9860万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9860万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9860万円の住宅ローン|期間・年数別
9860万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥194,813 |
¥116,887,956 |
¥18,287,956 |
| 50 |
0.80% |
¥199,439 |
¥119,663,603 |
¥21,063,603 |
| 50 |
0.90% |
¥204,133 |
¥122,479,639 |
¥23,879,639 |
| 50 |
1.00% |
¥208,893 |
¥125,335,891 |
¥26,735,891 |
| 50 |
1.10% |
¥213,720 |
¥128,232,163 |
¥29,632,163 |
| 50 |
1.20% |
¥218,614 |
¥131,168,243 |
¥32,568,243 |
| 50 |
1.30% |
¥223,573 |
¥134,143,898 |
¥35,543,898 |
| 50 |
1.40% |
¥228,598 |
¥137,158,880 |
¥38,558,880 |
| 50 |
1.50% |
¥233,688 |
¥140,212,922 |
¥41,612,922 |
| 50 |
1.60% |
¥238,843 |
¥143,305,741 |
¥44,705,741 |
| 50 |
1.70% |
¥244,062 |
¥146,437,035 |
¥47,837,035 |
| 50 |
1.80% |
¥249,344 |
¥149,606,490 |
¥51,006,490 |
| 50 |
1.90% |
¥254,690 |
¥152,813,772 |
¥54,213,772 |
| 50 |
2.00% |
¥260,098 |
¥156,058,536 |
¥57,458,536 |
| 50 |
2.10% |
¥265,567 |
¥159,340,421 |
¥60,740,421 |
| 50 |
2.20% |
¥271,098 |
¥162,659,051 |
¥64,059,051 |
| 50 |
2.30% |
¥276,690 |
¥166,014,039 |
¥67,414,039 |
| 50 |
2.40% |
¥282,342 |
¥169,404,984 |
¥70,804,984 |
| 50 |
2.50% |
¥288,052 |
¥172,831,474 |
¥74,231,474 |
| 50 |
2.60% |
¥293,822 |
¥176,293,084 |
¥77,693,084 |
| 50 |
2.70% |
¥299,649 |
¥179,789,380 |
¥81,189,380 |
| 50 |
2.80% |
¥305,533 |
¥183,319,917 |
¥84,719,917 |
| 50 |
2.90% |
¥311,474 |
¥186,884,241 |
¥88,284,241 |
| 50 |
3.00% |
¥317,470 |
¥190,481,888 |
¥91,881,888 |
9860万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥212,911 |
¥114,971,973 |
¥16,371,973 |
| 45 |
0.80% |
¥217,487 |
¥117,443,097 |
¥18,843,097 |
| 45 |
0.90% |
¥222,124 |
¥119,947,038 |
¥21,347,038 |
| 45 |
1.00% |
¥226,822 |
¥122,483,678 |
¥23,883,678 |
| 45 |
1.10% |
¥231,579 |
¥125,052,888 |
¥26,452,888 |
| 45 |
1.20% |
¥236,397 |
¥127,654,528 |
¥29,054,528 |
| 45 |
1.30% |
¥241,275 |
¥130,288,442 |
¥31,688,442 |
| 45 |
1.40% |
¥246,212 |
¥132,954,466 |
¥34,354,466 |
| 45 |
1.50% |
¥251,208 |
¥135,652,421 |
¥37,052,421 |
| 45 |
1.60% |
¥256,263 |
¥138,382,120 |
¥39,782,120 |
| 45 |
1.70% |
¥261,377 |
¥141,143,361 |
¥42,543,361 |
| 45 |
1.80% |
¥266,548 |
¥143,935,932 |
¥45,335,932 |
| 45 |
1.90% |
¥271,777 |
¥146,759,613 |
¥48,159,613 |
| 45 |
2.00% |
¥277,063 |
¥149,614,170 |
¥51,014,170 |
| 45 |
2.10% |
¥282,406 |
¥152,499,361 |
¥53,899,361 |
| 45 |
2.20% |
¥287,805 |
¥155,414,933 |
¥56,814,933 |
| 45 |
2.30% |
¥293,260 |
¥158,360,625 |
¥59,760,625 |
