9760万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9760万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9760万円の住宅ローン｜期間・年数別
9760万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥192,837 |
¥115,702,480 |
¥18,102,480 |
| 50 |
0.80% |
¥197,417 |
¥118,449,976 |
¥20,849,976 |
| 50 |
0.90% |
¥202,062 |
¥121,237,452 |
¥23,637,452 |
| 50 |
1.00% |
¥206,775 |
¥124,064,736 |
¥26,464,736 |
| 50 |
1.10% |
¥211,553 |
¥126,931,634 |
¥29,331,634 |
| 50 |
1.20% |
¥216,397 |
¥129,837,936 |
¥32,237,936 |
| 50 |
1.30% |
¥221,306 |
¥132,783,412 |
¥35,183,412 |
| 50 |
1.40% |
¥226,280 |
¥135,767,817 |
¥38,167,817 |
| 50 |
1.50% |
¥231,318 |
¥138,790,885 |
¥41,190,885 |
| 50 |
1.60% |
¥236,421 |
¥141,852,336 |
¥44,252,336 |
| 50 |
1.70% |
¥241,586 |
¥144,951,873 |
¥47,351,873 |
| 50 |
1.80% |
¥246,815 |
¥148,089,182 |
¥50,489,182 |
| 50 |
1.90% |
¥252,107 |
¥151,263,937 |
¥53,663,937 |
| 50 |
2.00% |
¥257,460 |
¥154,475,792 |
¥56,875,792 |
| 50 |
2.10% |
¥262,874 |
¥157,724,392 |
¥60,124,392 |
| 50 |
2.20% |
¥268,349 |
¥161,009,365 |
¥63,409,365 |
| 50 |
2.30% |
¥273,884 |
¥164,330,327 |
¥66,730,327 |
| 50 |
2.40% |
¥279,478 |
¥167,686,881 |
¥70,086,881 |
| 50 |
2.50% |
¥285,131 |
¥171,078,619 |
¥73,478,619 |
| 50 |
2.60% |
¥290,842 |
¥174,505,122 |
¥76,905,122 |
| 50 |
2.70% |
¥296,610 |
¥177,965,959 |
¥80,365,959 |
| 50 |
2.80% |
¥302,434 |
¥181,460,689 |
¥83,860,689 |
| 50 |
2.90% |
¥308,315 |
¥184,988,863 |
¥87,388,863 |
| 50 |
3.00% |
¥314,250 |
¥188,550,023 |
¥90,950,023 |
9760万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥210,752 |
¥113,805,928 |
¥16,205,928 |
| 45 |
0.80% |
¥215,281 |
¥116,251,991 |
¥18,651,991 |
| 45 |
0.90% |
¥219,871 |
¥118,730,537 |
¥21,130,537 |
| 45 |
1.00% |
¥224,521 |
¥121,241,450 |
¥23,641,450 |
| 45 |
1.10% |
¥229,231 |
¥123,784,604 |
¥26,184,604 |
| 45 |
1.20% |
¥234,000 |
¥126,359,857 |
¥28,759,857 |
| 45 |
1.30% |
¥238,828 |
¥128,967,058 |
¥31,367,058 |
| 45 |
1.40% |
¥243,715 |
¥131,606,043 |
¥34,006,043 |
| 45 |
1.50% |
¥248,660 |
¥134,276,636 |
¥36,676,636 |
| 45 |
1.60% |
¥253,664 |
¥136,978,650 |
¥39,378,650 |
| 45 |
1.70% |
¥258,726 |
¥139,711,886 |
¥42,111,886 |
| 45 |
1.80% |
¥263,845 |
¥142,476,136 |
¥44,876,136 |
| 45 |
1.90% |
¥269,021 |
¥145,271,179 |
¥47,671,179 |
| 45 |
2.00% |
¥274,253 |
¥148,096,785 |
¥50,496,785 |
| 45 |
2.10% |
¥279,542 |
¥150,952,714 |
¥53,352,714 |
| 45 |
2.20% |
¥284,887 |
¥153,838,717 |
¥56,238,717 |
| 45 |
2.30% |
¥290,286 |
¥156,754,533 |
¥59,154,533 |
