1530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1530万円の住宅ローン|期間・年数別
1530万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥30,230 |
¥18,137,786 |
¥2,837,786 |
| 50 |
0.80% |
¥30,947 |
¥18,568,490 |
¥3,268,490 |
| 50 |
0.90% |
¥31,676 |
¥19,005,461 |
¥3,705,461 |
| 50 |
1.00% |
¥32,414 |
¥19,448,673 |
¥4,148,673 |
| 50 |
1.10% |
¥33,163 |
¥19,898,094 |
¥4,598,094 |
| 50 |
1.20% |
¥33,923 |
¥20,353,693 |
¥5,053,693 |
| 50 |
1.30% |
¥34,692 |
¥20,815,432 |
¥5,515,432 |
| 50 |
1.40% |
¥35,472 |
¥21,283,275 |
¥5,983,275 |
| 50 |
1.50% |
¥36,262 |
¥21,757,178 |
¥6,457,178 |
| 50 |
1.60% |
¥37,062 |
¥22,237,098 |
¥6,937,098 |
| 50 |
1.70% |
¥37,872 |
¥22,722,988 |
¥7,422,988 |
| 50 |
1.80% |
¥38,691 |
¥23,214,800 |
¥7,914,800 |
| 50 |
1.90% |
¥39,521 |
¥23,712,482 |
¥8,412,482 |
| 50 |
2.00% |
¥40,360 |
¥24,215,980 |
¥8,915,980 |
| 50 |
2.10% |
¥41,209 |
¥24,725,238 |
¥9,425,238 |
| 50 |
2.20% |
¥42,067 |
¥25,240,198 |
¥9,940,198 |
| 50 |
2.30% |
¥42,935 |
¥25,760,799 |
¥10,460,799 |
| 50 |
2.40% |
¥43,812 |
¥26,286,980 |
¥10,986,980 |
| 50 |
2.50% |
¥44,698 |
¥26,818,677 |
¥11,518,677 |
| 50 |
2.60% |
¥45,593 |
¥27,355,823 |
¥12,055,823 |
| 50 |
2.70% |
¥46,497 |
¥27,898,352 |
¥12,598,352 |
| 50 |
2.80% |
¥47,410 |
¥28,446,194 |
¥13,146,194 |
| 50 |
2.90% |
¥48,332 |
¥28,999,279 |
¥13,699,279 |
| 50 |
3.00% |
¥49,263 |
¥29,557,534 |
¥14,257,534 |
1530万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥33,038 |
¥17,840,479 |
¥2,540,479 |
| 45 |
0.80% |
¥33,748 |
¥18,223,929 |
¥2,923,929 |
| 45 |
0.90% |
¥34,468 |
¥18,612,471 |
¥3,312,471 |
| 45 |
1.00% |
¥35,196 |
¥19,006,088 |
¥3,706,088 |
| 45 |
1.10% |
¥35,935 |
¥19,404,759 |
¥4,104,759 |
| 45 |
1.20% |
¥36,682 |
¥19,808,461 |
¥4,508,461 |
| 45 |
1.30% |
¥37,439 |
¥20,217,172 |
¥4,917,172 |
| 45 |
1.40% |
¥38,205 |
¥20,630,865 |
¥5,330,865 |
| 45 |
1.50% |
¥38,981 |
¥21,049,514 |
¥5,749,514 |
| 45 |
1.60% |
¥39,765 |
¥21,473,088 |
¥6,173,088 |
| 45 |
1.70% |
¥40,558 |
¥21,901,556 |
¥6,601,556 |
| 45 |
1.80% |
¥41,361 |
¥22,334,886 |
¥7,034,886 |
| 45 |
1.90% |
¥42,172 |
¥22,773,043 |
¥7,473,043 |
| 45 |
2.00% |
¥42,993 |
¥23,215,992 |
¥7,915,992 |
| 45 |
2.10% |
¥43,822 |
¥23,663,694 |
¥8,363,694 |
| 45 |
2.20% |
¥44,659 |
¥24,116,110 |
¥8,816,110 |
| 45 |
2.30% |
¥45,506 |
¥24,573,200 |
¥9,273,200 |
| 45 |
2.40% |
¥46,361 |
¥25,034,922 |
