9810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9810万円の住宅ローン|期間・年数別
9810万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥193,825 |
¥116,295,218 |
¥18,195,218 |
| 50 |
0.80% |
¥198,428 |
¥119,056,789 |
¥20,956,789 |
| 50 |
0.90% |
¥203,098 |
¥121,858,546 |
¥23,758,546 |
| 50 |
1.00% |
¥207,834 |
¥124,700,314 |
¥26,600,314 |
| 50 |
1.10% |
¥212,636 |
¥127,581,899 |
¥29,481,899 |
| 50 |
1.20% |
¥217,505 |
¥130,503,089 |
¥32,403,089 |
| 50 |
1.30% |
¥222,439 |
¥133,463,655 |
¥35,363,655 |
| 50 |
1.40% |
¥227,439 |
¥136,463,349 |
¥38,363,349 |
| 50 |
1.50% |
¥232,503 |
¥139,501,904 |
¥41,401,904 |
| 50 |
1.60% |
¥237,632 |
¥142,579,038 |
¥44,479,038 |
| 50 |
1.70% |
¥242,824 |
¥145,694,454 |
¥47,594,454 |
| 50 |
1.80% |
¥248,080 |
¥148,847,836 |
¥50,747,836 |
| 50 |
1.90% |
¥253,398 |
¥152,038,854 |
¥53,938,854 |
| 50 |
2.00% |
¥258,779 |
¥155,267,164 |
¥57,167,164 |
| 50 |
2.10% |
¥264,221 |
¥158,532,406 |
¥60,432,406 |
| 50 |
2.20% |
¥269,724 |
¥161,834,208 |
¥63,734,208 |
| 50 |
2.30% |
¥275,287 |
¥165,172,183 |
¥67,072,183 |
| 50 |
2.40% |
¥280,910 |
¥168,545,933 |
¥70,445,933 |
| 50 |
2.50% |
¥286,592 |
¥171,955,047 |
¥73,855,047 |
| 50 |
2.60% |
¥292,332 |
¥175,399,103 |
¥77,299,103 |
| 50 |
2.70% |
¥298,129 |
¥178,877,669 |
¥80,777,669 |
| 50 |
2.80% |
¥303,984 |
¥182,390,303 |
¥84,290,303 |
| 50 |
2.90% |
¥309,894 |
¥185,936,552 |
¥87,836,552 |
| 50 |
3.00% |
¥315,860 |
¥189,515,955 |
¥91,415,955 |
9810万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥211,831 |
¥114,388,950 |
¥16,288,950 |
| 45 |
0.80% |
¥216,384 |
¥116,847,544 |
¥18,747,544 |
| 45 |
0.90% |
¥220,998 |
¥119,338,787 |
¥21,238,787 |
| 45 |
1.00% |
¥225,671 |
¥121,862,564 |
¥23,762,564 |
| 45 |
1.10% |
¥230,405 |
¥124,418,746 |
¥26,318,746 |
| 45 |
1.20% |
¥235,199 |
¥127,007,192 |
¥28,907,192 |
| 45 |
1.30% |
¥240,051 |
¥129,627,750 |
¥31,527,750 |
| 45 |
1.40% |
¥244,963 |
¥132,280,254 |
¥34,180,254 |
| 45 |
1.50% |
¥249,934 |
¥134,964,529 |
¥36,864,529 |
| 45 |
1.60% |
¥254,964 |
¥137,680,385 |
¥39,580,385 |
| 45 |
1.70% |
¥260,051 |
¥140,427,623 |
¥42,327,623 |
| 45 |
1.80% |
¥265,196 |
¥143,206,034 |
¥45,106,034 |
| 45 |
1.90% |
¥270,399 |
¥146,015,396 |
¥47,915,396 |
| 45 |
2.00% |
¥275,658 |
¥148,855,478 |
¥50,755,478 |
| 45 |
2.10% |
¥280,974 |
¥151,726,038 |
¥53,626,038 |
| 45 |
2.20% |
¥286,346 |
¥154,626,825 |
¥56,526,825 |
| 45 |
2.30% |
¥291,773 |
¥157,557,579 |
¥59,457,579 |
| 45 |
2.40% |
¥297,256 |
¥160,518,030 |
