9890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9890万円の住宅ローン｜期間・年数別
9890万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥195,406 |
¥117,243,599 |
¥18,343,599 |
| 50 |
0.80% |
¥200,046 |
¥120,027,691 |
¥21,127,691 |
| 50 |
0.90% |
¥204,754 |
¥122,852,295 |
¥23,952,295 |
| 50 |
1.00% |
¥209,529 |
¥125,717,238 |
¥26,817,238 |
| 50 |
1.10% |
¥214,371 |
¥128,622,322 |
¥29,722,322 |
| 50 |
1.20% |
¥219,279 |
¥131,567,335 |
¥32,667,335 |
| 50 |
1.30% |
¥224,253 |
¥134,552,044 |
¥35,652,044 |
| 50 |
1.40% |
¥229,294 |
¥137,576,199 |
¥38,676,199 |
| 50 |
1.50% |
¥234,399 |
¥140,639,534 |
¥41,739,534 |
| 50 |
1.60% |
¥239,570 |
¥143,741,762 |
¥44,841,762 |
| 50 |
1.70% |
¥244,804 |
¥146,882,584 |
¥47,982,584 |
| 50 |
1.80% |
¥250,103 |
¥150,061,682 |
¥51,161,682 |
| 50 |
1.90% |
¥255,465 |
¥153,278,723 |
¥54,378,723 |
| 50 |
2.00% |
¥260,889 |
¥156,533,359 |
¥57,633,359 |
| 50 |
2.10% |
¥266,375 |
¥159,825,229 |
¥60,925,229 |
| 50 |
2.20% |
¥271,923 |
¥163,153,957 |
¥64,253,957 |
| 50 |
2.30% |
¥277,532 |
¥166,519,153 |
¥67,619,153 |
| 50 |
2.40% |
¥283,201 |
¥169,920,415 |
¥71,020,415 |
| 50 |
2.50% |
¥288,929 |
¥173,357,331 |
¥74,457,331 |
| 50 |
2.60% |
¥294,716 |
¥176,829,473 |
¥77,929,473 |
| 50 |
2.70% |
¥300,561 |
¥180,336,407 |
¥81,436,407 |
| 50 |
2.80% |
¥306,463 |
¥183,877,686 |
¥84,977,686 |
| 50 |
2.90% |
¥312,421 |
¥187,452,854 |
¥88,552,854 |
| 50 |
3.00% |
¥318,436 |
¥191,061,447 |
¥92,161,447 |
9890万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥213,559 |
¥115,321,786 |
¥16,421,786 |
| 45 |
0.80% |
¥218,149 |
¥117,800,429 |
¥18,900,429 |
| 45 |
0.90% |
¥222,800 |
¥120,311,988 |
¥21,411,988 |
| 45 |
1.00% |
¥227,512 |
¥122,856,346 |
¥23,956,346 |
| 45 |
1.10% |
¥232,284 |
¥125,433,374 |
¥26,533,374 |
| 45 |
1.20% |
¥237,117 |
¥128,042,929 |
¥29,142,929 |
| 45 |
1.30% |
¥242,009 |
¥130,684,857 |
¥31,784,857 |
| 45 |
1.40% |
¥246,961 |
¥133,358,993 |
¥34,458,993 |
| 45 |
1.50% |
¥251,973 |
¥136,065,157 |
¥37,165,157 |
| 45 |
1.60% |
¥257,043 |
¥138,803,161 |
¥39,903,161 |
| 45 |
1.70% |
¥262,172 |
¥141,572,803 |
¥42,672,803 |
| 45 |
1.80% |
¥267,359 |
¥144,373,871 |
¥45,473,871 |
| 45 |
1.90% |
¥272,604 |
¥147,206,143 |
¥48,306,143 |
| 45 |
2.00% |
¥277,906 |
¥150,069,386 |
¥51,169,386 |
| 45 |
2.10% |
¥283,265 |
¥152,963,355 |
¥54,063,355 |
| 45 |
2.20% |
¥288,681 |
¥155,887,798 |
¥56,987,798 |
| 45 |
2.30% |
¥294,153 |
¥158,842,452 |
¥59,942,452 |
| 45 |
2.40% |
¥299,680 |
¥161,827,046 |
