9950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9950万円の住宅ローン｜期間・年数別
9950万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥196,591 | ¥117,954,885 | ¥18,454,885 |
| 50 | 0.80% | ¥201,260 | ¥120,755,867 | ¥21,255,867 |
| 50 | 0.90% | ¥205,996 | ¥123,597,608 | ¥24,097,608 |
| 50 | 1.00% | ¥210,800 | ¥126,479,931 | ¥26,979,931 |
| 50 | 1.10% | ¥215,671 | ¥129,402,639 | ¥29,902,639 |
| 50 | 1.20% | ¥220,609 | ¥132,365,519 | ¥32,865,519 |
| 50 | 1.30% | ¥225,614 | ¥135,368,335 | ¥35,868,335 |
| 50 | 1.40% | ¥230,685 | ¥138,410,838 | ¥38,910,838 |
| 50 | 1.50% | ¥235,821 | ¥141,492,756 | ¥41,992,756 |
| 50 | 1.60% | ¥241,023 | ¥144,613,805 | ¥45,113,805 |
| 50 | 1.70% | ¥246,289 | ¥147,773,682 | ¥48,273,682 |
| 50 | 1.80% | ¥251,620 | ¥150,972,066 | ¥51,472,066 |
| 50 | 1.90% | ¥257,014 | ¥154,208,624 | ¥54,708,624 |
| 50 | 2.00% | ¥262,472 | ¥157,483,006 | ¥57,983,006 |
| 50 | 2.10% | ¥267,991 | ¥160,794,847 | ¥61,294,847 |
| 50 | 2.20% | ¥273,573 | ¥164,143,769 | ¥64,643,769 |
| 50 | 2.30% | ¥279,216 | ¥167,529,380 | ¥68,029,380 |
| 50 | 2.40% | ¥284,919 | ¥170,951,277 | ¥71,451,277 |
| 50 | 2.50% | ¥290,682 | ¥174,409,043 | ¥74,909,043 |
| 50 | 2.60% | ¥296,504 | ¥177,902,250 | ¥78,402,250 |
| 50 | 2.70% | ¥302,384 | ¥181,430,460 | ¥81,930,460 |
| 50 | 2.80% | ¥308,322 | ¥184,993,223 | ¥85,493,223 |
| 50 | 2.90% | ¥314,317 | ¥188,590,081 | ¥89,090,081 |
| 50 | 3.00% | ¥320,368 | ¥192,220,566 | ¥92,720,566 |
9950万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥214,854 | ¥116,021,413 | ¥16,521,413 |
| 45 | 0.80% | ¥219,472 | ¥118,515,093 | ¥19,015,093 |
| 45 | 0.90% | ¥224,152 | ¥121,041,889 | ¥21,541,889 |
| 45 | 1.00% | ¥228,892 | ¥123,601,683 | ¥24,101,683 |
| 45 | 1.10% | ¥233,693 | ¥126,194,345 | ¥26,694,345 |
| 45 | 1.20% | ¥238,555 | ¥128,819,731 | ¥29,319,731 |
| 45 | 1.30% | ¥243,477 | ¥131,477,687 | ¥31,977,687 |
| 45 | 1.40% | ¥248,459 | ¥134,168,046 | ¥34,668,046 |
| 45 | 1.50% | ¥253,501 | ¥136,890,628 | ¥37,390,628 |
| 45 | 1.60% | ¥258,602 | ¥139,645,243 | ¥40,145,243 |
| 45 | 1.70% | ¥263,762 | ¥142,431,687 | ¥42,931,687 |
| 45 | 1.80% | ¥268,981 | ¥145,249,749 | ¥45,749,749 |
| 45 | 1.90% | ¥274,258 | ¥148,099,204 | ¥48,599,204 |
| 45 | 2.00% | ¥279,592 | ¥150,979,817 | ¥51,479,817 |
| 45 | 2.10% | ¥284,984 | ¥153,891,343 | ¥54,391,343 |
| 45 | 2.20% | ¥290,432 | ¥156,833,528 | ¥57,333,528 |
| 45 | 2.30% | ¥295,937 | ¥159,806,107 | ¥60,306,107 |
| 45 | 2.40% | ¥301,498 | ¥162,808,808 | ¥63,308,808 |