¥62,418,030 |
| 45 |
2.50% |
¥302,792 |
¥163,507,900 |
¥65,407,900 |
| 45 |
2.60% |
¥308,383 |
¥166,526,902 |
¥68,426,902 |
| 45 |
2.70% |
¥314,027 |
¥169,574,742 |
¥71,474,742 |
| 45 |
2.80% |
¥319,724 |
¥172,651,116 |
¥74,551,116 |
| 45 |
2.90% |
¥325,474 |
¥175,755,715 |
¥77,655,715 |
| 45 |
3.00% |
¥331,274 |
¥178,888,223 |
¥80,788,223 |
9810万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥234,380 |
¥112,502,508 |
¥14,402,508 |
| 40 |
0.80% |
¥238,884 |
¥114,664,114 |
¥16,564,114 |
| 40 |
0.90% |
¥243,441 |
¥116,851,587 |
¥18,751,587 |
| 40 |
1.00% |
¥248,052 |
¥119,064,854 |
¥20,964,854 |
| 40 |
1.10% |
¥252,716 |
¥121,303,834 |
¥23,203,834 |
| 40 |
1.20% |
¥257,434 |
¥123,568,438 |
¥25,468,438 |
| 40 |
1.30% |
¥262,205 |
¥125,858,569 |
¥27,758,569 |
| 40 |
1.40% |
¥267,029 |
¥128,174,122 |
¥30,074,122 |
| 40 |
1.50% |
¥271,906 |
¥130,514,986 |
¥32,414,986 |
| 40 |
1.60% |
¥276,836 |
¥132,881,042 |
¥34,781,042 |
| 40 |
1.70% |
¥281,817 |
¥135,272,162 |
¥37,172,162 |
| 40 |
1.80% |
¥286,850 |
¥137,688,212 |
¥39,588,212 |
| 40 |
1.90% |
¥291,936 |
¥140,129,053 |
¥42,029,053 |
| 40 |
2.00% |
¥297,072 |
¥142,594,537 |
¥44,494,537 |
| 40 |
2.10% |
¥302,259 |
¥145,084,509 |
¥46,984,509 |
| 40 |
2.20% |
¥307,498 |
¥147,598,808 |
¥49,498,808 |
| 40 |
2.30% |
¥312,786 |
¥150,137,269 |
¥52,037,269 |
| 40 |
2.40% |
¥318,124 |
¥152,699,716 |
¥54,599,716 |
| 40 |
2.50% |
¥323,512 |
¥155,285,972 |
¥57,185,972 |
| 40 |
2.60% |
¥328,950 |
¥157,895,850 |
¥59,795,850 |
| 40 |
2.70% |
¥334,436 |
¥160,529,162 |
¥62,429,162 |
| 40 |
2.80% |
¥339,970 |
¥163,185,710 |
¥65,085,710 |
| 40 |
2.90% |
¥345,553 |
¥165,865,293 |
¥67,765,293 |
| 40 |
3.00% |
¥351,183 |
¥168,567,705 |
¥70,467,705 |
9810万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥263,419 |
¥110,635,931 |
¥12,535,931 |
| 35 |
0.80% |
¥267,873 |
¥112,506,568 |
¥14,406,568 |
| 35 |
0.90% |
¥272,374 |
¥114,397,056 |
¥16,297,056 |
| 35 |
1.00% |
¥276,922 |
¥116,307,354 |
¥18,207,354 |
| 35 |
1.10% |
¥281,518 |
¥118,237,411 |
¥20,137,411 |
| 35 |
1.20% |
¥286,160 |
¥120,187,176 |
¥22,087,176 |
| 35 |
1.30% |
¥290,849 |
¥122,156,590 |
¥24,056,590 |
| 35 |
1.40% |
¥295,585 |
¥124,145,591 |
¥26,045,591 |
| 35 |
1.50% |
¥300,367 |
¥126,154,113 |
¥28,054,113 |
| 35 |
1.60% |
¥305,195 |
¥128,182,084 |
¥30,082,084 |
| 35 |
1.70% |
¥310,070 |
¥130,229,429 |
¥32,129,429 |
| 35 |
1.80% |
¥314,991 |
¥132,296,068 |
¥34,196,068 |
| 35 |
1.90% |
¥319,957 |
¥134,381,916 |
¥36,281,916 |
| 35 |
