9900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9900万円の住宅ローン|期間・年数別
9900万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥195,604 |
¥117,362,147 |
¥18,362,147 |
| 50 |
0.80% |
¥200,248 |
¥120,149,053 |
¥21,149,053 |
| 50 |
0.90% |
¥204,961 |
¥122,976,514 |
¥23,976,514 |
| 50 |
1.00% |
¥209,741 |
¥125,844,353 |
¥26,844,353 |
| 50 |
1.10% |
¥214,587 |
¥128,752,375 |
¥29,752,375 |
| 50 |
1.20% |
¥219,501 |
¥131,700,365 |
¥32,700,365 |
| 50 |
1.30% |
¥224,480 |
¥134,688,093 |
¥35,688,093 |
| 50 |
1.40% |
¥229,526 |
¥137,715,306 |
¥38,715,306 |
| 50 |
1.50% |
¥234,636 |
¥140,781,738 |
¥41,781,738 |
| 50 |
1.60% |
¥239,812 |
¥143,887,103 |
¥44,887,103 |
| 50 |
1.70% |
¥245,052 |
¥147,031,100 |
¥48,031,100 |
| 50 |
1.80% |
¥250,356 |
¥150,213,412 |
¥51,213,412 |
| 50 |
1.90% |
¥255,723 |
¥153,433,706 |
¥54,433,706 |
| 50 |
2.00% |
¥261,153 |
¥156,691,634 |
¥57,691,634 |
| 50 |
2.10% |
¥266,645 |
¥159,986,832 |
¥60,986,832 |
| 50 |
2.20% |
¥272,198 |
¥163,318,926 |
¥64,318,926 |
| 50 |
2.30% |
¥277,813 |
¥166,687,524 |
¥67,687,524 |
| 50 |
2.40% |
¥283,487 |
¥170,092,226 |
¥71,092,226 |
| 50 |
2.50% |
¥289,221 |
¥173,532,616 |
¥74,532,616 |
| 50 |
2.60% |
¥295,014 |
¥177,008,269 |
¥78,008,269 |
| 50 |
2.70% |
¥300,865 |
¥180,518,749 |
¥81,518,749 |
| 50 |
2.80% |
¥306,773 |
¥184,063,609 |
¥85,063,609 |
| 50 |
2.90% |
¥312,737 |
¥187,642,392 |
¥88,642,392 |
| 50 |
3.00% |
¥318,758 |
¥191,254,634 |
¥92,254,634 |
9900万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥213,775 |
¥115,438,390 |
¥16,438,390 |
| 45 |
0.80% |
¥218,370 |
¥117,919,540 |
¥18,919,540 |
| 45 |
0.90% |
¥223,025 |
¥120,433,639 |
¥21,433,639 |
| 45 |
1.00% |
¥227,742 |
¥122,980,569 |
¥23,980,569 |
| 45 |
1.10% |
¥232,519 |
¥125,560,202 |
¥26,560,202 |
| 45 |
1.20% |
¥237,356 |
¥128,172,396 |
¥29,172,396 |
| 45 |
1.30% |
¥242,254 |
¥130,816,996 |
¥31,816,996 |
| 45 |
1.40% |
¥247,211 |
¥133,493,835 |
¥34,493,835 |
| 45 |
1.50% |
¥252,227 |
¥136,202,735 |
¥37,202,735 |
| 45 |
1.60% |
¥257,303 |
¥138,943,508 |
¥39,943,508 |
| 45 |
1.70% |
¥262,437 |
¥141,715,950 |
¥42,715,950 |
| 45 |
1.80% |
¥267,629 |
¥144,519,851 |
¥45,519,851 |
| 45 |
1.90% |
¥272,880 |
¥147,354,987 |
¥48,354,987 |
| 45 |
2.00% |
¥278,187 |
¥150,221,124 |
¥51,221,124 |
| 45 |
2.10% |
¥283,552 |
¥153,118,020 |
¥54,118,020 |
| 45 |
2.20% |
¥288,973 |
¥156,045,420 |
¥57,045,420 |
| 45 |
2.30% |
¥294,450 |
¥159,003,061 |
¥60,003,061 |
| 45 |
2.40% |
¥299,983 |
¥161,990,673 |
