1億円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1億円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1億円の住宅ローン｜期間・年数別
1億円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥197,579 | ¥118,547,623 | ¥18,547,623 |
| 50 | 0.80% | ¥202,271 | ¥121,362,680 | ¥21,362,680 |
| 50 | 0.90% | ¥207,031 | ¥124,218,701 | ¥24,218,701 |
| 50 | 1.00% | ¥211,859 | ¥127,115,508 | ¥27,115,508 |
| 50 | 1.10% | ¥216,755 | ¥130,052,904 | ¥30,052,904 |
| 50 | 1.20% | ¥221,718 | ¥133,030,672 | ¥33,030,672 |
| 50 | 1.30% | ¥226,748 | ¥136,048,578 | ¥36,048,578 |
| 50 | 1.40% | ¥231,844 | ¥139,106,370 | ¥39,106,370 |
| 50 | 1.50% | ¥237,006 | ¥142,203,775 | ¥42,203,775 |
| 50 | 1.60% | ¥242,234 | ¥145,340,508 | ¥45,340,508 |
| 50 | 1.70% | ¥247,527 | ¥148,516,263 | ¥48,516,263 |
| 50 | 1.80% | ¥252,885 | ¥151,730,720 | ¥51,730,720 |
| 50 | 1.90% | ¥258,306 | ¥154,983,542 | ¥54,983,542 |
| 50 | 2.00% | ¥263,791 | ¥158,274,377 | ¥58,274,377 |
| 50 | 2.10% | ¥269,338 | ¥161,602,861 | ¥61,602,861 |
| 50 | 2.20% | ¥274,948 | ¥164,968,612 | ¥64,968,612 |
| 50 | 2.30% | ¥280,619 | ¥168,371,237 | ¥68,371,237 |
| 50 | 2.40% | ¥286,351 | ¥171,810,329 | ¥71,810,329 |
| 50 | 2.50% | ¥292,142 | ¥175,285,471 | ¥75,285,471 |
| 50 | 2.60% | ¥297,994 | ¥178,796,232 | ¥78,796,232 |
| 50 | 2.70% | ¥303,904 | ¥182,342,171 | ¥82,342,171 |
| 50 | 2.80% | ¥309,871 | ¥185,922,837 | ¥85,922,837 |
| 50 | 2.90% | ¥315,896 | ¥189,537,769 | ¥89,537,769 |
| 50 | 3.00% | ¥321,977 | ¥193,186,499 | ¥93,186,499 |
1億円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥215,934 | ¥116,604,435 | ¥16,604,435 |
| 45 | 0.80% | ¥220,575 | ¥119,110,646 | ¥19,110,646 |
| 45 | 0.90% | ¥225,278 | ¥121,650,140 | ¥21,650,140 |
| 45 | 1.00% | ¥230,042 | ¥124,222,797 | ¥24,222,797 |
| 45 | 1.10% | ¥234,868 | ¥126,828,487 | ¥26,828,487 |
| 45 | 1.20% | ¥239,754 | ¥129,467,067 | ¥29,467,067 |
| 45 | 1.30% | ¥244,701 | ¥132,138,379 | ¥32,138,379 |
| 45 | 1.40% | ¥249,708 | ¥134,842,257 | ¥34,842,257 |
| 45 | 1.50% | ¥254,775 | ¥137,578,521 | ¥37,578,521 |
| 45 | 1.60% | ¥259,902 | ¥140,346,977 | ¥40,346,977 |
| 45 | 1.70% | ¥265,088 | ¥143,147,424 | ¥43,147,424 |
| 45 | 1.80% | ¥270,333 | ¥145,979,647 | ¥45,979,647 |
| 45 | 1.90% | ¥275,636 | ¥148,843,421 | ¥48,843,421 |
| 45 | 2.00% | ¥280,997 | ¥151,738,509 | ¥51,738,509 |
| 45 | 2.10% | ¥286,416 | ¥154,664,666 | ¥54,664,666 |
| 45 | 2.20% | ¥291,892 | ¥157,621,636 | ¥57,621,636 |
| 45 | 2.30% | ¥297,424 | ¥160,609,153 | ¥60,609,153 |
