9820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9820万円の住宅ローン|期間・年数別
9820万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥194,023 |
¥116,413,766 |
¥18,213,766 |
| 50 |
0.80% |
¥198,630 |
¥119,178,152 |
¥20,978,152 |
| 50 |
0.90% |
¥203,305 |
¥121,982,765 |
¥23,782,765 |
| 50 |
1.00% |
¥208,046 |
¥124,827,429 |
¥26,627,429 |
| 50 |
1.10% |
¥212,853 |
¥127,711,952 |
¥29,511,952 |
| 50 |
1.20% |
¥217,727 |
¥130,636,120 |
¥32,436,120 |
| 50 |
1.30% |
¥222,666 |
¥133,599,704 |
¥35,399,704 |
| 50 |
1.40% |
¥227,671 |
¥136,602,455 |
¥38,402,455 |
| 50 |
1.50% |
¥232,740 |
¥139,644,107 |
¥41,444,107 |
| 50 |
1.60% |
¥237,874 |
¥142,724,379 |
¥44,524,379 |
| 50 |
1.70% |
¥243,072 |
¥145,842,970 |
¥47,642,970 |
| 50 |
1.80% |
¥248,333 |
¥148,999,567 |
¥50,799,567 |
| 50 |
1.90% |
¥253,656 |
¥152,193,838 |
¥53,993,838 |
| 50 |
2.00% |
¥259,042 |
¥155,425,439 |
¥57,225,439 |
| 50 |
2.10% |
¥264,490 |
¥158,694,009 |
¥60,494,009 |
| 50 |
2.20% |
¥269,999 |
¥161,999,177 |
¥63,799,177 |
| 50 |
2.30% |
¥275,568 |
¥165,340,554 |
¥67,140,554 |
| 50 |
2.40% |
¥281,196 |
¥168,717,743 |
¥70,517,743 |
| 50 |
2.50% |
¥286,884 |
¥172,130,332 |
¥73,930,332 |
| 50 |
2.60% |
¥292,630 |
¥175,577,899 |
¥77,377,899 |
| 50 |
2.70% |
¥298,433 |
¥179,060,012 |
¥80,860,012 |
| 50 |
2.80% |
¥304,294 |
¥182,576,226 |
¥84,376,226 |
| 50 |
2.90% |
¥310,210 |
¥186,126,090 |
¥87,926,090 |
| 50 |
3.00% |
¥316,182 |
¥189,709,142 |
¥91,509,142 |
9820万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥212,047 |
¥114,505,555 |
¥16,305,555 |
| 45 |
0.80% |
¥216,605 |
¥116,966,655 |
¥18,766,655 |
| 45 |
0.90% |
¥221,223 |
¥119,460,437 |
¥21,260,437 |
| 45 |
1.00% |
¥225,901 |
¥121,986,787 |
¥23,786,787 |
| 45 |
1.10% |
¥230,640 |
¥124,545,574 |
¥26,345,574 |
| 45 |
1.20% |
¥235,438 |
¥127,136,659 |
¥28,936,659 |
| 45 |
1.30% |
¥240,296 |
¥129,759,888 |
¥31,559,888 |
| 45 |
1.40% |
¥245,213 |
¥132,415,097 |
¥34,215,097 |
| 45 |
1.50% |
¥250,189 |
¥135,102,107 |
¥36,902,107 |
| 45 |
1.60% |
¥255,224 |
¥137,820,732 |
¥39,620,732 |
| 45 |
1.70% |
¥260,316 |
¥140,570,771 |
¥42,370,771 |
| 45 |
1.80% |
¥265,467 |
¥143,352,014 |
¥45,152,014 |
| 45 |
1.90% |
¥270,675 |
¥146,164,239 |
¥47,964,239 |
| 45 |
2.00% |
¥275,939 |
¥149,007,216 |
¥50,807,216 |
| 45 |
2.10% |
¥281,261 |
¥151,880,702 |
¥53,680,702 |
| 45 |
2.20% |
¥286,638 |
¥154,784,447 |
¥56,584,447 |
| 45 |
2.30% |
¥292,071 |
¥157,718,188 |
¥59,518,188 |
| 45 |
2.40% |
¥297,559 |
¥160,681,657 |