¥62,927,046 |
| 45 |
2.50% |
¥305,262 |
¥164,841,298 |
¥65,941,298 |
| 45 |
2.60% |
¥310,898 |
¥167,884,920 |
¥68,984,920 |
| 45 |
2.70% |
¥316,588 |
¥170,957,614 |
¥72,057,614 |
| 45 |
2.80% |
¥322,332 |
¥174,059,076 |
¥75,159,076 |
| 45 |
2.90% |
¥328,128 |
¥177,188,993 |
¥78,288,993 |
| 45 |
3.00% |
¥333,976 |
¥180,347,047 |
¥81,447,047 |
9890万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥236,292 |
¥113,419,959 |
¥14,519,959 |
| 40 |
0.80% |
¥240,832 |
¥115,599,193 |
¥16,699,193 |
| 40 |
0.90% |
¥245,426 |
¥117,804,505 |
¥18,904,505 |
| 40 |
1.00% |
¥250,075 |
¥120,035,821 |
¥21,135,821 |
| 40 |
1.10% |
¥254,777 |
¥122,293,060 |
¥23,393,060 |
| 40 |
1.20% |
¥259,534 |
¥124,576,132 |
¥25,676,132 |
| 40 |
1.30% |
¥264,344 |
¥126,884,939 |
¥27,984,939 |
| 40 |
1.40% |
¥269,207 |
¥129,219,375 |
¥30,319,375 |
| 40 |
1.50% |
¥274,124 |
¥131,579,329 |
¥32,679,329 |
| 40 |
1.60% |
¥279,093 |
¥133,964,679 |
¥35,064,679 |
| 40 |
1.70% |
¥284,115 |
¥136,375,299 |
¥37,475,299 |
| 40 |
1.80% |
¥289,190 |
¥138,811,052 |
¥39,911,052 |
| 40 |
1.90% |
¥294,316 |
¥141,271,798 |
¥42,371,798 |
| 40 |
2.00% |
¥299,495 |
¥143,757,387 |
¥44,857,387 |
| 40 |
2.10% |
¥304,724 |
¥146,267,665 |
¥47,367,665 |
| 40 |
2.20% |
¥310,005 |
¥148,802,468 |
¥49,902,468 |
| 40 |
2.30% |
¥315,337 |
¥151,361,630 |
¥52,461,630 |
| 40 |
2.40% |
¥320,719 |
¥153,944,974 |
¥55,044,974 |
| 40 |
2.50% |
¥326,151 |
¥156,552,320 |
¥57,652,320 |
| 40 |
2.60% |
¥331,632 |
¥159,183,482 |
¥60,283,482 |
| 40 |
2.70% |
¥337,163 |
¥161,838,268 |
¥62,938,268 |
| 40 |
2.80% |
¥342,743 |
¥164,516,480 |
¥65,616,480 |
| 40 |
2.90% |
¥348,371 |
¥167,217,915 |
¥68,317,915 |
| 40 |
3.00% |
¥354,047 |
¥169,942,365 |
¥71,042,365 |
9890万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥265,567 |
¥111,538,161 |
¥12,638,161 |
| 35 |
0.80% |
¥270,057 |
¥113,424,053 |
¥14,524,053 |
| 35 |
0.90% |
¥274,595 |
¥115,329,958 |
¥16,429,958 |
| 35 |
1.00% |
¥279,181 |
¥117,255,834 |
¥18,355,834 |
| 35 |
1.10% |
¥283,813 |
¥119,201,631 |
¥20,301,631 |
| 35 |
1.20% |
¥288,494 |
¥121,167,295 |
¥22,267,295 |
| 35 |
1.30% |
¥293,221 |
¥123,152,770 |
¥24,252,770 |
| 35 |
1.40% |
¥297,995 |
¥125,157,991 |
¥26,257,991 |
| 35 |
1.50% |
¥302,816 |
¥127,182,893 |
¥28,282,893 |
| 35 |
1.60% |
¥307,684 |
¥129,227,402 |
¥30,327,402 |
| 35 |
1.70% |
¥312,599 |
¥131,291,443 |
¥32,391,443 |
| 35 |
1.80% |
¥317,559 |
¥133,374,935 |
¥34,474,935 |
| 35 |
1.90% |
¥322,566 |
¥135,477,793 |
¥36,577,793 |
| 35 |