| 45 |
2.40% |
¥298,771 |
¥161,336,165 |
¥62,736,165 |
| 45 |
2.50% |
¥304,336 |
¥164,341,274 |
¥65,741,274 |
| 45 |
2.60% |
¥309,955 |
¥167,375,663 |
¥68,775,663 |
| 45 |
2.70% |
¥315,628 |
¥170,439,037 |
¥71,839,037 |
| 45 |
2.80% |
¥321,354 |
¥173,531,091 |
¥74,931,091 |
| 45 |
2.90% |
¥327,132 |
¥176,651,514 |
¥78,051,514 |
| 45 |
3.00% |
¥332,963 |
¥179,799,988 |
¥81,199,988 |
9860万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥235,575 |
¥113,075,915 |
¥14,475,915 |
| 40 |
0.80% |
¥240,101 |
¥115,248,538 |
¥16,648,538 |
| 40 |
0.90% |
¥244,682 |
¥117,447,161 |
¥18,847,161 |
| 40 |
1.00% |
¥249,316 |
¥119,671,709 |
¥21,071,709 |
| 40 |
1.10% |
¥254,004 |
¥121,922,101 |
¥23,322,101 |
| 40 |
1.20% |
¥258,746 |
¥124,198,247 |
¥25,598,247 |
| 40 |
1.30% |
¥263,542 |
¥126,500,050 |
¥27,900,050 |
| 40 |
1.40% |
¥268,390 |
¥128,827,405 |
¥30,227,405 |
| 40 |
1.50% |
¥273,292 |
¥131,180,200 |
¥32,580,200 |
| 40 |
1.60% |
¥278,246 |
¥133,558,315 |
¥34,958,315 |
| 40 |
1.70% |
¥283,253 |
¥135,961,622 |
¥37,361,622 |
| 40 |
1.80% |
¥288,312 |
¥138,389,987 |
¥39,789,987 |
| 40 |
1.90% |
¥293,423 |
¥140,843,269 |
¥42,243,269 |
| 40 |
2.00% |
¥298,586 |
¥143,321,318 |
¥44,721,318 |
| 40 |
2.10% |
¥303,800 |
¥145,823,981 |
¥47,223,981 |
| 40 |
2.20% |
¥309,065 |
¥148,351,096 |
¥49,751,096 |
| 40 |
2.30% |
¥314,380 |
¥150,902,494 |
¥52,302,494 |
| 40 |
2.40% |
¥319,746 |
¥153,478,002 |
¥54,878,002 |
| 40 |
2.50% |
¥325,161 |
¥156,077,439 |
¥57,477,439 |
| 40 |
2.60% |
¥330,626 |
¥158,700,620 |
¥60,100,620 |
| 40 |
2.70% |
¥336,140 |
¥161,347,353 |
¥62,747,353 |
| 40 |
2.80% |
¥341,703 |
¥164,017,441 |
¥65,417,441 |
| 40 |
2.90% |
¥347,314 |
¥166,710,681 |
¥68,110,681 |
| 40 |
3.00% |
¥352,973 |
¥169,426,867 |
¥70,826,867 |
9860万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥264,761 |
¥111,199,825 |
¥12,599,825 |
| 35 |
0.80% |
¥269,238 |
¥113,079,996 |
¥14,479,996 |
| 35 |
0.90% |
¥273,762 |
¥114,980,120 |
¥16,380,120 |
| 35 |
1.00% |
¥278,334 |
¥116,900,154 |
¥18,300,154 |
| 35 |
1.10% |
¥282,952 |
¥118,840,048 |
¥20,240,048 |
| 35 |
1.20% |
¥287,618 |
¥120,799,750 |
¥22,199,750 |
| 35 |
1.30% |
¥292,331 |
¥122,779,202 |
¥24,179,202 |
| 35 |
1.40% |
¥297,091 |
¥124,778,341 |
¥26,178,341 |
| 35 |
1.50% |
¥301,898 |
¥126,797,100 |
¥28,197,100 |
| 35 |
1.60% |
¥306,751 |
¥128,835,408 |
¥30,235,408 |
| 35 |
1.70% |
¥311,650 |
¥130,893,188 |
¥32,293,188 |
| 35 |
1.80% |
¥316,596 |
¥132,970,360 |
¥34,370,360 |
| 35 |
1.90% |
¥321,588 |
