9800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9800万円の住宅ローン|期間・年数別
9800万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥193,628 |
¥116,176,671 |
¥18,176,671 |
| 50 |
0.80% |
¥198,226 |
¥118,935,427 |
¥20,935,427 |
| 50 |
0.90% |
¥202,891 |
¥121,734,327 |
¥23,734,327 |
| 50 |
1.00% |
¥207,622 |
¥124,573,198 |
¥26,573,198 |
| 50 |
1.10% |
¥212,420 |
¥127,451,846 |
¥29,451,846 |
| 50 |
1.20% |
¥217,283 |
¥130,370,059 |
¥32,370,059 |
| 50 |
1.30% |
¥222,213 |
¥133,327,607 |
¥35,327,607 |
| 50 |
1.40% |
¥227,207 |
¥136,324,242 |
¥38,324,242 |
| 50 |
1.50% |
¥232,266 |
¥139,359,700 |
¥41,359,700 |
| 50 |
1.60% |
¥237,389 |
¥142,433,698 |
¥44,433,698 |
| 50 |
1.70% |
¥242,577 |
¥145,545,938 |
¥47,545,938 |
| 50 |
1.80% |
¥247,827 |
¥148,696,105 |
¥50,696,105 |
| 50 |
1.90% |
¥253,140 |
¥151,883,871 |
¥53,883,871 |
| 50 |
2.00% |
¥258,515 |
¥155,108,890 |
¥57,108,890 |
| 50 |
2.10% |
¥263,951 |
¥158,370,804 |
¥60,370,804 |
| 50 |
2.20% |
¥269,449 |
¥161,669,239 |
¥63,669,239 |
| 50 |
2.30% |
¥275,006 |
¥165,003,812 |
¥67,003,812 |
| 50 |
2.40% |
¥280,624 |
¥168,374,123 |
¥70,374,123 |
| 50 |
2.50% |
¥286,300 |
¥171,779,761 |
¥73,779,761 |
| 50 |
2.60% |
¥292,034 |
¥175,220,307 |
¥77,220,307 |
| 50 |
2.70% |
¥297,826 |
¥178,695,327 |
¥80,695,327 |
| 50 |
2.80% |
¥303,674 |
¥182,204,380 |
¥84,204,380 |
| 50 |
2.90% |
¥309,578 |
¥185,747,014 |
¥87,747,014 |
| 50 |
3.00% |
¥315,538 |
¥189,322,769 |
¥91,322,769 |
9800万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥211,615 |
¥114,272,346 |
¥16,272,346 |
| 45 |
0.80% |
¥216,164 |
¥116,728,434 |
¥18,728,434 |
| 45 |
0.90% |
¥220,772 |
¥119,217,137 |
¥21,217,137 |
| 45 |
1.00% |
¥225,441 |
¥121,738,341 |
¥23,738,341 |
| 45 |
1.10% |
¥230,170 |
¥124,291,917 |
¥26,291,917 |
| 45 |
1.20% |
¥234,959 |
¥126,877,725 |
¥28,877,725 |
| 45 |
1.30% |
¥239,807 |
¥129,495,612 |
¥31,495,612 |
| 45 |
1.40% |
¥244,714 |
¥132,145,412 |
¥34,145,412 |
| 45 |
1.50% |
¥249,680 |
¥134,826,950 |
¥36,826,950 |
| 45 |
1.60% |
¥254,704 |
¥137,540,038 |
¥39,540,038 |
| 45 |
1.70% |
¥259,786 |
¥140,284,476 |
¥42,284,476 |
| 45 |
1.80% |
¥264,926 |
¥143,060,054 |
¥45,060,054 |
| 45 |
1.90% |
¥270,123 |
¥145,866,552 |
¥47,866,552 |
| 45 |
2.00% |
¥275,377 |
¥148,703,739 |
¥50,703,739 |
| 45 |
2.10% |
¥280,688 |
¥151,571,373 |
¥53,571,373 |
| 45 |
2.20% |
¥286,054 |
¥154,469,203 |
¥56,469,203 |
| 45 |
2.30% |
¥291,476 |
¥157,396,970 |
¥59,396,970 |
| 45 |
2.40% |
¥296,953 |
¥160,354,403 |