2.00% |
¥327,619 |
¥137,599,929 |
¥38,699,929 |
| 35 |
2.10% |
¥332,717 |
¥139,741,249 |
¥40,841,249 |
| 35 |
2.20% |
¥337,861 |
¥141,901,656 |
¥43,001,656 |
| 35 |
2.30% |
¥343,050 |
¥144,081,047 |
¥45,181,047 |
| 35 |
2.40% |
¥348,284 |
¥146,279,319 |
¥47,379,319 |
| 35 |
2.50% |
¥353,563 |
¥148,496,363 |
¥49,596,363 |
| 35 |
2.60% |
¥358,886 |
¥150,732,064 |
¥51,832,064 |
| 35 |
2.70% |
¥364,253 |
¥152,986,307 |
¥54,086,307 |
| 35 |
2.80% |
¥369,664 |
¥155,258,973 |
¥56,358,973 |
| 35 |
2.90% |
¥375,119 |
¥157,549,936 |
¥58,649,936 |
| 35 |
3.00% |
¥380,617 |
¥159,859,072 |
¥60,959,072 |
9890万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥304,657 |
¥109,676,428 |
¥10,776,428 |
| 30 |
0.80% |
¥309,097 |
¥111,275,070 |
¥12,375,070 |
| 30 |
0.90% |
¥313,579 |
¥112,888,447 |
¥13,988,447 |
| 30 |
1.00% |
¥318,101 |
¥114,516,535 |
¥15,616,535 |
| 30 |
1.10% |
¥322,665 |
¥116,159,306 |
¥17,259,306 |
| 30 |
1.20% |
¥327,269 |
¥117,816,731 |
¥18,916,731 |
| 30 |
1.30% |
¥331,913 |
¥119,488,779 |
¥20,588,779 |
| 30 |
1.40% |
¥336,598 |
¥121,175,414 |
¥22,275,414 |
| 30 |
1.50% |
¥341,324 |
¥122,876,600 |
¥23,976,600 |
| 30 |
1.60% |
¥346,090 |
¥124,592,296 |
¥25,692,296 |
| 30 |
1.70% |
¥350,896 |
¥126,322,462 |
¥27,422,462 |
| 30 |
1.80% |
¥355,742 |
¥128,067,052 |
¥29,167,052 |
| 30 |
1.90% |
¥360,628 |
¥129,826,020 |
¥30,926,020 |
| 30 |
2.00% |
¥365,554 |
¥131,599,317 |
¥32,699,317 |
| 30 |
2.10% |
¥370,519 |
¥133,386,891 |
¥34,486,891 |
| 30 |
2.20% |
¥375,524 |
¥135,188,688 |
¥36,288,688 |
| 30 |
2.30% |
¥380,568 |
¥137,004,651 |
¥38,104,651 |
| 30 |
2.40% |
¥385,652 |
¥138,834,724 |
¥39,934,724 |
| 30 |
2.50% |
¥390,775 |
¥140,678,845 |
¥41,778,845 |
| 30 |
2.60% |
¥395,936 |
¥142,536,951 |
¥43,636,951 |
| 30 |
2.70% |
¥401,136 |
¥144,408,977 |
¥45,508,977 |
| 30 |
2.80% |
¥406,375 |
¥146,294,858 |
¥47,394,858 |
| 30 |
2.90% |
¥411,651 |
¥148,194,522 |
¥49,294,522 |
| 30 |
3.00% |
¥416,966 |
¥150,107,900 |
¥51,207,900 |
9890万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥359,449 |
¥107,834,792 |
¥8,934,792 |
| 25 |
0.80% |
¥363,841 |
¥109,152,300 |
¥10,252,300 |
| 25 |
0.90% |
¥368,267 |
¥110,480,060 |
¥11,580,060 |
| 25 |
1.00% |
¥372,727 |
¥111,818,057 |
¥12,918,057 |
| 25 |
1.10% |
¥377,221 |
¥113,166,280 |
¥14,266,280 |
| 25 |
1.20% |
¥381,749 |
¥114,524,713 |
¥15,624,713 |
| 25 |
1.30% |
¥386,311 |
¥115,893,340 |
¥16,993,340 |
| 25 |
1.40% |
¥390,907 |
¥117,272,144 |
¥18,372,144 |
| 25 |
1.50% |
