| 25 |
1.60% |
¥394,131 |
¥118,239,277 |
¥20,839,277 |
| 25 |
1.70% |
¥398,757 |
¥119,627,126 |
¥22,227,126 |
| 25 |
1.80% |
¥403,416 |
¥121,024,917 |
¥23,624,917 |
| 25 |
1.90% |
¥408,109 |
¥122,432,629 |
¥25,032,629 |
| 25 |
2.00% |
¥412,834 |
¥123,850,238 |
¥26,450,238 |
| 25 |
2.10% |
¥417,592 |
¥125,277,718 |
¥27,877,718 |
| 25 |
2.20% |
¥422,383 |
¥126,715,043 |
¥29,315,043 |
| 25 |
2.30% |
¥427,207 |
¥128,162,186 |
¥30,762,186 |
| 25 |
2.40% |
¥432,064 |
¥129,619,118 |
¥32,219,118 |
| 25 |
2.50% |
¥436,953 |
¥131,085,810 |
¥33,685,810 |
| 25 |
2.60% |
¥441,874 |
¥132,562,230 |
¥35,162,230 |
| 25 |
2.70% |
¥446,828 |
¥134,048,347 |
¥36,648,347 |
| 25 |
2.80% |
¥451,814 |
¥135,544,128 |
¥38,144,128 |
| 25 |
2.90% |
¥456,832 |
¥137,049,540 |
¥39,649,540 |
| 25 |
3.00% |
¥461,882 |
¥138,564,546 |
¥41,164,546 |
9740万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥435,022 |
¥104,405,394 |
¥7,005,394 |
| 20 |
0.80% |
¥439,300 |
¥105,432,092 |
¥8,032,092 |
| 20 |
0.90% |
¥443,605 |
¥106,465,260 |
¥9,065,260 |
| 20 |
1.00% |
¥447,937 |
¥107,504,893 |
¥10,104,893 |
| 20 |
1.10% |
¥452,296 |
¥108,550,985 |
¥11,150,985 |
| 20 |
1.20% |
¥456,681 |
¥109,603,531 |
¥12,203,531 |
| 20 |
1.30% |
¥461,094 |
¥110,662,522 |
¥13,262,522 |
| 20 |
1.40% |
¥465,533 |
¥111,727,953 |
¥14,327,953 |
| 20 |
1.50% |
¥469,999 |
¥112,799,815 |
¥15,399,815 |
| 20 |
1.60% |
¥474,492 |
¥113,878,100 |
¥16,478,100 |
| 20 |
1.70% |
¥479,012 |
¥114,962,799 |
¥17,562,799 |
| 20 |
1.80% |
¥483,558 |
¥116,053,904 |
¥18,653,904 |
| 20 |
1.90% |
¥488,131 |
¥117,151,403 |
¥19,751,403 |
| 20 |
2.00% |
¥492,730 |
¥118,255,288 |
¥20,855,288 |
| 20 |
2.10% |
¥497,356 |
¥119,365,548 |
¥21,965,548 |
| 20 |
2.20% |
¥502,009 |
¥120,482,171 |
¥23,082,171 |
| 20 |
2.30% |
¥506,688 |
¥121,605,145 |
¥24,205,145 |
| 20 |
2.40% |
¥511,394 |
¥122,734,459 |
¥25,334,459 |
| 20 |
2.50% |
¥516,125 |
¥123,870,100 |
¥26,470,100 |
| 20 |
2.60% |
¥520,884 |
¥125,012,055 |
¥27,612,055 |
| 20 |
2.70% |
¥525,668 |
¥126,160,310 |
¥28,760,310 |
| 20 |
2.80% |
¥530,479 |
¥127,314,851 |
¥29,914,851 |
| 20 |
2.90% |
¥535,315 |
¥128,475,665 |
¥31,075,665 |
| 20 |
3.00% |
¥540,178 |
¥129,642,734 |
¥32,242,734 |
9740万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥570,174 |
¥102,631,349 |
¥5,231,349 |
| 15 |
0.80% |
¥574,407 |
¥103,393,276 |
¥5,993,276 |
| 15 |
0.90% |
¥578,660 |
¥104,158,846 |
¥6,758,846 |
| 15 |
1.00% |
¥582,934 |
¥104,928,058 |
¥7,528,058 |
