9940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9940万円の住宅ローン｜期間・年数別
9940万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥196,394 | ¥117,836,337 | ¥18,436,337 |
| 50 | 0.80% | ¥201,058 | ¥120,634,504 | ¥21,234,504 |
| 50 | 0.90% | ¥205,789 | ¥123,473,389 | ¥24,073,389 |
| 50 | 1.00% | ¥210,588 | ¥126,352,815 | ¥26,952,815 |
| 50 | 1.10% | ¥215,454 | ¥129,272,586 | ¥29,872,586 |
| 50 | 1.20% | ¥220,387 | ¥132,232,488 | ¥32,832,488 |
| 50 | 1.30% | ¥225,387 | ¥135,232,287 | ¥35,832,287 |
| 50 | 1.40% | ¥230,453 | ¥138,271,731 | ¥38,871,731 |
| 50 | 1.50% | ¥235,584 | ¥141,350,553 | ¥41,950,553 |
| 50 | 1.60% | ¥240,781 | ¥144,468,465 | ¥45,068,465 |
| 50 | 1.70% | ¥246,042 | ¥147,625,165 | ¥48,225,165 |
| 50 | 1.80% | ¥251,367 | ¥150,820,335 | ¥51,420,335 |
| 50 | 1.90% | ¥256,756 | ¥154,053,640 | ¥54,653,640 |
| 50 | 2.00% | ¥262,208 | ¥157,324,731 | ¥57,924,731 |
| 50 | 2.10% | ¥267,722 | ¥160,633,244 | ¥61,233,244 |
| 50 | 2.20% | ¥273,298 | ¥163,978,800 | ¥64,578,800 |
| 50 | 2.30% | ¥278,935 | ¥167,361,009 | ¥67,961,009 |
| 50 | 2.40% | ¥284,632 | ¥170,779,467 | ¥71,379,467 |
| 50 | 2.50% | ¥290,390 | ¥174,233,758 | ¥74,833,758 |
| 50 | 2.60% | ¥296,206 | ¥177,723,454 | ¥78,323,454 |
| 50 | 2.70% | ¥302,080 | ¥181,248,118 | ¥81,848,118 |
| 50 | 2.80% | ¥308,012 | ¥184,807,300 | ¥85,407,300 |
| 50 | 2.90% | ¥314,001 | ¥188,400,543 | ¥89,000,543 |
| 50 | 3.00% | ¥320,046 | ¥192,027,380 | ¥92,627,380 |
9940万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥214,639 | ¥115,904,808 | ¥16,504,808 |
| 45 | 0.80% | ¥219,252 | ¥118,395,983 | ¥18,995,983 |
| 45 | 0.90% | ¥223,926 | ¥120,920,239 | ¥21,520,239 |
| 45 | 1.00% | ¥228,662 | ¥123,477,460 | ¥24,077,460 |
| 45 | 1.10% | ¥233,458 | ¥126,067,516 | ¥26,667,516 |
| 45 | 1.20% | ¥238,315 | ¥128,690,264 | ¥29,290,264 |
| 45 | 1.30% | ¥243,232 | ¥131,345,549 | ¥31,945,549 |
| 45 | 1.40% | ¥248,210 | ¥134,033,204 | ¥34,633,204 |
| 45 | 1.50% | ¥253,246 | ¥136,753,050 | ¥37,353,050 |
| 45 | 1.60% | ¥258,342 | ¥139,504,896 | ¥40,104,896 |
| 45 | 1.70% | ¥263,497 | ¥142,288,540 | ¥42,888,540 |
| 45 | 1.80% | ¥268,711 | ¥145,103,769 | ¥45,703,769 |
| 45 | 1.90% | ¥273,982 | ¥147,950,360 | ¥48,550,360 |
| 45 | 2.00% | ¥279,311 | ¥150,828,078 | ¥51,428,078 |
| 45 | 2.10% | ¥284,698 | ¥153,736,678 | ¥54,336,678 |
| 45 | 2.20% | ¥290,141 | ¥156,675,906 | ¥57,275,906 |
| 45 | 2.30% | ¥295,640 | ¥159,645,498 | ¥60,245,498 |
| 45 | 2.40% | ¥301,195 | ¥162,645,181 | ¥63,245,181 |