| 45 | 2.50% | ¥307,114 | ¥165,841,346 | ¥66,341,346 |
| 45 | 2.60% | ¥312,784 | ¥168,903,433 | ¥69,403,433 |
| 45 | 2.70% | ¥318,509 | ¥171,994,768 | ¥72,494,768 |
| 45 | 2.80% | ¥324,287 | ¥175,115,046 | ¥75,615,046 |
| 45 | 2.90% | ¥330,118 | ¥178,263,952 | ¥78,763,952 |
| 45 | 3.00% | ¥336,002 | ¥181,441,164 | ¥81,941,164 |
9950万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥237,725 | ¥114,108,048 | ¥14,608,048 |
| 40 | 0.80% | ¥242,293 | ¥116,300,503 | ¥16,800,503 |
| 40 | 0.90% | ¥246,915 | ¥118,519,194 | ¥19,019,194 |
| 40 | 1.00% | ¥251,592 | ¥120,764,047 | ¥21,264,047 |
| 40 | 1.10% | ¥256,323 | ¥123,034,980 | ¥23,534,980 |
| 40 | 1.20% | ¥261,108 | ¥125,331,902 | ¥25,831,902 |
| 40 | 1.30% | ¥265,947 | ¥127,654,716 | ¥28,154,716 |
| 40 | 1.40% | ¥270,840 | ¥130,003,315 | ¥30,503,315 |
| 40 | 1.50% | ¥275,787 | ¥132,377,586 | ¥32,877,586 |
| 40 | 1.60% | ¥280,786 | ¥134,777,407 | ¥35,277,407 |
| 40 | 1.70% | ¥285,839 | ¥137,202,651 | ¥37,702,651 |
| 40 | 1.80% | ¥290,944 | ¥139,653,182 | ¥40,153,182 |
| 40 | 1.90% | ¥296,102 | ¥142,128,856 | ¥42,628,856 |
| 40 | 2.00% | ¥301,312 | ¥144,629,525 | ¥45,129,525 |
| 40 | 2.10% | ¥306,573 | ¥147,155,032 | ¥47,655,032 |
| 40 | 2.20% | ¥311,886 | ¥149,705,213 | ¥50,205,213 |
| 40 | 2.30% | ¥317,250 | ¥152,279,900 | ¥52,779,900 |
| 40 | 2.40% | ¥322,664 | ¥154,878,917 | ¥55,378,917 |
| 40 | 2.50% | ¥328,129 | ¥157,502,081 | ¥58,002,081 |
| 40 | 2.60% | ¥333,644 | ¥160,149,206 | ¥60,649,206 |
| 40 | 2.70% | ¥339,209 | ¥162,820,098 | ¥63,320,098 |
| 40 | 2.80% | ¥344,822 | ¥165,514,558 | ¥66,014,558 |
| 40 | 2.90% | ¥350,484 | ¥168,232,381 | ¥68,732,381 |
| 40 | 3.00% | ¥356,194 | ¥170,973,360 | ¥71,473,360 |
9950万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥267,178 | ¥112,214,833 | ¥12,714,833 |
| 35 | 0.80% | ¥271,696 | ¥114,112,166 | ¥14,612,166 |
| 35 | 0.90% | ¥276,261 | ¥116,029,634 | ¥16,529,634 |
| 35 | 1.00% | ¥280,874 | ¥117,967,194 | ¥18,467,194 |
| 35 | 1.10% | ¥285,535 | ¥119,924,795 | ¥20,424,795 |
| 35 | 1.20% | ¥290,244 | ¥121,902,385 | ¥22,402,385 |
| 35 | 1.30% | ¥295,000 | ¥123,899,905 | ¥24,399,905 |
| 35 | 1.40% | ¥299,803 | ¥125,917,292 | ¥26,417,292 |
| 35 | 1.50% | ¥304,654 | ¥127,954,477 | ¥28,454,477 |
| 35 | 1.60% | ¥309,551 | ¥130,011,390 | ¥30,511,390 |
| 35 | 1.70% | ¥314,495 | ¥132,087,953 | ¥32,587,953 |
| 35 | 1.80% | ¥319,486 | ¥134,184,085 | ¥34,684,085 |
| 35 | 1.90% | ¥324,523 | ¥136,299,701 | ¥36,799,701 |
