9870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9870万円の住宅ローン|期間・年数別
9870万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥195,011 |
¥117,006,504 |
¥18,306,504 |
| 50 |
0.80% |
¥199,642 |
¥119,784,965 |
¥21,084,965 |
| 50 |
0.90% |
¥204,340 |
¥122,603,858 |
¥23,903,858 |
| 50 |
1.00% |
¥209,105 |
¥125,463,007 |
¥26,763,007 |
| 50 |
1.10% |
¥213,937 |
¥128,362,216 |
¥29,662,216 |
| 50 |
1.20% |
¥218,835 |
¥131,301,273 |
¥32,601,273 |
| 50 |
1.30% |
¥223,800 |
¥134,279,947 |
¥35,579,947 |
| 50 |
1.40% |
¥228,830 |
¥137,297,987 |
¥38,597,987 |
| 50 |
1.50% |
¥233,925 |
¥140,355,126 |
¥41,655,126 |
| 50 |
1.60% |
¥239,085 |
¥143,451,081 |
¥44,751,081 |
| 50 |
1.70% |
¥244,309 |
¥146,585,552 |
¥47,885,552 |
| 50 |
1.80% |
¥249,597 |
¥149,758,220 |
¥51,058,220 |
| 50 |
1.90% |
¥254,948 |
¥152,968,756 |
¥54,268,756 |
| 50 |
2.00% |
¥260,361 |
¥156,216,811 |
¥57,516,811 |
| 50 |
2.10% |
¥265,837 |
¥159,502,024 |
¥60,802,024 |
| 50 |
2.20% |
¥271,373 |
¥162,824,020 |
¥64,124,020 |
| 50 |
2.30% |
¥276,971 |
¥166,182,411 |
¥67,482,411 |
| 50 |
2.40% |
¥282,628 |
¥169,576,795 |
¥70,876,795 |
| 50 |
2.50% |
¥288,345 |
¥173,006,760 |
¥74,306,760 |
| 50 |
2.60% |
¥294,120 |
¥176,471,881 |
¥77,771,881 |
| 50 |
2.70% |
¥299,953 |
¥179,971,722 |
¥81,271,722 |
| 50 |
2.80% |
¥305,843 |
¥183,505,840 |
¥84,805,840 |
| 50 |
2.90% |
¥311,790 |
¥187,073,778 |
¥88,373,778 |
| 50 |
3.00% |
¥317,792 |
¥190,675,074 |
¥91,975,074 |
9870万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥213,127 |
¥115,088,577 |
¥16,388,577 |
| 45 |
0.80% |
¥217,708 |
¥117,562,208 |
¥18,862,208 |
| 45 |
0.90% |
¥222,349 |
¥120,068,688 |
¥21,368,688 |
| 45 |
1.00% |
¥227,052 |
¥122,607,901 |
¥23,907,901 |
| 45 |
1.10% |
¥231,814 |
¥125,179,717 |
¥26,479,717 |
| 45 |
1.20% |
¥236,637 |
¥127,783,995 |
¥29,083,995 |
| 45 |
1.30% |
¥241,520 |
¥130,420,580 |
¥31,720,580 |
| 45 |
1.40% |
¥246,462 |
¥133,089,308 |
¥34,389,308 |
| 45 |
1.50% |
¥251,463 |
¥135,790,000 |
¥37,090,000 |
| 45 |
1.60% |
¥256,523 |
¥138,522,467 |
¥39,822,467 |
| 45 |
1.70% |
¥261,642 |
¥141,286,508 |
¥42,586,508 |
| 45 |
1.80% |
¥266,818 |
¥144,081,912 |
¥45,381,912 |
| 45 |
1.90% |
¥272,053 |
¥146,908,456 |
¥48,208,456 |
| 45 |
2.00% |
¥277,344 |
¥149,765,909 |
¥51,065,909 |
| 45 |
2.10% |
¥282,693 |
¥152,654,026 |
¥53,954,026 |
| 45 |
2.20% |
¥288,097 |
¥155,572,555 |
¥56,872,555 |
| 45 |
2.30% |
¥293,558 |
¥158,521,234 |
¥59,821,234 |
| 45 |
2.40% |
¥299,074 |
¥161,499,792 |
