9830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9830万円の住宅ローン｜期間・年数別
9830万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥194,221 |
¥116,532,314 |
¥18,232,314 |
| 50 |
0.80% |
¥198,833 |
¥119,299,515 |
¥20,999,515 |
| 50 |
0.90% |
¥203,512 |
¥122,106,983 |
¥23,806,983 |
| 50 |
1.00% |
¥208,258 |
¥124,954,545 |
¥26,654,545 |
| 50 |
1.10% |
¥213,070 |
¥127,842,005 |
¥29,542,005 |
| 50 |
1.20% |
¥217,949 |
¥130,769,151 |
¥32,469,151 |
| 50 |
1.30% |
¥222,893 |
¥133,735,752 |
¥35,435,752 |
| 50 |
1.40% |
¥227,903 |
¥136,741,561 |
¥38,441,561 |
| 50 |
1.50% |
¥232,977 |
¥139,786,311 |
¥41,486,311 |
| 50 |
1.60% |
¥238,116 |
¥142,869,719 |
¥44,569,719 |
| 50 |
1.70% |
¥243,319 |
¥145,991,486 |
¥47,691,486 |
| 50 |
1.80% |
¥248,585 |
¥149,151,297 |
¥50,851,297 |
| 50 |
1.90% |
¥253,915 |
¥152,348,821 |
¥54,048,821 |
| 50 |
2.00% |
¥259,306 |
¥155,583,713 |
¥57,283,713 |
| 50 |
2.10% |
¥264,759 |
¥158,855,612 |
¥60,555,612 |
| 50 |
2.20% |
¥270,274 |
¥162,164,145 |
¥63,864,145 |
| 50 |
2.30% |
¥275,848 |
¥165,508,926 |
¥67,208,926 |
| 50 |
2.40% |
¥281,483 |
¥168,889,554 |
¥70,589,554 |
| 50 |
2.50% |
¥287,176 |
¥172,305,618 |
¥74,005,618 |
| 50 |
2.60% |
¥292,928 |
¥175,756,696 |
¥77,456,696 |
| 50 |
2.70% |
¥298,737 |
¥179,242,354 |
¥80,942,354 |
| 50 |
2.80% |
¥304,604 |
¥182,762,149 |
¥84,462,149 |
| 50 |
2.90% |
¥310,526 |
¥186,315,627 |
¥88,015,627 |
| 50 |
3.00% |
¥316,504 |
¥189,902,328 |
¥91,602,328 |
9830万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥212,263 |
¥114,622,159 |
¥16,322,159 |
| 45 |
0.80% |
¥216,825 |
¥117,085,765 |
¥18,785,765 |
| 45 |
0.90% |
¥221,448 |
¥119,582,088 |
¥21,282,088 |
| 45 |
1.00% |
¥226,131 |
¥122,111,010 |
¥23,811,010 |
| 45 |
1.10% |
¥230,875 |
¥124,672,403 |
¥26,372,403 |
| 45 |
1.20% |
¥235,678 |
¥127,266,126 |
¥28,966,126 |
| 45 |
1.30% |
¥240,541 |
¥129,892,027 |
¥31,592,027 |
| 45 |
1.40% |
¥245,463 |
¥132,549,939 |
¥34,249,939 |
| 45 |
1.50% |
¥250,444 |
¥135,239,686 |
¥36,939,686 |
| 45 |
1.60% |
¥255,483 |
¥137,961,079 |
¥39,661,079 |
| 45 |
1.70% |
¥260,581 |
¥140,713,918 |
¥42,413,918 |
| 45 |
1.80% |
¥265,737 |
¥143,497,993 |
¥45,197,993 |
| 45 |
1.90% |
¥270,950 |
¥146,313,083 |
¥48,013,083 |
| 45 |
2.00% |
¥276,220 |
¥149,158,955 |
¥50,858,955 |
| 45 |
2.10% |
¥281,547 |
¥152,035,367 |
¥53,735,367 |
| 45 |
2.20% |
¥286,930 |
¥154,942,068 |
¥56,642,068 |
| 45 |
2.30% |
¥292,368 |
¥157,878,797 |
¥59,578,797 |
| 45 |
2.40% |
¥297,862 |
¥160,845,284 |