¥62,481,657 |
| 45 |
2.50% |
¥303,101 |
¥163,674,575 |
¥65,474,575 |
| 45 |
2.60% |
¥308,698 |
¥166,696,654 |
¥68,496,654 |
| 45 |
2.70% |
¥314,347 |
¥169,747,601 |
¥71,547,601 |
| 45 |
2.80% |
¥320,050 |
¥172,827,111 |
¥74,627,111 |
| 45 |
2.90% |
¥325,805 |
¥175,934,875 |
¥77,734,875 |
| 45 |
3.00% |
¥331,612 |
¥179,070,576 |
¥80,870,576 |
9820万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥234,619 |
¥112,617,189 |
¥14,417,189 |
| 40 |
0.80% |
¥239,127 |
¥114,780,999 |
¥16,580,999 |
| 40 |
0.90% |
¥243,689 |
¥116,970,702 |
¥18,770,702 |
| 40 |
1.00% |
¥248,305 |
¥119,186,225 |
¥20,986,225 |
| 40 |
1.10% |
¥252,974 |
¥121,427,488 |
¥23,227,488 |
| 40 |
1.20% |
¥257,697 |
¥123,694,400 |
¥25,494,400 |
| 40 |
1.30% |
¥262,473 |
¥125,986,865 |
¥27,786,865 |
| 40 |
1.40% |
¥267,302 |
¥128,304,779 |
¥30,104,779 |
| 40 |
1.50% |
¥272,183 |
¥130,648,029 |
¥32,448,029 |
| 40 |
1.60% |
¥277,118 |
¥133,016,496 |
¥34,816,496 |
| 40 |
1.70% |
¥282,104 |
¥135,410,054 |
¥37,210,054 |
| 40 |
1.80% |
¥287,143 |
¥137,828,567 |
¥39,628,567 |
| 40 |
1.90% |
¥292,233 |
¥140,271,896 |
¥42,071,896 |
| 40 |
2.00% |
¥297,375 |
¥142,739,893 |
¥44,539,893 |
| 40 |
2.10% |
¥302,568 |
¥145,232,403 |
¥47,032,403 |
| 40 |
2.20% |
¥307,811 |
¥147,749,266 |
¥49,549,266 |
| 40 |
2.30% |
¥313,105 |
¥150,290,314 |
¥52,090,314 |
| 40 |
2.40% |
¥318,449 |
¥152,855,373 |
¥54,655,373 |
| 40 |
2.50% |
¥323,842 |
¥155,444,265 |
¥57,244,265 |
| 40 |
2.60% |
¥329,285 |
¥158,056,804 |
¥59,856,804 |
| 40 |
2.70% |
¥334,777 |
¥160,692,800 |
¥62,492,800 |
| 40 |
2.80% |
¥340,317 |
¥163,352,056 |
¥65,152,056 |
| 40 |
2.90% |
¥345,905 |
¥166,034,370 |
¥67,834,370 |
| 40 |
3.00% |
¥351,541 |
¥168,739,537 |
¥70,539,537 |
9820万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥263,687 |
¥110,748,710 |
¥12,548,710 |
| 35 |
0.80% |
¥268,146 |
¥112,621,253 |
¥14,421,253 |
| 35 |
0.90% |
¥272,652 |
¥114,513,669 |
¥16,313,669 |
| 35 |
1.00% |
¥277,205 |
¥116,425,914 |
¥18,225,914 |
| 35 |
1.10% |
¥281,805 |
¥118,357,939 |
¥20,157,939 |
| 35 |
1.20% |
¥286,452 |
¥120,309,691 |
¥22,109,691 |
| 35 |
1.30% |
¥291,146 |
¥122,281,112 |
¥24,081,112 |
| 35 |
1.40% |
¥295,886 |
¥124,272,141 |
¥26,072,141 |
| 35 |
1.50% |
¥300,673 |
¥126,282,710 |
¥28,082,710 |
| 35 |
1.60% |
¥305,507 |
¥128,312,749 |
¥30,112,749 |
| 35 |
1.70% |
¥310,386 |
¥130,362,181 |
¥32,162,181 |
| 35 |
1.80% |
¥315,312 |
¥132,430,926 |
¥34,230,926 |
| 35 |
1.90% |
¥320,283 |
¥134,518,901 |
¥36,318,901 |
| 35 |