| 35 | 2.00% | ¥329,606 | ¥138,434,711 | ¥38,934,711 |
| 35 | 2.10% | ¥334,736 | ¥140,589,022 | ¥41,089,022 |
| 35 | 2.20% | ¥339,911 | ¥142,762,535 | ¥43,262,535 |
| 35 | 2.30% | ¥345,131 | ¥144,955,149 | ¥45,455,149 |
| 35 | 2.40% | ¥350,397 | ¥147,166,757 | ¥47,666,757 |
| 35 | 2.50% | ¥355,708 | ¥149,397,251 | ¥49,897,251 |
| 35 | 2.60% | ¥361,063 | ¥151,646,515 | ¥52,146,515 |
| 35 | 2.70% | ¥366,463 | ¥153,914,435 | ¥54,414,435 |
| 35 | 2.80% | ¥371,907 | ¥156,200,888 | ¥56,700,888 |
| 35 | 2.90% | ¥377,395 | ¥158,505,750 | ¥59,005,750 |
| 35 | 3.00% | ¥382,926 | ¥160,828,894 | ¥61,328,894 |
9950万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥306,505 | ¥110,341,806 | ¥10,841,806 |
| 30 | 0.80% | ¥310,973 | ¥111,950,146 | ¥12,450,146 |
| 30 | 0.90% | ¥315,481 | ¥113,573,311 | ¥14,073,311 |
| 30 | 1.00% | ¥320,031 | ¥115,211,276 | ¥15,711,276 |
| 30 | 1.10% | ¥324,622 | ¥116,864,014 | ¥17,364,014 |
| 30 | 1.20% | ¥329,254 | ¥118,531,494 | ¥19,031,494 |
| 30 | 1.30% | ¥333,927 | ¥120,213,686 | ¥20,713,686 |
| 30 | 1.40% | ¥338,640 | ¥121,910,553 | ¥22,410,553 |
| 30 | 1.50% | ¥343,395 | ¥123,622,059 | ¥24,122,059 |
| 30 | 1.60% | ¥348,189 | ¥125,348,165 | ¥25,848,165 |
| 30 | 1.70% | ¥353,025 | ¥127,088,827 | ¥27,588,827 |
| 30 | 1.80% | ¥357,900 | ¥128,844,001 | ¥29,344,001 |
| 30 | 1.90% | ¥362,816 | ¥130,613,640 | ¥31,113,640 |
| 30 | 2.00% | ¥367,771 | ¥132,397,695 | ¥32,897,695 |
| 30 | 2.10% | ¥372,767 | ¥134,196,114 | ¥34,696,114 |
| 30 | 2.20% | ¥377,802 | ¥136,008,841 | ¥36,508,841 |
| 30 | 2.30% | ¥382,877 | ¥137,835,822 | ¥38,335,822 |
| 30 | 2.40% | ¥387,992 | ¥139,676,997 | ¥40,176,997 |
| 30 | 2.50% | ¥393,145 | ¥141,532,306 | ¥42,032,306 |
| 30 | 2.60% | ¥398,338 | ¥143,401,685 | ¥43,901,685 |
| 30 | 2.70% | ¥403,570 | ¥145,285,068 | ¥45,785,068 |
| 30 | 2.80% | ¥408,840 | ¥147,182,390 | ¥47,682,390 |
| 30 | 2.90% | ¥414,149 | ¥149,093,579 | ¥49,593,579 |
| 30 | 3.00% | ¥419,496 | ¥151,018,565 | ¥51,518,565 |
9950万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥361,630 | ¥108,488,997 | ¥8,988,997 |
| 25 | 0.80% | ¥366,048 | ¥109,814,498 | ¥10,314,498 |
| 25 | 0.90% | ¥370,501 | ¥111,150,313 | ¥11,650,313 |
| 25 | 1.00% | ¥374,988 | ¥112,496,428 | ¥12,996,428 |
| 25 | 1.10% | ¥379,509 | ¥113,852,829 | ¥14,352,829 |
| 25 | 1.20% | ¥384,065 | ¥115,219,504 | ¥15,719,504 |
| 25 | 1.30% | ¥388,655 | ¥116,596,434 | ¥17,096,434 |
| 25 | 1.40% | ¥393,279 | ¥117,983,603 | ¥18,483,603 |