¥9,734,922 |
| 45 |
2.50% |
¥47,225 |
¥25,501,232 |
¥10,201,232 |
| 45 |
2.60% |
¥48,096 |
¥25,972,086 |
¥10,672,086 |
| 45 |
2.70% |
¥48,977 |
¥26,447,437 |
¥11,147,437 |
| 45 |
2.80% |
¥49,865 |
¥26,927,238 |
¥11,627,238 |
| 45 |
2.90% |
¥50,762 |
¥27,411,442 |
¥12,111,442 |
| 45 |
3.00% |
¥51,667 |
¥27,899,998 |
¥12,599,998 |
1530万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥36,555 |
¥17,546,263 |
¥2,246,263 |
| 40 |
0.80% |
¥37,257 |
¥17,883,394 |
¥2,583,394 |
| 40 |
0.90% |
¥37,968 |
¥18,224,559 |
¥2,924,559 |
| 40 |
1.00% |
¥38,687 |
¥18,569,748 |
¥3,269,748 |
| 40 |
1.10% |
¥39,414 |
¥18,918,947 |
¥3,618,947 |
| 40 |
1.20% |
¥40,150 |
¥19,272,142 |
¥3,972,142 |
| 40 |
1.30% |
¥40,894 |
¥19,629,318 |
¥4,329,318 |
| 40 |
1.40% |
¥41,647 |
¥19,990,459 |
¥4,690,459 |
| 40 |
1.50% |
¥42,407 |
¥20,355,548 |
¥5,055,548 |
| 40 |
1.60% |
¥43,176 |
¥20,724,566 |
¥5,424,566 |
| 40 |
1.70% |
¥43,953 |
¥21,097,493 |
¥5,797,493 |
| 40 |
1.80% |
¥44,738 |
¥21,474,308 |
¥6,174,308 |
| 40 |
1.90% |
¥45,531 |
¥21,854,990 |
¥6,554,990 |
| 40 |
2.00% |
¥46,332 |
¥22,239,515 |
¥6,939,515 |
| 40 |
2.10% |
¥47,141 |
¥22,627,859 |
¥7,327,859 |
| 40 |
2.20% |
¥47,958 |
¥23,019,998 |
¥7,719,998 |
| 40 |
2.30% |
¥48,783 |
¥23,415,904 |
¥8,115,904 |
| 40 |
2.40% |
¥49,616 |
¥23,815,552 |
¥8,515,552 |
| 40 |
2.50% |
¥50,456 |
¥24,218,913 |
¥8,918,913 |
| 40 |
2.60% |
¥51,304 |
¥24,625,958 |
¥9,325,958 |
| 40 |
2.70% |
¥52,160 |
¥25,036,658 |
¥9,736,658 |
| 40 |
2.80% |
¥53,023 |
¥25,450,982 |
¥10,150,982 |
| 40 |
2.90% |
¥53,894 |
¥25,868,899 |
¥10,568,899 |
| 40 |
3.00% |
¥54,772 |
¥26,290,376 |
¥10,990,376 |
1530万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥41,084 |
¥17,255,145 |
¥1,955,145 |
| 35 |
0.80% |
¥41,778 |
¥17,546,896 |
¥2,246,896 |
| 35 |
0.90% |
¥42,480 |
¥17,841,743 |
¥2,541,743 |
| 35 |
1.00% |
¥43,190 |
¥18,139,679 |
¥2,839,679 |
| 35 |
1.10% |
¥43,906 |
¥18,440,697 |
¥3,140,697 |
| 35 |
1.20% |
¥44,630 |
¥18,744,789 |
¥3,444,789 |
| 35 |
1.30% |
¥45,362 |
¥19,051,945 |
¥3,751,945 |
| 35 |
1.40% |
¥46,100 |
¥19,362,156 |
¥4,062,156 |
| 35 |
1.50% |
¥46,846 |
¥19,675,412 |
¥4,375,412 |
| 35 |
1.60% |
¥47,599 |
¥19,991,701 |
¥4,691,701 |
| 35 |
1.70% |
¥48,360 |
¥20,311,012 |
¥5,011,012 |
| 35 |
1.80% |
¥49,127 |
¥20,633,332 |
¥5,333,332 |
| 35 |
1.90% |
¥49,902 |
¥20,958,648 |
¥5,658,648 |
| 35 |