¥62,990,673 |
| 45 |
2.50% |
¥305,570 |
¥165,007,973 |
¥66,007,973 |
| 45 |
2.60% |
¥311,212 |
¥168,054,672 |
¥69,054,672 |
| 45 |
2.70% |
¥316,908 |
¥171,130,473 |
¥72,130,473 |
| 45 |
2.80% |
¥322,658 |
¥174,235,071 |
¥75,235,071 |
| 45 |
2.90% |
¥328,460 |
¥177,368,153 |
¥78,368,153 |
| 45 |
3.00% |
¥334,314 |
¥180,529,399 |
¥81,529,399 |
9900万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥236,531 |
¥113,534,641 |
¥14,534,641 |
| 40 |
0.80% |
¥241,075 |
¥115,716,078 |
¥16,716,078 |
| 40 |
0.90% |
¥245,674 |
¥117,923,620 |
¥18,923,620 |
| 40 |
1.00% |
¥250,327 |
¥120,157,192 |
¥21,157,192 |
| 40 |
1.10% |
¥255,035 |
¥122,416,714 |
¥23,416,714 |
| 40 |
1.20% |
¥259,796 |
¥124,702,094 |
¥25,702,094 |
| 40 |
1.30% |
¥264,611 |
¥127,013,235 |
¥28,013,235 |
| 40 |
1.40% |
¥269,479 |
¥129,350,032 |
¥30,350,032 |
| 40 |
1.50% |
¥274,401 |
¥131,712,372 |
¥32,712,372 |
| 40 |
1.60% |
¥279,375 |
¥134,100,134 |
¥35,100,134 |
| 40 |
1.70% |
¥284,402 |
¥136,513,191 |
¥37,513,191 |
| 40 |
1.80% |
¥289,482 |
¥138,951,407 |
¥39,951,407 |
| 40 |
1.90% |
¥294,614 |
¥141,414,641 |
¥42,414,641 |
| 40 |
2.00% |
¥299,797 |
¥143,902,744 |
¥44,902,744 |
| 40 |
2.10% |
¥305,032 |
¥146,415,559 |
¥47,415,559 |
| 40 |
2.20% |
¥310,319 |
¥148,952,926 |
¥49,952,926 |
| 40 |
2.30% |
¥315,656 |
¥151,514,675 |
¥52,514,675 |
| 40 |
2.40% |
¥321,043 |
¥154,100,631 |
¥55,100,631 |
| 40 |
2.50% |
¥326,480 |
¥156,710,614 |
¥57,710,614 |
| 40 |
2.60% |
¥331,968 |
¥159,344,436 |
¥60,344,436 |
| 40 |
2.70% |
¥337,504 |
¥162,001,906 |
¥63,001,906 |
| 40 |
2.80% |
¥343,089 |
¥164,682,826 |
¥65,682,826 |
| 40 |
2.90% |
¥348,723 |
¥167,386,992 |
¥68,386,992 |
| 40 |
3.00% |
¥354,405 |
¥170,114,197 |
¥71,114,197 |
9900万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥265,836 |
¥111,650,940 |
¥12,650,940 |
| 35 |
0.80% |
¥270,330 |
¥113,538,738 |
¥14,538,738 |
| 35 |
0.90% |
¥274,873 |
¥115,446,571 |
¥16,446,571 |
| 35 |
1.00% |
¥279,463 |
¥117,374,394 |
¥18,374,394 |
| 35 |
1.10% |
¥284,100 |
¥119,322,158 |
¥20,322,158 |
| 35 |
1.20% |
¥288,785 |
¥121,289,810 |
¥22,289,810 |
| 35 |
1.30% |
¥293,517 |
¥123,277,292 |
¥24,277,292 |
| 35 |
1.40% |
¥298,297 |
¥125,284,541 |
¥26,284,541 |
| 35 |
1.50% |
¥303,123 |
¥127,311,490 |
¥28,311,490 |
| 35 |
1.60% |
¥307,995 |
¥129,358,066 |
¥30,358,066 |
| 35 |
1.70% |
¥312,915 |
¥131,424,194 |
¥32,424,194 |
| 35 |
1.80% |
¥317,880 |
¥133,509,793 |
¥34,509,793 |
| 35 |
1.90% |
¥322,892 |
¥135,614,778 |
¥36,614,778 |
| 35 |