| 45 | 2.50% | ¥306,805 | ¥165,674,672 | ¥66,274,672 |
| 45 | 2.60% | ¥312,470 | ¥168,733,681 | ¥69,333,681 |
| 45 | 2.70% | ¥318,189 | ¥171,821,909 | ¥72,421,909 |
| 45 | 2.80% | ¥323,961 | ¥174,939,051 | ¥75,539,051 |
| 45 | 2.90% | ¥329,787 | ¥178,084,792 | ¥78,684,792 |
| 45 | 3.00% | ¥335,664 | ¥181,258,811 | ¥81,858,811 |
9940万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥237,486 | ¥113,993,367 | ¥14,593,367 |
| 40 | 0.80% | ¥242,049 | ¥116,183,618 | ¥16,783,618 |
| 40 | 0.90% | ¥246,667 | ¥118,400,079 | ¥19,000,079 |
| 40 | 1.00% | ¥251,339 | ¥120,642,676 | ¥21,242,676 |
| 40 | 1.10% | ¥256,065 | ¥122,911,326 | ¥23,511,326 |
| 40 | 1.20% | ¥260,846 | ¥125,205,940 | ¥25,805,940 |
| 40 | 1.30% | ¥265,680 | ¥127,526,420 | ¥28,126,420 |
| 40 | 1.40% | ¥270,568 | ¥129,872,658 | ¥30,472,658 |
| 40 | 1.50% | ¥275,509 | ¥132,244,543 | ¥32,844,543 |
| 40 | 1.60% | ¥280,504 | ¥134,641,953 | ¥35,241,953 |
| 40 | 1.70% | ¥285,552 | ¥137,064,759 | ¥37,664,759 |
| 40 | 1.80% | ¥290,652 | ¥139,512,827 | ¥40,112,827 |
| 40 | 1.90% | ¥295,804 | ¥141,986,013 | ¥42,586,013 |
| 40 | 2.00% | ¥301,009 | ¥144,484,169 | ¥45,084,169 |
| 40 | 2.10% | ¥306,265 | ¥147,007,137 | ¥47,607,137 |
| 40 | 2.20% | ¥311,572 | ¥149,554,756 | ¥50,154,756 |
| 40 | 2.30% | ¥316,931 | ¥152,126,855 | ¥52,726,855 |
| 40 | 2.40% | ¥322,340 | ¥154,723,260 | ¥55,323,260 |
| 40 | 2.50% | ¥327,800 | ¥157,343,788 | ¥57,943,788 |
| 40 | 2.60% | ¥333,309 | ¥159,988,252 | ¥60,588,252 |
| 40 | 2.70% | ¥338,868 | ¥162,656,459 | ¥63,256,459 |
| 40 | 2.80% | ¥344,475 | ¥165,348,211 | ¥65,948,211 |
| 40 | 2.90% | ¥350,132 | ¥168,063,304 | ¥68,663,304 |
| 40 | 3.00% | ¥355,837 | ¥170,801,527 | ¥71,401,527 |
9940万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥266,910 | ¥112,102,055 | ¥12,702,055 |
| 35 | 0.80% | ¥271,423 | ¥113,997,480 | ¥14,597,480 |
| 35 | 0.90% | ¥275,983 | ¥115,913,022 | ¥16,513,022 |
| 35 | 1.00% | ¥280,592 | ¥117,848,634 | ¥18,448,634 |
| 35 | 1.10% | ¥285,248 | ¥119,804,268 | ¥20,404,268 |
| 35 | 1.20% | ¥289,952 | ¥121,779,870 | ¥22,379,870 |
| 35 | 1.30% | ¥294,703 | ¥123,775,382 | ¥24,375,382 |
| 35 | 1.40% | ¥299,502 | ¥125,790,742 | ¥26,390,742 |
| 35 | 1.50% | ¥304,347 | ¥127,825,880 | ¥28,425,880 |
| 35 | 1.60% | ¥309,240 | ¥129,880,725 | ¥30,480,725 |
| 35 | 1.70% | ¥314,179 | ¥131,955,201 | ¥32,555,201 |
| 35 | 1.80% | ¥319,165 | ¥134,049,227 | ¥34,649,227 |
| 35 | 1.90% | ¥324,197 | ¥136,162,717 | ¥36,762,717 |
