1490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1490万円の住宅ローン｜期間・年数別
1490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥29,439 | ¥17,663,596 | ¥2,763,596 |
| 50 | 0.80% | ¥30,138 | ¥18,083,039 | ¥3,183,039 |
| 50 | 0.90% | ¥30,848 | ¥18,508,586 | ¥3,608,586 |
| 50 | 1.00% | ¥31,567 | ¥18,940,211 | ¥4,040,211 |
| 50 | 1.10% | ¥32,296 | ¥19,377,883 | ¥4,477,883 |
| 50 | 1.20% | ¥33,036 | ¥19,821,570 | ¥4,921,570 |
| 50 | 1.30% | ¥33,785 | ¥20,271,238 | ¥5,371,238 |
| 50 | 1.40% | ¥34,545 | ¥20,726,849 | ¥5,826,849 |
| 50 | 1.50% | ¥35,314 | ¥21,188,363 | ¥6,288,363 |
| 50 | 1.60% | ¥36,093 | ¥21,655,736 | ¥6,755,736 |
| 50 | 1.70% | ¥36,882 | ¥22,128,923 | ¥7,228,923 |
| 50 | 1.80% | ¥37,680 | ¥22,607,877 | ¥7,707,877 |
| 50 | 1.90% | ¥38,488 | ¥23,092,548 | ¥8,192,548 |
| 50 | 2.00% | ¥39,305 | ¥23,582,882 | ¥8,682,882 |
| 50 | 2.10% | ¥40,131 | ¥24,078,826 | ¥9,178,826 |
| 50 | 2.20% | ¥40,967 | ¥24,580,323 | ¥9,680,323 |
| 50 | 2.30% | ¥41,812 | ¥25,087,314 | ¥10,187,314 |
| 50 | 2.40% | ¥42,666 | ¥25,599,739 | ¥10,699,739 |
| 50 | 2.50% | ¥43,529 | ¥26,117,535 | ¥11,217,535 |
| 50 | 2.60% | ¥44,401 | ¥26,640,639 | ¥11,740,639 |
| 50 | 2.70% | ¥45,282 | ¥27,168,983 | ¥12,268,983 |
| 50 | 2.80% | ¥46,171 | ¥27,702,503 | ¥12,802,503 |
| 50 | 2.90% | ¥47,069 | ¥28,241,128 | ¥13,341,128 |
| 50 | 3.00% | ¥47,975 | ¥28,784,788 | ¥13,884,788 |
1490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥32,174 | ¥17,374,061 | ¥2,474,061 |
| 45 | 0.80% | ¥32,866 | ¥17,747,486 | ¥2,847,486 |
| 45 | 0.90% | ¥33,566 | ¥18,125,871 | ¥3,225,871 |
| 45 | 1.00% | ¥34,276 | ¥18,509,197 | ¥3,609,197 |
| 45 | 1.10% | ¥34,995 | ¥18,897,445 | ¥3,997,445 |
| 45 | 1.20% | ¥35,723 | ¥19,290,593 | ¥4,390,593 |
| 45 | 1.30% | ¥36,460 | ¥19,688,619 | ¥4,788,619 |
| 45 | 1.40% | ¥37,206 | ¥20,091,496 | ¥5,191,496 |
| 45 | 1.50% | ¥37,961 | ¥20,499,200 | ¥5,599,200 |
| 45 | 1.60% | ¥38,725 | ¥20,911,700 | ¥6,011,700 |
| 45 | 1.70% | ¥39,498 | ¥21,328,966 | ¥6,428,966 |
| 45 | 1.80% | ¥40,280 | ¥21,750,967 | ¥6,850,967 |
| 45 | 1.90% | ¥41,070 | ¥22,177,670 | ¥7,277,670 |
| 45 | 2.00% | ¥41,869 | ¥22,609,038 | ¥7,709,038 |
| 45 | 2.10% | ¥42,676 | ¥23,045,035 | ¥8,145,035 |
| 45 | 2.20% | ¥43,492 | ¥23,485,624 | ¥8,585,624 |
| 45 | 2.30% | ¥44,316 | ¥23,930,764 | ¥9,030,764 |
| 45 | 2.40% | ¥45,149 | ¥24,380,414 | ¥9,480,414 |