2.00% |
¥327,950 |
¥137,739,060 |
¥38,739,060 |
| 35 |
2.10% |
¥333,054 |
¥139,882,545 |
¥40,882,545 |
| 35 |
2.20% |
¥338,203 |
¥142,045,135 |
¥43,045,135 |
| 35 |
2.30% |
¥343,397 |
¥144,226,731 |
¥45,226,731 |
| 35 |
2.40% |
¥348,636 |
¥146,427,226 |
¥47,427,226 |
| 35 |
2.50% |
¥353,920 |
¥148,646,511 |
¥49,646,511 |
| 35 |
2.60% |
¥359,249 |
¥150,884,473 |
¥51,884,473 |
| 35 |
2.70% |
¥364,621 |
¥153,140,995 |
¥54,140,995 |
| 35 |
2.80% |
¥370,038 |
¥155,415,958 |
¥56,415,958 |
| 35 |
2.90% |
¥375,498 |
¥157,709,239 |
¥58,709,239 |
| 35 |
3.00% |
¥381,002 |
¥160,020,709 |
¥61,020,709 |
9900万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥304,965 |
¥109,787,324 |
¥10,787,324 |
| 30 |
0.80% |
¥309,410 |
¥111,387,583 |
¥12,387,583 |
| 30 |
0.90% |
¥313,896 |
¥113,002,591 |
¥14,002,591 |
| 30 |
1.00% |
¥318,423 |
¥114,632,325 |
¥15,632,325 |
| 30 |
1.10% |
¥322,991 |
¥116,276,757 |
¥17,276,757 |
| 30 |
1.20% |
¥327,600 |
¥117,935,859 |
¥18,935,859 |
| 30 |
1.30% |
¥332,249 |
¥119,609,597 |
¥20,609,597 |
| 30 |
1.40% |
¥336,939 |
¥121,297,937 |
¥22,297,937 |
| 30 |
1.50% |
¥341,669 |
¥123,000,843 |
¥24,000,843 |
| 30 |
1.60% |
¥346,440 |
¥124,718,274 |
¥25,718,274 |
| 30 |
1.70% |
¥351,251 |
¥126,450,190 |
¥27,450,190 |
| 30 |
1.80% |
¥356,102 |
¥128,196,544 |
¥29,196,544 |
| 30 |
1.90% |
¥360,992 |
¥129,957,290 |
¥30,957,290 |
| 30 |
2.00% |
¥365,923 |
¥131,732,380 |
¥32,732,380 |
| 30 |
2.10% |
¥370,894 |
¥133,521,761 |
¥34,521,761 |
| 30 |
2.20% |
¥375,904 |
¥135,325,380 |
¥36,325,380 |
| 30 |
2.30% |
¥380,953 |
¥137,143,180 |
¥38,143,180 |
| 30 |
2.40% |
¥386,042 |
¥138,975,103 |
¥39,975,103 |
| 30 |
2.50% |
¥391,170 |
¥140,821,088 |
¥41,821,088 |
| 30 |
2.60% |
¥396,336 |
¥142,681,073 |
¥43,681,073 |
| 30 |
2.70% |
¥401,542 |
¥144,554,993 |
¥45,554,993 |
| 30 |
2.80% |
¥406,785 |
¥146,442,780 |
¥47,442,780 |
| 30 |
2.90% |
¥412,068 |
¥148,344,365 |
¥49,344,365 |
| 30 |
3.00% |
¥417,388 |
¥150,259,678 |
¥51,259,678 |
9900万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥359,813 |
¥107,943,826 |
¥8,943,826 |
| 25 |
0.80% |
¥364,209 |
¥109,262,667 |
¥10,262,667 |
| 25 |
0.90% |
¥368,639 |
¥110,591,768 |
¥11,591,768 |
| 25 |
1.00% |
¥373,104 |
¥111,931,119 |
¥12,931,119 |
| 25 |
1.10% |
¥377,602 |
¥113,280,705 |
¥14,280,705 |
| 25 |
1.20% |
¥382,135 |
¥114,640,511 |
¥15,640,511 |
| 25 |
1.30% |
¥386,702 |
¥116,010,522 |
¥17,010,522 |
| 25 |
1.40% |
¥391,302 |
¥117,390,721 |
¥18,390,721 |
| 25 |
1.50% |