| 35 | 2.00% | ¥329,275 | ¥138,295,581 | ¥38,895,581 |
| 35 | 2.10% | ¥334,399 | ¥140,447,727 | ¥41,047,727 |
| 35 | 2.20% | ¥339,569 | ¥142,619,055 | ¥43,219,055 |
| 35 | 2.30% | ¥344,784 | ¥144,809,465 | ¥45,409,465 |
| 35 | 2.40% | ¥350,045 | ¥147,018,851 | ¥47,618,851 |
| 35 | 2.50% | ¥355,350 | ¥149,247,103 | ¥49,847,103 |
| 35 | 2.60% | ¥360,700 | ¥151,494,107 | ¥52,094,107 |
| 35 | 2.70% | ¥366,095 | ¥153,759,747 | ¥54,359,747 |
| 35 | 2.80% | ¥371,533 | ¥156,043,902 | ¥56,643,902 |
| 35 | 2.90% | ¥377,015 | ¥158,346,448 | ¥58,946,448 |
| 35 | 3.00% | ¥382,541 | ¥160,667,257 | ¥61,267,257 |
9940万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥306,197 | ¥110,230,909 | ¥10,830,909 |
| 30 | 0.80% | ¥310,660 | ¥111,837,634 | ¥12,437,634 |
| 30 | 0.90% | ¥315,164 | ¥113,459,167 | ¥14,059,167 |
| 30 | 1.00% | ¥319,710 | ¥115,095,486 | ¥15,695,486 |
| 30 | 1.10% | ¥324,296 | ¥116,746,562 | ¥17,346,562 |
| 30 | 1.20% | ¥328,923 | ¥118,412,367 | ¥19,012,367 |
| 30 | 1.30% | ¥333,591 | ¥120,092,868 | ¥20,692,868 |
| 30 | 1.40% | ¥338,300 | ¥121,788,030 | ¥22,388,030 |
| 30 | 1.50% | ¥343,049 | ¥123,497,816 | ¥24,097,816 |
| 30 | 1.60% | ¥347,839 | ¥125,222,187 | ¥25,822,187 |
| 30 | 1.70% | ¥352,670 | ¥126,961,099 | ¥27,561,099 |
| 30 | 1.80% | ¥357,540 | ¥128,714,510 | ¥29,314,510 |
| 30 | 1.90% | ¥362,451 | ¥130,482,370 | ¥31,082,370 |
| 30 | 2.00% | ¥367,402 | ¥132,264,632 | ¥32,864,632 |
| 30 | 2.10% | ¥372,392 | ¥134,061,243 | ¥34,661,243 |
| 30 | 2.20% | ¥377,423 | ¥135,872,149 | ¥36,472,149 |
| 30 | 2.30% | ¥382,492 | ¥137,697,294 | ¥38,297,294 |
| 30 | 2.40% | ¥387,602 | ¥139,536,619 | ¥40,136,619 |
| 30 | 2.50% | ¥392,750 | ¥141,390,062 | ¥41,990,062 |
| 30 | 2.60% | ¥397,938 | ¥143,257,562 | ¥43,857,562 |
| 30 | 2.70% | ¥403,164 | ¥145,139,053 | ¥45,739,053 |
| 30 | 2.80% | ¥408,429 | ¥147,034,468 | ¥47,634,468 |
| 30 | 2.90% | ¥413,733 | ¥148,943,736 | ¥49,543,736 |
| 30 | 3.00% | ¥419,074 | ¥150,866,787 | ¥51,466,787 |
9940万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥361,267 | ¥108,379,963 | ¥8,979,963 |
| 25 | 0.80% | ¥365,680 | ¥109,704,132 | ¥10,304,132 |
| 25 | 0.90% | ¥370,129 | ¥111,038,604 | ¥11,638,604 |
| 25 | 1.00% | ¥374,611 | ¥112,383,366 | ¥12,983,366 |
| 25 | 1.10% | ¥379,128 | ¥113,738,404 | ¥14,338,404 |
| 25 | 1.20% | ¥383,679 | ¥115,103,705 | ¥15,703,705 |
| 25 | 1.30% | ¥388,264 | ¥116,479,252 | ¥17,079,252 |
| 25 | 1.40% | ¥392,883 | ¥117,865,027 | ¥18,465,027 |