| 45 | 2.50% | ¥45,990 | ¥24,834,533 | ¥9,934,533 |
| 45 | 2.60% | ¥46,839 | ¥25,293,077 | ¥10,393,077 |
| 45 | 2.70% | ¥47,696 | ¥25,756,001 | ¥10,856,001 |
| 45 | 2.80% | ¥48,562 | ¥26,223,258 | ¥11,323,258 |
| 45 | 2.90% | ¥49,435 | ¥26,694,803 | ¥11,794,803 |
| 45 | 3.00% | ¥50,316 | ¥27,170,586 | ¥12,270,586 |
1490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥35,599 | ¥17,087,537 | ¥2,187,537 |
| 40 | 0.80% | ¥36,283 | ¥17,415,854 | ¥2,515,854 |
| 40 | 0.90% | ¥36,975 | ¥17,748,100 | ¥2,848,100 |
| 40 | 1.00% | ¥37,676 | ¥18,084,264 | ¥3,184,264 |
| 40 | 1.10% | ¥38,384 | ¥18,424,334 | ¥3,524,334 |
| 40 | 1.20% | ¥39,101 | ¥18,768,295 | ¥3,868,295 |
| 40 | 1.30% | ¥39,825 | ¥19,116,133 | ¥4,216,133 |
| 40 | 1.40% | ¥40,558 | ¥19,467,833 | ¥4,567,833 |
| 40 | 1.50% | ¥41,299 | ¥19,823,377 | ¥4,923,377 |
| 40 | 1.60% | ¥42,047 | ¥20,182,747 | ¥5,282,747 |
| 40 | 1.70% | ¥42,804 | ¥20,545,925 | ¥5,645,925 |
| 40 | 1.80% | ¥43,569 | ¥20,912,889 | ¥6,012,889 |
| 40 | 1.90% | ¥44,341 | ¥21,283,618 | ¥6,383,618 |
| 40 | 2.00% | ¥45,121 | ¥21,658,090 | ¥6,758,090 |
| 40 | 2.10% | ¥45,909 | ¥22,036,281 | ¥7,136,281 |
| 40 | 2.20% | ¥46,705 | ¥22,418,168 | ¥7,518,168 |
| 40 | 2.30% | ¥47,508 | ¥22,803,724 | ¥7,903,724 |
| 40 | 2.40% | ¥48,319 | ¥23,192,923 | ¥8,292,923 |
| 40 | 2.50% | ¥49,137 | ¥23,585,739 | ¥8,685,739 |
| 40 | 2.60% | ¥49,963 | ¥23,982,142 | ¥9,082,142 |
| 40 | 2.70% | ¥50,796 | ¥24,382,105 | ¥9,482,105 |
| 40 | 2.80% | ¥51,637 | ¥24,785,597 | ¥9,885,597 |
| 40 | 2.90% | ¥52,485 | ¥25,192,588 | ¥10,292,588 |
| 40 | 3.00% | ¥53,340 | ¥25,603,046 | ¥10,703,046 |
1490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥40,010 | ¥16,804,030 | ¥1,904,030 |
| 35 | 0.80% | ¥40,686 | ¥17,088,154 | ¥2,188,154 |
| 35 | 0.90% | ¥41,370 | ¥17,375,292 | ¥2,475,292 |
| 35 | 1.00% | ¥42,061 | ¥17,665,439 | ¥2,765,439 |
| 35 | 1.10% | ¥42,759 | ¥17,958,587 | ¥3,058,587 |
| 35 | 1.20% | ¥43,464 | ¥18,254,729 | ¥3,354,729 |
| 35 | 1.30% | ¥44,176 | ¥18,553,855 | ¥3,653,855 |
| 35 | 1.40% | ¥44,895 | ¥18,855,956 | ¥3,955,956 |
| 35 | 1.50% | ¥45,621 | ¥19,161,022 | ¥4,261,022 |
| 35 | 1.60% | ¥46,355 | ¥19,469,042 | ¥4,569,042 |
| 35 | 1.70% | ¥47,095 | ¥19,780,005 | ¥4,880,005 |
| 35 | 1.80% | ¥47,843 | ¥20,093,898 | ¥5,193,898 |
| 35 | 1.90% | ¥48,597 | ¥20,410,709 | ¥5,510,709 |