2.00% |
¥325,300 |
¥136,626,017 |
¥38,426,017 |
| 35 |
2.10% |
¥330,362 |
¥138,752,181 |
¥40,552,181 |
| 35 |
2.20% |
¥335,470 |
¥140,897,296 |
¥42,697,296 |
| 35 |
2.30% |
¥340,622 |
¥143,061,262 |
¥44,861,262 |
| 35 |
2.40% |
¥345,819 |
¥145,243,975 |
¥47,043,975 |
| 35 |
2.50% |
¥351,060 |
¥147,445,327 |
¥49,245,327 |
| 35 |
2.60% |
¥356,346 |
¥149,665,204 |
¥51,465,204 |
| 35 |
2.70% |
¥361,675 |
¥151,903,492 |
¥53,703,492 |
| 35 |
2.80% |
¥367,048 |
¥154,160,072 |
¥55,960,072 |
| 35 |
2.90% |
¥372,464 |
¥156,434,821 |
¥58,234,821 |
| 35 |
3.00% |
¥377,923 |
¥158,727,612 |
¥60,527,612 |
9820万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥302,500 |
¥108,900,154 |
¥10,700,154 |
| 30 |
0.80% |
¥306,910 |
¥110,487,481 |
¥12,287,481 |
| 30 |
0.90% |
¥311,360 |
¥112,089,439 |
¥13,889,439 |
| 30 |
1.00% |
¥315,850 |
¥113,706,003 |
¥15,506,003 |
| 30 |
1.10% |
¥320,381 |
¥115,337,147 |
¥17,137,147 |
| 30 |
1.20% |
¥324,952 |
¥116,982,842 |
¥18,782,842 |
| 30 |
1.30% |
¥329,564 |
¥118,643,055 |
¥20,443,055 |
| 30 |
1.40% |
¥334,216 |
¥120,317,752 |
¥22,117,752 |
| 30 |
1.50% |
¥338,908 |
¥122,006,897 |
¥23,806,897 |
| 30 |
1.60% |
¥343,640 |
¥123,710,450 |
¥25,510,450 |
| 30 |
1.70% |
¥348,412 |
¥125,428,370 |
¥27,228,370 |
| 30 |
1.80% |
¥353,224 |
¥127,160,612 |
¥28,960,612 |
| 30 |
1.90% |
¥358,075 |
¥128,907,130 |
¥30,707,130 |
| 30 |
2.00% |
¥362,966 |
¥130,667,876 |
¥32,467,876 |
| 30 |
2.10% |
¥367,897 |
¥132,442,797 |
¥34,242,797 |
| 30 |
2.20% |
¥372,866 |
¥134,231,841 |
¥36,031,841 |
| 30 |
2.30% |
¥377,875 |
¥136,034,952 |
¥37,834,952 |
| 30 |
2.40% |
¥382,922 |
¥137,852,072 |
¥39,652,072 |
| 30 |
2.50% |
¥388,009 |
¥139,683,140 |
¥41,483,140 |
| 30 |
2.60% |
¥393,134 |
¥141,528,095 |
¥43,328,095 |
| 30 |
2.70% |
¥398,297 |
¥143,386,871 |
¥45,186,871 |
| 30 |
2.80% |
¥403,498 |
¥145,259,404 |
¥47,059,404 |
| 30 |
2.90% |
¥408,738 |
¥147,145,623 |
¥48,945,623 |
| 30 |
3.00% |
¥414,015 |
¥149,045,458 |
¥50,845,458 |
9820万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥356,905 |
¥107,071,553 |
¥8,871,553 |
| 25 |
0.80% |
¥361,266 |
¥108,379,736 |
¥10,179,736 |
| 25 |
0.90% |
¥365,660 |
¥109,698,098 |
¥11,498,098 |
| 25 |
1.00% |
¥370,089 |
¥111,026,625 |
¥12,826,625 |
| 25 |
1.10% |
¥374,551 |
¥112,365,305 |
¥14,165,305 |
| 25 |
1.20% |
¥379,047 |
¥113,714,123 |
¥15,514,123 |
| 25 |
1.30% |
¥383,577 |
¥115,073,063 |
¥16,873,063 |
| 25 |
1.40% |
¥388,140 |
¥116,442,109 |
¥18,242,109 |
| 25 |
1.50% |