| 25 | 1.50% | ¥397,537 | ¥119,261,012 | ¥19,861,012 |
| 25 | 1.60% | ¥402,224 | ¥120,667,189 | ¥21,267,189 |
| 25 | 1.70% | ¥406,945 | ¥122,083,535 | ¥22,683,535 |
| 25 | 1.80% | ¥411,700 | ¥123,510,028 | ¥24,110,028 |
| 25 | 1.90% | ¥416,489 | ¥124,946,646 | ¥25,546,646 |
| 25 | 2.00% | ¥421,311 | ¥126,393,364 | ¥26,993,364 |
| 25 | 2.10% | ¥426,167 | ¥127,850,156 | ¥28,450,156 |
| 25 | 2.20% | ¥431,057 | ¥129,316,995 | ¥29,916,995 |
| 25 | 2.30% | ¥435,980 | ¥130,793,853 | ¥31,393,853 |
| 25 | 2.40% | ¥440,936 | ¥132,280,702 | ¥32,880,702 |
| 25 | 2.50% | ¥445,925 | ¥133,777,510 | ¥34,377,510 |
| 25 | 2.60% | ¥450,947 | ¥135,284,247 | ¥35,884,247 |
| 25 | 2.70% | ¥456,003 | ¥136,800,880 | ¥37,400,880 |
| 25 | 2.80% | ¥461,091 | ¥138,327,375 | ¥38,927,375 |
| 25 | 2.90% | ¥466,212 | ¥139,863,699 | ¥40,463,699 |
| 25 | 3.00% | ¥471,366 | ¥141,409,814 | ¥42,009,814 |
9940万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥443,955 | ¥106,549,242 | ¥7,149,242 |
| 20 | 0.80% | ¥448,321 | ¥107,597,022 | ¥8,197,022 |
| 20 | 0.90% | ¥452,714 | ¥108,651,405 | ¥9,251,405 |
| 20 | 1.00% | ¥457,135 | ¥109,712,386 | ¥10,312,386 |
| 20 | 1.10% | ¥461,583 | ¥110,779,958 | ¥11,379,958 |
| 20 | 1.20% | ¥466,059 | ¥111,854,117 | ¥12,454,117 |
| 20 | 1.30% | ¥470,562 | ¥112,934,853 | ¥13,534,853 |
| 20 | 1.40% | ¥475,092 | ¥114,022,161 | ¥14,622,161 |
| 20 | 1.50% | ¥479,650 | ¥115,116,033 | ¥15,716,033 |
| 20 | 1.60% | ¥484,235 | ¥116,216,459 | ¥16,816,459 |
| 20 | 1.70% | ¥488,848 | ¥117,323,432 | ¥17,923,432 |
| 20 | 1.80% | ¥493,487 | ¥118,436,941 | ¥19,036,941 |
| 20 | 1.90% | ¥498,154 | ¥119,556,976 | ¥20,156,976 |
| 20 | 2.00% | ¥502,848 | ¥120,683,528 | ¥21,283,528 |
| 20 | 2.10% | ¥507,569 | ¥121,816,586 | ¥22,416,586 |
| 20 | 2.20% | ¥512,317 | ¥122,956,137 | ¥23,556,137 |
| 20 | 2.30% | ¥517,092 | ¥124,102,171 | ¥24,702,171 |
| 20 | 2.40% | ¥521,894 | ¥125,254,674 | ¥25,854,674 |
| 20 | 2.50% | ¥526,723 | ¥126,413,634 | ¥27,013,634 |
| 20 | 2.60% | ¥531,579 | ¥127,579,038 | ¥28,179,038 |
| 20 | 2.70% | ¥536,462 | ¥128,750,871 | ¥29,350,871 |
| 20 | 2.80% | ¥541,371 | ¥129,929,119 | ¥30,529,119 |
| 20 | 2.90% | ¥546,307 | ¥131,113,768 | ¥31,713,768 |
| 20 | 3.00% | ¥551,270 | ¥132,304,803 | ¥32,904,803 |
9940万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥581,882 | ¥104,738,769 | ¥5,338,769 |
| 15 | 0.80% | ¥586,202 | ¥105,516,341 | ¥6,116,341 |
| 15 | 0.90% | ¥590,542 | ¥106,297,632 | ¥6,897,632 |
| 15 | 1.00% | ¥594,904 | ¥107,082,639 | ¥7,682,639 |