¥62,799,792 |
| 45 |
2.50% |
¥304,644 |
¥164,507,949 |
¥65,807,949 |
| 45 |
2.60% |
¥310,269 |
¥167,545,415 |
¥68,845,415 |
| 45 |
2.70% |
¥315,948 |
¥170,611,896 |
¥71,911,896 |
| 45 |
2.80% |
¥321,680 |
¥173,707,086 |
¥75,007,086 |
| 45 |
2.90% |
¥327,464 |
¥176,830,674 |
¥78,130,674 |
| 45 |
3.00% |
¥333,301 |
¥179,982,341 |
¥81,282,341 |
9870万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥235,814 |
¥113,190,596 |
¥14,490,596 |
| 40 |
0.80% |
¥240,345 |
¥115,365,423 |
¥16,665,423 |
| 40 |
0.90% |
¥244,930 |
¥117,566,276 |
¥18,866,276 |
| 40 |
1.00% |
¥249,569 |
¥119,793,080 |
¥21,093,080 |
| 40 |
1.10% |
¥254,262 |
¥122,045,754 |
¥23,345,754 |
| 40 |
1.20% |
¥259,009 |
¥124,324,208 |
¥25,624,208 |
| 40 |
1.30% |
¥263,809 |
¥126,628,346 |
¥27,928,346 |
| 40 |
1.40% |
¥268,663 |
¥128,958,062 |
¥30,258,062 |
| 40 |
1.50% |
¥273,569 |
¥131,313,243 |
¥32,613,243 |
| 40 |
1.60% |
¥278,529 |
¥133,693,770 |
¥34,993,770 |
| 40 |
1.70% |
¥283,541 |
¥136,099,514 |
¥37,399,514 |
| 40 |
1.80% |
¥288,605 |
¥138,530,342 |
¥39,830,342 |
| 40 |
1.90% |
¥293,721 |
¥140,986,112 |
¥42,286,112 |
| 40 |
2.00% |
¥298,889 |
¥143,466,675 |
¥44,766,675 |
| 40 |
2.10% |
¥304,108 |
¥145,971,876 |
¥47,271,876 |
| 40 |
2.20% |
¥309,378 |
¥148,501,553 |
¥49,801,553 |
| 40 |
2.30% |
¥314,699 |
¥151,055,539 |
¥52,355,539 |
| 40 |
2.40% |
¥320,070 |
¥153,633,659 |
¥54,933,659 |
| 40 |
2.50% |
¥325,491 |
¥156,235,733 |
¥57,535,733 |
| 40 |
2.60% |
¥330,962 |
¥158,861,574 |
¥60,161,574 |
| 40 |
2.70% |
¥336,481 |
¥161,510,991 |
¥62,810,991 |
| 40 |
2.80% |
¥342,050 |
¥164,183,787 |
¥65,483,787 |
| 40 |
2.90% |
¥347,666 |
¥166,879,759 |
¥68,179,759 |
| 40 |
3.00% |
¥353,331 |
¥169,598,700 |
¥70,898,700 |
9870万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥265,030 |
¥111,312,604 |
¥12,612,604 |
| 35 |
0.80% |
¥269,511 |
¥113,194,681 |
¥14,494,681 |
| 35 |
0.90% |
¥274,040 |
¥115,096,733 |
¥16,396,733 |
| 35 |
1.00% |
¥278,616 |
¥117,018,714 |
¥18,318,714 |
| 35 |
1.10% |
¥283,239 |
¥118,960,576 |
¥20,260,576 |
| 35 |
1.20% |
¥287,910 |
¥120,922,265 |
¥22,222,265 |
| 35 |
1.30% |
¥292,628 |
¥122,903,725 |
¥24,203,725 |
| 35 |
1.40% |
¥297,393 |
¥124,904,891 |
¥26,204,891 |
| 35 |
1.50% |
¥302,204 |
¥126,925,698 |
¥28,225,698 |
| 35 |
1.60% |
¥307,062 |
¥128,966,072 |
¥30,266,072 |
| 35 |
1.70% |
¥311,967 |
¥131,025,939 |
¥32,325,939 |
| 35 |
1.80% |
¥316,917 |
¥133,105,218 |
¥34,405,218 |
| 35 |
1.90% |
¥321,914 |
¥135,203,824 |
¥36,503,824 |
| 35 |