¥395,537 |
¥118,661,108 |
¥19,761,108 |
| 25 |
1.60% |
¥400,201 |
¥120,060,211 |
¥21,160,211 |
| 25 |
1.70% |
¥404,898 |
¥121,469,432 |
¥22,569,432 |
| 25 |
1.80% |
¥409,629 |
¥122,888,750 |
¥23,988,750 |
| 25 |
1.90% |
¥414,394 |
¥124,318,142 |
¥25,418,142 |
| 25 |
2.00% |
¥419,192 |
¥125,757,582 |
¥26,857,582 |
| 25 |
2.10% |
¥424,023 |
¥127,207,046 |
¥28,307,046 |
| 25 |
2.20% |
¥428,888 |
¥128,666,507 |
¥29,766,507 |
| 25 |
2.30% |
¥433,786 |
¥130,135,936 |
¥31,235,936 |
| 25 |
2.40% |
¥438,718 |
¥131,615,306 |
¥32,715,306 |
| 25 |
2.50% |
¥443,682 |
¥133,104,585 |
¥34,204,585 |
| 25 |
2.60% |
¥448,679 |
¥134,603,743 |
¥35,703,743 |
| 25 |
2.70% |
¥453,709 |
¥136,112,747 |
¥37,212,747 |
| 25 |
2.80% |
¥458,772 |
¥137,631,564 |
¥38,731,564 |
| 25 |
2.90% |
¥463,867 |
¥139,160,159 |
¥40,260,159 |
| 25 |
3.00% |
¥468,995 |
¥140,698,497 |
¥41,798,497 |
9890万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥441,722 |
¥106,013,280 |
¥7,113,280 |
| 20 |
0.80% |
¥446,066 |
¥107,055,789 |
¥8,155,789 |
| 20 |
0.90% |
¥450,437 |
¥108,104,869 |
¥9,204,869 |
| 20 |
1.00% |
¥454,835 |
¥109,160,513 |
¥10,260,513 |
| 20 |
1.10% |
¥459,261 |
¥110,222,715 |
¥11,322,715 |
| 20 |
1.20% |
¥463,714 |
¥111,291,470 |
¥12,391,470 |
| 20 |
1.30% |
¥468,195 |
¥112,366,771 |
¥13,466,771 |
| 20 |
1.40% |
¥472,703 |
¥113,448,609 |
¥14,548,609 |
| 20 |
1.50% |
¥477,237 |
¥114,536,978 |
¥15,636,978 |
| 20 |
1.60% |
¥481,799 |
¥115,631,869 |
¥16,731,869 |
| 20 |
1.70% |
¥486,389 |
¥116,733,273 |
¥17,833,273 |
| 20 |
1.80% |
¥491,005 |
¥117,841,181 |
¥18,941,181 |
| 20 |
1.90% |
¥495,648 |
¥118,955,583 |
¥20,055,583 |
| 20 |
2.00% |
¥500,319 |
¥120,076,468 |
¥21,176,468 |
| 20 |
2.10% |
¥505,016 |
¥121,203,826 |
¥22,303,826 |
| 20 |
2.20% |
¥509,740 |
¥122,337,646 |
¥23,437,646 |
| 20 |
2.30% |
¥514,491 |
¥123,477,914 |
¥24,577,914 |
| 20 |
2.40% |
¥519,269 |
¥124,624,620 |
¥25,724,620 |
| 20 |
2.50% |
¥524,074 |
¥125,777,751 |
¥26,877,751 |
| 20 |
2.60% |
¥528,905 |
¥126,937,292 |
¥28,037,292 |
| 20 |
2.70% |
¥533,763 |
¥128,103,231 |
¥29,203,231 |
| 20 |
2.80% |
¥538,648 |
¥129,275,552 |
¥30,375,552 |
| 20 |
2.90% |
¥543,559 |
¥130,454,242 |
¥31,554,242 |
| 20 |
3.00% |
¥548,497 |
¥131,639,286 |
¥32,739,286 |
9890万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥578,955 |
¥104,211,914 |
¥5,311,914 |
| 15 |
0.80% |
¥583,253 |
¥104,985,575 |
¥6,085,575 |
| 15 |
0.90% |
¥587,572 |
¥105,762,935 |
¥6,862,935 |
| 15 |
1.00% |
¥591,911 |
¥106,543,993 |