| 45 |
2.40% |
¥295,741 |
¥159,699,896 |
¥62,099,896 |
| 45 |
2.50% |
¥301,249 |
¥162,674,527 |
¥65,074,527 |
| 45 |
2.60% |
¥306,811 |
¥165,678,141 |
¥68,078,141 |
| 45 |
2.70% |
¥312,427 |
¥168,710,446 |
¥71,110,446 |
| 45 |
2.80% |
¥318,095 |
¥171,771,141 |
¥74,171,141 |
| 45 |
2.90% |
¥323,815 |
¥174,859,916 |
¥77,259,916 |
| 45 |
3.00% |
¥329,586 |
¥177,976,458 |
¥80,376,458 |
9760万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥233,186 |
¥111,929,100 |
¥14,329,100 |
| 40 |
0.80% |
¥237,666 |
¥114,079,689 |
¥16,479,689 |
| 40 |
0.90% |
¥242,200 |
¥116,256,013 |
¥18,656,013 |
| 40 |
1.00% |
¥246,787 |
¥118,458,000 |
¥20,858,000 |
| 40 |
1.10% |
¥251,428 |
¥120,685,568 |
¥23,085,568 |
| 40 |
1.20% |
¥256,122 |
¥122,938,630 |
¥25,338,630 |
| 40 |
1.30% |
¥260,869 |
¥125,217,088 |
¥27,617,088 |
| 40 |
1.40% |
¥265,668 |
¥127,520,839 |
¥29,920,839 |
| 40 |
1.50% |
¥270,520 |
¥129,849,772 |
¥32,249,772 |
| 40 |
1.60% |
¥275,425 |
¥132,203,768 |
¥34,603,768 |
| 40 |
1.70% |
¥280,381 |
¥134,582,701 |
¥36,982,701 |
| 40 |
1.80% |
¥285,388 |
¥136,986,438 |
¥39,386,438 |
| 40 |
1.90% |
¥290,448 |
¥139,414,838 |
¥41,814,838 |
| 40 |
2.00% |
¥295,558 |
¥141,867,755 |
¥44,267,755 |
| 40 |
2.10% |
¥300,719 |
¥144,345,036 |
¥46,745,036 |
| 40 |
2.20% |
¥305,930 |
¥146,846,521 |
¥49,246,521 |
| 40 |
2.30% |
¥311,192 |
¥149,372,043 |
¥51,772,043 |
| 40 |
2.40% |
¥316,503 |
¥151,921,430 |
¥54,321,430 |
| 40 |
2.50% |
¥321,864 |
¥154,494,504 |
¥56,894,504 |
| 40 |
2.60% |
¥327,273 |
¥157,091,081 |
¥59,491,081 |
| 40 |
2.70% |
¥332,731 |
¥159,710,970 |
¥62,110,970 |
| 40 |
2.80% |
¥338,237 |
¥162,353,978 |
¥64,753,978 |
| 40 |
2.90% |
¥343,791 |
¥165,019,904 |
¥67,419,904 |
| 40 |
3.00% |
¥349,393 |
¥167,708,542 |
¥70,108,542 |
9760万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥262,076 |
¥110,072,038 |
¥12,472,038 |
| 35 |
0.80% |
¥266,507 |
¥111,933,140 |
¥14,333,140 |
| 35 |
0.90% |
¥270,986 |
¥113,813,993 |
¥16,213,993 |
| 35 |
1.00% |
¥275,511 |
¥115,714,554 |
¥18,114,554 |
| 35 |
1.10% |
¥280,083 |
¥117,634,774 |
¥20,034,774 |
| 35 |
1.20% |
¥284,701 |
¥119,574,601 |
¥21,974,601 |
| 35 |
1.30% |
¥289,367 |
¥121,533,977 |
¥23,933,977 |
| 35 |
1.40% |
¥294,078 |
¥123,512,841 |
¥25,912,841 |
| 35 |
1.50% |
¥298,836 |
¥125,511,126 |
¥27,911,126 |
| 35 |
1.60% |
¥303,640 |
¥127,528,761 |
¥29,928,761 |
| 35 |
1.70% |
¥308,490 |
¥129,565,671 |
¥31,965,671 |
| 35 |
1.80% |
¥313,385 |
¥131,621,776 |
¥34,021,776 |
| 35 |
1.90% |
¥318,326 |