2.00% |
¥326,956 |
¥137,321,669 |
¥38,621,669 |
| 35 |
2.10% |
¥332,044 |
¥139,458,658 |
¥40,758,658 |
| 35 |
2.20% |
¥337,178 |
¥141,614,696 |
¥42,914,696 |
| 35 |
2.30% |
¥342,356 |
¥143,789,680 |
¥45,089,680 |
| 35 |
2.40% |
¥347,580 |
¥145,983,507 |
¥47,283,507 |
| 35 |
2.50% |
¥352,848 |
¥148,196,067 |
¥49,496,067 |
| 35 |
2.60% |
¥358,160 |
¥150,427,247 |
¥51,727,247 |
| 35 |
2.70% |
¥363,517 |
¥152,676,932 |
¥53,976,932 |
| 35 |
2.80% |
¥368,917 |
¥154,945,001 |
¥56,245,001 |
| 35 |
2.90% |
¥374,360 |
¥157,231,332 |
¥58,531,332 |
| 35 |
3.00% |
¥379,847 |
¥159,535,798 |
¥60,835,798 |
9870万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥304,041 |
¥109,454,635 |
¥10,754,635 |
| 30 |
0.80% |
¥308,472 |
¥111,050,045 |
¥12,350,045 |
| 30 |
0.90% |
¥312,945 |
¥112,660,159 |
¥13,960,159 |
| 30 |
1.00% |
¥317,458 |
¥114,284,954 |
¥15,584,954 |
| 30 |
1.10% |
¥322,012 |
¥115,924,404 |
¥17,224,404 |
| 30 |
1.20% |
¥326,607 |
¥117,578,477 |
¥18,878,477 |
| 30 |
1.30% |
¥331,242 |
¥119,247,143 |
¥20,547,143 |
| 30 |
1.40% |
¥335,918 |
¥120,930,368 |
¥22,230,368 |
| 30 |
1.50% |
¥340,634 |
¥122,628,113 |
¥23,928,113 |
| 30 |
1.60% |
¥345,390 |
¥124,340,340 |
¥25,640,340 |
| 30 |
1.70% |
¥350,186 |
¥126,067,007 |
¥27,367,007 |
| 30 |
1.80% |
¥355,022 |
¥127,808,069 |
¥29,108,069 |
| 30 |
1.90% |
¥359,899 |
¥129,563,480 |
¥30,863,480 |
| 30 |
2.00% |
¥364,814 |
¥131,333,191 |
¥32,633,191 |
| 30 |
2.10% |
¥369,770 |
¥133,117,150 |
¥34,417,150 |
| 30 |
2.20% |
¥374,765 |
¥134,915,303 |
¥36,215,303 |
| 30 |
2.30% |
¥379,799 |
¥136,727,595 |
¥38,027,595 |
| 30 |
2.40% |
¥384,872 |
¥138,553,966 |
¥39,853,966 |
| 30 |
2.50% |
¥389,984 |
¥140,394,358 |
¥41,694,358 |
| 30 |
2.60% |
¥395,135 |
¥142,248,706 |
¥43,548,706 |
| 30 |
2.70% |
¥400,325 |
¥144,116,947 |
¥45,416,947 |
| 30 |
2.80% |
¥405,553 |
¥145,999,014 |
¥47,299,014 |
| 30 |
2.90% |
¥410,819 |
¥147,894,837 |
¥49,194,837 |
| 30 |
3.00% |
¥416,123 |
¥149,804,345 |
¥51,104,345 |
9870万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥358,722 |
¥107,616,724 |
¥8,916,724 |
| 25 |
0.80% |
¥363,105 |
¥108,931,568 |
¥10,231,568 |
| 25 |
0.90% |
¥367,522 |
¥110,256,642 |
¥11,556,642 |
| 25 |
1.00% |
¥371,973 |
¥111,591,934 |
¥12,891,934 |
| 25 |
1.10% |
¥376,458 |
¥112,937,430 |
¥14,237,430 |
| 25 |
1.20% |
¥380,977 |
¥114,293,116 |
¥15,593,116 |
| 25 |
1.30% |
¥385,530 |
¥115,658,975 |
¥16,958,975 |
| 25 |
1.40% |
¥390,117 |
¥117,034,991 |
¥18,334,991 |
| 25 |
1.50% |