¥395,937 |
¥118,781,089 |
¥19,781,089 |
| 25 |
1.60% |
¥400,605 |
¥120,181,606 |
¥21,181,606 |
| 25 |
1.70% |
¥405,308 |
¥121,592,253 |
¥22,592,253 |
| 25 |
1.80% |
¥410,043 |
¥123,013,006 |
¥24,013,006 |
| 25 |
1.90% |
¥414,813 |
¥124,443,843 |
¥25,443,843 |
| 25 |
2.00% |
¥419,616 |
¥125,884,739 |
¥26,884,739 |
| 25 |
2.10% |
¥424,452 |
¥127,335,668 |
¥28,335,668 |
| 25 |
2.20% |
¥429,322 |
¥128,796,604 |
¥29,796,604 |
| 25 |
2.30% |
¥434,225 |
¥130,267,520 |
¥31,267,520 |
| 25 |
2.40% |
¥439,161 |
¥131,748,385 |
¥32,748,385 |
| 25 |
2.50% |
¥444,131 |
¥133,239,170 |
¥34,239,170 |
| 25 |
2.60% |
¥449,133 |
¥134,739,844 |
¥35,739,844 |
| 25 |
2.70% |
¥454,168 |
¥136,250,373 |
¥37,250,373 |
| 25 |
2.80% |
¥459,236 |
¥137,770,726 |
¥38,770,726 |
| 25 |
2.90% |
¥464,336 |
¥139,300,867 |
¥40,300,867 |
| 25 |
3.00% |
¥469,469 |
¥140,840,760 |
¥41,840,760 |
9900万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥442,169 |
¥106,120,472 |
¥7,120,472 |
| 20 |
0.80% |
¥446,517 |
¥107,164,036 |
¥8,164,036 |
| 20 |
0.90% |
¥450,892 |
¥108,214,176 |
¥9,214,176 |
| 20 |
1.00% |
¥455,295 |
¥109,270,887 |
¥10,270,887 |
| 20 |
1.10% |
¥459,726 |
¥110,334,164 |
¥11,334,164 |
| 20 |
1.20% |
¥464,183 |
¥111,403,999 |
¥12,403,999 |
| 20 |
1.30% |
¥468,668 |
¥112,480,387 |
¥13,480,387 |
| 20 |
1.40% |
¥473,180 |
¥113,563,320 |
¥14,563,320 |
| 20 |
1.50% |
¥477,720 |
¥114,652,789 |
¥15,652,789 |
| 20 |
1.60% |
¥482,287 |
¥115,748,787 |
¥16,748,787 |
| 20 |
1.70% |
¥486,880 |
¥116,851,305 |
¥17,851,305 |
| 20 |
1.80% |
¥491,501 |
¥117,960,333 |
¥18,960,333 |
| 20 |
1.90% |
¥496,149 |
¥119,075,862 |
¥20,075,862 |
| 20 |
2.00% |
¥500,825 |
¥120,197,880 |
¥21,197,880 |
| 20 |
2.10% |
¥505,527 |
¥121,326,378 |
¥22,326,378 |
| 20 |
2.20% |
¥510,256 |
¥122,461,344 |
¥23,461,344 |
| 20 |
2.30% |
¥515,012 |
¥123,602,766 |
¥24,602,766 |
| 20 |
2.40% |
¥519,794 |
¥124,750,631 |
¥25,750,631 |
| 20 |
2.50% |
¥524,604 |
¥125,904,927 |
¥26,904,927 |
| 20 |
2.60% |
¥529,440 |
¥127,065,641 |
¥28,065,641 |
| 20 |
2.70% |
¥534,303 |
¥128,232,759 |
¥29,232,759 |
| 20 |
2.80% |
¥539,193 |
¥129,406,266 |
¥30,406,266 |
| 20 |
2.90% |
¥544,109 |
¥130,586,148 |
¥31,586,148 |
| 20 |
3.00% |
¥549,052 |
¥131,772,389 |
¥32,772,389 |
9900万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥579,540 |
¥104,317,285 |
¥5,317,285 |
| 15 |
0.80% |
¥583,843 |
¥105,091,728 |
¥6,091,728 |
| 15 |
0.90% |
¥588,166 |
¥105,869,875 |
¥6,869,875 |
| 15 |
1.00% |
¥592,510 |
¥106,651,722 |