¥62,354,403 |
| 45 |
2.50% |
¥302,484 |
¥163,341,226 |
¥65,341,226 |
| 45 |
2.60% |
¥308,069 |
¥166,357,150 |
¥68,357,150 |
| 45 |
2.70% |
¥313,707 |
¥169,401,882 |
¥71,401,882 |
| 45 |
2.80% |
¥319,398 |
¥172,475,121 |
¥74,475,121 |
| 45 |
2.90% |
¥325,142 |
¥175,576,555 |
¥77,576,555 |
| 45 |
3.00% |
¥330,937 |
¥178,705,870 |
¥80,705,870 |
9800万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥234,141 |
¥112,387,826 |
¥14,387,826 |
| 40 |
0.80% |
¥238,640 |
¥114,547,229 |
¥16,547,229 |
| 40 |
0.90% |
¥243,193 |
¥116,732,472 |
¥18,732,472 |
| 40 |
1.00% |
¥247,799 |
¥118,943,483 |
¥20,943,483 |
| 40 |
1.10% |
¥252,459 |
¥121,180,181 |
¥23,180,181 |
| 40 |
1.20% |
¥257,172 |
¥123,442,476 |
¥25,442,476 |
| 40 |
1.30% |
¥261,938 |
¥125,730,273 |
¥27,730,273 |
| 40 |
1.40% |
¥266,757 |
¥128,043,466 |
¥30,043,466 |
| 40 |
1.50% |
¥271,629 |
¥130,381,944 |
¥32,381,944 |
| 40 |
1.60% |
¥276,553 |
¥132,745,587 |
¥34,745,587 |
| 40 |
1.70% |
¥281,530 |
¥135,134,270 |
¥37,134,270 |
| 40 |
1.80% |
¥286,558 |
¥137,547,858 |
¥39,547,858 |
| 40 |
1.90% |
¥291,638 |
¥139,986,210 |
¥41,986,210 |
| 40 |
2.00% |
¥296,769 |
¥142,449,181 |
¥44,449,181 |
| 40 |
2.10% |
¥301,951 |
¥144,936,614 |
¥46,936,614 |
| 40 |
2.20% |
¥307,184 |
¥147,448,351 |
¥49,448,351 |
| 40 |
2.30% |
¥312,467 |
¥149,984,223 |
¥51,984,223 |
| 40 |
2.40% |
¥317,800 |
¥152,544,059 |
¥54,544,059 |
| 40 |
2.50% |
¥323,183 |
¥155,127,678 |
¥57,127,678 |
| 40 |
2.60% |
¥328,614 |
¥157,734,896 |
¥59,734,896 |
| 40 |
2.70% |
¥334,095 |
¥160,365,523 |
¥62,365,523 |
| 40 |
2.80% |
¥339,624 |
¥163,019,363 |
¥65,019,363 |
| 40 |
2.90% |
¥345,200 |
¥165,696,215 |
¥67,696,215 |
| 40 |
3.00% |
¥350,825 |
¥168,395,872 |
¥70,395,872 |
9800万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥263,150 |
¥110,523,153 |
¥12,523,153 |
| 35 |
0.80% |
¥267,600 |
¥112,391,882 |
¥14,391,882 |
| 35 |
0.90% |
¥272,096 |
¥114,280,444 |
¥16,280,444 |
| 35 |
1.00% |
¥276,640 |
¥116,188,794 |
¥18,188,794 |
| 35 |
1.10% |
¥281,231 |
¥118,116,884 |
¥20,116,884 |
| 35 |
1.20% |
¥285,868 |
¥120,064,661 |
¥22,064,661 |
| 35 |
1.30% |
¥290,553 |
¥122,032,067 |
¥24,032,067 |
| 35 |
1.40% |
¥295,283 |
¥124,019,041 |
¥26,019,041 |
| 35 |
1.50% |
¥300,061 |
¥126,025,515 |
¥28,025,515 |
| 35 |
1.60% |
¥304,884 |
¥128,051,419 |
¥30,051,419 |
| 35 |
1.70% |
¥309,754 |
¥130,096,677 |
¥32,096,677 |
| 35 |
1.80% |
¥314,670 |
¥132,161,210 |
¥34,161,210 |
| 35 |
1.90% |
¥319,631 |
¥134,244,932 |
¥36,244,932 |
| 35 |