| 15 |
1.10% |
¥587,227 |
¥105,700,910 |
¥8,300,910 |
| 15 |
1.20% |
¥591,541 |
¥106,477,399 |
¥9,077,399 |
| 15 |
1.30% |
¥595,875 |
¥107,257,523 |
¥9,857,523 |
| 15 |
1.40% |
¥600,229 |
¥108,041,280 |
¥10,641,280 |
| 15 |
1.50% |
¥604,604 |
¥108,828,666 |
¥11,428,666 |
| 15 |
1.60% |
¥608,998 |
¥109,619,680 |
¥12,219,680 |
| 15 |
1.70% |
¥613,413 |
¥110,414,318 |
¥13,014,318 |
| 15 |
1.80% |
¥617,848 |
¥111,212,577 |
¥13,812,577 |
| 15 |
1.90% |
¥622,303 |
¥112,014,454 |
¥14,614,454 |
| 15 |
2.00% |
¥626,777 |
¥112,819,945 |
¥15,419,945 |
| 15 |
2.10% |
¥631,272 |
¥113,629,047 |
¥16,229,047 |
| 15 |
2.20% |
¥635,788 |
¥114,441,756 |
¥17,041,756 |
| 15 |
2.30% |
¥640,323 |
¥115,258,068 |
¥17,858,068 |
| 15 |
2.40% |
¥644,878 |
¥116,077,979 |
¥18,677,979 |
| 15 |
2.50% |
¥649,453 |
¥116,901,484 |
¥19,501,484 |
| 15 |
2.60% |
¥654,048 |
¥117,728,580 |
¥20,328,580 |
| 15 |
2.70% |
¥658,663 |
¥118,559,261 |
¥21,159,261 |
| 15 |
2.80% |
¥663,297 |
¥119,393,524 |
¥21,993,524 |
| 15 |
2.90% |
¥667,952 |
¥120,231,363 |
¥22,831,363 |
| 15 |
3.00% |
¥672,627 |
¥121,072,773 |
¥23,672,773 |
9740万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥840,643 |
¥100,877,162 |
¥3,477,162 |
| 10 |
0.80% |
¥844,837 |
¥101,380,387 |
¥3,980,387 |
| 10 |
0.90% |
¥849,044 |
¥101,885,232 |
¥4,485,232 |
| 10 |
1.00% |
¥853,264 |
¥102,391,697 |
¥4,991,697 |
| 10 |
1.10% |
¥857,498 |
¥102,899,782 |
¥5,499,782 |
| 10 |
1.20% |
¥861,746 |
¥103,409,485 |
¥6,009,485 |
| 10 |
1.30% |
¥866,007 |
¥103,920,808 |
¥6,520,808 |
| 10 |
1.40% |
¥870,281 |
¥104,433,748 |
¥7,033,748 |
| 10 |
1.50% |
¥874,569 |
¥104,948,305 |
¥7,548,305 |
| 10 |
1.60% |
¥878,871 |
¥105,464,479 |
¥8,064,479 |
| 10 |
1.70% |
¥883,186 |
¥105,982,268 |
¥8,582,268 |
| 10 |
1.80% |
¥887,514 |
¥106,501,673 |
¥9,101,673 |
| 10 |
1.90% |
¥891,856 |
¥107,022,692 |
¥9,622,692 |
| 10 |
2.00% |
¥896,211 |
¥107,545,325 |
¥10,145,325 |
| 10 |
2.10% |
¥900,580 |
¥108,069,570 |
¥10,669,570 |
| 10 |
2.20% |
¥904,962 |
¥108,595,427 |
¥11,195,427 |
| 10 |
2.30% |
¥909,357 |
¥109,122,896 |
¥11,722,896 |
| 10 |
2.40% |
¥913,766 |
¥109,651,974 |
¥12,251,974 |
| 10 |
2.50% |
¥918,189 |
¥110,182,661 |
¥12,782,661 |
| 10 |
2.60% |
¥922,625 |
¥110,714,957 |
¥13,314,957 |
| 10 |
2.70% |
¥927,074 |
¥111,248,859 |
¥13,848,859 |
| 10 |
2.80% |
¥931,536 |
¥111,784,368 |
¥14,384,368 |
| 10 |
2.90% |
¥936,012 |
¥112,321,481 |
¥14,921,481 |
| 10 |
3.00% |
¥940,502 |
¥112,860,198 |
¥15,460,198 |