¥392,737 |
¥117,821,242 |
¥19,621,242 |
| 25 |
1.60% |
¥397,368 |
¥119,210,442 |
¥21,010,442 |
| 25 |
1.70% |
¥402,032 |
¥120,609,689 |
¥22,409,689 |
| 25 |
1.80% |
¥406,730 |
¥122,018,961 |
¥23,818,961 |
| 25 |
1.90% |
¥411,461 |
¥123,438,236 |
¥25,238,236 |
| 25 |
2.00% |
¥416,225 |
¥124,867,488 |
¥26,667,488 |
| 25 |
2.10% |
¥421,022 |
¥126,306,693 |
¥28,106,693 |
| 25 |
2.20% |
¥425,853 |
¥127,755,824 |
¥29,555,824 |
| 25 |
2.30% |
¥430,716 |
¥129,214,853 |
¥31,014,853 |
| 25 |
2.40% |
¥435,613 |
¥130,683,752 |
¥32,483,752 |
| 25 |
2.50% |
¥440,542 |
¥132,162,490 |
¥33,962,490 |
| 25 |
2.60% |
¥445,503 |
¥133,651,037 |
¥35,451,037 |
| 25 |
2.70% |
¥450,498 |
¥135,149,360 |
¥36,949,360 |
| 25 |
2.80% |
¥455,525 |
¥136,657,427 |
¥38,457,427 |
| 25 |
2.90% |
¥460,584 |
¥138,175,203 |
¥39,975,203 |
| 25 |
3.00% |
¥465,676 |
¥139,702,653 |
¥41,502,653 |
9820万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥438,596 |
¥105,262,933 |
¥7,062,933 |
| 20 |
0.80% |
¥442,909 |
¥106,298,064 |
¥8,098,064 |
| 20 |
0.90% |
¥447,249 |
¥107,339,718 |
¥9,139,718 |
| 20 |
1.00% |
¥451,616 |
¥108,387,890 |
¥10,187,890 |
| 20 |
1.10% |
¥456,011 |
¥109,442,575 |
¥11,242,575 |
| 20 |
1.20% |
¥460,432 |
¥110,503,765 |
¥12,303,765 |
| 20 |
1.30% |
¥464,881 |
¥111,571,455 |
¥13,371,455 |
| 20 |
1.40% |
¥469,357 |
¥112,645,636 |
¥14,445,636 |
| 20 |
1.50% |
¥473,860 |
¥113,726,302 |
¥15,526,302 |
| 20 |
1.60% |
¥478,389 |
¥114,813,443 |
¥16,613,443 |
| 20 |
1.70% |
¥482,946 |
¥115,907,052 |
¥17,707,052 |
| 20 |
1.80% |
¥487,530 |
¥117,007,118 |
¥18,807,118 |
| 20 |
1.90% |
¥492,140 |
¥118,113,633 |
¥19,913,633 |
| 20 |
2.00% |
¥496,777 |
¥119,226,584 |
¥21,026,584 |
| 20 |
2.10% |
¥501,442 |
¥120,345,963 |
¥22,145,963 |
| 20 |
2.20% |
¥506,132 |
¥121,471,757 |
¥23,271,757 |
| 20 |
2.30% |
¥510,850 |
¥122,603,956 |
¥24,403,956 |
| 20 |
2.40% |
¥515,594 |
¥123,742,545 |
¥25,542,545 |
| 20 |
2.50% |
¥520,365 |
¥124,887,514 |
¥26,687,514 |
| 20 |
2.60% |
¥525,162 |
¥126,038,848 |
¥27,838,848 |
| 20 |
2.70% |
¥529,986 |
¥127,196,534 |
¥28,996,534 |
| 20 |
2.80% |
¥534,836 |
¥128,360,559 |
¥30,160,559 |
| 20 |
2.90% |
¥539,712 |
¥129,530,906 |
¥31,330,906 |
| 20 |
3.00% |
¥544,615 |
¥130,707,562 |
¥32,507,562 |
9820万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥574,857 |
¥103,474,317 |
¥5,274,317 |
| 15 |
0.80% |
¥579,125 |
¥104,242,502 |
¥6,042,502 |
| 15 |
0.90% |
¥583,413 |
¥105,014,361 |
¥6,814,361 |
| 15 |
1.00% |
¥587,722 |
¥105,789,890 |