2.00% |
¥324,969 |
¥136,486,886 |
¥38,386,886 |
| 35 |
2.10% |
¥330,026 |
¥138,610,885 |
¥40,510,885 |
| 35 |
2.20% |
¥335,128 |
¥140,753,816 |
¥42,653,816 |
| 35 |
2.30% |
¥340,275 |
¥142,915,579 |
¥44,815,579 |
| 35 |
2.40% |
¥345,467 |
¥145,096,069 |
¥46,996,069 |
| 35 |
2.50% |
¥350,703 |
¥147,295,179 |
¥49,195,179 |
| 35 |
2.60% |
¥355,983 |
¥149,512,796 |
¥51,412,796 |
| 35 |
2.70% |
¥361,307 |
¥151,748,804 |
¥53,648,804 |
| 35 |
2.80% |
¥366,674 |
¥154,003,086 |
¥55,903,086 |
| 35 |
2.90% |
¥372,085 |
¥156,275,518 |
¥58,175,518 |
| 35 |
3.00% |
¥377,538 |
¥158,565,975 |
¥60,465,975 |
9810万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥302,192 |
¥108,789,258 |
¥10,689,258 |
| 30 |
0.80% |
¥306,597 |
¥110,374,969 |
¥12,274,969 |
| 30 |
0.90% |
¥311,042 |
¥111,975,295 |
¥13,875,295 |
| 30 |
1.00% |
¥315,528 |
¥113,590,213 |
¥15,490,213 |
| 30 |
1.10% |
¥320,055 |
¥115,219,696 |
¥17,119,696 |
| 30 |
1.20% |
¥324,621 |
¥116,863,714 |
¥18,763,714 |
| 30 |
1.30% |
¥329,228 |
¥118,522,237 |
¥20,422,237 |
| 30 |
1.40% |
¥333,876 |
¥120,195,229 |
¥22,095,229 |
| 30 |
1.50% |
¥338,563 |
¥121,882,654 |
¥23,782,654 |
| 30 |
1.60% |
¥343,290 |
¥123,584,472 |
¥25,484,472 |
| 30 |
1.70% |
¥348,057 |
¥125,300,642 |
¥27,200,642 |
| 30 |
1.80% |
¥352,864 |
¥127,031,121 |
¥28,931,121 |
| 30 |
1.90% |
¥357,711 |
¥128,775,860 |
¥30,675,860 |
| 30 |
2.00% |
¥362,597 |
¥130,534,813 |
¥32,434,813 |
| 30 |
2.10% |
¥367,522 |
¥132,307,927 |
¥34,207,927 |
| 30 |
2.20% |
¥372,487 |
¥134,095,149 |
¥35,995,149 |
| 30 |
2.30% |
¥377,490 |
¥135,896,424 |
¥37,796,424 |
| 30 |
2.40% |
¥382,532 |
¥137,711,693 |
¥39,611,693 |
| 30 |
2.50% |
¥387,614 |
¥139,540,897 |
¥41,440,897 |
| 30 |
2.60% |
¥392,733 |
¥141,383,973 |
¥43,283,973 |
| 30 |
2.70% |
¥397,891 |
¥143,240,856 |
¥45,140,856 |
| 30 |
2.80% |
¥403,087 |
¥145,111,482 |
¥47,011,482 |
| 30 |
2.90% |
¥408,322 |
¥146,995,780 |
¥48,895,780 |
| 30 |
3.00% |
¥413,594 |
¥148,893,681 |
¥50,793,681 |
9810万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥356,542 |
¥106,962,519 |
¥8,862,519 |
| 25 |
0.80% |
¥360,898 |
¥108,269,370 |
¥10,169,370 |
| 25 |
0.90% |
¥365,288 |
¥109,586,389 |
¥11,486,389 |
| 25 |
1.00% |
¥369,712 |
¥110,913,563 |
¥12,813,563 |
| 25 |
1.10% |
¥374,170 |
¥112,250,880 |
¥14,150,880 |
| 25 |
1.20% |
¥378,661 |
¥113,598,325 |
¥15,498,325 |
| 25 |
1.30% |
¥383,186 |
¥114,955,881 |
¥16,855,881 |
| 25 |
1.40% |
¥387,745 |
¥116,323,533 |
¥18,223,533 |
| 25 |
1.50% |