| 45 | 2.40% | ¥303,013 | ¥163,626,942 | ¥63,626,942 |
| 45 | 2.50% | ¥308,657 | ¥166,674,720 | ¥66,674,720 |
| 45 | 2.60% | ¥314,356 | ¥169,752,194 | ¥69,752,194 |
| 45 | 2.70% | ¥320,109 | ¥172,859,064 | ¥72,859,064 |
| 45 | 2.80% | ¥325,917 | ¥175,995,021 | ¥75,995,021 |
| 45 | 2.90% | ¥331,777 | ¥179,159,750 | ¥79,159,750 |
| 45 | 3.00% | ¥337,691 | ¥182,352,929 | ¥82,352,929 |
1億円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥238,920 | ¥114,681,455 | ¥14,681,455 |
| 40 | 0.80% | ¥243,510 | ¥116,884,927 | ¥16,884,927 |
| 40 | 0.90% | ¥248,156 | ¥119,114,768 | ¥19,114,768 |
| 40 | 1.00% | ¥252,856 | ¥121,370,901 | ¥21,370,901 |
| 40 | 1.10% | ¥257,611 | ¥123,653,246 | ¥23,653,246 |
| 40 | 1.20% | ¥262,420 | ¥125,961,711 | ¥25,961,711 |
| 40 | 1.30% | ¥267,284 | ¥128,296,197 | ¥28,296,197 |
| 40 | 1.40% | ¥272,201 | ¥130,656,598 | ¥30,656,598 |
| 40 | 1.50% | ¥277,172 | ¥133,042,800 | ¥33,042,800 |
| 40 | 1.60% | ¥282,197 | ¥135,454,681 | ¥35,454,681 |
| 40 | 1.70% | ¥287,275 | ¥137,892,112 | ¥37,892,112 |
| 40 | 1.80% | ¥292,406 | ¥140,354,957 | ¥40,354,957 |
| 40 | 1.90% | ¥297,590 | ¥142,843,072 | ¥42,843,072 |
| 40 | 2.00% | ¥302,826 | ¥145,356,307 | ¥45,356,307 |
| 40 | 2.10% | ¥308,114 | ¥147,894,504 | ¥47,894,504 |
| 40 | 2.20% | ¥313,453 | ¥150,457,501 | ¥50,457,501 |
| 40 | 2.30% | ¥318,844 | ¥153,045,126 | ¥53,045,126 |
| 40 | 2.40% | ¥324,286 | ¥155,657,203 | ¥55,657,203 |
| 40 | 2.50% | ¥329,778 | ¥158,293,549 | ¥58,293,549 |
| 40 | 2.60% | ¥335,321 | ¥160,953,976 | ¥60,953,976 |
| 40 | 2.70% | ¥340,913 | ¥163,638,289 | ¥63,638,289 |
| 40 | 2.80% | ¥346,555 | ¥166,346,289 | ¥66,346,289 |
| 40 | 2.90% | ¥352,245 | ¥169,077,770 | ¥69,077,770 |
| 40 | 3.00% | ¥357,984 | ¥171,832,523 | ¥71,832,523 |
1億円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥268,521 | ¥112,778,727 | ¥12,778,727 |
| 35 | 0.80% | ¥273,061 | ¥114,685,594 | ¥14,685,594 |
| 35 | 0.90% | ¥277,649 | ¥116,612,698 | ¥16,612,698 |
| 35 | 1.00% | ¥282,286 | ¥118,559,994 | ¥18,559,994 |
| 35 | 1.10% | ¥286,970 | ¥120,527,432 | ¥20,527,432 |
| 35 | 1.20% | ¥291,702 | ¥122,514,960 | ¥22,514,960 |
| 35 | 1.30% | ¥296,482 | ¥124,522,517 | ¥24,522,517 |
| 35 | 1.40% | ¥301,310 | ¥126,550,042 | ¥26,550,042 |
| 35 | 1.50% | ¥306,184 | ¥128,597,465 | ¥28,597,465 |
| 35 | 1.60% | ¥311,106 | ¥130,664,714 | ¥30,664,714 |
| 35 | 1.70% | ¥316,076 | ¥132,751,712 | ¥32,751,712 |
| 35 | 1.80% | ¥321,091 | ¥134,858,377 | ¥34,858,377 |
| 35 | 1.90% | ¥326,154 | ¥136,984,624 | ¥36,984,624 |