¥7,589,890 |
| 15 |
1.10% |
¥592,050 |
¥106,569,090 |
¥8,369,090 |
| 15 |
1.20% |
¥596,400 |
¥107,351,956 |
¥9,151,956 |
| 15 |
1.30% |
¥600,769 |
¥108,138,488 |
¥9,938,488 |
| 15 |
1.40% |
¥605,159 |
¥108,928,682 |
¥10,728,682 |
| 15 |
1.50% |
¥609,570 |
¥109,722,536 |
¥11,522,536 |
| 15 |
1.60% |
¥614,000 |
¥110,520,047 |
¥12,320,047 |
| 15 |
1.70% |
¥618,451 |
¥111,321,212 |
¥13,121,212 |
| 15 |
1.80% |
¥622,922 |
¥112,126,028 |
¥13,926,028 |
| 15 |
1.90% |
¥627,414 |
¥112,934,491 |
¥14,734,491 |
| 15 |
2.00% |
¥631,926 |
¥113,746,598 |
¥15,546,598 |
| 15 |
2.10% |
¥636,457 |
¥114,562,345 |
¥16,362,345 |
| 15 |
2.20% |
¥641,010 |
¥115,381,729 |
¥17,181,729 |
| 15 |
2.30% |
¥645,582 |
¥116,204,746 |
¥18,004,746 |
| 15 |
2.40% |
¥650,174 |
¥117,031,391 |
¥18,831,391 |
| 15 |
2.50% |
¥654,787 |
¥117,861,661 |
¥19,661,661 |
| 15 |
2.60% |
¥659,420 |
¥118,695,550 |
¥20,495,550 |
| 15 |
2.70% |
¥664,073 |
¥119,533,054 |
¥21,333,054 |
| 15 |
2.80% |
¥668,745 |
¥120,374,169 |
¥22,174,169 |
| 15 |
2.90% |
¥673,438 |
¥121,218,890 |
¥23,018,890 |
| 15 |
3.00% |
¥678,151 |
¥122,067,211 |
¥23,867,211 |
9820万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥847,548 |
¥101,705,722 |
¥3,505,722 |
| 10 |
0.80% |
¥851,776 |
¥102,213,080 |
¥4,013,080 |
| 10 |
0.90% |
¥856,017 |
¥102,722,072 |
¥4,522,072 |
| 10 |
1.00% |
¥860,272 |
¥103,232,697 |
¥5,032,697 |
| 10 |
1.10% |
¥864,541 |
¥103,744,955 |
¥5,544,955 |
| 10 |
1.20% |
¥868,824 |
¥104,258,845 |
¥6,058,845 |
| 10 |
1.30% |
¥873,120 |
¥104,774,367 |
¥6,574,367 |
| 10 |
1.40% |
¥877,429 |
¥105,291,520 |
¥7,091,520 |
| 10 |
1.50% |
¥881,753 |
¥105,810,303 |
¥7,610,303 |
| 10 |
1.60% |
¥886,089 |
¥106,330,717 |
¥8,130,717 |
| 10 |
1.70% |
¥890,440 |
¥106,852,759 |
¥8,652,759 |
| 10 |
1.80% |
¥894,804 |
¥107,376,430 |
¥9,176,430 |
| 10 |
1.90% |
¥899,181 |
¥107,901,729 |
¥9,701,729 |
| 10 |
2.00% |
¥903,572 |
¥108,428,654 |
¥10,228,654 |
| 10 |
2.10% |
¥907,977 |
¥108,957,205 |
¥10,757,205 |
| 10 |
2.20% |
¥912,395 |
¥109,487,382 |
¥11,287,382 |
| 10 |
2.30% |
¥916,827 |
¥110,019,182 |
¥11,819,182 |
| 10 |
2.40% |
¥921,272 |
¥110,552,606 |
¥12,352,606 |
| 10 |
2.50% |
¥925,730 |
¥111,087,652 |
¥12,887,652 |
| 10 |
2.60% |
¥930,203 |
¥111,624,320 |
¥13,424,320 |
| 10 |
2.70% |
¥934,688 |
¥112,162,607 |
¥13,962,607 |
| 10 |
2.80% |
¥939,188 |
¥112,702,514 |
¥14,502,514 |
| 10 |
2.90% |
¥943,700 |
¥113,244,039 |
¥15,044,039 |
| 10 |
3.00% |
¥948,227 |
¥113,787,182 |
¥15,587,182 |