¥62,545,284 |
| 45 |
2.50% |
¥303,410 |
¥163,841,250 |
¥65,541,250 |
| 45 |
2.60% |
¥309,012 |
¥166,866,407 |
¥68,566,407 |
| 45 |
2.70% |
¥314,668 |
¥169,920,460 |
¥71,620,460 |
| 45 |
2.80% |
¥320,376 |
¥173,003,106 |
¥74,703,106 |
| 45 |
2.90% |
¥326,137 |
¥176,114,035 |
¥77,814,035 |
| 45 |
3.00% |
¥331,950 |
¥179,252,929 |
¥80,952,929 |
9830万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥234,858 |
¥112,731,871 |
¥14,431,871 |
| 40 |
0.80% |
¥239,371 |
¥114,897,884 |
¥16,597,884 |
| 40 |
0.90% |
¥243,937 |
¥117,089,816 |
¥18,789,816 |
| 40 |
1.00% |
¥248,557 |
¥119,307,596 |
¥21,007,596 |
| 40 |
1.10% |
¥253,232 |
¥121,551,141 |
¥23,251,141 |
| 40 |
1.20% |
¥257,959 |
¥123,820,362 |
¥25,520,362 |
| 40 |
1.30% |
¥262,740 |
¥126,115,161 |
¥27,815,161 |
| 40 |
1.40% |
¥267,574 |
¥128,435,436 |
¥30,135,436 |
| 40 |
1.50% |
¥272,461 |
¥130,781,072 |
¥32,481,072 |
| 40 |
1.60% |
¥277,400 |
¥133,151,951 |
¥34,851,951 |
| 40 |
1.70% |
¥282,392 |
¥135,547,946 |
¥37,247,946 |
| 40 |
1.80% |
¥287,435 |
¥137,968,922 |
¥39,668,922 |
| 40 |
1.90% |
¥292,531 |
¥140,414,740 |
¥42,114,740 |
| 40 |
2.00% |
¥297,678 |
¥142,885,250 |
¥44,585,250 |
| 40 |
2.10% |
¥302,876 |
¥145,380,298 |
¥47,080,298 |
| 40 |
2.20% |
¥308,124 |
¥147,899,723 |
¥49,599,723 |
| 40 |
2.30% |
¥313,424 |
¥150,443,359 |
¥52,143,359 |
| 40 |
2.40% |
¥318,773 |
¥153,011,030 |
¥54,711,030 |
| 40 |
2.50% |
¥324,172 |
¥155,602,559 |
¥57,302,559 |
| 40 |
2.60% |
¥329,620 |
¥158,217,758 |
¥59,917,758 |
| 40 |
2.70% |
¥335,118 |
¥160,856,438 |
¥62,556,438 |
| 40 |
2.80% |
¥340,663 |
¥163,518,402 |
¥65,218,402 |
| 40 |
2.90% |
¥346,257 |
¥166,203,448 |
¥67,903,448 |
| 40 |
3.00% |
¥351,899 |
¥168,911,370 |
¥70,611,370 |
9830万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥263,956 |
¥110,861,489 |
¥12,561,489 |
| 35 |
0.80% |
¥268,419 |
¥112,735,939 |
¥14,435,939 |
| 35 |
0.90% |
¥272,929 |
¥114,630,282 |
¥16,330,282 |
| 35 |
1.00% |
¥277,487 |
¥116,544,474 |
¥18,244,474 |
| 35 |
1.10% |
¥282,092 |
¥118,478,466 |
¥20,178,466 |
| 35 |
1.20% |
¥286,743 |
¥120,432,206 |
¥22,132,206 |
| 35 |
1.30% |
¥291,442 |
¥122,405,635 |
¥24,105,635 |
| 35 |
1.40% |
¥296,187 |
¥124,398,691 |
¥26,098,691 |
| 35 |
1.50% |
¥300,979 |
¥126,411,308 |
¥28,111,308 |
| 35 |
1.60% |
¥305,818 |
¥128,443,414 |
¥30,143,414 |
| 35 |
1.70% |
¥310,702 |
¥130,494,932 |
¥32,194,932 |
| 35 |
1.80% |
¥315,633 |
¥132,565,785 |
¥34,265,785 |
| 35 |
1.90% |
¥320,609 |
¥134,655,886 |
¥36,355,886 |
| 35 |