| 35 | 2.00% | ¥331,263 | ¥139,130,363 | ¥39,130,363 |
| 35 | 2.10% | ¥336,418 | ¥141,295,500 | ¥41,295,500 |
| 35 | 2.20% | ¥341,619 | ¥143,479,935 | ¥43,479,935 |
| 35 | 2.30% | ¥346,866 | ¥145,683,567 | ¥45,683,567 |
| 35 | 2.40% | ¥352,158 | ¥147,906,289 | ¥47,906,289 |
| 35 | 2.50% | ¥357,495 | ¥150,147,990 | ¥50,147,990 |
| 35 | 2.60% | ¥362,878 | ¥152,408,558 | ¥52,408,558 |
| 35 | 2.70% | ¥368,304 | ¥154,687,874 | ¥54,687,874 |
| 35 | 2.80% | ¥373,776 | ¥156,985,817 | ¥56,985,817 |
| 35 | 2.90% | ¥379,291 | ¥159,302,261 | ¥59,302,261 |
| 35 | 3.00% | ¥384,850 | ¥161,637,080 | ¥61,637,080 |
1億円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥308,045 | ¥110,896,287 | ¥10,896,287 |
| 30 | 0.80% | ¥312,535 | ¥112,512,710 | ¥12,512,710 |
| 30 | 0.90% | ¥317,067 | ¥114,144,032 | ¥14,144,032 |
| 30 | 1.00% | ¥321,640 | ¥115,790,227 | ¥15,790,227 |
| 30 | 1.10% | ¥326,254 | ¥117,451,270 | ¥17,451,270 |
| 30 | 1.20% | ¥330,909 | ¥119,127,130 | ¥19,127,130 |
| 30 | 1.30% | ¥335,605 | ¥120,817,774 | ¥20,817,774 |
| 30 | 1.40% | ¥340,342 | ¥122,523,169 | ¥22,523,169 |
| 30 | 1.50% | ¥345,120 | ¥124,243,276 | ¥24,243,276 |
| 30 | 1.60% | ¥349,939 | ¥125,978,055 | ¥25,978,055 |
| 30 | 1.70% | ¥354,799 | ¥127,727,464 | ¥27,727,464 |
| 30 | 1.80% | ¥359,698 | ¥129,491,458 | ¥29,491,458 |
| 30 | 1.90% | ¥364,639 | ¥131,269,990 | ¥31,269,990 |
| 30 | 2.00% | ¥369,619 | ¥133,063,010 | ¥33,063,010 |
| 30 | 2.10% | ¥374,640 | ¥134,870,466 | ¥34,870,466 |
| 30 | 2.20% | ¥379,701 | ¥136,692,303 | ¥36,692,303 |
| 30 | 2.30% | ¥384,801 | ¥138,528,465 | ¥38,528,465 |
| 30 | 2.40% | ¥389,941 | ¥140,378,892 | ¥40,378,892 |
| 30 | 2.50% | ¥395,121 | ¥142,243,524 | ¥42,243,524 |
| 30 | 2.60% | ¥400,340 | ¥144,122,296 | ¥44,122,296 |
| 30 | 2.70% | ¥405,598 | ¥146,015,144 | ¥46,015,144 |
| 30 | 2.80% | ¥410,894 | ¥147,922,000 | ¥47,922,000 |
| 30 | 2.90% | ¥416,230 | ¥149,842,793 | ¥49,842,793 |
| 30 | 3.00% | ¥421,604 | ¥151,777,452 | ¥51,777,452 |
1億円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥363,447 | ¥109,034,168 | ¥9,034,168 |
| 25 | 0.80% | ¥367,888 | ¥110,366,330 | ¥10,366,330 |
| 25 | 0.90% | ¥372,363 | ¥111,708,857 | ¥11,708,857 |
| 25 | 1.00% | ¥376,872 | ¥113,061,736 | ¥13,061,736 |
| 25 | 1.10% | ¥381,417 | ¥114,424,954 | ¥14,424,954 |
| 25 | 1.20% | ¥385,995 | ¥115,798,496 | ¥15,798,496 |
| 25 | 1.30% | ¥390,608 | ¥117,182,346 | ¥17,182,346 |
| 25 | 1.40% | ¥395,255 | ¥118,576,486 | ¥18,576,486 |
