9970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。9970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
9970万円の住宅ローン｜期間・年数別
9970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥196,987 | ¥118,191,980 | ¥18,491,980 |
| 50 | 0.80% | ¥201,664 | ¥120,998,592 | ¥21,298,592 |
| 50 | 0.90% | ¥206,410 | ¥123,846,045 | ¥24,146,045 |
| 50 | 1.00% | ¥211,224 | ¥126,734,162 | ¥27,034,162 |
| 50 | 1.10% | ¥216,105 | ¥129,662,745 | ¥29,962,745 |
| 50 | 1.20% | ¥221,053 | ¥132,631,580 | ¥32,931,580 |
| 50 | 1.30% | ¥226,067 | ¥135,640,433 | ¥35,940,433 |
| 50 | 1.40% | ¥231,148 | ¥138,689,050 | ¥38,989,050 |
| 50 | 1.50% | ¥236,295 | ¥141,777,164 | ¥42,077,164 |
| 50 | 1.60% | ¥241,507 | ¥144,904,486 | ¥45,204,486 |
| 50 | 1.70% | ¥246,785 | ¥148,070,714 | ¥48,370,714 |
| 50 | 1.80% | ¥252,126 | ¥151,275,527 | ¥51,575,527 |
| 50 | 1.90% | ¥257,531 | ¥154,518,591 | ¥54,818,591 |
| 50 | 2.00% | ¥262,999 | ¥157,799,554 | ¥58,099,554 |
| 50 | 2.10% | ¥268,530 | ¥161,118,052 | ¥61,418,052 |
| 50 | 2.20% | ¥274,123 | ¥164,473,706 | ¥64,773,706 |
| 50 | 2.30% | ¥279,777 | ¥167,866,123 | ¥68,166,123 |
| 50 | 2.40% | ¥285,491 | ¥171,294,898 | ¥71,594,898 |
| 50 | 2.50% | ¥291,266 | ¥174,759,614 | ¥75,059,614 |
| 50 | 2.60% | ¥297,100 | ¥178,259,843 | ¥78,559,843 |
| 50 | 2.70% | ¥302,992 | ¥181,795,144 | ¥82,095,144 |
| 50 | 2.80% | ¥308,942 | ¥185,365,068 | ¥85,665,068 |
| 50 | 2.90% | ¥314,949 | ¥188,969,156 | ¥89,269,156 |
| 50 | 3.00% | ¥321,012 | ¥192,606,939 | ¥92,906,939 |
9970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥215,286 | ¥116,254,621 | ¥16,554,621 |
| 45 | 0.80% | ¥219,914 | ¥118,753,315 | ¥19,053,315 |
| 45 | 0.90% | ¥224,602 | ¥121,285,190 | ¥21,585,190 |
| 45 | 1.00% | ¥229,352 | ¥123,850,129 | ¥24,150,129 |
| 45 | 1.10% | ¥234,163 | ¥126,448,002 | ¥26,748,002 |
| 45 | 1.20% | ¥239,035 | ¥129,078,665 | ¥29,378,665 |
| 45 | 1.30% | ¥243,967 | ¥131,741,964 | ¥32,041,964 |
| 45 | 1.40% | ¥248,959 | ¥134,437,731 | ¥34,737,731 |
| 45 | 1.50% | ¥254,011 | ¥137,165,785 | ¥37,465,785 |
| 45 | 1.60% | ¥259,122 | ¥139,925,937 | ¥40,225,937 |
| 45 | 1.70% | ¥264,293 | ¥142,717,982 | ¥43,017,982 |
| 45 | 1.80% | ¥269,522 | ¥145,541,708 | ¥45,841,708 |
| 45 | 1.90% | ¥274,809 | ¥148,396,891 | ¥48,696,891 |
| 45 | 2.00% | ¥280,154 | ¥151,283,294 | ¥51,583,294 |
| 45 | 2.10% | ¥285,557 | ¥154,200,672 | ¥54,500,672 |
| 45 | 2.20% | ¥291,016 | ¥157,148,771 | ¥57,448,771 |
| 45 | 2.30% | ¥296,532 | ¥160,127,326 | ¥60,427,326 |