2.00% |
¥324,638 |
¥136,347,756 |
¥38,347,756 |
| 35 |
2.10% |
¥329,689 |
¥138,469,590 |
¥40,469,590 |
| 35 |
2.20% |
¥334,787 |
¥140,610,336 |
¥42,610,336 |
| 35 |
2.30% |
¥339,928 |
¥142,769,895 |
¥44,769,895 |
| 35 |
2.40% |
¥345,115 |
¥144,948,163 |
¥46,948,163 |
| 35 |
2.50% |
¥350,345 |
¥147,145,031 |
¥49,145,031 |
| 35 |
2.60% |
¥355,620 |
¥149,360,387 |
¥51,360,387 |
| 35 |
2.70% |
¥360,938 |
¥151,594,117 |
¥53,594,117 |
| 35 |
2.80% |
¥366,300 |
¥153,846,100 |
¥55,846,100 |
| 35 |
2.90% |
¥371,705 |
¥156,116,216 |
¥58,116,216 |
| 35 |
3.00% |
¥377,153 |
¥158,404,338 |
¥60,404,338 |
9800万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥301,884 |
¥108,678,361 |
¥10,678,361 |
| 30 |
0.80% |
¥306,285 |
¥110,262,456 |
¥12,262,456 |
| 30 |
0.90% |
¥310,725 |
¥111,861,151 |
¥13,861,151 |
| 30 |
1.00% |
¥315,207 |
¥113,474,423 |
¥15,474,423 |
| 30 |
1.10% |
¥319,728 |
¥115,102,245 |
¥17,102,245 |
| 30 |
1.20% |
¥324,291 |
¥116,744,587 |
¥18,744,587 |
| 30 |
1.30% |
¥328,893 |
¥118,401,419 |
¥20,401,419 |
| 30 |
1.40% |
¥333,535 |
¥120,072,706 |
¥22,072,706 |
| 30 |
1.50% |
¥338,218 |
¥121,758,410 |
¥23,758,410 |
| 30 |
1.60% |
¥342,940 |
¥123,458,494 |
¥25,458,494 |
| 30 |
1.70% |
¥347,703 |
¥125,172,915 |
¥27,172,915 |
| 30 |
1.80% |
¥352,505 |
¥126,901,629 |
¥28,901,629 |
| 30 |
1.90% |
¥357,346 |
¥128,644,591 |
¥30,644,591 |
| 30 |
2.00% |
¥362,227 |
¥130,401,750 |
¥32,401,750 |
| 30 |
2.10% |
¥367,147 |
¥132,173,057 |
¥34,173,057 |
| 30 |
2.20% |
¥372,107 |
¥133,958,457 |
¥35,958,457 |
| 30 |
2.30% |
¥377,105 |
¥135,757,895 |
¥37,757,895 |
| 30 |
2.40% |
¥382,143 |
¥137,571,314 |
¥39,571,314 |
| 30 |
2.50% |
¥387,218 |
¥139,398,653 |
¥41,398,653 |
| 30 |
2.60% |
¥392,333 |
¥141,239,850 |
¥43,239,850 |
| 30 |
2.70% |
¥397,486 |
¥143,094,841 |
¥45,094,841 |
| 30 |
2.80% |
¥402,677 |
¥144,963,560 |
¥46,963,560 |
| 30 |
2.90% |
¥407,905 |
¥146,845,937 |
¥48,845,937 |
| 30 |
3.00% |
¥413,172 |
¥148,741,903 |
¥50,741,903 |
9800万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥356,178 |
¥106,853,484 |
¥8,853,484 |
| 25 |
0.80% |
¥360,530 |
¥108,159,004 |
¥10,159,004 |
| 25 |
0.90% |
¥364,916 |
¥109,474,680 |
¥11,474,680 |
| 25 |
1.00% |
¥369,335 |
¥110,800,502 |
¥12,800,502 |
| 25 |
1.10% |
¥373,788 |
¥112,136,455 |
¥14,136,455 |
| 25 |
1.20% |
¥378,275 |
¥113,482,526 |
¥15,482,526 |
| 25 |
1.30% |
¥382,796 |
¥114,838,699 |
¥16,838,699 |
| 25 |
1.40% |
¥387,350 |
¥116,204,956 |
¥18,204,956 |
| 25 |
1.50% |