¥7,643,993 |
| 15 |
1.10% |
¥596,271 |
¥107,328,747 |
¥8,428,747 |
| 15 |
1.20% |
¥600,651 |
¥108,117,194 |
¥9,217,194 |
| 15 |
1.30% |
¥605,052 |
¥108,909,333 |
¥10,009,333 |
| 15 |
1.40% |
¥609,473 |
¥109,705,160 |
¥10,805,160 |
| 15 |
1.50% |
¥613,915 |
¥110,504,672 |
¥11,604,672 |
| 15 |
1.60% |
¥618,377 |
¥111,307,868 |
¥12,407,868 |
| 15 |
1.70% |
¥622,860 |
¥112,114,744 |
¥13,214,744 |
| 15 |
1.80% |
¥627,363 |
¥112,925,297 |
¥14,025,297 |
| 15 |
1.90% |
¥631,886 |
¥113,739,523 |
¥14,839,523 |
| 15 |
2.00% |
¥636,430 |
¥114,557,419 |
¥15,657,419 |
| 15 |
2.10% |
¥640,994 |
¥115,378,981 |
¥16,478,981 |
| 15 |
2.20% |
¥645,579 |
¥116,204,206 |
¥17,304,206 |
| 15 |
2.30% |
¥650,184 |
¥117,033,089 |
¥18,133,089 |
| 15 |
2.40% |
¥654,809 |
¥117,865,627 |
¥18,965,627 |
| 15 |
2.50% |
¥659,455 |
¥118,701,815 |
¥19,801,815 |
| 15 |
2.60% |
¥664,120 |
¥119,541,648 |
¥20,641,648 |
| 15 |
2.70% |
¥668,806 |
¥120,385,123 |
¥21,485,123 |
| 15 |
2.80% |
¥673,512 |
¥121,232,233 |
¥22,332,233 |
| 15 |
2.90% |
¥678,239 |
¥122,082,975 |
¥23,182,975 |
| 15 |
3.00% |
¥682,985 |
¥122,937,344 |
¥24,037,344 |
9890万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥853,589 |
¥102,430,712 |
¥3,530,712 |
| 10 |
0.80% |
¥857,847 |
¥102,941,686 |
¥4,041,686 |
| 10 |
0.90% |
¥862,119 |
¥103,454,306 |
¥4,554,306 |
| 10 |
1.00% |
¥866,405 |
¥103,968,571 |
¥5,068,571 |
| 10 |
1.10% |
¥870,704 |
¥104,484,481 |
¥5,584,481 |
| 10 |
1.20% |
¥875,017 |
¥105,002,034 |
¥6,102,034 |
| 10 |
1.30% |
¥879,344 |
¥105,521,231 |
¥6,621,231 |
| 10 |
1.40% |
¥883,684 |
¥106,042,070 |
¥7,142,070 |
| 10 |
1.50% |
¥888,038 |
¥106,564,552 |
¥7,664,552 |
| 10 |
1.60% |
¥892,406 |
¥107,088,675 |
¥8,188,675 |
| 10 |
1.70% |
¥896,787 |
¥107,614,439 |
¥8,714,439 |
| 10 |
1.80% |
¥901,182 |
¥108,141,843 |
¥9,241,843 |
| 10 |
1.90% |
¥905,591 |
¥108,670,886 |
¥9,770,886 |
| 10 |
2.00% |
¥910,013 |
¥109,201,567 |
¥10,301,567 |
| 10 |
2.10% |
¥914,449 |
¥109,733,886 |
¥10,833,886 |
| 10 |
2.20% |
¥918,899 |
¥110,267,842 |
¥11,367,842 |
| 10 |
2.30% |
¥923,362 |
¥110,803,433 |
¥11,903,433 |
| 10 |
2.40% |
¥927,839 |
¥111,340,659 |
¥12,440,659 |
| 10 |
2.50% |
¥932,329 |
¥111,879,519 |
¥12,979,519 |
| 10 |
2.60% |
¥936,833 |
¥112,420,012 |
¥13,520,012 |
| 10 |
2.70% |
¥941,351 |
¥112,962,137 |
¥14,062,137 |
| 10 |
2.80% |
¥945,882 |
¥113,505,893 |
¥14,605,893 |
| 10 |
2.90% |
¥950,427 |
¥114,051,278 |
¥15,151,278 |
| 10 |
3.00% |
¥954,986 |
¥114,598,292 |
¥15,698,292 |