¥394,737 |
¥118,421,146 |
¥19,721,146 |
| 25 |
1.60% |
¥399,391 |
¥119,817,420 |
¥21,117,420 |
| 25 |
1.70% |
¥404,079 |
¥121,223,791 |
¥22,523,791 |
| 25 |
1.80% |
¥408,801 |
¥122,640,239 |
¥23,940,239 |
| 25 |
1.90% |
¥413,556 |
¥124,066,740 |
¥25,366,740 |
| 25 |
2.00% |
¥418,344 |
¥125,503,270 |
¥26,803,270 |
| 25 |
2.10% |
¥423,166 |
¥126,949,802 |
¥28,249,802 |
| 25 |
2.20% |
¥428,021 |
¥128,406,312 |
¥29,706,312 |
| 25 |
2.30% |
¥432,909 |
¥129,872,770 |
¥31,172,770 |
| 25 |
2.40% |
¥437,830 |
¥131,349,147 |
¥32,649,147 |
| 25 |
2.50% |
¥442,785 |
¥132,835,415 |
¥34,135,415 |
| 25 |
2.60% |
¥447,772 |
¥134,331,541 |
¥35,631,541 |
| 25 |
2.70% |
¥452,792 |
¥135,837,494 |
¥37,137,494 |
| 25 |
2.80% |
¥457,844 |
¥137,353,239 |
¥38,653,239 |
| 25 |
2.90% |
¥462,929 |
¥138,878,743 |
¥40,178,743 |
| 25 |
3.00% |
¥468,047 |
¥140,413,970 |
¥41,713,970 |
9870万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥440,829 |
¥105,798,895 |
¥7,098,895 |
| 20 |
0.80% |
¥445,164 |
¥106,839,296 |
¥8,139,296 |
| 20 |
0.90% |
¥449,526 |
¥107,886,254 |
¥9,186,254 |
| 20 |
1.00% |
¥453,916 |
¥108,939,763 |
¥10,239,763 |
| 20 |
1.10% |
¥458,333 |
¥109,999,818 |
¥11,299,818 |
| 20 |
1.20% |
¥462,777 |
¥111,066,412 |
¥12,366,412 |
| 20 |
1.30% |
¥467,248 |
¥112,139,537 |
¥13,439,537 |
| 20 |
1.40% |
¥471,747 |
¥113,219,188 |
¥14,519,188 |
| 20 |
1.50% |
¥476,272 |
¥114,305,356 |
¥15,605,356 |
| 20 |
1.60% |
¥480,825 |
¥115,398,033 |
¥16,698,033 |
| 20 |
1.70% |
¥485,405 |
¥116,497,210 |
¥17,797,210 |
| 20 |
1.80% |
¥490,012 |
¥117,602,878 |
¥18,902,878 |
| 20 |
1.90% |
¥494,646 |
¥118,715,026 |
¥20,015,026 |
| 20 |
2.00% |
¥499,307 |
¥119,833,644 |
¥21,133,644 |
| 20 |
2.10% |
¥503,995 |
¥120,958,723 |
¥22,258,723 |
| 20 |
2.20% |
¥508,709 |
¥122,090,249 |
¥23,390,249 |
| 20 |
2.30% |
¥513,451 |
¥123,228,212 |
¥24,528,212 |
| 20 |
2.40% |
¥518,219 |
¥124,372,599 |
¥25,672,599 |
| 20 |
2.50% |
¥523,014 |
¥125,523,397 |
¥26,823,397 |
| 20 |
2.60% |
¥527,836 |
¥126,680,594 |
¥27,980,594 |
| 20 |
2.70% |
¥532,684 |
¥127,844,175 |
¥29,144,175 |
| 20 |
2.80% |
¥537,559 |
¥129,014,126 |
¥30,314,126 |
| 20 |
2.90% |
¥542,460 |
¥130,190,432 |
¥31,490,432 |
| 20 |
3.00% |
¥547,388 |
¥131,373,079 |
¥32,673,079 |
9870万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥577,784 |
¥104,001,172 |
¥5,301,172 |
| 15 |
0.80% |
¥582,074 |
¥104,773,268 |
¥6,073,268 |
| 15 |
0.90% |
¥586,384 |
¥105,549,057 |
¥6,849,057 |
| 15 |
1.00% |
¥590,714 |
¥106,328,535 |