¥133,696,993 |
¥36,096,993 |
| 35 |
2.00% |
¥323,312 |
¥135,791,235 |
¥38,191,235 |
| 35 |
2.10% |
¥328,344 |
¥137,904,408 |
¥40,304,408 |
| 35 |
2.20% |
¥333,420 |
¥140,036,416 |
¥42,436,416 |
| 35 |
2.30% |
¥338,541 |
¥142,187,161 |
¥44,587,161 |
| 35 |
2.40% |
¥343,706 |
¥144,356,538 |
¥46,756,538 |
| 35 |
2.50% |
¥348,915 |
¥146,544,439 |
¥48,944,439 |
| 35 |
2.60% |
¥354,168 |
¥148,750,753 |
¥51,150,753 |
| 35 |
2.70% |
¥359,465 |
¥150,975,365 |
¥53,375,365 |
| 35 |
2.80% |
¥364,805 |
¥153,218,157 |
¥55,618,157 |
| 35 |
2.90% |
¥370,188 |
¥155,479,007 |
¥57,879,007 |
| 35 |
3.00% |
¥375,614 |
¥157,757,790 |
¥60,157,790 |
9760万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥300,652 |
¥108,234,776 |
¥10,634,776 |
| 30 |
0.80% |
¥305,034 |
¥109,812,405 |
¥12,212,405 |
| 30 |
0.90% |
¥309,457 |
¥111,404,575 |
¥13,804,575 |
| 30 |
1.00% |
¥313,920 |
¥113,011,262 |
¥15,411,262 |
| 30 |
1.10% |
¥318,423 |
¥114,632,440 |
¥17,032,440 |
| 30 |
1.20% |
¥322,967 |
¥116,268,079 |
¥18,668,079 |
| 30 |
1.30% |
¥327,550 |
¥117,918,148 |
¥20,318,148 |
| 30 |
1.40% |
¥332,174 |
¥119,582,613 |
¥21,982,613 |
| 30 |
1.50% |
¥336,837 |
¥121,261,437 |
¥23,661,437 |
| 30 |
1.60% |
¥341,541 |
¥122,954,582 |
¥25,354,582 |
| 30 |
1.70% |
¥346,283 |
¥124,662,005 |
¥27,062,005 |
| 30 |
1.80% |
¥351,066 |
¥126,383,663 |
¥28,783,663 |
| 30 |
1.90% |
¥355,888 |
¥128,119,511 |
¥30,519,511 |
| 30 |
2.00% |
¥360,749 |
¥129,869,498 |
¥32,269,498 |
| 30 |
2.10% |
¥365,649 |
¥131,633,575 |
¥34,033,575 |
| 30 |
2.20% |
¥370,588 |
¥133,411,688 |
¥35,811,688 |
| 30 |
2.30% |
¥375,566 |
¥135,203,781 |
¥37,603,781 |
| 30 |
2.40% |
¥380,583 |
¥137,009,799 |
¥39,409,799 |
| 30 |
2.50% |
¥385,638 |
¥138,829,679 |
¥41,229,679 |
| 30 |
2.60% |
¥390,732 |
¥140,663,361 |
¥43,063,361 |
| 30 |
2.70% |
¥395,863 |
¥142,510,781 |
¥44,910,781 |
| 30 |
2.80% |
¥401,033 |
¥144,371,872 |
¥46,771,872 |
| 30 |
2.90% |
¥406,240 |
¥146,246,566 |
¥48,646,566 |
| 30 |
3.00% |
¥411,486 |
¥148,134,793 |
¥50,534,793 |
9760万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥354,724 |
¥106,417,348 |
¥8,817,348 |
| 25 |
0.80% |
¥359,058 |
¥107,717,538 |
¥10,117,538 |
| 25 |
0.90% |
¥363,426 |
¥109,027,844 |
¥11,427,844 |
| 25 |
1.00% |
¥367,828 |
¥110,348,255 |
¥12,748,255 |
| 25 |
1.10% |
¥372,263 |
¥111,678,755 |
¥14,078,755 |
| 25 |
1.20% |
¥376,731 |
¥113,019,332 |
¥15,419,332 |
| 25 |
1.30% |
¥381,233 |
¥114,369,969 |
¥16,769,969 |
| 25 |
1.40% |
¥385,769 |
¥115,730,650 |
¥18,130,650 |