| 45 | 2.40% | ¥302,104 | ¥163,136,061 | ¥63,436,061 |
| 45 | 2.50% | ¥307,731 | ¥166,174,696 | ¥66,474,696 |
| 45 | 2.60% | ¥313,413 | ¥169,242,937 | ¥69,542,937 |
| 45 | 2.70% | ¥319,149 | ¥172,340,487 | ¥72,640,487 |
| 45 | 2.80% | ¥324,939 | ¥175,467,036 | ¥75,767,036 |
| 45 | 2.90% | ¥330,782 | ¥178,622,271 | ¥78,922,271 |
| 45 | 3.00% | ¥336,678 | ¥181,805,870 | ¥82,105,870 |
9970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥238,203 | ¥114,337,411 | ¥14,637,411 |
| 40 | 0.80% | ¥242,780 | ¥116,534,272 | ¥16,834,272 |
| 40 | 0.90% | ¥247,411 | ¥118,757,423 | ¥19,057,423 |
| 40 | 1.00% | ¥252,097 | ¥121,006,789 | ¥21,306,789 |
| 40 | 1.10% | ¥256,838 | ¥123,282,286 | ¥23,582,286 |
| 40 | 1.20% | ¥261,633 | ¥125,583,826 | ¥25,883,826 |
| 40 | 1.30% | ¥266,482 | ¥127,911,308 | ¥28,211,308 |
| 40 | 1.40% | ¥271,385 | ¥130,264,628 | ¥30,564,628 |
| 40 | 1.50% | ¥276,341 | ¥132,643,671 | ¥32,943,671 |
| 40 | 1.60% | ¥281,351 | ¥135,048,317 | ¥35,348,317 |
| 40 | 1.70% | ¥286,413 | ¥137,478,435 | ¥37,778,435 |
| 40 | 1.80% | ¥291,529 | ¥139,933,892 | ¥40,233,892 |
| 40 | 1.90% | ¥296,697 | ¥142,414,543 | ¥42,714,543 |
| 40 | 2.00% | ¥301,917 | ¥144,920,238 | ¥45,220,238 |
| 40 | 2.10% | ¥307,189 | ¥147,450,821 | ¥47,750,821 |
| 40 | 2.20% | ¥312,513 | ¥150,006,128 | ¥50,306,128 |
| 40 | 2.30% | ¥317,887 | ¥152,585,991 | ¥52,885,991 |
| 40 | 2.40% | ¥323,313 | ¥155,190,231 | ¥55,490,231 |
| 40 | 2.50% | ¥328,789 | ¥157,818,668 | ¥58,118,668 |
| 40 | 2.60% | ¥334,315 | ¥160,471,114 | ¥60,771,114 |
| 40 | 2.70% | ¥339,890 | ¥163,147,374 | ¥63,447,374 |
| 40 | 2.80% | ¥345,515 | ¥165,847,250 | ¥66,147,250 |
| 40 | 2.90% | ¥351,189 | ¥168,570,537 | ¥68,870,537 |
| 40 | 3.00% | ¥356,910 | ¥171,317,025 | ¥71,617,025 |
9970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥267,715 | ¥112,440,391 | ¥12,740,391 |
| 35 | 0.80% | ¥272,242 | ¥114,341,537 | ¥14,641,537 |
| 35 | 0.90% | ¥276,816 | ¥116,262,860 | ¥16,562,860 |
| 35 | 1.00% | ¥281,439 | ¥118,204,314 | ¥18,504,314 |
| 35 | 1.10% | ¥286,109 | ¥120,165,850 | ¥20,465,850 |
| 35 | 1.20% | ¥290,827 | ¥122,147,415 | ¥22,447,415 |
| 35 | 1.30% | ¥295,593 | ¥124,148,950 | ¥24,448,950 |
| 35 | 1.40% | ¥300,406 | ¥126,170,392 | ¥26,470,392 |
| 35 | 1.50% | ¥305,266 | ¥128,211,672 | ¥28,511,672 |
| 35 | 1.60% | ¥310,173 | ¥130,272,719 | ¥30,572,719 |
| 35 | 1.70% | ¥315,127 | ¥132,353,456 | ¥32,653,456 |
| 35 | 1.80% | ¥320,128 | ¥134,453,802 | ¥34,753,802 |