| 25 | 1.50% | ¥399,936 | ¥119,980,898 | ¥19,980,898 |
| 25 | 1.60% | ¥404,652 | ¥121,395,562 | ¥21,395,562 |
| 25 | 1.70% | ¥409,402 | ¥122,820,457 | ¥22,820,457 |
| 25 | 1.80% | ¥414,185 | ¥124,255,562 | ¥24,255,562 |
| 25 | 1.90% | ¥419,003 | ¥125,700,851 | ¥25,700,851 |
| 25 | 2.00% | ¥423,854 | ¥127,156,302 | ¥27,156,302 |
| 25 | 2.10% | ¥428,740 | ¥128,621,887 | ¥28,621,887 |
| 25 | 2.20% | ¥433,659 | ¥130,097,580 | ¥30,097,580 |
| 25 | 2.30% | ¥438,611 | ¥131,583,353 | ¥31,583,353 |
| 25 | 2.40% | ¥443,597 | ¥133,079,177 | ¥33,079,177 |
| 25 | 2.50% | ¥448,617 | ¥134,585,020 | ¥34,585,020 |
| 25 | 2.60% | ¥453,670 | ¥136,100,852 | ¥36,100,852 |
| 25 | 2.70% | ¥458,755 | ¥137,626,640 | ¥37,626,640 |
| 25 | 2.80% | ¥463,874 | ¥139,162,349 | ¥39,162,349 |
| 25 | 2.90% | ¥469,026 | ¥140,707,946 | ¥40,707,946 |
| 25 | 3.00% | ¥474,211 | ¥142,263,394 | ¥42,263,394 |
1億円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥446,635 | ¥107,192,396 | ¥7,192,396 |
| 20 | 0.80% | ¥451,027 | ¥108,246,501 | ¥8,246,501 |
| 20 | 0.90% | ¥455,447 | ¥109,307,249 | ¥9,307,249 |
| 20 | 1.00% | ¥459,894 | ¥110,374,634 | ¥10,374,634 |
| 20 | 1.10% | ¥464,369 | ¥111,448,650 | ¥11,448,650 |
| 20 | 1.20% | ¥468,872 | ¥112,529,292 | ¥12,529,292 |
| 20 | 1.30% | ¥473,402 | ¥113,616,553 | ¥13,616,553 |
| 20 | 1.40% | ¥477,960 | ¥114,710,424 | ¥14,710,424 |
| 20 | 1.50% | ¥482,545 | ¥115,810,898 | ¥15,810,898 |
| 20 | 1.60% | ¥487,158 | ¥116,917,967 | ¥16,917,967 |
| 20 | 1.70% | ¥491,798 | ¥118,031,621 | ¥18,031,621 |
| 20 | 1.80% | ¥496,466 | ¥119,151,852 | ¥19,151,852 |
| 20 | 1.90% | ¥501,161 | ¥120,278,648 | ¥20,278,648 |
| 20 | 2.00% | ¥505,883 | ¥121,412,000 | ¥21,412,000 |
| 20 | 2.10% | ¥510,633 | ¥122,551,897 | ¥22,551,897 |
| 20 | 2.20% | ¥515,410 | ¥123,698,327 | ¥23,698,327 |
| 20 | 2.30% | ¥520,214 | ¥124,851,279 | ¥24,851,279 |
| 20 | 2.40% | ¥525,045 | ¥126,010,739 | ¥26,010,739 |
| 20 | 2.50% | ¥529,903 | ¥127,176,694 | ¥27,176,694 |
| 20 | 2.60% | ¥534,788 | ¥128,349,132 | ¥28,349,132 |
| 20 | 2.70% | ¥539,700 | ¥129,528,039 | ¥29,528,039 |
| 20 | 2.80% | ¥544,639 | ¥130,713,400 | ¥30,713,400 |
| 20 | 2.90% | ¥549,605 | ¥131,905,200 | ¥31,905,200 |
| 20 | 3.00% | ¥554,598 | ¥133,103,423 | ¥33,103,423 |
1億円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥585,394 | ¥105,370,995 | ¥5,370,995 |
| 15 | 0.80% | ¥589,740 | ¥106,153,261 | ¥6,153,261 |
| 15 | 0.90% | ¥594,107 | ¥106,939,267 | ¥6,939,267 |
| 15 | 1.00% | ¥598,495 | ¥107,729,013 | ¥7,729,013 |