| 35 | 2.00% | ¥49,358 | ¥20,730,424 | ¥5,830,424 |
| 35 | 2.10% | ¥50,126 | ¥21,053,029 | ¥6,153,029 |
| 35 | 2.20% | ¥50,901 | ¥21,378,510 | ¥6,478,510 |
| 35 | 2.30% | ¥51,683 | ¥21,706,851 | ¥6,806,851 |
| 35 | 2.40% | ¥52,472 | ¥22,038,037 | ¥7,138,037 |
| 35 | 2.50% | ¥53,267 | ¥22,372,051 | ¥7,472,051 |
| 35 | 2.60% | ¥54,069 | ¥22,708,875 | ¥7,808,875 |
| 35 | 2.70% | ¥54,877 | ¥23,048,493 | ¥8,148,493 |
| 35 | 2.80% | ¥55,693 | ¥23,390,887 | ¥8,490,887 |
| 35 | 2.90% | ¥56,514 | ¥23,736,037 | ¥8,836,037 |
| 35 | 3.00% | ¥57,343 | ¥24,083,925 | ¥9,183,925 |
1490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥45,899 | ¥16,523,547 | ¥1,623,547 |
| 30 | 0.80% | ¥46,568 | ¥16,764,394 | ¥1,864,394 |
| 30 | 0.90% | ¥47,243 | ¥17,007,461 | ¥2,107,461 |
| 30 | 1.00% | ¥47,924 | ¥17,252,744 | ¥2,352,744 |
| 30 | 1.10% | ¥48,612 | ¥17,500,239 | ¥2,600,239 |
| 30 | 1.20% | ¥49,305 | ¥17,749,942 | ¥2,849,942 |
| 30 | 1.30% | ¥50,005 | ¥18,001,848 | ¥3,101,848 |
| 30 | 1.40% | ¥50,711 | ¥18,255,952 | ¥3,355,952 |
| 30 | 1.50% | ¥51,423 | ¥18,512,248 | ¥3,612,248 |
| 30 | 1.60% | ¥52,141 | ¥18,770,730 | ¥3,870,730 |
| 30 | 1.70% | ¥52,865 | ¥19,031,392 | ¥4,131,392 |
| 30 | 1.80% | ¥53,595 | ¥19,294,227 | ¥4,394,227 |
| 30 | 1.90% | ¥54,331 | ¥19,559,229 | ¥4,659,229 |
| 30 | 2.00% | ¥55,073 | ¥19,826,389 | ¥4,926,389 |
| 30 | 2.10% | ¥55,821 | ¥20,095,699 | ¥5,195,699 |
| 30 | 2.20% | ¥56,575 | ¥20,367,153 | ¥5,467,153 |
| 30 | 2.30% | ¥57,335 | ¥20,640,741 | ¥5,740,741 |
| 30 | 2.40% | ¥58,101 | ¥20,916,455 | ¥6,016,455 |
| 30 | 2.50% | ¥58,873 | ¥21,194,285 | ¥6,294,285 |
| 30 | 2.60% | ¥59,651 | ¥21,474,222 | ¥6,574,222 |
| 30 | 2.70% | ¥60,434 | ¥21,756,256 | ¥6,856,256 |
| 30 | 2.80% | ¥61,223 | ¥22,040,378 | ¥7,140,378 |
| 30 | 2.90% | ¥62,018 | ¥22,326,576 | ¥7,426,576 |
| 30 | 3.00% | ¥62,819 | ¥22,614,840 | ¥7,714,840 |
1490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥54,154 | ¥16,246,091 | ¥1,346,091 |
| 25 | 0.80% | ¥54,815 | ¥16,444,583 | ¥1,544,583 |
| 25 | 0.90% | ¥55,482 | ¥16,644,620 | ¥1,744,620 |
| 25 | 1.00% | ¥56,154 | ¥16,846,199 | ¥1,946,199 |
| 25 | 1.10% | ¥56,831 | ¥17,049,318 | ¥2,149,318 |
| 25 | 1.20% | ¥57,513 | ¥17,253,976 | ¥2,353,976 |
| 25 | 1.30% | ¥58,201 | ¥17,460,170 | ¥2,560,170 |
| 25 | 1.40% | ¥58,893 | ¥17,667,896 | ¥2,767,896 |
| 25 | 1.50% | ¥59,591 | ¥17,877,154 | ¥2,977,154 |