¥135,066,840 |
¥36,466,840 |
| 35 |
2.00% |
¥326,625 |
¥137,182,538 |
¥38,582,538 |
| 35 |
2.10% |
¥331,708 |
¥139,317,363 |
¥40,717,363 |
| 35 |
2.20% |
¥336,836 |
¥141,471,216 |
¥42,871,216 |
| 35 |
2.30% |
¥342,010 |
¥143,643,997 |
¥45,043,997 |
| 35 |
2.40% |
¥347,228 |
¥145,835,601 |
¥47,235,601 |
| 35 |
2.50% |
¥352,490 |
¥148,045,919 |
¥49,445,919 |
| 35 |
2.60% |
¥357,797 |
¥150,274,838 |
¥51,674,838 |
| 35 |
2.70% |
¥363,148 |
¥152,522,244 |
¥53,922,244 |
| 35 |
2.80% |
¥368,543 |
¥154,788,015 |
¥56,188,015 |
| 35 |
2.90% |
¥373,981 |
¥157,072,030 |
¥58,472,030 |
| 35 |
3.00% |
¥379,462 |
¥159,374,161 |
¥60,774,161 |
9860万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥303,733 |
¥109,343,739 |
¥10,743,739 |
| 30 |
0.80% |
¥308,160 |
¥110,937,532 |
¥12,337,532 |
| 30 |
0.90% |
¥312,628 |
¥112,546,015 |
¥13,946,015 |
| 30 |
1.00% |
¥317,137 |
¥114,169,164 |
¥15,569,164 |
| 30 |
1.10% |
¥321,686 |
¥115,806,952 |
¥17,206,952 |
| 30 |
1.20% |
¥326,276 |
¥117,459,350 |
¥18,859,350 |
| 30 |
1.30% |
¥330,906 |
¥119,126,326 |
¥20,526,326 |
| 30 |
1.40% |
¥335,577 |
¥120,807,845 |
¥22,207,845 |
| 30 |
1.50% |
¥340,289 |
¥122,503,870 |
¥23,903,870 |
| 30 |
1.60% |
¥345,040 |
¥124,214,362 |
¥25,614,362 |
| 30 |
1.70% |
¥349,831 |
¥125,939,280 |
¥27,339,280 |
| 30 |
1.80% |
¥354,663 |
¥127,678,578 |
¥29,078,578 |
| 30 |
1.90% |
¥359,534 |
¥129,432,210 |
¥30,832,210 |
| 30 |
2.00% |
¥364,445 |
¥131,200,128 |
¥32,600,128 |
| 30 |
2.10% |
¥369,395 |
¥132,982,279 |
¥34,382,279 |
| 30 |
2.20% |
¥374,385 |
¥134,778,611 |
¥36,178,611 |
| 30 |
2.30% |
¥379,414 |
¥136,589,066 |
¥37,989,066 |
| 30 |
2.40% |
¥384,482 |
¥138,413,587 |
¥39,813,587 |
| 30 |
2.50% |
¥389,589 |
¥140,252,114 |
¥41,652,114 |
| 30 |
2.60% |
¥394,735 |
¥142,104,584 |
¥43,504,584 |
| 30 |
2.70% |
¥399,919 |
¥143,970,932 |
¥45,370,932 |
| 30 |
2.80% |
¥405,142 |
¥145,851,092 |
¥47,251,092 |
| 30 |
2.90% |
¥410,403 |
¥147,744,994 |
¥49,144,994 |
| 30 |
3.00% |
¥415,702 |
¥149,652,568 |
¥51,052,568 |
9860万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥358,359 |
¥107,507,689 |
¥8,907,689 |
| 25 |
0.80% |
¥362,737 |
¥108,821,201 |
¥10,221,201 |
| 25 |
0.90% |
¥367,150 |
¥110,144,933 |
¥11,544,933 |
| 25 |
1.00% |
¥371,596 |
¥111,478,872 |
¥12,878,872 |
| 25 |
1.10% |
¥376,077 |
¥112,823,005 |
¥14,223,005 |
| 25 |
1.20% |
¥380,591 |
¥114,177,317 |
¥15,577,317 |
| 25 |
1.30% |
¥385,139 |
¥115,541,793 |
¥16,941,793 |
| 25 |
1.40% |
¥389,721 |
¥116,916,415 |
¥18,316,415 |