2.00% |
¥50,683 |
¥21,286,946 |
¥5,986,946 |
| 35 |
2.10% |
¥51,472 |
¥21,618,211 |
¥6,318,211 |
| 35 |
2.20% |
¥52,268 |
¥21,952,430 |
¥6,652,430 |
| 35 |
2.30% |
¥53,070 |
¥22,289,586 |
¥6,989,586 |
| 35 |
2.40% |
¥53,880 |
¥22,629,662 |
¥7,329,662 |
| 35 |
2.50% |
¥54,697 |
¥22,972,643 |
¥7,672,643 |
| 35 |
2.60% |
¥55,520 |
¥23,318,509 |
¥8,018,509 |
| 35 |
2.70% |
¥56,351 |
¥23,667,245 |
¥8,367,245 |
| 35 |
2.80% |
¥57,188 |
¥24,018,830 |
¥8,718,830 |
| 35 |
2.90% |
¥58,032 |
¥24,373,246 |
¥9,073,246 |
| 35 |
3.00% |
¥58,882 |
¥24,730,473 |
¥9,430,473 |
1530万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥47,131 |
¥16,967,132 |
¥1,667,132 |
| 30 |
0.80% |
¥47,818 |
¥17,214,445 |
¥1,914,445 |
| 30 |
0.90% |
¥48,511 |
¥17,464,037 |
¥2,164,037 |
| 30 |
1.00% |
¥49,211 |
¥17,715,905 |
¥2,415,905 |
| 30 |
1.10% |
¥49,917 |
¥17,970,044 |
¥2,670,044 |
| 30 |
1.20% |
¥50,629 |
¥18,226,451 |
¥2,926,451 |
| 30 |
1.30% |
¥51,348 |
¥18,485,119 |
¥3,185,119 |
| 30 |
1.40% |
¥52,072 |
¥18,746,045 |
¥3,446,045 |
| 30 |
1.50% |
¥52,803 |
¥19,009,221 |
¥3,709,221 |
| 30 |
1.60% |
¥53,541 |
¥19,274,642 |
¥3,974,642 |
| 30 |
1.70% |
¥54,284 |
¥19,542,302 |
¥4,242,302 |
| 30 |
1.80% |
¥55,034 |
¥19,812,193 |
¥4,512,193 |
| 30 |
1.90% |
¥55,790 |
¥20,084,309 |
¥4,784,309 |
| 30 |
2.00% |
¥56,552 |
¥20,358,641 |
¥5,058,641 |
| 30 |
2.10% |
¥57,320 |
¥20,635,181 |
¥5,335,181 |
| 30 |
2.20% |
¥58,094 |
¥20,913,922 |
¥5,613,922 |
| 30 |
2.30% |
¥58,875 |
¥21,194,855 |
¥5,894,855 |
| 30 |
2.40% |
¥59,661 |
¥21,477,970 |
¥6,177,970 |
| 30 |
2.50% |
¥60,453 |
¥21,763,259 |
¥6,463,259 |
| 30 |
2.60% |
¥61,252 |
¥22,050,711 |
¥6,750,711 |
| 30 |
2.70% |
¥62,056 |
¥22,340,317 |
¥7,040,317 |
| 30 |
2.80% |
¥62,867 |
¥22,632,066 |
¥7,332,066 |
| 30 |
2.90% |
¥63,683 |
¥22,925,947 |
¥7,625,947 |
| 30 |
3.00% |
¥64,505 |
¥23,221,950 |
¥7,921,950 |
1530万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥55,607 |
¥16,682,228 |
¥1,382,228 |
| 25 |
0.80% |
¥56,287 |
¥16,886,049 |
¥1,586,049 |
| 25 |
0.90% |
¥56,972 |
¥17,091,455 |
¥1,791,455 |
| 25 |
1.00% |
¥57,661 |
¥17,298,446 |
¥1,998,446 |
| 25 |
1.10% |
¥58,357 |
¥17,507,018 |
¥2,207,018 |
| 25 |
1.20% |
¥59,057 |
¥17,717,170 |
¥2,417,170 |
| 25 |
1.30% |
¥59,763 |
¥17,928,899 |
¥2,628,899 |
| 25 |
1.40% |
¥60,474 |
¥18,142,202 |
¥2,842,202 |
| 25 |
1.50% |
¥61,190 |