| 15 | 1.10% | ¥602,903 | ¥108,522,495 | ¥8,522,495 |
| 15 | 1.20% | ¥607,332 | ¥109,319,711 | ¥9,319,711 |
| 15 | 1.30% | ¥611,781 | ¥110,120,660 | ¥10,120,660 |
| 15 | 1.40% | ¥616,252 | ¥110,925,338 | ¥10,925,338 |
| 15 | 1.50% | ¥620,743 | ¥111,733,744 | ¥11,733,744 |
| 15 | 1.60% | ¥625,255 | ¥112,545,873 | ¥12,545,873 |
| 15 | 1.70% | ¥629,787 | ¥113,361,723 | ¥13,361,723 |
| 15 | 1.80% | ¥634,341 | ¥114,181,291 | ¥14,181,291 |
| 15 | 1.90% | ¥638,914 | ¥115,004,573 | ¥15,004,573 |
| 15 | 2.00% | ¥643,509 | ¥115,831,566 | ¥15,831,566 |
| 15 | 2.10% | ¥648,124 | ¥116,662,266 | ¥16,662,266 |
| 15 | 2.20% | ¥652,759 | ¥117,496,669 | ¥17,496,669 |
| 15 | 2.30% | ¥657,415 | ¥118,334,772 | ¥18,334,772 |
| 15 | 2.40% | ¥662,092 | ¥119,176,569 | ¥19,176,569 |
| 15 | 2.50% | ¥666,789 | ¥120,022,058 | ¥20,022,058 |
| 15 | 2.60% | ¥671,507 | ¥120,871,232 | ¥20,871,232 |
| 15 | 2.70% | ¥676,245 | ¥121,724,088 | ¥21,724,088 |
| 15 | 2.80% | ¥681,003 | ¥122,580,620 | ¥22,580,620 |
| 15 | 2.90% | ¥685,782 | ¥123,440,824 | ¥23,440,824 |
| 15 | 3.00% | ¥690,582 | ¥124,304,695 | ¥24,304,695 |
1億円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥863,083 | ¥103,569,982 | ¥3,569,982 |
| 10 | 0.80% | ¥867,389 | ¥104,086,640 | ¥4,086,640 |
| 10 | 0.90% | ¥871,708 | ¥104,604,961 | ¥4,604,961 |
| 10 | 1.00% | ¥876,041 | ¥105,124,946 | ¥5,124,946 |
| 10 | 1.10% | ¥880,388 | ¥105,646,593 | ¥5,646,593 |
| 10 | 1.20% | ¥884,749 | ¥106,169,903 | ¥6,169,903 |
| 10 | 1.30% | ¥889,124 | ¥106,694,874 | ¥6,694,874 |
| 10 | 1.40% | ¥893,513 | ¥107,221,507 | ¥7,221,507 |
| 10 | 1.50% | ¥897,915 | ¥107,749,800 | ¥7,749,800 |
| 10 | 1.60% | ¥902,331 | ¥108,279,752 | ¥8,279,752 |
| 10 | 1.70% | ¥906,761 | ¥108,811,364 | ¥8,811,364 |
| 10 | 1.80% | ¥911,205 | ¥109,344,634 | ¥9,344,634 |
| 10 | 1.90% | ¥915,663 | ¥109,879,561 | ¥9,879,561 |
| 10 | 2.00% | ¥920,135 | ¥110,416,145 | ¥10,416,145 |
| 10 | 2.10% | ¥924,620 | ¥110,954,384 | ¥10,954,384 |
| 10 | 2.20% | ¥929,119 | ¥111,494,279 | ¥11,494,279 |
| 10 | 2.30% | ¥933,632 | ¥112,035,827 | ¥12,035,827 |
| 10 | 2.40% | ¥938,159 | ¥112,579,029 | ¥12,579,029 |
| 10 | 2.50% | ¥942,699 | ¥113,123,882 | ¥13,123,882 |
| 10 | 2.60% | ¥947,253 | ¥113,670,387 | ¥13,670,387 |
| 10 | 2.70% | ¥951,821 | ¥114,218,541 | ¥14,218,541 |
| 10 | 2.80% | ¥956,403 | ¥114,768,345 | ¥14,768,345 |
| 10 | 2.90% | ¥960,998 | ¥115,319,796 | ¥15,319,796 |
| 10 | 3.00% | ¥965,607 | ¥115,872,894 | ¥15,872,894 |