| 15 | 1.10% | ¥599,285 | ¥107,871,360 | ¥8,471,360 |
| 15 | 1.20% | ¥603,688 | ¥108,663,793 | ¥9,263,793 |
| 15 | 1.30% | ¥608,111 | ¥109,459,936 | ¥10,059,936 |
| 15 | 1.40% | ¥612,554 | ¥110,259,786 | ¥10,859,786 |
| 15 | 1.50% | ¥617,019 | ¥111,063,341 | ¥11,663,341 |
| 15 | 1.60% | ¥621,503 | ¥111,870,598 | ¥12,470,598 |
| 15 | 1.70% | ¥626,009 | ¥112,681,553 | ¥13,281,553 |
| 15 | 1.80% | ¥630,534 | ¥113,496,203 | ¥14,096,203 |
| 15 | 1.90% | ¥635,081 | ¥114,314,546 | ¥14,914,546 |
| 15 | 2.00% | ¥639,648 | ¥115,136,577 | ¥15,736,577 |
| 15 | 2.10% | ¥644,235 | ¥115,962,293 | ¥16,562,293 |
| 15 | 2.20% | ¥648,843 | ¥116,791,689 | ¥17,391,689 |
| 15 | 2.30% | ¥653,471 | ¥117,624,763 | ¥18,224,763 |
| 15 | 2.40% | ¥658,120 | ¥118,461,510 | ¥19,061,510 |
| 15 | 2.50% | ¥662,788 | ¥119,301,925 | ¥19,901,925 |
| 15 | 2.60% | ¥667,478 | ¥120,146,005 | ¥20,746,005 |
| 15 | 2.70% | ¥672,187 | ¥120,993,743 | ¥21,593,743 |
| 15 | 2.80% | ¥676,917 | ¥121,845,137 | ¥22,445,137 |
| 15 | 2.90% | ¥681,668 | ¥122,700,180 | ¥23,300,180 |
| 15 | 3.00% | ¥686,438 | ¥123,558,867 | ¥24,158,867 |
9940万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥857,905 | ¥102,948,562 | ¥3,548,562 |
| 10 | 0.80% | ¥862,184 | ¥103,462,120 | ¥4,062,120 |
| 10 | 0.90% | ¥866,478 | ¥103,977,331 | ¥4,577,331 |
| 10 | 1.00% | ¥870,785 | ¥104,494,196 | ¥5,094,196 |
| 10 | 1.10% | ¥875,106 | ¥105,012,714 | ¥5,612,714 |
| 10 | 1.20% | ¥879,441 | ¥105,532,884 | ¥6,132,884 |
| 10 | 1.30% | ¥883,789 | ¥106,054,705 | ¥6,654,705 |
| 10 | 1.40% | ¥888,151 | ¥106,578,178 | ¥7,178,178 |
| 10 | 1.50% | ¥892,528 | ¥107,103,301 | ¥7,703,301 |
| 10 | 1.60% | ¥896,917 | ¥107,630,074 | ¥8,230,074 |
| 10 | 1.70% | ¥901,321 | ¥108,158,496 | ¥8,758,496 |
| 10 | 1.80% | ¥905,738 | ¥108,688,566 | ¥9,288,566 |
| 10 | 1.90% | ¥910,169 | ¥109,220,283 | ¥9,820,283 |
| 10 | 2.00% | ¥914,614 | ¥109,753,648 | ¥10,353,648 |
| 10 | 2.10% | ¥919,072 | ¥110,288,658 | ¥10,888,658 |
| 10 | 2.20% | ¥923,544 | ¥110,825,313 | ¥11,425,313 |
| 10 | 2.30% | ¥928,030 | ¥111,363,612 | ¥11,963,612 |
| 10 | 2.40% | ¥932,530 | ¥111,903,554 | ¥12,503,554 |
| 10 | 2.50% | ¥937,043 | ¥112,445,139 | ¥13,045,139 |
| 10 | 2.60% | ¥941,570 | ¥112,988,364 | ¥13,588,364 |
| 10 | 2.70% | ¥946,110 | ¥113,533,230 | ¥14,133,230 |
| 10 | 2.80% | ¥950,664 | ¥114,079,734 | ¥14,679,734 |
| 10 | 2.90% | ¥955,232 | ¥114,627,877 | ¥15,227,877 |
| 10 | 3.00% | ¥959,814 | ¥115,177,656 | ¥15,777,656 |