2.00% |
¥325,631 |
¥136,765,147 |
¥38,465,147 |
| 35 |
2.10% |
¥330,699 |
¥138,893,476 |
¥40,593,476 |
| 35 |
2.20% |
¥335,811 |
¥141,040,776 |
¥42,740,776 |
| 35 |
2.30% |
¥340,969 |
¥143,206,946 |
¥44,906,946 |
| 35 |
2.40% |
¥346,171 |
¥145,391,882 |
¥47,091,882 |
| 35 |
2.50% |
¥351,418 |
¥147,595,475 |
¥49,295,475 |
| 35 |
2.60% |
¥356,709 |
¥149,817,613 |
¥51,517,613 |
| 35 |
2.70% |
¥362,043 |
¥152,058,180 |
¥53,758,180 |
| 35 |
2.80% |
¥367,422 |
¥154,317,058 |
¥56,017,058 |
| 35 |
2.90% |
¥372,843 |
¥156,594,123 |
¥58,294,123 |
| 35 |
3.00% |
¥378,308 |
¥158,889,249 |
¥60,589,249 |
9830万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥302,808 |
¥109,011,050 |
¥10,711,050 |
| 30 |
0.80% |
¥307,222 |
¥110,599,994 |
¥12,299,994 |
| 30 |
0.90% |
¥311,677 |
¥112,203,583 |
¥13,903,583 |
| 30 |
1.00% |
¥316,172 |
¥113,821,793 |
¥15,521,793 |
| 30 |
1.10% |
¥320,707 |
¥115,454,598 |
¥17,154,598 |
| 30 |
1.20% |
¥325,283 |
¥117,101,969 |
¥18,801,969 |
| 30 |
1.30% |
¥329,900 |
¥118,763,872 |
¥20,463,872 |
| 30 |
1.40% |
¥334,556 |
¥120,440,275 |
¥22,140,275 |
| 30 |
1.50% |
¥339,253 |
¥122,131,140 |
¥23,831,140 |
| 30 |
1.60% |
¥343,990 |
¥123,836,428 |
¥25,536,428 |
| 30 |
1.70% |
¥348,767 |
¥125,556,097 |
¥27,256,097 |
| 30 |
1.80% |
¥353,584 |
¥127,290,104 |
¥28,990,104 |
| 30 |
1.90% |
¥358,440 |
¥129,038,400 |
¥30,738,400 |
| 30 |
2.00% |
¥363,336 |
¥130,800,939 |
¥32,500,939 |
| 30 |
2.10% |
¥368,271 |
¥132,577,668 |
¥34,277,668 |
| 30 |
2.20% |
¥373,246 |
¥134,368,534 |
¥36,068,534 |
| 30 |
2.30% |
¥378,260 |
¥136,173,481 |
¥37,873,481 |
| 30 |
2.40% |
¥383,312 |
¥137,992,451 |
¥39,692,451 |
| 30 |
2.50% |
¥388,404 |
¥139,825,384 |
¥41,525,384 |
| 30 |
2.60% |
¥393,534 |
¥141,672,217 |
¥43,372,217 |
| 30 |
2.70% |
¥398,702 |
¥143,532,887 |
¥45,232,887 |
| 30 |
2.80% |
¥403,909 |
¥145,407,326 |
¥47,107,326 |
| 30 |
2.90% |
¥409,154 |
¥147,295,465 |
¥48,995,465 |
| 30 |
3.00% |
¥414,437 |
¥149,197,235 |
¥50,897,235 |
9830万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥357,269 |
¥107,180,587 |
¥8,880,587 |
| 25 |
0.80% |
¥361,634 |
¥108,490,103 |
¥10,190,103 |
| 25 |
0.90% |
¥366,033 |
¥109,809,806 |
¥11,509,806 |
| 25 |
1.00% |
¥370,466 |
¥111,139,687 |
¥12,839,687 |
| 25 |
1.10% |
¥374,932 |
¥112,479,730 |
¥14,179,730 |
| 25 |
1.20% |
¥379,433 |
¥113,829,922 |
¥15,529,922 |
| 25 |
1.30% |
¥383,967 |
¥115,190,246 |
¥16,890,246 |
| 25 |
1.40% |
¥388,536 |
¥116,560,686 |
¥18,260,686 |
| 25 |
1.50% |