| 25 |
1.50% |
¥390,338 |
¥117,101,356 |
¥19,501,356 |
| 25 |
1.60% |
¥394,940 |
¥118,482,069 |
¥20,882,069 |
| 25 |
1.70% |
¥399,576 |
¥119,872,766 |
¥22,272,766 |
| 25 |
1.80% |
¥404,245 |
¥121,273,428 |
¥23,673,428 |
| 25 |
1.90% |
¥408,947 |
¥122,684,031 |
¥25,084,031 |
| 25 |
2.00% |
¥413,682 |
¥124,104,550 |
¥26,504,550 |
| 25 |
2.10% |
¥418,450 |
¥125,534,962 |
¥27,934,962 |
| 25 |
2.20% |
¥423,251 |
¥126,975,238 |
¥29,375,238 |
| 25 |
2.30% |
¥428,085 |
¥128,425,353 |
¥30,825,353 |
| 25 |
2.40% |
¥432,951 |
¥129,885,276 |
¥32,285,276 |
| 25 |
2.50% |
¥437,850 |
¥131,354,980 |
¥33,754,980 |
| 25 |
2.60% |
¥442,781 |
¥132,834,432 |
¥35,234,432 |
| 25 |
2.70% |
¥447,745 |
¥134,323,600 |
¥36,723,600 |
| 25 |
2.80% |
¥452,742 |
¥135,822,453 |
¥38,222,453 |
| 25 |
2.90% |
¥457,770 |
¥137,330,956 |
¥39,730,956 |
| 25 |
3.00% |
¥462,830 |
¥138,849,073 |
¥41,249,073 |
9760万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥435,916 |
¥104,619,779 |
¥7,019,779 |
| 20 |
0.80% |
¥440,202 |
¥105,648,585 |
¥8,048,585 |
| 20 |
0.90% |
¥444,516 |
¥106,683,875 |
¥9,083,875 |
| 20 |
1.00% |
¥448,857 |
¥107,725,642 |
¥10,125,642 |
| 20 |
1.10% |
¥453,225 |
¥108,773,883 |
¥11,173,883 |
| 20 |
1.20% |
¥457,619 |
¥109,828,589 |
¥12,228,589 |
| 20 |
1.30% |
¥462,041 |
¥110,889,755 |
¥13,289,755 |
| 20 |
1.40% |
¥466,489 |
¥111,957,374 |
¥14,357,374 |
| 20 |
1.50% |
¥470,964 |
¥113,031,437 |
¥15,431,437 |
| 20 |
1.60% |
¥475,466 |
¥114,111,936 |
¥16,511,936 |
| 20 |
1.70% |
¥479,995 |
¥115,198,862 |
¥17,598,862 |
| 20 |
1.80% |
¥484,551 |
¥116,292,207 |
¥18,692,207 |
| 20 |
1.90% |
¥489,133 |
¥117,391,961 |
¥19,791,961 |
| 20 |
2.00% |
¥493,742 |
¥118,498,112 |
¥20,898,112 |
| 20 |
2.10% |
¥498,378 |
¥119,610,652 |
¥22,010,652 |
| 20 |
2.20% |
¥503,040 |
¥120,729,567 |
¥23,129,567 |
| 20 |
2.30% |
¥507,729 |
¥121,854,848 |
¥24,254,848 |
| 20 |
2.40% |
¥512,444 |
¥122,986,481 |
¥25,386,481 |
| 20 |
2.50% |
¥517,185 |
¥124,124,454 |
¥26,524,454 |
| 20 |
2.60% |
¥521,953 |
¥125,268,753 |
¥27,668,753 |
| 20 |
2.70% |
¥526,747 |
¥126,419,366 |
¥28,819,366 |
| 20 |
2.80% |
¥531,568 |
¥127,576,278 |
¥29,976,278 |
| 20 |
2.90% |
¥536,414 |
¥128,739,475 |
¥31,139,475 |
| 20 |
3.00% |
¥541,287 |
¥129,908,941 |
¥32,308,941 |
9760万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥571,345 |
¥102,842,091 |
¥5,242,091 |
| 15 |
0.80% |
¥575,587 |
¥103,605,583 |
¥6,005,583 |
| 15 |
0.90% |
¥579,848 |
¥104,372,725 |
¥6,772,725 |
| 15 |
1.00% |
¥584,131 |