| 25 | 1.50% | ¥397,937 | ¥119,380,993 | ¥19,880,993 |
| 25 | 1.60% | ¥402,629 | ¥120,788,584 | ¥21,288,584 |
| 25 | 1.70% | ¥407,355 | ¥122,206,355 | ¥22,706,355 |
| 25 | 1.80% | ¥412,114 | ¥123,634,284 | ¥24,134,284 |
| 25 | 1.90% | ¥416,908 | ¥125,072,347 | ¥25,572,347 |
| 25 | 2.00% | ¥421,735 | ¥126,520,520 | ¥27,020,520 |
| 25 | 2.10% | ¥426,596 | ¥127,978,777 | ¥28,478,777 |
| 25 | 2.20% | ¥431,490 | ¥129,447,092 | ¥29,947,092 |
| 25 | 2.30% | ¥436,418 | ¥130,925,436 | ¥31,425,436 |
| 25 | 2.40% | ¥441,379 | ¥132,413,781 | ¥32,913,781 |
| 25 | 2.50% | ¥446,374 | ¥133,912,095 | ¥34,412,095 |
| 25 | 2.60% | ¥451,401 | ¥135,420,348 | ¥35,920,348 |
| 25 | 2.70% | ¥456,462 | ¥136,938,507 | ¥37,438,507 |
| 25 | 2.80% | ¥461,555 | ¥138,466,538 | ¥38,966,538 |
| 25 | 2.90% | ¥466,681 | ¥140,004,407 | ¥40,504,407 |
| 25 | 3.00% | ¥471,840 | ¥141,552,077 | ¥42,052,077 |
9950万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥444,402 | ¥106,656,434 | ¥7,156,434 |
| 20 | 0.80% | ¥448,772 | ¥107,705,269 | ¥8,205,269 |
| 20 | 0.90% | ¥453,170 | ¥108,760,712 | ¥9,260,712 |
| 20 | 1.00% | ¥457,595 | ¥109,822,761 | ¥10,322,761 |
| 20 | 1.10% | ¥462,048 | ¥110,891,407 | ¥11,391,407 |
| 20 | 1.20% | ¥466,528 | ¥111,966,646 | ¥12,466,646 |
| 20 | 1.30% | ¥471,035 | ¥113,048,470 | ¥13,548,470 |
| 20 | 1.40% | ¥475,570 | ¥114,136,872 | ¥14,636,872 |
| 20 | 1.50% | ¥480,133 | ¥115,231,844 | ¥15,731,844 |
| 20 | 1.60% | ¥484,722 | ¥116,333,377 | ¥16,833,377 |
| 20 | 1.70% | ¥489,339 | ¥117,441,463 | ¥17,941,463 |
| 20 | 1.80% | ¥493,984 | ¥118,556,092 | ¥19,056,092 |
| 20 | 1.90% | ¥498,655 | ¥119,677,255 | ¥20,177,255 |
| 20 | 2.00% | ¥503,354 | ¥120,804,940 | ¥21,304,940 |
| 20 | 2.10% | ¥508,080 | ¥121,939,138 | ¥22,439,138 |
| 20 | 2.20% | ¥512,833 | ¥123,079,836 | ¥23,579,836 |
| 20 | 2.30% | ¥517,613 | ¥124,227,022 | ¥24,727,022 |
| 20 | 2.40% | ¥522,420 | ¥125,380,685 | ¥25,880,685 |
| 20 | 2.50% | ¥527,253 | ¥126,540,811 | ¥27,040,811 |
| 20 | 2.60% | ¥532,114 | ¥127,707,387 | ¥28,207,387 |
| 20 | 2.70% | ¥537,002 | ¥128,880,399 | ¥29,380,399 |
| 20 | 2.80% | ¥541,916 | ¥130,059,833 | ¥30,559,833 |
| 20 | 2.90% | ¥546,857 | ¥131,245,674 | ¥31,745,674 |
| 20 | 3.00% | ¥551,825 | ¥132,437,906 | ¥32,937,906 |
9950万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥582,467 | ¥104,844,140 | ¥5,344,140 |
| 15 | 0.80% | ¥586,792 | ¥105,622,495 | ¥6,122,495 |
| 15 | 0.90% | ¥591,137 | ¥106,404,571 | ¥6,904,571 |
| 15 | 1.00% | ¥595,502 | ¥107,190,368 | ¥7,690,368 |