¥391,938 |
¥117,581,280 |
¥19,581,280 |
| 25 |
1.60% |
¥396,559 |
¥118,967,651 |
¥20,967,651 |
| 25 |
1.70% |
¥401,213 |
¥120,364,048 |
¥22,364,048 |
| 25 |
1.80% |
¥405,902 |
¥121,770,450 |
¥23,770,450 |
| 25 |
1.90% |
¥410,623 |
¥123,186,834 |
¥25,186,834 |
| 25 |
2.00% |
¥415,377 |
¥124,613,176 |
¥26,613,176 |
| 25 |
2.10% |
¥420,165 |
¥126,049,449 |
¥28,049,449 |
| 25 |
2.20% |
¥424,985 |
¥127,495,629 |
¥29,495,629 |
| 25 |
2.30% |
¥429,839 |
¥128,951,686 |
¥30,951,686 |
| 25 |
2.40% |
¥434,725 |
¥130,417,593 |
¥32,417,593 |
| 25 |
2.50% |
¥439,644 |
¥131,893,320 |
¥33,893,320 |
| 25 |
2.60% |
¥444,596 |
¥133,378,835 |
¥35,378,835 |
| 25 |
2.70% |
¥449,580 |
¥134,874,107 |
¥36,874,107 |
| 25 |
2.80% |
¥454,597 |
¥136,379,102 |
¥38,379,102 |
| 25 |
2.90% |
¥459,646 |
¥137,893,787 |
¥39,893,787 |
| 25 |
3.00% |
¥464,727 |
¥139,418,126 |
¥41,418,126 |
9800万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥437,702 |
¥105,048,548 |
¥7,048,548 |
| 20 |
0.80% |
¥442,007 |
¥106,081,571 |
¥8,081,571 |
| 20 |
0.90% |
¥446,338 |
¥107,121,104 |
¥9,121,104 |
| 20 |
1.00% |
¥450,696 |
¥108,167,141 |
¥10,167,141 |
| 20 |
1.10% |
¥455,082 |
¥109,219,677 |
¥11,219,677 |
| 20 |
1.20% |
¥459,495 |
¥110,278,707 |
¥12,278,707 |
| 20 |
1.30% |
¥463,934 |
¥111,344,222 |
¥13,344,222 |
| 20 |
1.40% |
¥468,401 |
¥112,416,215 |
¥14,416,215 |
| 20 |
1.50% |
¥472,895 |
¥113,494,680 |
¥15,494,680 |
| 20 |
1.60% |
¥477,415 |
¥114,579,608 |
¥16,579,608 |
| 20 |
1.70% |
¥481,962 |
¥115,670,989 |
¥17,670,989 |
| 20 |
1.80% |
¥486,537 |
¥116,768,815 |
¥18,768,815 |
| 20 |
1.90% |
¥491,138 |
¥117,873,075 |
¥19,873,075 |
| 20 |
2.00% |
¥495,766 |
¥118,983,760 |
¥20,983,760 |
| 20 |
2.10% |
¥500,420 |
¥120,100,859 |
¥22,100,859 |
| 20 |
2.20% |
¥505,102 |
¥121,224,361 |
¥23,224,361 |
| 20 |
2.30% |
¥509,809 |
¥122,354,253 |
¥24,354,253 |
| 20 |
2.40% |
¥514,544 |
¥123,490,524 |
¥25,490,524 |
| 20 |
2.50% |
¥519,305 |
¥124,633,160 |
¥26,633,160 |
| 20 |
2.60% |
¥524,092 |
¥125,782,150 |
¥27,782,150 |
| 20 |
2.70% |
¥528,906 |
¥126,937,478 |
¥28,937,478 |
| 20 |
2.80% |
¥533,746 |
¥128,099,132 |
¥30,099,132 |
| 20 |
2.90% |
¥538,613 |
¥129,267,096 |
¥31,267,096 |
| 20 |
3.00% |
¥543,506 |
¥130,441,355 |
¥32,441,355 |
9800万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥573,687 |
¥103,263,575 |
¥5,263,575 |
| 15 |
0.80% |
¥577,946 |
¥104,030,196 |
¥6,030,196 |
| 15 |
0.90% |
¥582,225 |
¥104,800,482 |
¥6,800,482 |
| 15 |
1.00% |
¥586,525 |
¥105,574,432 |