¥105,143,516 |
¥7,543,516 |
| 15 |
1.10% |
¥588,433 |
¥105,917,955 |
¥8,317,955 |
| 15 |
1.20% |
¥592,756 |
¥106,696,038 |
¥9,096,038 |
| 15 |
1.30% |
¥597,099 |
¥107,477,764 |
¥9,877,764 |
| 15 |
1.40% |
¥601,462 |
¥108,263,130 |
¥10,663,130 |
| 15 |
1.50% |
¥605,845 |
¥109,052,134 |
¥11,452,134 |
| 15 |
1.60% |
¥610,249 |
¥109,844,772 |
¥12,244,772 |
| 15 |
1.70% |
¥614,672 |
¥110,641,042 |
¥13,041,042 |
| 15 |
1.80% |
¥619,116 |
¥111,440,940 |
¥13,840,940 |
| 15 |
1.90% |
¥623,580 |
¥112,244,463 |
¥14,644,463 |
| 15 |
2.00% |
¥628,064 |
¥113,051,609 |
¥15,451,609 |
| 15 |
2.10% |
¥632,569 |
¥113,862,372 |
¥16,262,372 |
| 15 |
2.20% |
¥637,093 |
¥114,676,749 |
¥17,076,749 |
| 15 |
2.30% |
¥641,637 |
¥115,494,737 |
¥17,894,737 |
| 15 |
2.40% |
¥646,202 |
¥116,316,332 |
¥18,716,332 |
| 15 |
2.50% |
¥650,786 |
¥117,141,528 |
¥19,541,528 |
| 15 |
2.60% |
¥655,391 |
¥117,970,322 |
¥20,370,322 |
| 15 |
2.70% |
¥660,015 |
¥118,802,710 |
¥21,202,710 |
| 15 |
2.80% |
¥664,659 |
¥119,638,685 |
¥22,038,685 |
| 15 |
2.90% |
¥669,324 |
¥120,478,245 |
¥22,878,245 |
| 15 |
3.00% |
¥674,008 |
¥121,321,383 |
¥23,721,383 |
9760万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥842,369 |
¥101,084,302 |
¥3,484,302 |
| 10 |
0.80% |
¥846,571 |
¥101,588,560 |
¥3,988,560 |
| 10 |
0.90% |
¥850,787 |
¥102,094,442 |
¥4,494,442 |
| 10 |
1.00% |
¥855,016 |
¥102,601,947 |
¥5,001,947 |
| 10 |
1.10% |
¥859,259 |
¥103,111,075 |
¥5,511,075 |
| 10 |
1.20% |
¥863,515 |
¥103,621,825 |
¥6,021,825 |
| 10 |
1.30% |
¥867,785 |
¥104,134,197 |
¥6,534,197 |
| 10 |
1.40% |
¥872,068 |
¥104,648,191 |
¥7,048,191 |
| 10 |
1.50% |
¥876,365 |
¥105,163,805 |
¥7,563,805 |
| 10 |
1.60% |
¥880,675 |
¥105,681,038 |
¥8,081,038 |
| 10 |
1.70% |
¥884,999 |
¥106,199,891 |
¥8,599,891 |
| 10 |
1.80% |
¥889,336 |
¥106,720,362 |
¥9,120,362 |
| 10 |
1.90% |
¥893,687 |
¥107,242,451 |
¥9,642,451 |
| 10 |
2.00% |
¥898,051 |
¥107,766,157 |
¥10,166,157 |
| 10 |
2.10% |
¥902,429 |
¥108,291,479 |
¥10,691,479 |
| 10 |
2.20% |
¥906,820 |
¥108,818,416 |
¥11,218,416 |
| 10 |
2.30% |
¥911,225 |
¥109,346,967 |
¥11,746,967 |
| 10 |
2.40% |
¥915,643 |
¥109,877,132 |
¥12,277,132 |
| 10 |
2.50% |
¥920,074 |
¥110,408,909 |
¥12,808,909 |
| 10 |
2.60% |
¥924,519 |
¥110,942,297 |
¥13,342,297 |
| 10 |
2.70% |
¥928,977 |
¥111,477,296 |
¥13,877,296 |
| 10 |
2.80% |
¥933,449 |
¥112,013,904 |
¥14,413,904 |
| 10 |
2.90% |
¥937,934 |
¥112,552,121 |
¥14,952,121 |
| 10 |
3.00% |
¥942,433 |
¥113,091,944 |
¥15,491,944 |