| 15 | 1.10% | ¥599,888 | ¥107,979,882 | ¥8,479,882 |
| 15 | 1.20% | ¥604,295 | ¥108,773,113 | ¥9,273,113 |
| 15 | 1.30% | ¥608,723 | ¥109,570,057 | ¥10,070,057 |
| 15 | 1.40% | ¥613,171 | ¥110,370,712 | ¥10,870,712 |
| 15 | 1.50% | ¥617,639 | ¥111,175,075 | ¥11,675,075 |
| 15 | 1.60% | ¥622,129 | ¥111,983,144 | ¥12,483,144 |
| 15 | 1.70% | ¥626,638 | ¥112,794,914 | ¥13,294,914 |
| 15 | 1.80% | ¥631,169 | ¥113,610,384 | ¥14,110,384 |
| 15 | 1.90% | ¥635,720 | ¥114,429,550 | ¥14,929,550 |
| 15 | 2.00% | ¥640,291 | ¥115,252,408 | ¥15,752,408 |
| 15 | 2.10% | ¥644,883 | ¥116,078,955 | ¥16,578,955 |
| 15 | 2.20% | ¥649,495 | ¥116,909,186 | ¥17,409,186 |
| 15 | 2.30% | ¥654,128 | ¥117,743,098 | ¥18,243,098 |
| 15 | 2.40% | ¥658,782 | ¥118,580,687 | ¥19,080,687 |
| 15 | 2.50% | ¥663,455 | ¥119,421,947 | ¥19,921,947 |
| 15 | 2.60% | ¥668,149 | ¥120,266,876 | ¥20,766,876 |
| 15 | 2.70% | ¥672,864 | ¥121,115,467 | ¥21,615,467 |
| 15 | 2.80% | ¥677,598 | ¥121,967,717 | ¥22,467,717 |
| 15 | 2.90% | ¥682,353 | ¥122,823,620 | ¥23,323,620 |
| 15 | 3.00% | ¥687,129 | ¥123,683,172 | ¥24,183,172 |
9950万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥858,768 | ¥103,052,132 | ¥3,552,132 |
| 10 | 0.80% | ¥863,052 | ¥103,566,206 | ¥4,066,206 |
| 10 | 0.90% | ¥867,349 | ¥104,081,936 | ¥4,581,936 |
| 10 | 1.00% | ¥871,661 | ¥104,599,321 | ¥5,099,321 |
| 10 | 1.10% | ¥875,986 | ¥105,118,360 | ¥5,618,360 |
| 10 | 1.20% | ¥880,325 | ¥105,639,053 | ¥6,139,053 |
| 10 | 1.30% | ¥884,678 | ¥106,161,400 | ¥6,661,400 |
| 10 | 1.40% | ¥889,045 | ¥106,685,399 | ¥7,185,399 |
| 10 | 1.50% | ¥893,425 | ¥107,211,051 | ¥7,711,051 |
| 10 | 1.60% | ¥897,820 | ¥107,738,354 | ¥8,238,354 |
| 10 | 1.70% | ¥902,228 | ¥108,267,307 | ¥8,767,307 |
| 10 | 1.80% | ¥906,649 | ¥108,797,910 | ¥9,297,910 |
| 10 | 1.90% | ¥911,085 | ¥109,330,163 | ¥9,830,163 |
| 10 | 2.00% | ¥915,534 | ¥109,864,064 | ¥10,364,064 |
| 10 | 2.10% | ¥919,997 | ¥110,399,612 | ¥10,899,612 |
| 10 | 2.20% | ¥924,473 | ¥110,936,807 | ¥11,436,807 |
| 10 | 2.30% | ¥928,964 | ¥111,475,648 | ¥11,975,648 |
| 10 | 2.40% | ¥933,468 | ¥112,016,133 | ¥12,516,133 |
| 10 | 2.50% | ¥937,986 | ¥112,558,263 | ¥13,058,263 |
| 10 | 2.60% | ¥942,517 | ¥113,102,035 | ¥13,602,035 |
| 10 | 2.70% | ¥947,062 | ¥113,647,448 | ¥14,147,448 |
| 10 | 2.80% | ¥951,621 | ¥114,194,503 | ¥14,694,503 |
| 10 | 2.90% | ¥956,193 | ¥114,743,197 | ¥15,243,197 |
| 10 | 3.00% | ¥960,779 | ¥115,293,529 | ¥15,793,529 |