¥393,137 |
¥117,941,223 |
¥19,641,223 |
| 25 |
1.60% |
¥397,773 |
¥119,331,838 |
¥21,031,838 |
| 25 |
1.70% |
¥402,442 |
¥120,732,510 |
¥22,432,510 |
| 25 |
1.80% |
¥407,144 |
¥122,143,217 |
¥23,843,217 |
| 25 |
1.90% |
¥411,880 |
¥123,563,937 |
¥25,263,937 |
| 25 |
2.00% |
¥416,649 |
¥124,994,644 |
¥26,694,644 |
| 25 |
2.10% |
¥421,451 |
¥126,435,315 |
¥28,135,315 |
| 25 |
2.20% |
¥426,286 |
¥127,885,921 |
¥29,585,921 |
| 25 |
2.30% |
¥431,155 |
¥129,346,436 |
¥31,046,436 |
| 25 |
2.40% |
¥436,056 |
¥130,816,831 |
¥32,516,831 |
| 25 |
2.50% |
¥440,990 |
¥132,297,075 |
¥33,997,075 |
| 25 |
2.60% |
¥445,957 |
¥133,787,138 |
¥35,487,138 |
| 25 |
2.70% |
¥450,957 |
¥135,286,987 |
¥36,986,987 |
| 25 |
2.80% |
¥455,989 |
¥136,796,590 |
¥38,496,590 |
| 25 |
2.90% |
¥461,053 |
¥138,315,911 |
¥40,015,911 |
| 25 |
3.00% |
¥466,150 |
¥139,844,916 |
¥41,544,916 |
9830万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥439,042 |
¥105,370,126 |
¥7,070,126 |
| 20 |
0.80% |
¥443,360 |
¥106,406,310 |
¥8,106,310 |
| 20 |
0.90% |
¥447,704 |
¥107,449,025 |
¥9,149,025 |
| 20 |
1.00% |
¥452,076 |
¥108,498,265 |
¥10,198,265 |
| 20 |
1.10% |
¥456,475 |
¥109,554,023 |
¥11,254,023 |
| 20 |
1.20% |
¥460,901 |
¥110,616,294 |
¥12,316,294 |
| 20 |
1.30% |
¥465,354 |
¥111,685,071 |
¥13,385,071 |
| 20 |
1.40% |
¥469,835 |
¥112,760,347 |
¥14,460,347 |
| 20 |
1.50% |
¥474,342 |
¥113,842,113 |
¥15,542,113 |
| 20 |
1.60% |
¥478,877 |
¥114,930,361 |
¥16,630,361 |
| 20 |
1.70% |
¥483,438 |
¥116,025,084 |
¥17,725,084 |
| 20 |
1.80% |
¥488,026 |
¥117,126,270 |
¥18,826,270 |
| 20 |
1.90% |
¥492,641 |
¥118,233,911 |
¥19,933,911 |
| 20 |
2.00% |
¥497,283 |
¥119,347,996 |
¥21,047,996 |
| 20 |
2.10% |
¥501,952 |
¥120,468,515 |
¥22,168,515 |
| 20 |
2.20% |
¥506,648 |
¥121,595,456 |
¥23,295,456 |
| 20 |
2.30% |
¥511,370 |
¥122,728,807 |
¥24,428,807 |
| 20 |
2.40% |
¥516,119 |
¥123,868,556 |
¥25,568,556 |
| 20 |
2.50% |
¥520,895 |
¥125,014,691 |
¥26,714,691 |
| 20 |
2.60% |
¥525,697 |
¥126,167,197 |
¥27,867,197 |
| 20 |
2.70% |
¥530,525 |
¥127,326,062 |
¥29,026,062 |
| 20 |
2.80% |
¥535,380 |
¥128,491,272 |
¥30,191,272 |
| 20 |
2.90% |
¥540,262 |
¥129,662,811 |
¥31,362,811 |
| 20 |
3.00% |
¥545,169 |
¥130,840,665 |
¥32,540,665 |
9830万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥575,443 |
¥103,579,688 |
¥5,279,688 |
| 15 |
0.80% |
¥579,715 |
¥104,348,655 |
¥6,048,655 |
| 15 |
0.90% |
¥584,007 |
¥105,121,300 |
¥6,821,300 |
| 15 |
1.00% |
¥588,320 |
¥105,897,619 |