¥392,338 |
¥117,701,261 |
¥19,601,261 |
| 25 |
1.60% |
¥396,963 |
¥119,089,046 |
¥20,989,046 |
| 25 |
1.70% |
¥401,623 |
¥120,486,869 |
¥22,386,869 |
| 25 |
1.80% |
¥406,316 |
¥121,894,706 |
¥23,794,706 |
| 25 |
1.90% |
¥411,042 |
¥123,312,535 |
¥25,212,535 |
| 25 |
2.00% |
¥415,801 |
¥124,740,332 |
¥26,640,332 |
| 25 |
2.10% |
¥420,594 |
¥126,178,071 |
¥28,078,071 |
| 25 |
2.20% |
¥425,419 |
¥127,625,726 |
¥29,525,726 |
| 25 |
2.30% |
¥430,278 |
¥129,083,270 |
¥30,983,270 |
| 25 |
2.40% |
¥435,169 |
¥130,550,672 |
¥32,450,672 |
| 25 |
2.50% |
¥440,093 |
¥132,027,905 |
¥33,927,905 |
| 25 |
2.60% |
¥445,050 |
¥133,514,936 |
¥35,414,936 |
| 25 |
2.70% |
¥450,039 |
¥135,011,734 |
¥36,911,734 |
| 25 |
2.80% |
¥455,061 |
¥136,518,265 |
¥38,418,265 |
| 25 |
2.90% |
¥460,115 |
¥138,034,495 |
¥39,934,495 |
| 25 |
3.00% |
¥465,201 |
¥139,560,390 |
¥41,460,390 |
9810万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥438,149 |
¥105,155,741 |
¥7,055,741 |
| 20 |
0.80% |
¥442,458 |
¥106,189,817 |
¥8,089,817 |
| 20 |
0.90% |
¥446,793 |
¥107,230,411 |
¥9,130,411 |
| 20 |
1.00% |
¥451,156 |
¥108,277,516 |
¥10,177,516 |
| 20 |
1.10% |
¥455,546 |
¥109,331,126 |
¥11,231,126 |
| 20 |
1.20% |
¥459,963 |
¥110,391,236 |
¥12,291,236 |
| 20 |
1.30% |
¥464,408 |
¥111,457,838 |
¥13,357,838 |
| 20 |
1.40% |
¥468,879 |
¥112,530,926 |
¥14,430,926 |
| 20 |
1.50% |
¥473,377 |
¥113,610,491 |
¥15,510,491 |
| 20 |
1.60% |
¥477,902 |
¥114,696,526 |
¥16,596,526 |
| 20 |
1.70% |
¥482,454 |
¥115,789,020 |
¥17,689,020 |
| 20 |
1.80% |
¥487,033 |
¥116,887,966 |
¥18,787,966 |
| 20 |
1.90% |
¥491,639 |
¥117,993,354 |
¥19,893,354 |
| 20 |
2.00% |
¥496,272 |
¥119,105,172 |
¥21,005,172 |
| 20 |
2.10% |
¥500,931 |
¥120,223,411 |
¥22,123,411 |
| 20 |
2.20% |
¥505,617 |
¥121,348,059 |
¥23,248,059 |
| 20 |
2.30% |
¥510,330 |
¥122,479,104 |
¥24,379,104 |
| 20 |
2.40% |
¥515,069 |
¥123,616,535 |
¥25,516,535 |
| 20 |
2.50% |
¥519,835 |
¥124,760,337 |
¥26,660,337 |
| 20 |
2.60% |
¥524,627 |
¥125,910,499 |
¥27,810,499 |
| 20 |
2.70% |
¥529,446 |
¥127,067,006 |
¥28,967,006 |
| 20 |
2.80% |
¥534,291 |
¥128,229,845 |
¥30,129,845 |
| 20 |
2.90% |
¥539,163 |
¥129,399,001 |
¥31,299,001 |
| 20 |
3.00% |
¥544,060 |
¥130,574,458 |
¥32,474,458 |
9810万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥574,272 |
¥103,368,946 |
¥5,268,946 |
| 15 |
0.80% |
¥578,535 |
¥104,136,349 |
¥6,036,349 |
| 15 |
0.90% |
¥582,819 |
¥104,907,421 |
¥6,807,421 |
| 15 |
1.00% |
¥587,123 |
¥105,682,161 |