| 25 |
1.50% |
¥394,337 |
¥118,301,165 |
¥19,701,165 |
| 25 |
1.60% |
¥398,987 |
¥119,696,024 |
¥21,096,024 |
| 25 |
1.70% |
¥403,670 |
¥121,100,971 |
¥22,500,971 |
| 25 |
1.80% |
¥408,387 |
¥122,515,984 |
¥23,915,984 |
| 25 |
1.90% |
¥413,137 |
¥123,941,039 |
¥25,341,039 |
| 25 |
2.00% |
¥417,920 |
¥125,376,113 |
¥26,776,113 |
| 25 |
2.10% |
¥422,737 |
¥126,821,181 |
¥28,221,181 |
| 25 |
2.20% |
¥427,587 |
¥128,276,214 |
¥29,676,214 |
| 25 |
2.30% |
¥432,471 |
¥129,741,186 |
¥31,141,186 |
| 25 |
2.40% |
¥437,387 |
¥131,216,068 |
¥32,616,068 |
| 25 |
2.50% |
¥442,336 |
¥132,700,830 |
¥34,100,830 |
| 25 |
2.60% |
¥447,318 |
¥134,195,440 |
¥35,595,440 |
| 25 |
2.70% |
¥452,333 |
¥135,699,867 |
¥37,099,867 |
| 25 |
2.80% |
¥457,380 |
¥137,214,077 |
¥38,614,077 |
| 25 |
2.90% |
¥462,460 |
¥138,738,035 |
¥40,138,035 |
| 25 |
3.00% |
¥467,572 |
¥140,271,707 |
¥41,671,707 |
9860万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥440,382 |
¥105,691,703 |
¥7,091,703 |
| 20 |
0.80% |
¥444,713 |
¥106,731,050 |
¥8,131,050 |
| 20 |
0.90% |
¥449,071 |
¥107,776,947 |
¥9,176,947 |
| 20 |
1.00% |
¥453,456 |
¥108,829,389 |
¥10,229,389 |
| 20 |
1.10% |
¥457,868 |
¥109,888,369 |
¥11,288,369 |
| 20 |
1.20% |
¥462,308 |
¥110,953,882 |
¥12,353,882 |
| 20 |
1.30% |
¥466,775 |
¥112,025,921 |
¥13,425,921 |
| 20 |
1.40% |
¥471,269 |
¥113,104,478 |
¥14,504,478 |
| 20 |
1.50% |
¥475,790 |
¥114,189,546 |
¥15,589,546 |
| 20 |
1.60% |
¥480,338 |
¥115,281,115 |
¥16,681,115 |
| 20 |
1.70% |
¥484,913 |
¥116,379,179 |
¥17,779,179 |
| 20 |
1.80% |
¥489,516 |
¥117,483,726 |
¥18,883,726 |
| 20 |
1.90% |
¥494,145 |
¥118,594,747 |
¥19,994,747 |
| 20 |
2.00% |
¥498,801 |
¥119,712,232 |
¥21,112,232 |
| 20 |
2.10% |
¥503,484 |
¥120,836,171 |
¥22,236,171 |
| 20 |
2.20% |
¥508,194 |
¥121,966,551 |
¥23,366,551 |
| 20 |
2.30% |
¥512,931 |
¥123,103,361 |
¥24,503,361 |
| 20 |
2.40% |
¥517,694 |
¥124,246,588 |
¥25,646,588 |
| 20 |
2.50% |
¥522,484 |
¥125,396,221 |
¥26,796,221 |
| 20 |
2.60% |
¥527,301 |
¥126,552,245 |
¥27,952,245 |
| 20 |
2.70% |
¥532,144 |
¥127,714,647 |
¥29,114,647 |
| 20 |
2.80% |
¥537,014 |
¥128,883,412 |
¥30,283,412 |
| 20 |
2.90% |
¥541,911 |
¥130,058,527 |
¥31,458,527 |
| 20 |
3.00% |
¥546,833 |
¥131,239,976 |
¥32,639,976 |
9860万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥577,199 |
¥103,895,801 |
¥5,295,801 |
| 15 |
0.80% |
¥581,484 |
¥104,667,115 |
¥6,067,115 |
| 15 |
0.90% |
¥585,790 |
¥105,442,118 |
¥6,842,118 |
| 15 |
1.00% |
¥590,116 |