¥7,651,722 |
| 15 |
1.10% |
¥596,874 |
¥107,437,270 |
¥8,437,270 |
| 15 |
1.20% |
¥601,258 |
¥108,226,514 |
¥9,226,514 |
| 15 |
1.30% |
¥605,664 |
¥109,019,453 |
¥10,019,453 |
| 15 |
1.40% |
¥610,089 |
¥109,816,085 |
¥10,816,085 |
| 15 |
1.50% |
¥614,536 |
¥110,616,406 |
¥11,616,406 |
| 15 |
1.60% |
¥619,002 |
¥111,420,414 |
¥12,420,414 |
| 15 |
1.70% |
¥623,489 |
¥112,228,106 |
¥13,228,106 |
| 15 |
1.80% |
¥627,997 |
¥113,039,478 |
¥14,039,478 |
| 15 |
1.90% |
¥632,525 |
¥113,854,527 |
¥14,854,527 |
| 15 |
2.00% |
¥637,074 |
¥114,673,250 |
¥15,673,250 |
| 15 |
2.10% |
¥641,642 |
¥115,495,644 |
¥16,495,644 |
| 15 |
2.20% |
¥646,232 |
¥116,321,703 |
¥17,321,703 |
| 15 |
2.30% |
¥650,841 |
¥117,151,424 |
¥18,151,424 |
| 15 |
2.40% |
¥655,471 |
¥117,984,804 |
¥18,984,804 |
| 15 |
2.50% |
¥660,121 |
¥118,821,837 |
¥19,821,837 |
| 15 |
2.60% |
¥664,792 |
¥119,662,520 |
¥20,662,520 |
| 15 |
2.70% |
¥669,482 |
¥120,506,847 |
¥21,506,847 |
| 15 |
2.80% |
¥674,193 |
¥121,354,814 |
¥22,354,814 |
| 15 |
2.90% |
¥678,925 |
¥122,206,416 |
¥23,206,416 |
| 15 |
3.00% |
¥683,676 |
¥123,061,648 |
¥24,061,648 |
9900万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥854,452 |
¥102,534,282 |
¥3,534,282 |
| 10 |
0.80% |
¥858,715 |
¥103,045,773 |
¥4,045,773 |
| 10 |
0.90% |
¥862,991 |
¥103,558,911 |
¥4,558,911 |
| 10 |
1.00% |
¥867,281 |
¥104,073,696 |
¥5,073,696 |
| 10 |
1.10% |
¥871,584 |
¥104,590,127 |
¥5,590,127 |
| 10 |
1.20% |
¥875,902 |
¥105,108,204 |
¥6,108,204 |
| 10 |
1.30% |
¥880,233 |
¥105,627,926 |
¥6,627,926 |
| 10 |
1.40% |
¥884,577 |
¥106,149,292 |
¥7,149,292 |
| 10 |
1.50% |
¥888,936 |
¥106,672,302 |
¥7,672,302 |
| 10 |
1.60% |
¥893,308 |
¥107,196,955 |
¥8,196,955 |
| 10 |
1.70% |
¥897,694 |
¥107,723,250 |
¥8,723,250 |
| 10 |
1.80% |
¥902,093 |
¥108,251,187 |
¥9,251,187 |
| 10 |
1.90% |
¥906,506 |
¥108,780,765 |
¥9,780,765 |
| 10 |
2.00% |
¥910,933 |
¥109,311,983 |
¥10,311,983 |
| 10 |
2.10% |
¥915,374 |
¥109,844,840 |
¥10,844,840 |
| 10 |
2.20% |
¥919,828 |
¥110,379,336 |
¥11,379,336 |
| 10 |
2.30% |
¥924,296 |
¥110,915,469 |
¥11,915,469 |
| 10 |
2.40% |
¥928,777 |
¥111,453,238 |
¥12,453,238 |
| 10 |
2.50% |
¥933,272 |
¥111,992,643 |
¥12,992,643 |
| 10 |
2.60% |
¥937,781 |
¥112,533,683 |
¥13,533,683 |
| 10 |
2.70% |
¥942,303 |
¥113,076,356 |
¥14,076,356 |
| 10 |
2.80% |
¥946,839 |
¥113,620,661 |
¥14,620,661 |
| 10 |
2.90% |
¥951,388 |
¥114,166,598 |
¥15,166,598 |
| 10 |
3.00% |
¥955,951 |
¥114,714,165 |
¥15,714,165 |