| 35 | 1.90% | ¥325,175 | ¥136,573,670 | ¥36,873,670 |
| 35 | 2.00% | ¥330,269 | ¥138,712,972 | ¥39,012,972 |
| 35 | 2.10% | ¥335,409 | ¥140,871,613 | ¥41,171,613 |
| 35 | 2.20% | ¥340,594 | ¥143,049,495 | ¥43,349,495 |
| 35 | 2.30% | ¥345,825 | ¥145,246,516 | ¥45,546,516 |
| 35 | 2.40% | ¥351,101 | ¥147,462,570 | ¥47,762,570 |
| 35 | 2.50% | ¥356,423 | ¥149,697,546 | ¥49,997,546 |
| 35 | 2.60% | ¥361,789 | ¥151,951,332 | ¥52,251,332 |
| 35 | 2.70% | ¥367,200 | ¥154,223,810 | ¥54,523,810 |
| 35 | 2.80% | ¥372,654 | ¥156,514,859 | ¥56,814,859 |
| 35 | 2.90% | ¥378,153 | ¥158,824,355 | ¥59,124,355 |
| 35 | 3.00% | ¥383,696 | ¥161,152,169 | ¥61,452,169 |
9970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥307,121 | ¥110,563,598 | ¥10,863,598 |
| 30 | 0.80% | ¥311,598 | ¥112,175,172 | ¥12,475,172 |
| 30 | 0.90% | ¥316,116 | ¥113,801,600 | ¥14,101,600 |
| 30 | 1.00% | ¥320,675 | ¥115,442,857 | ¥15,742,857 |
| 30 | 1.10% | ¥325,275 | ¥117,098,916 | ¥17,398,916 |
| 30 | 1.20% | ¥329,916 | ¥118,769,748 | ¥19,069,748 |
| 30 | 1.30% | ¥334,598 | ¥120,455,321 | ¥20,755,321 |
| 30 | 1.40% | ¥339,321 | ¥122,155,599 | ¥22,455,599 |
| 30 | 1.50% | ¥344,085 | ¥123,870,546 | ¥24,170,546 |
| 30 | 1.60% | ¥348,889 | ¥125,600,121 | ¥25,900,121 |
| 30 | 1.70% | ¥353,734 | ¥127,344,282 | ¥27,644,282 |
| 30 | 1.80% | ¥358,619 | ¥129,102,984 | ¥29,402,984 |
| 30 | 1.90% | ¥363,545 | ¥130,876,180 | ¥31,176,180 |
| 30 | 2.00% | ¥368,511 | ¥132,663,821 | ¥32,963,821 |
| 30 | 2.10% | ¥373,516 | ¥134,465,854 | ¥34,765,854 |
| 30 | 2.20% | ¥378,562 | ¥136,282,226 | ¥36,582,226 |
| 30 | 2.30% | ¥383,647 | ¥138,112,879 | ¥38,412,879 |
| 30 | 2.40% | ¥388,772 | ¥139,957,755 | ¥40,257,755 |
| 30 | 2.50% | ¥393,936 | ¥141,816,793 | ¥42,116,793 |
| 30 | 2.60% | ¥399,139 | ¥143,689,929 | ¥43,989,929 |
| 30 | 2.70% | ¥404,381 | ¥145,577,099 | ¥45,877,099 |
| 30 | 2.80% | ¥409,662 | ¥147,478,234 | ¥47,778,234 |
| 30 | 2.90% | ¥414,981 | ¥149,393,264 | ¥49,693,264 |
| 30 | 3.00% | ¥420,339 | ¥151,322,120 | ¥51,622,120 |
9970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥362,357 | ¥108,707,065 | ¥9,007,065 |
| 25 | 0.80% | ¥366,784 | ¥110,035,231 | ¥10,335,231 |
| 25 | 0.90% | ¥371,246 | ¥111,373,730 | ¥11,673,730 |
| 25 | 1.00% | ¥375,742 | ¥112,722,551 | ¥13,022,551 |
| 25 | 1.10% | ¥380,272 | ¥114,081,679 | ¥14,381,679 |
| 25 | 1.20% | ¥384,837 | ¥115,451,101 | ¥15,751,101 |
| 25 | 1.30% | ¥389,436 | ¥116,830,799 | ¥17,130,799 |
| 25 | 1.40% | ¥394,069 | ¥118,220,756 | ¥18,520,756 |