¥7,574,432 |
| 15 |
1.10% |
¥590,845 |
¥106,352,045 |
¥8,352,045 |
| 15 |
1.20% |
¥595,185 |
¥107,133,317 |
¥9,133,317 |
| 15 |
1.30% |
¥599,546 |
¥107,918,247 |
¥9,918,247 |
| 15 |
1.40% |
¥603,927 |
¥108,706,832 |
¥10,706,832 |
| 15 |
1.50% |
¥608,328 |
¥109,499,069 |
¥11,499,069 |
| 15 |
1.60% |
¥612,750 |
¥110,294,955 |
¥12,294,955 |
| 15 |
1.70% |
¥617,192 |
¥111,094,489 |
¥13,094,489 |
| 15 |
1.80% |
¥621,654 |
¥111,897,665 |
¥13,897,665 |
| 15 |
1.90% |
¥626,136 |
¥112,704,482 |
¥14,704,482 |
| 15 |
2.00% |
¥630,639 |
¥113,514,935 |
¥15,514,935 |
| 15 |
2.10% |
¥635,161 |
¥114,329,021 |
¥16,329,021 |
| 15 |
2.20% |
¥639,704 |
¥115,146,736 |
¥17,146,736 |
| 15 |
2.30% |
¥644,267 |
¥115,968,077 |
¥17,968,077 |
| 15 |
2.40% |
¥648,850 |
¥116,793,038 |
¥18,793,038 |
| 15 |
2.50% |
¥653,453 |
¥117,621,616 |
¥19,621,616 |
| 15 |
2.60% |
¥658,077 |
¥118,453,807 |
¥20,453,807 |
| 15 |
2.70% |
¥662,720 |
¥119,289,606 |
¥21,289,606 |
| 15 |
2.80% |
¥667,383 |
¥120,129,008 |
¥22,129,008 |
| 15 |
2.90% |
¥672,067 |
¥120,972,008 |
¥22,972,008 |
| 15 |
3.00% |
¥676,770 |
¥121,818,601 |
¥23,818,601 |
9800万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥845,822 |
¥101,498,582 |
¥3,498,582 |
| 10 |
0.80% |
¥850,041 |
¥102,004,907 |
¥4,004,907 |
| 10 |
0.90% |
¥854,274 |
¥102,512,862 |
¥4,512,862 |
| 10 |
1.00% |
¥858,520 |
¥103,022,447 |
¥5,022,447 |
| 10 |
1.10% |
¥862,781 |
¥103,533,661 |
¥5,533,661 |
| 10 |
1.20% |
¥867,054 |
¥104,046,505 |
¥6,046,505 |
| 10 |
1.30% |
¥871,341 |
¥104,560,977 |
¥6,560,977 |
| 10 |
1.40% |
¥875,642 |
¥105,077,077 |
¥7,077,077 |
| 10 |
1.50% |
¥879,957 |
¥105,594,804 |
¥7,594,804 |
| 10 |
1.60% |
¥884,285 |
¥106,114,157 |
¥8,114,157 |
| 10 |
1.70% |
¥888,626 |
¥106,635,137 |
¥8,635,137 |
| 10 |
1.80% |
¥892,981 |
¥107,157,741 |
¥9,157,741 |
| 10 |
1.90% |
¥897,350 |
¥107,681,970 |
¥9,681,970 |
| 10 |
2.00% |
¥901,732 |
¥108,207,822 |
¥10,207,822 |
| 10 |
2.10% |
¥906,127 |
¥108,735,297 |
¥10,735,297 |
| 10 |
2.20% |
¥910,537 |
¥109,264,393 |
¥11,264,393 |
| 10 |
2.30% |
¥914,959 |
¥109,795,111 |
¥11,795,111 |
| 10 |
2.40% |
¥919,395 |
¥110,327,448 |
¥12,327,448 |
| 10 |
2.50% |
¥923,845 |
¥110,861,404 |
¥12,861,404 |
| 10 |
2.60% |
¥928,308 |
¥111,396,979 |
¥13,396,979 |
| 10 |
2.70% |
¥932,785 |
¥111,934,170 |
¥13,934,170 |
| 10 |
2.80% |
¥937,275 |
¥112,472,978 |
¥14,472,978 |
| 10 |
2.90% |
¥941,778 |
¥113,013,400 |
¥15,013,400 |
| 10 |
3.00% |
¥946,295 |
¥113,555,436 |
¥15,555,436 |