¥7,582,161 |
| 15 |
1.10% |
¥591,448 |
¥106,460,567 |
¥8,360,567 |
| 15 |
1.20% |
¥595,792 |
¥107,242,637 |
¥9,142,637 |
| 15 |
1.30% |
¥600,158 |
¥108,028,368 |
¥9,928,368 |
| 15 |
1.40% |
¥604,543 |
¥108,817,757 |
¥10,717,757 |
| 15 |
1.50% |
¥608,949 |
¥109,610,803 |
¥11,510,803 |
| 15 |
1.60% |
¥613,375 |
¥110,407,501 |
¥12,307,501 |
| 15 |
1.70% |
¥617,821 |
¥111,207,850 |
¥13,107,850 |
| 15 |
1.80% |
¥622,288 |
¥112,011,846 |
¥13,911,846 |
| 15 |
1.90% |
¥626,775 |
¥112,819,486 |
¥14,719,486 |
| 15 |
2.00% |
¥631,282 |
¥113,630,766 |
¥15,530,766 |
| 15 |
2.10% |
¥635,809 |
¥114,445,683 |
¥16,345,683 |
| 15 |
2.20% |
¥640,357 |
¥115,264,233 |
¥17,164,233 |
| 15 |
2.30% |
¥644,925 |
¥116,086,411 |
¥17,986,411 |
| 15 |
2.40% |
¥649,512 |
¥116,912,215 |
¥18,812,215 |
| 15 |
2.50% |
¥654,120 |
¥117,741,639 |
¥19,641,639 |
| 15 |
2.60% |
¥658,748 |
¥118,574,679 |
¥20,474,679 |
| 15 |
2.70% |
¥663,396 |
¥119,411,330 |
¥21,311,330 |
| 15 |
2.80% |
¥668,064 |
¥120,251,588 |
¥22,151,588 |
| 15 |
2.90% |
¥672,752 |
¥121,095,449 |
¥22,995,449 |
| 15 |
3.00% |
¥677,461 |
¥121,942,906 |
¥23,842,906 |
9810万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥846,685 |
¥101,602,152 |
¥3,502,152 |
| 10 |
0.80% |
¥850,908 |
¥102,108,993 |
¥4,008,993 |
| 10 |
0.90% |
¥855,146 |
¥102,617,467 |
¥4,517,467 |
| 10 |
1.00% |
¥859,396 |
¥103,127,572 |
¥5,027,572 |
| 10 |
1.10% |
¥863,661 |
¥103,639,308 |
¥5,539,308 |
| 10 |
1.20% |
¥867,939 |
¥104,152,675 |
¥6,052,675 |
| 10 |
1.30% |
¥872,231 |
¥104,667,672 |
¥6,567,672 |
| 10 |
1.40% |
¥876,536 |
¥105,184,298 |
¥7,084,298 |
| 10 |
1.50% |
¥880,855 |
¥105,702,554 |
¥7,602,554 |
| 10 |
1.60% |
¥885,187 |
¥106,222,437 |
¥8,122,437 |
| 10 |
1.70% |
¥889,533 |
¥106,743,948 |
¥8,643,948 |
| 10 |
1.80% |
¥893,892 |
¥107,267,086 |
¥9,167,086 |
| 10 |
1.90% |
¥898,265 |
¥107,791,849 |
¥9,691,849 |
| 10 |
2.00% |
¥902,652 |
¥108,318,238 |
¥10,218,238 |
| 10 |
2.10% |
¥907,052 |
¥108,846,251 |
¥10,746,251 |
| 10 |
2.20% |
¥911,466 |
¥109,375,887 |
¥11,275,887 |
| 10 |
2.30% |
¥915,893 |
¥109,907,146 |
¥11,807,146 |
| 10 |
2.40% |
¥920,334 |
¥110,440,027 |
¥12,340,027 |
| 10 |
2.50% |
¥924,788 |
¥110,974,528 |
¥12,874,528 |
| 10 |
2.60% |
¥929,255 |
¥111,510,649 |
¥13,410,649 |
| 10 |
2.70% |
¥933,737 |
¥112,048,389 |
¥13,948,389 |
| 10 |
2.80% |
¥938,231 |
¥112,587,746 |
¥14,487,746 |
| 10 |
2.90% |
¥942,739 |
¥113,128,720 |
¥15,028,720 |
| 10 |
3.00% |
¥947,261 |
¥113,671,309 |
¥15,571,309 |