| 25 | 1.60% | ¥60,293 | ¥18,087,939 | ¥3,187,939 |
| 25 | 1.70% | ¥61,001 | ¥18,300,248 | ¥3,400,248 |
| 25 | 1.80% | ¥61,714 | ¥18,514,079 | ¥3,614,079 |
| 25 | 1.90% | ¥62,431 | ¥18,729,427 | ¥3,829,427 |
| 25 | 2.00% | ¥63,154 | ¥18,946,289 | ¥4,046,289 |
| 25 | 2.10% | ¥63,882 | ¥19,164,661 | ¥4,264,661 |
| 25 | 2.20% | ¥64,615 | ¥19,384,539 | ¥4,484,539 |
| 25 | 2.30% | ¥65,353 | ¥19,605,920 | ¥4,705,920 |
| 25 | 2.40% | ¥66,096 | ¥19,828,797 | ¥4,928,797 |
| 25 | 2.50% | ¥66,844 | ¥20,053,168 | ¥5,153,168 |
| 25 | 2.60% | ¥67,597 | ¥20,279,027 | ¥5,379,027 |
| 25 | 2.70% | ¥68,355 | ¥20,506,369 | ¥5,606,369 |
| 25 | 2.80% | ¥69,117 | ¥20,735,190 | ¥5,835,190 |
| 25 | 2.90% | ¥69,885 | ¥20,965,484 | ¥6,065,484 |
| 25 | 3.00% | ¥70,657 | ¥21,197,246 | ¥6,297,246 |
1490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥66,549 | ¥15,971,667 | ¥1,071,667 |
| 20 | 0.80% | ¥67,203 | ¥16,128,729 | ¥1,228,729 |
| 20 | 0.90% | ¥67,862 | ¥16,286,780 | ¥1,386,780 |
| 20 | 1.00% | ¥68,524 | ¥16,445,820 | ¥1,545,820 |
| 20 | 1.10% | ¥69,191 | ¥16,605,849 | ¥1,705,849 |
| 20 | 1.20% | ¥69,862 | ¥16,766,865 | ¥1,866,865 |
| 20 | 1.30% | ¥70,537 | ¥16,928,866 | ¥2,028,866 |
| 20 | 1.40% | ¥71,216 | ¥17,091,853 | ¥2,191,853 |
| 20 | 1.50% | ¥71,899 | ¥17,255,824 | ¥2,355,824 |
| 20 | 1.60% | ¥72,587 | ¥17,420,777 | ¥2,520,777 |
| 20 | 1.70% | ¥73,278 | ¥17,586,712 | ¥2,686,712 |
| 20 | 1.80% | ¥73,973 | ¥17,753,626 | ¥2,853,626 |
| 20 | 1.90% | ¥74,673 | ¥17,921,519 | ¥3,021,519 |
| 20 | 2.00% | ¥75,377 | ¥18,090,388 | ¥3,190,388 |
| 20 | 2.10% | ¥76,084 | ¥18,260,233 | ¥3,360,233 |
| 20 | 2.20% | ¥76,796 | ¥18,431,051 | ¥3,531,051 |
| 20 | 2.30% | ¥77,512 | ¥18,602,841 | ¥3,702,841 |
| 20 | 2.40% | ¥78,232 | ¥18,775,600 | ¥3,875,600 |
| 20 | 2.50% | ¥78,956 | ¥18,949,327 | ¥4,049,327 |
| 20 | 2.60% | ¥79,683 | ¥19,124,021 | ¥4,224,021 |
| 20 | 2.70% | ¥80,415 | ¥19,299,678 | ¥4,399,678 |
| 20 | 2.80% | ¥81,151 | ¥19,476,297 | ¥4,576,297 |
| 20 | 2.90% | ¥81,891 | ¥19,653,875 | ¥4,753,875 |
| 20 | 3.00% | ¥82,635 | ¥19,832,410 | ¥4,932,410 |
1490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥87,224 | ¥15,700,278 | ¥800,278 |
| 15 | 0.80% | ¥87,871 | ¥15,816,836 | ¥916,836 |
| 15 | 0.90% | ¥88,522 | ¥15,933,951 | ¥1,033,951 |
| 15 | 1.00% | ¥89,176 | ¥16,051,623 | ¥1,151,623 |