¥18,357,077 |
¥3,057,077 |
| 25 |
1.60% |
¥61,912 |
¥18,573,521 |
¥3,273,521 |
| 25 |
1.70% |
¥62,638 |
¥18,791,530 |
¥3,491,530 |
| 25 |
1.80% |
¥63,370 |
¥19,011,101 |
¥3,711,101 |
| 25 |
1.90% |
¥64,107 |
¥19,232,230 |
¥3,932,230 |
| 25 |
2.00% |
¥64,850 |
¥19,454,914 |
¥4,154,914 |
| 25 |
2.10% |
¥65,597 |
¥19,679,149 |
¥4,379,149 |
| 25 |
2.20% |
¥66,350 |
¥19,904,930 |
¥4,604,930 |
| 25 |
2.30% |
¥67,108 |
¥20,132,253 |
¥4,832,253 |
| 25 |
2.40% |
¥67,870 |
¥20,361,114 |
¥5,061,114 |
| 25 |
2.50% |
¥68,638 |
¥20,591,508 |
¥5,291,508 |
| 25 |
2.60% |
¥69,411 |
¥20,823,430 |
¥5,523,430 |
| 25 |
2.70% |
¥70,190 |
¥21,056,876 |
¥5,756,876 |
| 25 |
2.80% |
¥70,973 |
¥21,291,839 |
¥5,991,839 |
| 25 |
2.90% |
¥71,761 |
¥21,528,316 |
¥6,228,316 |
| 25 |
3.00% |
¥72,554 |
¥21,766,299 |
¥6,466,299 |
1530万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥68,335 |
¥16,400,437 |
¥1,100,437 |
| 20 |
0.80% |
¥69,007 |
¥16,561,715 |
¥1,261,715 |
| 20 |
0.90% |
¥69,683 |
¥16,724,009 |
¥1,424,009 |
| 20 |
1.00% |
¥70,364 |
¥16,887,319 |
¥1,587,319 |
| 20 |
1.10% |
¥71,049 |
¥17,051,644 |
¥1,751,644 |
| 20 |
1.20% |
¥71,737 |
¥17,216,982 |
¥1,916,982 |
| 20 |
1.30% |
¥72,431 |
¥17,383,333 |
¥2,083,333 |
| 20 |
1.40% |
¥73,128 |
¥17,550,695 |
¥2,250,695 |
| 20 |
1.50% |
¥73,829 |
¥17,719,067 |
¥2,419,067 |
| 20 |
1.60% |
¥74,535 |
¥17,888,449 |
¥2,588,449 |
| 20 |
1.70% |
¥75,245 |
¥18,058,838 |
¥2,758,838 |
| 20 |
1.80% |
¥75,959 |
¥18,230,233 |
¥2,930,233 |
| 20 |
1.90% |
¥76,678 |
¥18,402,633 |
¥3,102,633 |
| 20 |
2.00% |
¥77,400 |
¥18,576,036 |
¥3,276,036 |
| 20 |
2.10% |
¥78,127 |
¥18,750,440 |
¥3,450,440 |
| 20 |
2.20% |
¥78,858 |
¥18,925,844 |
¥3,625,844 |
| 20 |
2.30% |
¥79,593 |
¥19,102,246 |
¥3,802,246 |
| 20 |
2.40% |
¥80,332 |
¥19,279,643 |
¥3,979,643 |
| 20 |
2.50% |
¥81,075 |
¥19,458,034 |
¥4,158,034 |
| 20 |
2.60% |
¥81,823 |
¥19,637,417 |
¥4,337,417 |
| 20 |
2.70% |
¥82,574 |
¥19,817,790 |
¥4,517,790 |
| 20 |
2.80% |
¥83,330 |
¥19,999,150 |
¥4,699,150 |
| 20 |
2.90% |
¥84,090 |
¥20,181,496 |
¥4,881,496 |
| 20 |
3.00% |
¥84,853 |
¥20,364,824 |
¥5,064,824 |
1530万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥89,565 |
¥16,121,762 |
¥821,762 |
| 15 |
0.80% |
¥90,230 |
¥16,241,449 |
¥941,449 |
| 15 |
0.90% |
¥90,898 |
¥16,361,708 |
¥1,061,708 |
| 15 |
1.00% |
¥91,570 |
¥16,482,539 |
¥1,182,539 |
| 15 |