¥106,220,806 |
¥7,620,806 |
| 15 |
1.10% |
¥594,462 |
¥107,003,180 |
¥8,403,180 |
| 15 |
1.20% |
¥598,829 |
¥107,789,235 |
¥9,189,235 |
| 15 |
1.30% |
¥603,217 |
¥108,578,971 |
¥9,978,971 |
| 15 |
1.40% |
¥607,624 |
¥109,372,384 |
¥10,772,384 |
| 15 |
1.50% |
¥612,053 |
¥110,169,471 |
¥11,569,471 |
| 15 |
1.60% |
¥616,501 |
¥110,970,231 |
¥12,370,231 |
| 15 |
1.70% |
¥620,970 |
¥111,774,659 |
¥13,174,659 |
| 15 |
1.80% |
¥625,460 |
¥112,582,753 |
¥13,982,753 |
| 15 |
1.90% |
¥629,969 |
¥113,394,509 |
¥14,794,509 |
| 15 |
2.00% |
¥634,500 |
¥114,209,924 |
¥15,609,924 |
| 15 |
2.10% |
¥639,050 |
¥115,028,994 |
¥16,428,994 |
| 15 |
2.20% |
¥643,621 |
¥115,851,716 |
¥17,251,716 |
| 15 |
2.30% |
¥648,212 |
¥116,678,085 |
¥18,078,085 |
| 15 |
2.40% |
¥652,823 |
¥117,508,097 |
¥18,908,097 |
| 15 |
2.50% |
¥657,454 |
¥118,341,749 |
¥19,741,749 |
| 15 |
2.60% |
¥662,106 |
¥119,179,035 |
¥20,579,035 |
| 15 |
2.70% |
¥666,778 |
¥120,019,951 |
¥21,419,951 |
| 15 |
2.80% |
¥671,469 |
¥120,864,492 |
¥22,264,492 |
| 15 |
2.90% |
¥676,181 |
¥121,712,653 |
¥23,112,653 |
| 15 |
3.00% |
¥680,913 |
¥122,564,430 |
¥23,964,430 |
9860万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥851,000 |
¥102,120,002 |
¥3,520,002 |
| 10 |
0.80% |
¥855,245 |
¥102,629,427 |
¥4,029,427 |
| 10 |
0.90% |
¥859,504 |
¥103,140,491 |
¥4,540,491 |
| 10 |
1.00% |
¥863,777 |
¥103,653,196 |
¥5,053,196 |
| 10 |
1.10% |
¥868,063 |
¥104,167,541 |
¥5,567,541 |
| 10 |
1.20% |
¥872,363 |
¥104,683,524 |
¥6,083,524 |
| 10 |
1.30% |
¥876,676 |
¥105,201,146 |
¥6,601,146 |
| 10 |
1.40% |
¥881,003 |
¥105,720,406 |
¥7,120,406 |
| 10 |
1.50% |
¥885,344 |
¥106,241,303 |
¥7,641,303 |
| 10 |
1.60% |
¥889,699 |
¥106,763,836 |
¥8,163,836 |
| 10 |
1.70% |
¥894,067 |
¥107,288,005 |
¥8,688,005 |
| 10 |
1.80% |
¥898,448 |
¥107,813,809 |
¥9,213,809 |
| 10 |
1.90% |
¥902,844 |
¥108,341,247 |
¥9,741,247 |
| 10 |
2.00% |
¥907,253 |
¥108,870,319 |
¥10,270,319 |
| 10 |
2.10% |
¥911,675 |
¥109,401,023 |
¥10,801,023 |
| 10 |
2.20% |
¥916,111 |
¥109,933,359 |
¥11,333,359 |
| 10 |
2.30% |
¥920,561 |
¥110,467,326 |
¥11,867,326 |
| 10 |
2.40% |
¥925,024 |
¥111,002,922 |
¥12,402,922 |
| 10 |
2.50% |
¥929,501 |
¥111,540,148 |
¥12,940,148 |
| 10 |
2.60% |
¥933,992 |
¥112,079,001 |
¥13,479,001 |
| 10 |
2.70% |
¥938,496 |
¥112,619,482 |
¥14,019,482 |
| 10 |
2.80% |
¥943,013 |
¥113,161,588 |
¥14,561,588 |
| 10 |
2.90% |
¥947,544 |
¥113,705,319 |
¥15,105,319 |
| 10 |
3.00% |
¥952,089 |
¥114,250,673 |
¥15,650,673 |