| 25 | 1.50% | ¥398,737 | ¥119,620,955 | ¥19,920,955 |
| 25 | 1.60% | ¥403,438 | ¥121,031,375 | ¥21,331,375 |
| 25 | 1.70% | ¥408,173 | ¥122,451,996 | ¥22,751,996 |
| 25 | 1.80% | ¥412,943 | ¥123,882,795 | ¥24,182,795 |
| 25 | 1.90% | ¥417,746 | ¥125,323,749 | ¥25,623,749 |
| 25 | 2.00% | ¥422,583 | ¥126,774,833 | ¥27,074,833 |
| 25 | 2.10% | ¥427,453 | ¥128,236,021 | ¥28,536,021 |
| 25 | 2.20% | ¥432,358 | ¥129,707,287 | ¥30,007,287 |
| 25 | 2.30% | ¥437,295 | ¥131,188,603 | ¥31,488,603 |
| 25 | 2.40% | ¥442,266 | ¥132,679,939 | ¥32,979,939 |
| 25 | 2.50% | ¥447,271 | ¥134,181,265 | ¥34,481,265 |
| 25 | 2.60% | ¥452,308 | ¥135,692,550 | ¥35,992,550 |
| 25 | 2.70% | ¥457,379 | ¥137,213,760 | ¥37,513,760 |
| 25 | 2.80% | ¥462,483 | ¥138,744,862 | ¥39,044,862 |
| 25 | 2.90% | ¥467,619 | ¥140,285,822 | ¥40,585,822 |
| 25 | 3.00% | ¥472,789 | ¥141,836,604 | ¥42,136,604 |
9970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥445,295 | ¥106,870,819 | ¥7,170,819 |
| 20 | 0.80% | ¥449,674 | ¥107,921,762 | ¥8,221,762 |
| 20 | 0.90% | ¥454,081 | ¥108,979,327 | ¥9,279,327 |
| 20 | 1.00% | ¥458,515 | ¥110,043,510 | ¥10,343,510 |
| 20 | 1.10% | ¥462,976 | ¥111,114,304 | ¥11,414,304 |
| 20 | 1.20% | ¥467,465 | ¥112,191,704 | ¥12,491,704 |
| 20 | 1.30% | ¥471,982 | ¥113,275,703 | ¥13,575,703 |
| 20 | 1.40% | ¥476,526 | ¥114,366,293 | ¥14,666,293 |
| 20 | 1.50% | ¥481,098 | ¥115,463,465 | ¥15,763,465 |
| 20 | 1.60% | ¥485,697 | ¥116,567,213 | ¥16,867,213 |
| 20 | 1.70% | ¥490,323 | ¥117,677,526 | ¥17,977,526 |
| 20 | 1.80% | ¥494,977 | ¥118,794,396 | ¥19,094,396 |
| 20 | 1.90% | ¥499,658 | ¥119,917,812 | ¥20,217,812 |
| 20 | 2.00% | ¥504,366 | ¥121,047,764 | ¥21,347,764 |
| 20 | 2.10% | ¥509,101 | ¥122,184,242 | ¥22,484,242 |
| 20 | 2.20% | ¥513,863 | ¥123,327,232 | ¥23,627,232 |
| 20 | 2.30% | ¥518,653 | ¥124,476,725 | ¥24,776,725 |
| 20 | 2.40% | ¥523,470 | ¥125,632,706 | ¥25,932,706 |
| 20 | 2.50% | ¥528,313 | ¥126,795,164 | ¥27,095,164 |
| 20 | 2.60% | ¥533,184 | ¥127,964,085 | ¥28,264,085 |
| 20 | 2.70% | ¥538,081 | ¥129,139,455 | ¥29,439,455 |
| 20 | 2.80% | ¥543,005 | ¥130,321,260 | ¥30,621,260 |
| 20 | 2.90% | ¥547,956 | ¥131,509,484 | ¥31,809,484 |
| 20 | 3.00% | ¥552,934 | ¥132,704,113 | ¥33,004,113 |
9970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥583,638 | ¥105,054,882 | ¥5,354,882 |
| 15 | 0.80% | ¥587,971 | ¥105,834,801 | ¥6,134,801 |
| 15 | 0.90% | ¥592,325 | ¥106,618,450 | ¥6,918,450 |