¥7,597,619 |
| 15 |
1.10% |
¥592,653 |
¥106,677,612 |
¥8,377,612 |
| 15 |
1.20% |
¥597,007 |
¥107,461,276 |
¥9,161,276 |
| 15 |
1.30% |
¥601,381 |
¥108,248,609 |
¥9,948,609 |
| 15 |
1.40% |
¥605,776 |
¥109,039,608 |
¥10,739,608 |
| 15 |
1.50% |
¥610,190 |
¥109,834,270 |
¥11,534,270 |
| 15 |
1.60% |
¥614,626 |
¥110,632,593 |
¥12,332,593 |
| 15 |
1.70% |
¥619,081 |
¥111,434,574 |
¥13,134,574 |
| 15 |
1.80% |
¥623,557 |
¥112,240,209 |
¥13,940,209 |
| 15 |
1.90% |
¥628,053 |
¥113,049,495 |
¥14,749,495 |
| 15 |
2.00% |
¥632,569 |
¥113,862,429 |
¥15,562,429 |
| 15 |
2.10% |
¥637,106 |
¥114,679,008 |
¥16,379,008 |
| 15 |
2.20% |
¥641,662 |
¥115,499,226 |
¥17,199,226 |
| 15 |
2.30% |
¥646,239 |
¥116,323,081 |
¥18,023,081 |
| 15 |
2.40% |
¥650,836 |
¥117,150,568 |
¥18,850,568 |
| 15 |
2.50% |
¥655,454 |
¥117,981,683 |
¥19,681,683 |
| 15 |
2.60% |
¥660,091 |
¥118,816,421 |
¥20,516,421 |
| 15 |
2.70% |
¥664,749 |
¥119,654,778 |
¥21,354,778 |
| 15 |
2.80% |
¥669,426 |
¥120,496,750 |
¥22,196,750 |
| 15 |
2.90% |
¥674,124 |
¥121,342,330 |
¥23,042,330 |
| 15 |
3.00% |
¥678,842 |
¥122,191,515 |
¥23,891,515 |
9830万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥848,411 |
¥101,809,292 |
¥3,509,292 |
| 10 |
0.80% |
¥852,643 |
¥102,317,167 |
¥4,017,167 |
| 10 |
0.90% |
¥856,889 |
¥102,826,677 |
¥4,526,677 |
| 10 |
1.00% |
¥861,149 |
¥103,337,822 |
¥5,037,822 |
| 10 |
1.10% |
¥865,422 |
¥103,850,601 |
¥5,550,601 |
| 10 |
1.20% |
¥869,708 |
¥104,365,015 |
¥6,065,015 |
| 10 |
1.30% |
¥874,009 |
¥104,881,062 |
¥6,581,062 |
| 10 |
1.40% |
¥878,323 |
¥105,398,741 |
¥7,098,741 |
| 10 |
1.50% |
¥882,650 |
¥105,918,053 |
¥7,618,053 |
| 10 |
1.60% |
¥886,992 |
¥106,438,997 |
¥8,138,997 |
| 10 |
1.70% |
¥891,346 |
¥106,961,571 |
¥8,661,571 |
| 10 |
1.80% |
¥895,715 |
¥107,485,775 |
¥9,185,775 |
| 10 |
1.90% |
¥900,097 |
¥108,011,608 |
¥9,711,608 |
| 10 |
2.00% |
¥904,492 |
¥108,539,070 |
¥10,239,070 |
| 10 |
2.10% |
¥908,901 |
¥109,068,160 |
¥10,768,160 |
| 10 |
2.20% |
¥913,324 |
¥109,598,876 |
¥11,298,876 |
| 10 |
2.30% |
¥917,760 |
¥110,131,218 |
¥11,831,218 |
| 10 |
2.40% |
¥922,210 |
¥110,665,185 |
¥12,365,185 |
| 10 |
2.50% |
¥926,673 |
¥111,200,776 |
¥12,900,776 |
| 10 |
2.60% |
¥931,150 |
¥111,737,990 |
¥13,437,990 |
| 10 |
2.70% |
¥935,640 |
¥112,276,826 |
¥13,976,826 |
| 10 |
2.80% |
¥940,144 |
¥112,817,283 |
¥14,517,283 |
| 10 |
2.90% |
¥944,661 |
¥113,359,359 |
¥15,059,359 |
| 10 |
3.00% |
¥949,192 |
¥113,903,054 |
¥15,603,054 |