| 15 | 1.10% | ¥89,833 | ¥16,169,852 | ¥1,269,852 |
| 15 | 1.20% | ¥90,492 | ¥16,288,637 | ¥1,388,637 |
| 15 | 1.30% | ¥91,155 | ¥16,407,978 | ¥1,507,978 |
| 15 | 1.40% | ¥91,822 | ¥16,527,875 | ¥1,627,875 |
| 15 | 1.50% | ¥92,491 | ¥16,648,328 | ¥1,748,328 |
| 15 | 1.60% | ¥93,163 | ¥16,769,335 | ¥1,869,335 |
| 15 | 1.70% | ¥93,838 | ¥16,890,897 | ¥1,990,897 |
| 15 | 1.80% | ¥94,517 | ¥17,013,012 | ¥2,113,012 |
| 15 | 1.90% | ¥95,198 | ¥17,135,681 | ¥2,235,681 |
| 15 | 2.00% | ¥95,883 | ¥17,258,903 | ¥2,358,903 |
| 15 | 2.10% | ¥96,570 | ¥17,382,678 | ¥2,482,678 |
| 15 | 2.20% | ¥97,261 | ¥17,507,004 | ¥2,607,004 |
| 15 | 2.30% | ¥97,955 | ¥17,631,881 | ¥2,731,881 |
| 15 | 2.40% | ¥98,652 | ¥17,757,309 | ¥2,857,309 |
| 15 | 2.50% | ¥99,352 | ¥17,883,287 | ¥2,983,287 |
| 15 | 2.60% | ¥100,055 | ¥18,009,814 | ¥3,109,814 |
| 15 | 2.70% | ¥100,760 | ¥18,136,889 | ¥3,236,889 |
| 15 | 2.80% | ¥101,470 | ¥18,264,512 | ¥3,364,512 |
| 15 | 2.90% | ¥102,182 | ¥18,392,683 | ¥3,492,683 |
| 15 | 3.00% | ¥102,897 | ¥18,521,400 | ¥3,621,400 |
1490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥128,599 | ¥15,431,927 | ¥531,927 |
| 10 | 0.80% | ¥129,241 | ¥15,508,909 | ¥608,909 |
| 10 | 0.90% | ¥129,884 | ¥15,586,139 | ¥686,139 |
| 10 | 1.00% | ¥130,530 | ¥15,663,617 | ¥763,617 |
| 10 | 1.10% | ¥131,178 | ¥15,741,342 | ¥841,342 |
| 10 | 1.20% | ¥131,828 | ¥15,819,316 | ¥919,316 |
| 10 | 1.30% | ¥132,479 | ¥15,897,536 | ¥997,536 |
| 10 | 1.40% | ¥133,133 | ¥15,976,005 | ¥1,076,005 |
| 10 | 1.50% | ¥133,789 | ¥16,054,720 | ¥1,154,720 |
| 10 | 1.60% | ¥134,447 | ¥16,133,683 | ¥1,233,683 |
| 10 | 1.70% | ¥135,107 | ¥16,212,893 | ¥1,312,893 |
| 10 | 1.80% | ¥135,770 | ¥16,292,350 | ¥1,392,350 |
| 10 | 1.90% | ¥136,434 | ¥16,372,055 | ¥1,472,055 |
| 10 | 2.00% | ¥137,100 | ¥16,452,006 | ¥1,552,006 |
| 10 | 2.10% | ¥137,768 | ¥16,532,203 | ¥1,632,203 |
| 10 | 2.20% | ¥138,439 | ¥16,612,648 | ¥1,712,648 |
| 10 | 2.30% | ¥139,111 | ¥16,693,338 | ¥1,793,338 |
| 10 | 2.40% | ¥139,786 | ¥16,774,275 | ¥1,874,275 |
| 10 | 2.50% | ¥140,462 | ¥16,855,458 | ¥1,955,458 |
| 10 | 2.60% | ¥141,141 | ¥16,936,888 | ¥2,036,888 |
| 10 | 2.70% | ¥141,821 | ¥17,018,563 | ¥2,118,563 |
| 10 | 2.80% | ¥142,504 | ¥17,100,483 | ¥2,200,483 |
| 10 | 2.90% | ¥143,189 | ¥17,182,650 | ¥2,282,650 |
| 10 | 3.00% | ¥143,876 | ¥17,265,061 | ¥2,365,061 |