1.10% |
¥92,244 |
¥16,603,942 |
¥1,303,942 |
| 15 |
1.20% |
¥92,922 |
¥16,725,916 |
¥1,425,916 |
| 15 |
1.30% |
¥93,603 |
¥16,848,461 |
¥1,548,461 |
| 15 |
1.40% |
¥94,287 |
¥16,971,577 |
¥1,671,577 |
| 15 |
1.50% |
¥94,974 |
¥17,095,263 |
¥1,795,263 |
| 15 |
1.60% |
¥95,664 |
¥17,219,519 |
¥1,919,519 |
| 15 |
1.70% |
¥96,357 |
¥17,344,344 |
¥2,044,344 |
| 15 |
1.80% |
¥97,054 |
¥17,469,738 |
¥2,169,738 |
| 15 |
1.90% |
¥97,754 |
¥17,595,700 |
¥2,295,700 |
| 15 |
2.00% |
¥98,457 |
¥17,722,230 |
¥2,422,230 |
| 15 |
2.10% |
¥99,163 |
¥17,849,327 |
¥2,549,327 |
| 15 |
2.20% |
¥99,872 |
¥17,976,990 |
¥2,676,990 |
| 15 |
2.30% |
¥100,585 |
¥18,105,220 |
¥2,805,220 |
| 15 |
2.40% |
¥101,300 |
¥18,234,015 |
¥2,934,015 |
| 15 |
2.50% |
¥102,019 |
¥18,363,375 |
¥3,063,375 |
| 15 |
2.60% |
¥102,741 |
¥18,493,298 |
¥3,193,298 |
| 15 |
2.70% |
¥103,465 |
¥18,623,785 |
¥3,323,785 |
| 15 |
2.80% |
¥104,194 |
¥18,754,835 |
¥3,454,835 |
| 15 |
2.90% |
¥104,925 |
¥18,886,446 |
¥3,586,446 |
| 15 |
3.00% |
¥105,659 |
¥19,018,618 |
¥3,718,618 |
1530万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥132,052 |
¥15,846,207 |
¥546,207 |
| 10 |
0.80% |
¥132,710 |
¥15,925,256 |
¥625,256 |
| 10 |
0.90% |
¥133,371 |
¥16,004,559 |
¥704,559 |
| 10 |
1.00% |
¥134,034 |
¥16,084,117 |
¥784,117 |
| 10 |
1.10% |
¥134,699 |
¥16,163,929 |
¥863,929 |
| 10 |
1.20% |
¥135,367 |
¥16,243,995 |
¥943,995 |
| 10 |
1.30% |
¥136,036 |
¥16,324,316 |
¥1,024,316 |
| 10 |
1.40% |
¥136,707 |
¥16,404,891 |
¥1,104,891 |
| 10 |
1.50% |
¥137,381 |
¥16,485,719 |
¥1,185,719 |
| 10 |
1.60% |
¥138,057 |
¥16,566,802 |
¥1,266,802 |
| 10 |
1.70% |
¥138,734 |
¥16,648,139 |
¥1,348,139 |
| 10 |
1.80% |
¥139,414 |
¥16,729,729 |
¥1,429,729 |
| 10 |
1.90% |
¥140,096 |
¥16,811,573 |
¥1,511,573 |
| 10 |
2.00% |
¥140,781 |
¥16,893,670 |
¥1,593,670 |
| 10 |
2.10% |
¥141,467 |
¥16,976,021 |
¥1,676,021 |
| 10 |
2.20% |
¥142,155 |
¥17,058,625 |
¥1,758,625 |
| 10 |
2.30% |
¥142,846 |
¥17,141,482 |
¥1,841,482 |
| 10 |
2.40% |
¥143,538 |
¥17,224,591 |
¥1,924,591 |
| 10 |
2.50% |
¥144,233 |
¥17,307,954 |
¥2,007,954 |
| 10 |
2.60% |
¥144,930 |
¥17,391,569 |
¥2,091,569 |
| 10 |
2.70% |
¥145,629 |
¥17,475,437 |
¥2,175,437 |
| 10 |
2.80% |
¥146,330 |
¥17,559,557 |
¥2,259,557 |
| 10 |
2.90% |
¥147,033 |
¥17,643,929 |
¥2,343,929 |
| 10 |
3.00% |
¥147,738 |
¥17,728,553 |
¥2,428,553 |