¥7,628,535 |
| 15 |
1.10% |
¥595,065 |
¥107,111,702 |
¥8,411,702 |
| 15 |
1.20% |
¥599,436 |
¥107,898,555 |
¥9,198,555 |
| 15 |
1.30% |
¥603,828 |
¥108,689,091 |
¥9,989,091 |
| 15 |
1.40% |
¥608,241 |
¥109,483,309 |
¥10,783,309 |
| 15 |
1.50% |
¥612,673 |
¥110,281,205 |
¥11,581,205 |
| 15 |
1.60% |
¥617,127 |
¥111,082,777 |
¥12,382,777 |
| 15 |
1.70% |
¥621,600 |
¥111,888,021 |
¥13,188,021 |
| 15 |
1.80% |
¥626,094 |
¥112,696,934 |
¥13,996,934 |
| 15 |
1.90% |
¥630,608 |
¥113,509,514 |
¥14,809,514 |
| 15 |
2.00% |
¥635,143 |
¥114,325,756 |
¥15,625,756 |
| 15 |
2.10% |
¥639,698 |
¥115,145,657 |
¥16,445,657 |
| 15 |
2.20% |
¥644,273 |
¥115,969,213 |
¥17,269,213 |
| 15 |
2.30% |
¥648,869 |
¥116,796,420 |
¥18,096,420 |
| 15 |
2.40% |
¥653,485 |
¥117,627,274 |
¥18,927,274 |
| 15 |
2.50% |
¥658,121 |
¥118,461,771 |
¥19,761,771 |
| 15 |
2.60% |
¥662,777 |
¥119,299,906 |
¥20,599,906 |
| 15 |
2.70% |
¥667,454 |
¥120,141,675 |
¥21,441,675 |
| 15 |
2.80% |
¥672,150 |
¥120,987,072 |
¥22,287,072 |
| 15 |
2.90% |
¥676,867 |
¥121,836,094 |
¥23,136,094 |
| 15 |
3.00% |
¥681,604 |
¥122,688,734 |
¥23,988,734 |
9870万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥851,863 |
¥102,223,572 |
¥3,523,572 |
| 10 |
0.80% |
¥856,113 |
¥102,733,513 |
¥4,033,513 |
| 10 |
0.90% |
¥860,376 |
¥103,245,096 |
¥4,545,096 |
| 10 |
1.00% |
¥864,653 |
¥103,758,321 |
¥5,058,321 |
| 10 |
1.10% |
¥868,943 |
¥104,273,187 |
¥5,573,187 |
| 10 |
1.20% |
¥873,247 |
¥104,789,694 |
¥6,089,694 |
| 10 |
1.30% |
¥877,565 |
¥105,307,841 |
¥6,607,841 |
| 10 |
1.40% |
¥881,897 |
¥105,827,627 |
¥7,127,627 |
| 10 |
1.50% |
¥886,242 |
¥106,349,052 |
¥7,649,052 |
| 10 |
1.60% |
¥890,601 |
¥106,872,116 |
¥8,172,116 |
| 10 |
1.70% |
¥894,973 |
¥107,396,816 |
¥8,696,816 |
| 10 |
1.80% |
¥899,360 |
¥107,923,153 |
¥9,223,153 |
| 10 |
1.90% |
¥903,759 |
¥108,451,127 |
¥9,751,127 |
| 10 |
2.00% |
¥908,173 |
¥108,980,735 |
¥10,280,735 |
| 10 |
2.10% |
¥912,600 |
¥109,511,977 |
¥10,811,977 |
| 10 |
2.20% |
¥917,040 |
¥110,044,853 |
¥11,344,853 |
| 10 |
2.30% |
¥921,495 |
¥110,579,361 |
¥11,879,361 |
| 10 |
2.40% |
¥925,963 |
¥111,115,501 |
¥12,415,501 |
| 10 |
2.50% |
¥930,444 |
¥111,653,272 |
¥12,953,272 |
| 10 |
2.60% |
¥934,939 |
¥112,192,672 |
¥13,492,672 |
| 10 |
2.70% |
¥939,448 |
¥112,733,700 |
¥14,033,700 |
| 10 |
2.80% |
¥943,970 |
¥113,276,356 |
¥14,576,356 |
| 10 |
2.90% |
¥948,505 |
¥113,820,638 |
¥15,120,638 |
| 10 |
3.00% |
¥953,055 |
¥114,366,546 |
¥15,666,546 |