| 15 | 1.00% | ¥596,699 | ¥107,405,826 | ¥7,705,826 |
| 15 | 1.10% | ¥601,094 | ¥108,196,927 | ¥8,496,927 |
| 15 | 1.20% | ¥605,510 | ¥108,991,752 | ¥9,291,752 |
| 15 | 1.30% | ¥609,946 | ¥109,790,298 | ¥10,090,298 |
| 15 | 1.40% | ¥614,403 | ¥110,592,562 | ¥10,892,562 |
| 15 | 1.50% | ¥618,881 | ¥111,398,542 | ¥11,698,542 |
| 15 | 1.60% | ¥623,379 | ¥112,208,235 | ¥12,508,235 |
| 15 | 1.70% | ¥627,898 | ¥113,021,638 | ¥13,321,638 |
| 15 | 1.80% | ¥632,437 | ¥113,838,747 | ¥14,138,747 |
| 15 | 1.90% | ¥636,998 | ¥114,659,559 | ¥14,959,559 |
| 15 | 2.00% | ¥641,578 | ¥115,484,071 | ¥15,784,071 |
| 15 | 2.10% | ¥646,179 | ¥116,312,279 | ¥16,612,279 |
| 15 | 2.20% | ¥650,801 | ¥117,144,179 | ¥17,444,179 |
| 15 | 2.30% | ¥655,443 | ¥117,979,768 | ¥18,279,768 |
| 15 | 2.40% | ¥660,106 | ¥118,819,040 | ¥19,119,040 |
| 15 | 2.50% | ¥664,789 | ¥119,661,991 | ¥19,961,991 |
| 15 | 2.60% | ¥669,492 | ¥120,508,618 | ¥20,808,618 |
| 15 | 2.70% | ¥674,216 | ¥121,358,916 | ¥21,658,916 |
| 15 | 2.80% | ¥678,960 | ¥122,212,878 | ¥22,512,878 |
| 15 | 2.90% | ¥683,725 | ¥123,070,502 | ¥23,370,502 |
| 15 | 3.00% | ¥688,510 | ¥123,931,781 | ¥24,231,781 |
9970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥860,494 | ¥103,259,272 | ¥3,559,272 |
| 10 | 0.80% | ¥864,786 | ¥103,774,380 | ¥4,074,380 |
| 10 | 0.90% | ¥869,093 | ¥104,291,146 | ¥4,591,146 |
| 10 | 1.00% | ¥873,413 | ¥104,809,571 | ¥5,109,571 |
| 10 | 1.10% | ¥877,747 | ¥105,329,653 | ¥5,629,653 |
| 10 | 1.20% | ¥882,095 | ¥105,851,393 | ¥6,151,393 |
| 10 | 1.30% | ¥886,457 | ¥106,374,790 | ¥6,674,790 |
| 10 | 1.40% | ¥890,832 | ¥106,899,842 | ¥7,199,842 |
| 10 | 1.50% | ¥895,221 | ¥107,426,550 | ¥7,726,550 |
| 10 | 1.60% | ¥899,624 | ¥107,954,913 | ¥8,254,913 |
| 10 | 1.70% | ¥904,041 | ¥108,484,930 | ¥8,784,930 |
| 10 | 1.80% | ¥908,472 | ¥109,016,600 | ¥9,316,600 |
| 10 | 1.90% | ¥912,916 | ¥109,549,922 | ¥9,849,922 |
| 10 | 2.00% | ¥917,374 | ¥110,084,896 | ¥10,384,896 |
| 10 | 2.10% | ¥921,846 | ¥110,621,521 | ¥10,921,521 |
| 10 | 2.20% | ¥926,332 | ¥111,159,796 | ¥11,459,796 |
| 10 | 2.30% | ¥930,831 | ¥111,699,720 | ¥11,999,720 |
| 10 | 2.40% | ¥935,344 | ¥112,241,291 | ¥12,541,291 |
| 10 | 2.50% | ¥939,871 | ¥112,784,510 | ¥13,084,510 |
| 10 | 2.60% | ¥944,411 | ¥113,329,375 | ¥13,629,375 |
| 10 | 2.70% | ¥948,966 | ¥113,875,885 | ¥14,175,885 |
| 10 | 2.80% | ¥953,534 | ¥114,424,039 | ¥14,724,039 |
| 10 | 2.90% | ¥958,115 | ¥114,973,836 | ¥15,273,836 |
| 10 | 3.00% | ¥962,711 | ¥115,525,275 | ¥15,825,275 |
